I-Telefónica ngokungathandabuzekiyo yenye yexabiso eliphambili kwii-equity zaseSpain. Ukuya kuthi ga kwinqanaba lokuba ukuvela kwayo kwiimarike zezemali kuthathe isigqibo kwi-Ibex 35 ukuya phezulu okanye ezantsi Kwiseshoni nganye yokurhweba. Ayimangalisi ke into yokuba izabelo zayo zikhona kwiphothifoliyo yotyalo-mali yenani elihle labatyali mali abancinci nabaphakathi. Ayothusi into yokuba bambalwa kakhulu abantu ebomini babo abangakhange basebenze ngezenzo zabo. Apho ngokuqinisekileyo uninzi lwabo luya kuba nokugcina imali kwabo kule nkampani ikhokelela kwezonxibelelwano kweli lizwekazi lakudala ngeli xesha.
Ngenxa yokuba, kunjalo, yi xabiso rhoqo kubo bonke abagcini. Ukusuka kwabo baqala ngeendlela ezinobundlongondlongo kwabo baneqondo eliphakathi okanye eligqibeleleyo lokugcina imali. Kuba sithetha ngenye yeenkampani zabo bonke ubomi kwaye kwiminyaka emininzi eyadlulayo izabelo zayo zazaziwa ngokuba yi "matildes". Ingakumbi kuba iya kuba sisicwangciso-qhinga sokwenza ngaphezulu kwengxowa ezinzileyo yokonga kule minyaka imbalwa izayo. Ngoku le meko itshintshile kakhulu ngenxa yolwakhiwo olutsha lwenkampani yesizwe.
Kule meko, isimilo sayo kwiimarike zezabelo kulo nyaka sicacile. Ngombulelo wezabelo zayo ngaphezulu kwe-5%, nangaphambi kwamanye amaxabiso abaluleke ngokukodwa kwii-indices eziphambili zentengiso yesitokhwe. Okwangoku, kukwinkqubo yokudibanisa ekhokelela kwi Izabelo zithengiswa kumanqanaba aphakathi kwe-9 ukuya kwi-10 ye-euro. Kungumzuzu obaluleke kakhulu ukuba ukusukela ngoku ungathatha imeko enye okanye enye. Ukuze abatyali mali babe lula ngakumbi ukwenza izigqibo malunga nale nkampani. Ukuba ungena kwiimarike, hlengisa izikhundla okanye ukhethe ezinye iindlela ezizezinye.
I-Telefónica: elona nyuko likhulu lonyaka
Okwangoku, inyanga kaJulayi ayikashiyi kuxabiseka kakhulu kumaxabiso ayo unyaka wonke. Kuba, eneneni, izabelo zeTelefonica zivalile esona seshoni sazo sonyaka, ngokunyuka kwe-3,48% Ngosuku apho iziphumo zalo zamkelwe kakuhle kwimarike. Ngale ndlela, izikhundla zokuthenga zibekwe ngokucacileyo kubathengisi. Ngamandla angaphezu kwesiqhelo kwezi meko. Ukufikelela kwinqanaba lokuba kunokuba luphawu oluthembekileyo, iinjongo zabo kwiintsuku ezimbalwa ezizayo. Apho inqanaba elikwi-10 euro liya kuba lelinye lamaqhosha okuqonda ukuvela kwayo okulandelayo.
Kwelinye icala, awungekhe ungayihoyi enye yedatha efanelekileyo kakhulu. Kungenxa yokuba, inzuzo yeTelefonica, yenxalenye yayo, ifikelele kwi-26.091 yezigidi zeerandi, emele ukwanda nge-3,4%, xa kuthelekiswa nezigidi ezingama-25.235 ezidlulileyo. Kukukhuthaza ngokucacileyo ukuthatha izikhundla kule mizuzu. Ewe, luphawu oluthembekileyo kakhulu lweenjongo zokwenyani zexabiso kwixesha elifutshane neliphakathi. Inokuba luncedo olukhulu ekwenzeni nawuphi na umsebenzi ngeli xabiso libalulekileyo lezabelo zaseSpain.
Malunga nee-euro ezili-10 ngesabelo ngasinye
Ngayiphi na imeko, intengo yeTelefonica ivale olona suku lubalaseleyo kulo nyaka uphela. Ngenjongo ezimisele kakhulu yokufikelela kwi-euro ezingama-10 ngesabelo ngasinye. Ayothusi into yokuba eli nyathelo lisekwe kwinyani yokuba oku kunyuka kuhambelana nomthamo weekhontrakthi ezijikeleze i-47.333 yezigidi zeerandi. Konke ukubhengezwa kweenjongo kwaye oko unokukunika ulwazi olungaphezulu kwesinye malunga nendlela ahamba ngayo ukususela ngoku ukuya phambili. Nangona kungasayi kuba sisigqibo esilula kakhulu ukusenza ngenxa yamathemba akhethekileyo aya kwenziwa ziimarike zezabelo ukusukela ngo-Agasti.
Ukusuka kule meko ngokubanzi, kusekutsha kakhulu ukuvavanya ifuthe leerhafu ezintsha. Apho ifuthe leenkonzo eziziimobhayili kwikota yesibini neyesithathu yalo nyaka ziya kubaluleka kakhulu. Akumangalisi ukuba ezi datha zinokubonelela ngesiginali efanelekileyo malunga nokuba ngabanini-mali abancinci nabaphakathi banokwenza ntoni kwiinyanga ezidlulileyo zika-2017. Ukuthwala ukuxhathisa kwee-euro ezingama-10 isenzo esinenqaku lesalathiso lokwenza naluphi na uhlobo lwezigqibo. Ngengqiqo ethile okanye enye, ukuthobela zonke izicwangciso zotyalo-mali.
Ithagethi enokubakho kwixabiso lakho
Enye yezona zinto zibalulekileyo zeTelefonica kukuphinda kube nakho ukuphinda kube nakho. Kuba, enyanisweni, awungekhe ulibale nangaliphi na ixesha ukuba ikhowuti yakho ixhomekeke kuyo uphononongo olunzulu ngabahlalutyi abohlukeneyo nabalamli beemarike zezemali. Apho kuqheleke kakhulu ukuba ukuvumelana kweengcali kujolise malunga ne-11 okanye i-euro ezingama-12. Kwaye elona themba linethemba lokuba kwiinyanga ezimbalwa linokufikelela kwinqanaba le-15 yeuros isabelo. Into egqithileyo ukuba uyayithathela ingqalelo into yokuba kuya kufuneka iphinde iphinde iphinde iphinde iphinde iphinde iphinde iphinde iphinde yenziwe ngaphezulu kwe-75%.
Eyona nto inyanisekileyo ngabahlalutyi beJP Morgan ababona ukuphucuka kwamaxabiso abo emva kohlaziyo lokugqibela olwenziwe. Apho babonisa khona ukuba ixabiso ekujoliswe kulo liyadlula ukusuka kwi-11,30 euro ukuya kwi-11,50 euro. Ngayiphi na imeko, luphawu lokuba inzala phakathi kweearhente eziphambili kunye nabalamli bezemali iyanda. Emva kokuhlaziywa kwakhona ukuza kuthi ga ngoku kulo nyaka kungabikho ngaphantsi kwe-15%. Ngaphezulu kwamaxabiso aphezulu kwimarike yaseSpain, kwaneetshipsi zemveli eziluhlaza.
Ngesivuno esiphezulu senzuzo
Enye yeempawu ezintle zeli xabiso libalulekileyo lemarike yaseSpain kukuba yenye yezo zibonelela ngomvuzo ongcono kubanini zabelo. Kuba inyani, isasaza i- isahlulo nge Umyinge wenzuzo osondela kwi-8%, yenye yezona ziphezulu kwimarike yemasheya, hayi iSpanish kuphela kodwa kwilizwekazi lonke elidala. Ngokuhlawulwa kabini ngonyaka okwenziwa ngokusesikweni ngenyanga kaJuni nangoNovemba. Ukuze baye ngqo kwiakhawunti yangoku yabatyali mali abancinci nabaphakathi. Ngokuphela kwemfuneko yokulahla izabelo kwiintsuku ezintathu kwangaphambili kunye nemihla yokuhlawulwa kwalo mvuzo kubanini zabelo.
Ukuhlawulwa kwezahlulo ke yenye yezinto ezikhuthazayo ekufuneka ungene kuzo kwizikhundla zeTelefonica ukusukela ngoku. Nokuba zikhuselekile njani na ukhuseleko lwabo kuluhlu lweemarike zezemali. Ngenxa yokuba, yenye yeendlela ezizezinye zokwenza ngokuthe ngcembe ibhegi yokonga ezinzileyo kunye nekhuselekileyo kule minyaka imbalwa izayo. Kodwa kule meko, kwaye njengoko inoveli engundoqo, ngokusebenzisa equities. Le yinto eyodwa ukuba esi sicwangciso sotyalo-mali sinokukuzisa ngokuvulwa kwezikhundla kule nkampani yonxibelelwano.
Ngaba lixesha elifanelekileyo lokuthenga?
Ngayiphi na imeko, owona mbuzo ubaluleke kakhulu kwimidla yakho njengotyalomali ulele ekwazini ukuba lixesha elifanelekileyo lokuvula izikhundla kule nkampani idwelisiweyo. Ewe, elinye lamaqhosha liya kuba lelo ungalahlekelwa yinkxaso ye-9 euro ngaphandle kokuba. Kuya kuthatha isigqibo sokuqhubeka neli xabiso ukusukela ngoku ukuya phambili. Esinye sezicwangciso zokuthenga izabelo zakho ziya kusekelwa ekwenzeni le misebenzi okokoko imeko jikelele yeemarike zezemali iyakhula kwimigaqo emininzi.
Kwelinye icala, awungekhe ulibale ukuba ekuhambeni kwexesha kuya kuhlala kunenzuzo enkulu ukuthatha izikhundla kweli xabiso ukusuka kula maxesha achanekileyo. Nangona kunganqweneleka kakhulu ekuthengeni ukuba kwenziwe ngokuthenga okuxineneyo. Oko kukuthi, ngamaxabiso akhuphisanayo kakhulu ukuze ukuthengisa kamva kunenzuzo ngakumbi. Kuyinyani ukuba sisicwangciso esiluncedo kakhulu esinokuxhamlisa umdla wakho kwixesha eliphakathi nelide ngaphezulu kwako konke. Ke ungaqala ukusebenzisa ukusukela ngoku.
Imisebenzi ukususela ngoku ngoku
Nangona kunjalo, ayizukubakho enye indlela ngaphandle kokujonga ukuvela kwamaxabiso abo kwiinyanga ezizayo. Ukuze ngale ndlela, sibe nomqondiso ongaphezulu kwesinye ukwazi ukuba singenza ntoni ngale nkampani. Ukuba ukungena kwizikhundla zabo okanye ukuba ngokuchaseneyo linda ixesha elingcono ukwenza imisebenzi. Kungenxa yokuba iya kuba yintshukumo eya kuthi ibaluleke kakhulu ukuze ekugqibeleni ufumane ukufezekiswa kwemali kwiimarike ze-equity.
Kwelinye icala, izikhundla zeTelefonica zinokuthathwa kwimali yotyalo mali esekwe kule nkampani. Akumangalisi ukuba sisicwangciso esenzelwe iprofayili yotyalo mali encinci kunye naphakathi. Apho ukhuseleko lokonga lukhona ngaphezulu kwezinye izinto zobuchwephesha okanye ezobundlongondlongo. Ukugcina ulondolozo lwakho kubudlelwane bakho nehlabathi lemali.