Ewe kunjalo, uninzi luya kuba zizinto eziguquguqukayo eziya kuthi zichonge ukuvela kwee-equities. ngalo nyaka ukuba saqala nje. Ukongeza, yendalo eyahlukileyo. Kodwa ngokuqinisekileyo enye yeenkwenkwezi iza kuvela ku amaxabiso enzala. Zombini icala elinye icala leAtlantic. Okwangoku babonisa indlela eyahlukileyo. Ukuya kuthi ga kwinqanaba lokuba inokulugqwetha umkhwa weemarike zentengiso zamanye amazwe.
Ukusuka kule meko iboniswe yimarike yemali, alithandabuzeki elokuba baya kudlala indima yokumisela ukuze ukwazi ukwenza ukuba ukonga kwakho kunenzuzo ukusukela ngoku. Siza kukunika imikhondo malunga nokuba zingavela phi iintshukumo. Nawuphi na umothuko uya kubuliswa ziimarike zemali kunye ukunyuka okukhulu okanye ukuwa. Ngokusekwe kuhlobo lokwahluka koqikelelo lwaseburhulumenteni.
Ayizothusa into yokuba ngaphezulu komtyalomali omncinci nophakathi alinde kwiinyanga ezilandelayo zolu rhwebo. Akumangalisi ukuba ifumene indima ekhokelayo iminyaka emininzi. Ngaphezulu kweminye imilinganiselo yezoqoqosho. Njengokunyuka kwamaxabiso, ukulingana kwemali okanye ukukhula koqoqosho. Ukuza kuthi ga kwinqanaba lokuba nayiphi na intlanganiso yamabhunga olawulo ivelisa ulindelo olukhulu kubo bonke abameli bee-equity. Kwaye kunokuba ngaphantsi, ngokuqinisekileyo kunjalo nakwimeko yakho.
Iindidi: iintshukumo kwiFED
Ewe, amehlo abahlalutyi kwiimarike zezemali kukunyuka okulandelayo yi-United States Federal Reserve (FED) Kucacile ukuba iya kubaphakamisa kwiinyanga ezilishumi elinambini ezizayo zonyaka. Kodwa bubuphi ubungakanani? Ukusuka eBanco Santander baxhasa isigqibo esiza kwenziwa, ubuncinci kabini ngonyaka. Into evumelana ngayo nezinye iingcali. Nangona kungagwetywanga ukuba kuya kubakho ixesha lesithathu ukunyuka kwenqanaba lenzala.
Ukuze le meko yenzeke, esinye sezakhiwo ekufuneka sidibene naso kukuba ukukhula koqoqosho lwaseMntla Melika kuqhubeka ngamandla afanayo nalawa ebekhona ukuza kuthi ga ngoku. Ngokomgaqo, ziindaba ezimnandi kuzo zonke iimarike zezemali. Ke ngoko, ayifanele kuchaphazela ukusebenza kweemarike zezabelo. Ngaphandle kokuba le meko ayihambelani nezinye iindaba ezinokubaluleka okhethekileyo. Ukuya kuthi ga kwinqanaba apho uhlalutyo lweenkonzo zikaSantander luqikelela ukuba ukukhula koqoqosho izakukhula ngezinga eliphakathi kwe 2,5% kunye ne 3%, kuxhomekeke kumanyathelo athathwe ngumongameli omtsha, uDonald Trump.
Ukusuka kolu luvo luboniswe ngumyinge wenzala, ayizukuchaphazela kakhulu kwiimarike zamasheya. Kwaye ngokungaphantsi kokuvela kwilizwekazi elidala. Akumangalisi ke ukuba, bakhathazeke ngezinye iindaba okanye imicimbi yezoqoqosho. Ngale ndlela, impendulo yeemarike zezabelo zihlala zingathathi cala. Ngaphandle kwesigqibo esincinci malunga nomdla wakho wokwenza ukonga kunenzuzo ngeli xesha litsha.
Eyona meko ilungileyo yeebhegi
Alithandabuzeki elokuba eyona meko intle kubo bonke abatyali mali kukuba inzala e-USA ayinyuki kwaye ihlala ingezantsi kwemida ekhoyo. Phakathi kwe-0,50% kunye ne-0,75%. Kuya kuba kuhle kakhulu kwimidla yakho malunga nelizwe lemali ngesizathu esilula kakhulu sokuqonda. Ayisiyonto ngaphandle kwemali ebiza kakhulu eza kuqhubeka. Kwaye oku kuhlala kusamkelwa kakuhle ngabo bonke abatyali mali kwihlabathi. Phakathi kwezinye izizathu, kuba izibonelelo zeeakhawunti zenkampani. Kuba ukuxhaswa kwayo kutshiphu kakhulu kunemali ebiza kakhulu.
Nangona kunjalo, ingxaki ngale meko kukuba ibangelwa kukudodobala koqoqosho lwaseMelika. Ewe ukhona, Le yinto eyoyikisa ngakumbi iiarhente zezemali. Ukuba yenye yezona meko zibi ezinokuthi zivele ngeli xesha lokuzilolonga. Ngayiphi na imeko, kubonakala kungenakwenzeka ukuba oku kuya kwenzeka ngokusekwe kwiziphumo zezalathi zezoqoqosho eziphambili. Kwimeko nayiphi na into, kuya kufuneka uqaphele oko kwenzekayo. Kwimeko apho isimanga esibi sinokuvela. Akukho nto inokukhutshelwa ngaphandle, ngakumbi ngeli xesha langoku.
Ukuqhubeka kwemali yaseYurophu
Elinye ityala lahluke mpela yile yenzekayo kwilizwekazi elidala kwaye ngakumbi kwindawo ye-euro. Abaphathi bayo bakhethe ukwehlisa ixabiso lemali. Kuya kufuneka ukhumbule ukuba lixesha lonke. Nge-0%, oko kuthetha ukuba ixabiso layo alikho. Kodwa endaweni yoko, ziindaba ezilungileyo kakhulu kwimidla yabatyali mali, njengoko kunjalo kwimeko yakho.
Umbono kukuba imeko yangoku iya kuqhubeka kwiinyanga ezimbalwa ezizayo. Koda kube nini? Abatyalomali abaninzi abancinci bayazibuza. Ayothusi into yokuba bafuna enye okanye enye ukukhokela utyalo-mali lwabo ngeli xesha linzima lokuntywila. Zonke iingqikelelo zibonisa ukuba hayi kwisemester yokuqala yonke into iya kuhlala injalo. Enye into eyahlukileyo kakhulu yile kuza kwenzeka ntoni ukusukela ngenyanga kaJulayi. Apho kungagwetyelwanga ngaphandle ukuba i-European Central Bank (i-ECB) inokutshintsha isicwangciso sayo semali. Ngokukhula okuneentloni kwinqanaba lenzala.
Iklasi ibonakala ngathi izakuba njalo, hayi kuba inyusa izinga lenzala. Ukuba akunjalo, ngokuchaseneyo, kuya kwenziwa njani ngamandla. Yiyo le nto iiarhente zokulingana kwilizwekazi elidala eziyazi kakhulu. Kungenxa yokuba iya kuba lelona qonga liqinisekileyo kwiimarike zemali thatha enye okanye enye indlela. Naluphi na utshintsho ngesiquphe kumgaqo-nkqubo wezemali woLuntu uya kuzisa ukuhla kokubaluleka kwezinye ii-indices zemarike yemasheya. Phantse ngaphandle kokukhetha. Ukuya kwinqanaba lokuba kunokuba luncedo kakhulu kuwe ukuba uphume kwiimarike. Oko kukuthi, ukuhlawula amatyala kwiakhawunti yakho yokujonga.
Iziphumo zokunyuka kwenqanaba
Ukonyuka kweepesenti zenqanaba lenzala, ngakumbi ukuba kumiselwe ngokusesikweni ngendlela enobundlongondlongo, kuya kubandakanya uthotho lweziphumo zazo zonke ii-equities zeendawo ezichaphazelekayo zejografi. Ngaba uyafuna ukwazi ukuba zeziphi ezinye zeziphumo eziya kuba? Ewe, qaphela kuba zinokuba luncedo olukhulu kwimisebenzi oza kuyenza ukusukela ngoku. Unokulindela izigqibo ekufuneka uzenzile ngale meko intsha yoqoqosho enokuvela kulo nyaka mtsha.
- Iingxowa ngokuqinisekileyo ziya kuwa, nkqu ngobundlobongela obuninzi kunesiqhelo. Nangona kunokwenzeka ukuba bakwazi ukuzinza emva kweeveki ezimbalwa ngamaxabiso eenkampani ezidwelisiweyo awe.
- Kuyakubaluleke kakhulu ukuba unake, xa olu tshintsho kumanqanaba enzala lukhula, imeko ngokubanzi yeemarike zezemali. Inokukunika umqondiso ongaqhelekanga malunga nokuhamba kweentshukumo kwimarike yemasheya. Ayifani ukuba ikwi-bullish kune-bearish.
- Ayizukubaluleka kuphela isigqibo sokunyusa amaxabiso. Kodwa, kwaye kubaluleke ngakumbi, bathini abaphathi bemali kumaqhinga abo kule minyaka imbalwa izayo. Unxibelelwano lwakho kuya kufuneka lufundwe phakathi kwemigca. Njengokuba kusenzeka kwiintlanganiso zokugqibela.
- Imeko yezemali inokuba yile isaphulelo ngokubhekisele kwimarike yemasheya yaseMelika. Kodwa ayisiyiyo imeko yeengxowa zaseYurophu. Inokuthi isabele kakubi kakhulu kunokuba bekulindelwe. Okanye njengesizathu sokuqalisa ukulungiswa okukhulu kwixabiso lenkampani. Kude kube kufikelelwe kwinqanaba elifanelekileyo lokuthenga.
- Ayizukuchaphazela kuphela iimarike zentengiso, kodwa uluhlu olubanzi lwe iimpahla zezimali apho unokutyala imali oyigcinileyo. Phakathi kwabo, intengiso yotshintshiselwano lwangaphandle, izinto zokwenza izinto okanye isinyithi esixabisekileyo. Iintshukumo, ke, ziya kudityaniswa. Phantse akukho ngaphandle.
- Ukuba wenza iintshukumo zinenzuzo, awuzukukhetha kodwa ukuqikelela izigqibo ukuba abasemagunyeni kwezemali bathathe. Ngolwazi oluthe kratya uya kuba nesikhokelo esingaphezulu kwesinye ukuqhuba isigqibo kwiikhrayitheriya zakho.
Imeko ezicwangciselwe u-2017
Ngapha koko, ngalo mzuzu kukho uqikelelo malunga nento enokwenzeka malunga neenyanga ezilishumi elinambini ukusukela ngoku. Ngokubhekisele kwi-United States, kubonakala kucace gca ukuba ukunyuka okutsha kusondele. Mhlawumbi ngaphezulu kwesinye kunye nesixa esincinci. Malunga nekota okanye isiqingatha sepesenti yokunyuka kwenqanaba ngalinye lenzala. Le yimeko edla ngokuqwalaselwa ngabalamli bezezimali. Ngokungaziwa kobongameli obutsha kwisizwe.
Ngokubhekisele kummandla we-euro, izinto zahluke kakhulu. Kukho amanye amathandabuzo malunga nento enokwenzeka. Kuba amaxabiso ahlala efanayo emva kokungawachukumisi de kube kuqalwe utshintsho kumgaqo-lawulo wemali. Ukuba ikule ngqondo, eyona ilindelwe kakhulu ziimarike kukuba yenziwe ngokuthe ngcembe. Akukho ntshukumo inobundlobongela. Kodwa ngokuchaseneyo nokunyuka okuncinci kwixabiso lemali. Ngokuqinisekileyo akukho zimanga zilindelweyo ezinokugungqisa ukulingana xa zizonke.
Ukuba bekunjalo njengoko bekuqikelelwe, ngekhe kubekho mpendulo ifanelekileyo kwicala leemarike zezemali. Baya kusiwa kwezinye izinto eziguqukayo ezithatha isigqibo esifanelekileyo kwindaleko yabo. Ke ngoko, ayizukuchaphazela xa usenza iphothifoliyo yakho. Hayi ngokuqinisekileyo okanye kakubi. Endaweni yoko iya kuba nefuthe elingathath'icala kwimisebenzi yakho kwintengiso yesitokhwe.