IiNkampani zoLwahlulo lweAristocratic zibandakanya zonke ezo iinkampani eziye zonyusa izabelo ngokungaphazanyiswanga kule minyaka idlulileyo. Ziqhele ukuba ziinkampani ezidityanisiweyo kakhulu, ezinolawulo oluluqilima lwemali kwaye ezikwaziyo ukoyisa iingxaki zeminyaka edlulileyo. Kodwa ukuze babe ziinkampani ezisahlulahlulayo, kufuneka bapase isihluzo. Kuxhomekeke ekubeni sikweyiphi indawo, inokuba okanye ingangqibi. Kodwa bonke banophawu olomeleleyo lokunganciphisi izabelo zabo.
Ezi zinto zibalulekile kwaye zifunwa zezi nkampani, ukuba kukho uluhlu nazo esinokufumana nazo ii-ETF. Ngaba kwaye isalathiso sesitokhwe sabo sele senziwe, kwaye enye yeendlela onokutyala imali kuzo kukuphindaphinda indlela oziphethe ngayo. Kodwa ngaba lukhetho olulungileyo? Okanye ngaba lelinye nje icandelo elinokuba lelinye? Ukuqonda yonke into ejikeleze ezi nkampani kunye nendlela yokwenza inzuzo ngazo, nikela ingqalelo kule migca ilandelayo. Ubuncinci ngokuqinisekileyo, uya kufumanisa izinto ezintsha kunye nombono obanzi wentengiso ngokwayo.
Zeziphi iinkampani eziqwalaselwa njengezahlulo zeeAristocrats?
Ikwabizwa ngokuba zii-Aristocrats zoLwabiwo, ziinkampani ezigcine okanye zonyusa isahlulo kwiminyaka edlulileyo. Ukongeza, enye yeempawu ezijikeleza kubo kukuba isalathiso abayinxalenye yazo, "I-S & P 500 Aristocrats eyahlukileyo" iqhube ngcono ngaphezulu okanye ngaphantsi rhoqo. Ukususela ngo-1991, i-S & P 500 ibuyisele umyinge we-11% xa kuthelekiswa nomyinge we-13% kwi-S & P 500 Dividend Aristocrats Index. Oko kukuthi, iipesenti ezi-2 eziphezulu kunesalathiso sokugqwesa.
Ukuba yinxalenye yoluhlu olukhethiweyo lweenkampani, iimfuno ekufuneka zifezekisiwe ziya kuba zezi zilandelayo:
- Ukurhweba kwi-S & P 500.
- Ukonyuse ulwahlulo kule minyaka ingama-25 idlulileyo.
- Dibana ubuncinci bobungakanani kunye nemilinganiselo yokuhlawula amatyala.
Rhoqo ngonyaka uluhlu lweenkampani kwi-S & P 500 yezahlulo zeeAristocrats ziyatshintsha ngenxa yokujikeleza kweenkampani. Oko kukuthi, kukho iminyaka apho abanye beshiya isalathiso kwaye abanye bangena, kuxhomekeke kwintsebenzo ebebe nayo. Hayi ngenxa yokuba zikhulu, zinesikhundla esiphumeleleyo. Ukuvakala, ukungaguquguquki kunye nokusebenza kwemali nako ziikhrayitheriya ezithathelwa ingqalelo ukuvavanya ukuba yeyiphi enokufakwa kuluhlu. Ngaphandle kwesi sizathu, iinkampani ezonyuse izabelo minyaka le, zinokuqhubeka kwisimo esinye sokuqhubeka nokwenza njalo. Ukuba nokukhula okungagungqiyo, okungamacandelo okujikeleza kancinci kunamanye, amanqanaba abonakalayo enzuzo kunye nokuhamba kwemali ixesha elide "kunokuqinisekisa" ukuqhubeka kwawo.
Iinkampani ezahlukileyo zokwahlulahlula ubukumkani eYurophu?
Kwimeko yeYurophu, eyona mfuno iphambili malunga ne-US S & P 500 yile Elona nani lincinci leminyaka yonyuso lwesahlulo yi-15. Njengabanye, ukuba nayiphi na kwezi nkampani iphela iyinciphisa, ikhutshwa ngokuzenzekelayo kuluhlu.
E-UK, unoluhlu olwahluliweyo lweeAristocrats. Ubuncinci obufunekayo e-UK yiminyaka eli-10. Ukuhlawulelwa kwezi nkampani kuya kuba ngaphantsi kwe-100% ukuze kungabandakanywa kuluhlu.
Indlela yokungeniswa "eYurophu" ivelisa impikiswano kolu hlobo lwenkampani kuba akukho namnye uchazwe kwangaphambili ngenene. Ayifani nokulandelwa okukhoyo kwizitokhwe zaseMntla Melika njengaseYurophu. Oku kuvelisa ukungangqinelani kwixabiso eliza kukhethwa. Ngapha koko, inyani yokuba kuthatha iminyaka embalwa yokwamkelwa kuthetha ukuba "umgangatho" wezi nkampani usenokungalungi. Oku akuthethi ukuba babi, kuphela ukuba ukuthelekisa inkampani kunye nokonyuka kweminyaka eli-10 ukuya kwabanye efikelela kwiminyaka engama-50, akukho ngqiqweni. Abokugqibela baye badlula kwimeko yokudodobala kunye neengxaki, boyisa imiqobo kunye nokufunda ukuhamba kwikamva.
Zeziphi iindlela ezikhoyo zokutyala imali kwezi nkampani?
Sinako ukutyala kubo ngqo ukuthenga izabelo. Khangela nje iinkampani ezikwisalathiso okanye Uluhlu lweeAristocrats. Ezinye zeenkampani esinokuzifumana phakathi kwazo ziyaziwa. Ukusuka apho, ngokweekhrayitheriya nganye nganye, kwaye ukuba sinika ukubaluleka ngakumbi kwimbali, ipesenti ehanjisiweyo, umyinge weNzuzo yeZibonelelo odweliswe kuyo, njl. Siza kukhetha ezinye iinkampani kunezinye. Eminye yemizekelo ibandakanya iCoca Cola, 3M, Exxon Mobil Corp, McDonald's, PepsiCo, Colgate - Palmolive ... Phakathi kwezona zaziwayo.
Kwimeko yeenkampani zaseYurophu, sinezinto ezinje ngeDanone, L'Oreal, Imperial Brands PLC, Inditex okanye iBayer phakathi kwezona zaziwayo.
Enye indlela iya kuba yi-ETF. Kukho iiNgxowa-mali eziThengisiweyo eziThengiswayo ezizama ukulandelela i-S & P 500 ye-Aristocratic Dividend Index. Ezinye zezinto esinokuzifumana zezi:
- ProShares S&P 500 Dividend Aristocrats ETF imbali icatshulwa imbali - Le ETF iphindaphinda isalathiso kwiiDola. Ingafunyanwa phantsi kweticker «NOBL».
- Iindleko zezabelo SPDR S&P 500 US Dividend Aristocrats UCITS ETF Dis (EUR) - Le ETF iphindaphinda isalathiso kwi-Euro, umzekelo, njengoko kubhalwe kwi-Milan Stock Exchange. Ngaphantsi kwe- «USDV» itikiti, sinokuyifumana kwiiPonti okanye iiFranc zaseSwitzerland, kuxhomekeke kwindawo edweliswe kuyo kunye nemali esithandayo.
- I-SPDR S&P Euro Ukwahlulahlula kwiAristocrats UCIT ETF (EUR) -Kwiinkampani ezidweliswe kwindawo yaseYurophu nakwiiYuro. Le ETF inokufumaneka phantsi kwe- «EUDI» itikiti.
Yintoni onokuyilindela xa utyala imali kwezi nkampani?
Njengalo naluphi na utyalomali, edlulileyo ayisosiqinisekiso sezibonelelo zexesha elizayo. Ke ngoko, mhlawumbi into elungileyo iya kuba kukwahlukahlukana kotyalo-mali, phakathi kwamacandelo kunye namazwe, okanye kwimeko yelizwe jikelele, ii-ETFs ziya kuzibeka njengesixhobo esihle. Iseti yeenkampani ezikwisalathiso ngasinye seenkampani zeAristocratic Dividend Companies ziqhube kakuhle ngaphambili. Abachaphazeli kangako "kumaqamza", kwaye "banyamezele" ukubuyela kwimeko yesiqhelo ngaphandle kokuchaphazeleka kangako, kwizicaphuno kuba nangona ngendlela engaginyisi mathe nabo behlelwa ziziphumo.
Ngexesha elifanelekileyo, sinokubona ukuba ezinye zazo zibekwa njani kwixabiso elinomtsalane ngakumbi. Kungenxa yengxaki kwicandelo abakuzo, okanye ngenxa yengxaki yedumela lemveliso. Ezi meko, ukuba zivavanywe kakuhle, zihlala zibonisa amathuba okungena.
