Ewe kunjalo, bukhona ubomi ngaphaya kwesalathiso esikhethiweyo sezabelo zaseSpain. Kwaye ubungqina boku kuphuhliswa kweminyaka eliqela emibini kubo, Ibex 35 Izahlulo kunye neIbex 35 Inverso. Zichasene ngokungafaniyo kwindalo kunye nokwakheka. Ngayiphi na imeko, kukuba ngokuqala kwayo, abatyali zimali abancinci nabaphakathi ngoku baneendlela ezintsha zokuhambisa utyalomali lwabo. Kwelinye icala, ngenzuzo ebonelelwe ngokhuseleko kunye nezahlulelo kubanini zabelo. Kwaye kwelinye, ukubheja kumaxabiso e-Ibex 35, kodwa kule icala kwicala elingelilo.
Ukubazi ngcono, kufanele ukuba kuqatshelwe ukuba eyokuqala sisalathiso esiluncedo kakhulu kubatyali mali esibandakanya Ukwahluka kwamaxabiso ezokhuselekoKunye nenzuzo efunyenwe kulwabiwo-mali. Ngenxa yoko, isalathiso esitsha sesitokhwe sibonisa ifuthe lolu hlobo lomvuzo kwiphothifoliyo yesalathiso se-Ibex 35. Kulungile ukwazi ukuba la maxabiso anezinto ezifanayo, ukubala kunye neendlela zokuhlengahlengisa njengoko kubhekiswa kuzo kukhetho olukhethiweyo. Kunye nohlaziyo oluhambelanayo olunxulunyaniswa nentlawulo yezahlulo eziqhelekileyo abahlawula ngazo abanini zabelo minyaka le.
Ngelixa kwelinye icala, eyesibini indices zesizwe, i-Ibex 35 Inverso, inoxanduva lokuphinda intshukumo yemihla ngemihla ye-Ibex 35, kodwa kwelinye icala. Ngamanye amagama, ukuba kwiseshoni enye isalathiso ngokubanzi sinokubuya okuhle, isalathiso se-Ibex 35 Inverso siya kuba nefayile ye- ingeniso embi ngesixa esifanayo. Nangona, nangona ifomula yokubala yoluhlu lwesitokhwe esitsha ibandakanya into yotyalo-mali, indlela eliziphatha ngayo ayihambelani ncam naleyo ye-Ibex 35. Nangona kuzo zombini ezi meko, ukwenziwa njengeendlela ezimbini ezintsha esele zikho kubo bonke abatyali mali ukusukela ngoku .
Ibex 35 Izabelo: ngezibonelelo
Ezona nkampani zibalulekileyo kweli lizwe zibandakanyiwe kule index yesitokhwe ibalulekileyo. Umzekelo, iTelefonica, iSantander, i-Endesa, i-BBVA, i-Iberdrola okanye iFerrovial, phakathi kwezinye zezona zibalulekileyo. Oko kukuthi, bonke abo bahambisa inzuzo phakathi kwabanini zabelo kwaye ngaphandle kolunye uhlobo ngaphandle. Ngamanqanaba emivuzo asusela kwi-2% kuphela ukuya kumanqanaba asondele kwi-10%. Zonke ziinkampani ezisebenzisa imali eninzi kakhulu ezivumela ukungena kunye nokuphuma kwamaxabiso ezokhuseleko ukuze kuhlengahlengiswe. Isalathiso sesitokhwe esithandwa kakhulu ngabatyali mali abazikhuselayo.
Ukongeza, yinxalenye yesicwangciso sotyalo-mali apho unokutyala khona kwimali engenayo ngaphandle kokushiya iimarike zezabelo. Njengomnye wemithombo yakho yesalathiso ngokuchasene nezinye ii-indices ezintsonkothileyo okanye ezikhethekileyo ngokwendalo yazo. Kwelinye icala, sisixhobo sokufumana imbuyekezo ephezulu kunakwelinye ukhuseleko. Kungenxa yokuba olu didi lweenkampani luzinze ngakumbi kwaye azinakho ukuguquguquka okukhulu kumaxabiso amaxabiso kwiimarike zezemali. Ngamanye amagama, kukho umngcipheko omncinci kwimisebenzi ethathwa ngabatyali zimali abancinci nabaphakathi.
Ibex 35 Inverso: kwimarike ephantsi
Esi sisalathiso esivelise ngakumbi nesokuqala sesitokhwe kunangaphambili. Kungenxa yokuba isicwangciso sakho sotyalo-mali sisekwe njengokuba ibhegi iyehla, Inkulu inzuzo oyenzayo kwizikhundla ezivulekileyo kule index yesitokhwe ikhethekileyo. Kuyinyani ukuba imbuyekezo onokuthi uyivelise iphezulu kakhulu, kodwa ikwayiyo nemingcipheko ebalulekileyo. Ukuya kwinqanaba lokuba ungashiya inxalenye elungileyo yemali yotyalomali endleleni. Isizathu esingaphezulu kokungonelanga kokunganikeli mali ngokugqithileyo, kodwa ziphantsi kolawulo lweeakhawunti zakho.
Enye into ekufuneka uyivavanye ukusukela ngoku malunga ne-Inverse Ibex 35 bubunzima obukhulu kurhwebo kwimarike yemasheya. Kungenxa yokuba eempendulo kwi-Ibex 35 ayilingani ncam, nangona ubuncinci ifana kakhulu neepesenti zayo. Ukusuka kule ndlela yokutyala imali kwiimarike zezabelo, kufuneka kugxininiswe ukuba esi salathisi sahlukile kwezinye. Ngamanqaku ambalwa kakhulu afana ngawo ukusukela ekupheleni kosuku into esithetha ngayo kukutyala imali okuphindayo. Ngayo yonke loo nto lithetha eli gama kwezi mizuzu zichanekileyo.
Kuxhomekeke kwiprofayili yomtyalomali
Lo ngomnye wemibuzo emikhulu ebuzwa liqela elincinci labatyali mali abancinci naphakathi kwaye ngendlela ethile inempendulo enzima. Yonke into iya kuxhomekeka kwiprofayili oyivelisayo Njengomtyali mali othengisayo kwaye kunjalo ngenxa yolindelo lwakho lokukhulisa iiasethi zakho zobuqu okanye zosapho. Ngaphakathi kulo mxholo ngokubanzi, ngabona bathengisi banenkathalo okanye abakhuselayo abakhetha iIbex 35 Izabelo. Ngokuchanekileyo ngenxa yozinzo olunikezela kwizikhundla zalo kwimarike yemasheya kunye nomngcipheko ophantsi kuzo.
Ngelixa kwelinye icala, i-Ibex 35 Inverso ixhaphake ngakumbi kubatyali mali abanoburharha okanye abacingelayo. Ngomnqweno wokufumana inzuzo ephezulu kwiimali ezinde kwixesha elide, nangona usazi ukuba ixesha lokuhlala ngokusisigxina lifutshane kakhulu ngenxa yeempawu ezizodwa zoluhlu lwezabelo zaseSpain. Kungenxa yokuba ayikhangeli kuvavanyo kwakhona, ukuba akunjalo ngokuchaseneyo ukuba imarike yemasheya iwela ngaphezulu kolunye uthotho lokuqwalaselwa kobuchwephesha. Awungekhe ulibale ukuba le-index ayisiyonto iqhelekileyo, kwezo sele zibekhona ebomini. Luhlobo lotyalo-mali olwahluke kakhulu kunolo lwesiqhelo okanye oluqhelekileyo.
Leliphi kula maxesha alungele mna?
Ewe, zombini ii-indices zentengiso yeestokhwe ziqala kwiikhonsepthi ezahlukeneyo. Ukuya kwinqanaba lokuba abanayo iprofayili efanayo yabalandeli, njengoko kungqinwa yidatha ebonelelwe yimibutho yabatyali mali baseSpain. Apho kufunyenwe ukuba ziindlela ezahlukeneyo zokuqonda utyalomali kunye ngeendlela ezahlukeneyo Ukususela ekuqaleni. Ayothusi into yokuba kufuneka kugxininiswe ukuba ngamnye kubo unokufuna ixesha elahlukileyo lokuvula izikhundla. Kweminye, enye yezi indices iya kuba ngcono kwaye kwezinye iimeko iya kuba yenye. Kuxhomekeke kwisigqibo esenziwe ngabatyali mali abancinci nabaphakathi.
Enye into ekufuneka ijongiwe ngeli xesha inxulumene nohlalutyo lobuchwephesha. Ngelixa kwi-Ibex 35 Inverso imeko ecacileyo iyafuneka, kwi-Ibex 35 Izahlulo yonke into isekwe kumvuzo onikwa abanini zabelo. Oko kukuthi, umdla kutyalo-mali olungenanto yakwenza nomnye nomnye. Ngaphandle kwento enye ephambili kwaye ayikho enye into ngaphandle koko ukwenza imali ukonga ngaphezu kwako konke. Eyona njongo iphambili yalo naluphi na utyalomali kwiimarike zezabelo. Njengendawo yokuhlangana yabo bonke abatyali mali abancinci nabaphakathi.
Impembelelo kubo bonke abatyali mali
Ukuvela kwezi indices zintsha zentengiso yesitokhwe ngokungathandabuzekiyo kube nefuthe elikhawulezileyo kwimidla yabatyali mali kwaye, ekufuneka ithathelwe ingqalelo, nangona kukho ezinye izithintelo ekuphunyezweni kwazo ekufuneka nazo zixatyisiwe. Eyona minikelo iphambili bayibonelelayo, ngakumbi le ibhekiswe kwisalathiso sezahlulo, kukuba ukusukela ngoku umtyali-mali uya kuba nesalathiso apho lonke ukhuseleko oludweliswe kwisalathiso sikazwelonke luqokelelwe, hayi ukuza kuthi ga ngoku kwakungekho sikhombisi. Njengoko zisenzeka kwiimarike zokulingana zamanye amazwe kwindawo esondele kuyo.
Ngelixa ngokuchaseneyo, i-Ibex 35 Inverso ikuvumela ukuba uzuze nokuba imeko yeemarike zezabelo ayisiyiyo eyona inqwenelekayo kubatyali mali. Ngale ndlela, zininzi iimveliso ezinezi mpawu zinjalo ukuvela kwiminyaka yakutshanje ukubonelela ngezixhobo ezininzi kubatyali mali abancinci nabaphakathi. Ukuba banokwenza imali eninzi kwezi ntlobo zeemeko ezingaqhelekanga kwaye banokubuyela kule minyaka imbalwa izayo. Nangona nakuphi na ukungalungelelani ekusebenzeni kunokuthetha ukuphulukana nee-euro ezininzi eziza kuhla ngendlela ukusukela ngoku.
Ngayiphi na imeko, zimbini ezinye iindlela onazo ukuze uqonde iindlela ezimbini zokusondela kutyalo-mali, yeyiphi eyona nto inomdla. Kungenxa yokuba kuzo zombini ezi meko unokufumana imali kancinci kancinci kuba iimarike zezemali zikuxhasa kancinci kuqikelelo, ngakumbi ngokunxulumene neemveliso eziguqukayo kwimarike yemasheya eziyeyona ngxaki inkulu ukuyenza ibe semthethweni ngenxa yomngcipheko omkhulu wokuba imisebenzi yabo kubandakanya ngonaphakade. Akumangalisi ukuba kungabi lula kakhulu ukukhetha. Njengoko zisenzeka kwiimarike zokulingana zamanye amazwe.