Ukuguquguquka ngumqondo wokuba abatyali mali baya kuhlala nawo, ubuncinci kwisiqingatha sokuqala sonyaka, ngenxa yengxaki evulekileyo kwiimarike ze-equity emva kokuvela kwe-coronavirus. Kodwa ngaba siyazi ngokwenene ukuba kuthetha ukuthini ukungazinzi kwiimarike zezemali? Ewe yimeko apho ukungaqiniseki kwemarike ethile okanye ixabiso livela xa sityala imali kwimarike yemasheya. Ukusuka kwimbono yabatyali mali, xa bethetha ngeli xesha, bathetha ngalo Ukutshintsha kakhulu kobundlobongela. Oko kukuthi, umahluko obanzi phakathi kwamaxabiso aphezulu kunye neyona isezantsi.
Ukufika okungalindelekanga kokungazinzi kuye kwaba nesiphumo esithe ngqo sokuba zombini isalathiso esikhethiweyo sengeniso yelizwe lethu, i-Ibex 35, kunye nexesha elizayo kuyo zikwi imeko enzima kakhulu. Ngenxa yenyani yokuba xa ukuphulukana neenkxaso kubaluleke kakhulu, ukuwa okutsha kuyilo oluthile kunokwenzeka. Ukuza kuthi ga kwinqanaba lokuba zonke iimarike zentengiso emhlabeni zikwinqanaba eliphantsi lonyaka, kodwa kule meko kukungazinzi kunye nedinomineyitha efanayo kwiintshukumo zabo. Kwaye ezi ayizondaba zimnandi kubatyali mali abancinci nabaphakathi.
Kuba ngapha koko, eyona nto uyifunayo umzimba yile thengisa zonke izikhundla zethu ukususela ngoku ukuya phambili. Ukuthintela iimeko ezinobungozi ngakumbi kuzo zonke iindawo zokujonga. Ukufaka loo nto idume kakhulu kubasebenzisi besitokhwe esithi kungcono ukulahlekelwa yinxalenye yotyalo-mali kunokulahleka phantse yonke into. Kwaye le yindlela eyenziwa zezi arhente kwinkqubo yokwenza imali inzuzo. Ukusuka nakweyiphi na iprofayile abayibonisayo, ukusuka kwezona zinoburharha ukuya ekuzikhuseleni kwaye kungabikho zithintelo zaluphi na uhlobo. Kuba ekupheleni kosuku sikwimeko egqithileyo ebangelwa yi-coronavirus.
ICoronavirus: ukumelana nokungazinzi
Ekuphela kwendlela yokuphuma kule nkqubo ingaphazanyiswanga kukugcina i ukuhlawulwa ngokupheleleyo kwiakhawunti yethu yokonga. Oko kukuthi, ukuvala zonke izikhundla ezivulekileyo kwiimarike ze-equity. Esi sicwangciso sotyalo-mali sinokuba sihle kakhulu kwimidla yabatyali mali abancinci nabaphakathi kuba kamva aba bantu banokufumana amathuba okwenene eshishini. Ukusuka apho unokuthenga izabelo ngamaxabiso okhuphiswano ngakumbi kunangoku. Mhlawumbi ngumahluko omkhulu kune-20% okanye i-30% ukuba ukwehla kuyaqhubeka kwiiseshoni ezininzi zorhwebo.
Ngale ndlela, siyakubanakho ukuphinda siqwalasele ngakumbi ukubanakho ukuphinda siqwalasele kwaye ngalo ndlela senze ulondolozo lube nenzuzo kunye neziqinisekiso ezikhulu zempumelelo. Akunjalo ngendlela efanayo ne-Banco Santander securities kwixabiso lokuthenga le-4 euros kune-3 euro. Lo ngumahluko omkhulu kakhulu onokuthi usincede kwimisebenzi yethu kwiimarike zezabelo. Kananjalo ngokunyuka kwenzuzo yokwahlulahlula kwaye ekugqibeleni kuya kukhokelela ekubeni kunikwe ingxelo ngemali engaphezulu kunangaphambili. Kwelinye icala, ayinakulityalwa ukuba sisicwangciso-qhinga sokukhulisa imali ekhoyo ngendlela ebonakalayo nenempumelelo yokukhusela umdla wethu kwimarike yemasheya.
Amathuba oshishino
Inxalenye enkulu yabahlalutyi beemarike zezemali banoluvo lokuba ukuwa kwimarike yemasheya kude kakhulu. Kunye impendulo enkulu elenze ukuba ixabiso lesitokhwe esithile libe nomtsalane ngakumbi kuneeveki ezimbalwa ezidlulileyo. Ngale ndlela, babheja kwizikhundla zokuvula eziphakathi kwaye ngakumbi ixesha elide. Ngokuba namathuba okwenene eshishini emva kokudodobala okukhulu kwezi. Ityekele ngokukodwa kwisitokhwe sokuzikhusela nakwizitokhwe ezijikelezayo, eyokugqibela inezohlwayo ngokuqinisekileyo ezingagwetyelwanga ngokwembono yeziseko zazo.
Ngaphambi kokuba kwenziwe okutsalwa ngamandla kwe-bearish, amaxabiso ayephezulu kakhulu. Kodwa ngoku bayisusile enkulu egqithisileyo babenazo kwaye kunokwenzeka ngakumbi ukubenza bazuze ngesiqinisekiso esikhulu sempumelelo. Nangona ngaphandle kwento yokuba besenomda ekuweni. Ukusuka kule ndawo yokujonga abanye babahlalutyi abagqwesileyo, kuzwelonke nakwamanye amazwe, kubalulekile ukusebenzisa eli thuba litsha ukwenza iphothifoliyo elungeleleneyo yezokhuseleko kule minyaka izayo. Ngokukodwa, ngokwenza uhlengahlengiso olungaphezulu olumema abatyali mali ukuba bangene kwiimarike zezabelo.
I-wallet yentsholongwane
Iimarike zamasheya zihamba ngeentsuku zokuwa okubuthathaka ngenxa yokwanda kwecoronavirus (Corvid-19) kunye noloyiko phakathi kwabanye abatyali mali. Ngokusisiseko, iSebe lohlalutyo lweBhanki lincomela abathengi bayo "ukuba bangatshintshi indawo abemi kuyo kuba bekuyimpumelelo kumava adlulileyo. Nangona kunjalo, njengoko oku kungathethi ukuba ifuthe leCorvid-19 lingunothi, baphuhlise ipotifoliyo echasene ne-coronavirus kwabo bakhetha ukubekwa kwindawo elungele imeko kunye neziphumo zeshishini ezipapashiweyo.
Ipotifoliyo yotyalo-mali ibandakanya ukhuseleko, olufana neMicrosoft (ethe ngoLwesithathu yabhengeza 'isilumkiso senzuzo'), iAlphavet, iActivision, iSanofi, iFresenius, iNetflix, iVidendi, Iberdrola, Endesa, Cellnex kunye noLar. Oko kukuthi, kubandakanya amanye amacandelo akhuselayo, njengombane kunye nokuthengiswa kwezindlu kunye nobuchwephesha. Kungenxa yokuba eli candelo lemarike yemasheya inokuba yenye yezona ziphikisayo kule ndlela yangoku yokuthengisa kwezi ntsuku. Apho elinye lamaqhosha okuphuma kule meko kungumahluko. Oko kukuthi, usasaze utyalomali kwimarike yemasheya phakathi kokhuseleko oluninzi endaweni yendawo enye okanye ezimbini. Ukuzikhusela ngokufanelekileyo ngakumbi kukungazinzi kwiimarike zezabelo.
Emva koku, ubuncinci iveki emnyama kwiimarike ze-equity kwihlabathi liphela njengesiphumo sokwandiswa kwe-coronavirus kukhokelele kwimeko yokuphakuzela kubatyali mali abancinci nabaphakathi. Ukuza kuthi ga kwinqanaba lokuba zonke iinkampani, kwaye ngaphandle kokukhetha, zidaywe zibomvu kwiiseshoni zokurhweba. Ukufikelela kwinqanaba apho zonke iingeniso eziveliswe ekuqaleni kwalo nyaka zithe zacinywa kwiveki enye. Kwezinye iimeko, ngequbuliso kuba ezinye iinqwelomoya zivela kwilizwekazi elidala zilahlekelwe ngaphezulu kwe-50%, njengakwimeko ethile yaseNorway. Kweliphi elona candelo libalaseleyo kwezemali kwiimarike zesitokhwe zaseYurophu. Ngokuhla kwexabiso eliphakathi elisondele kakhulu kwiipesenti ezingama-20.
Isitokhwe sithengise nge-12% ngaphantsi
Kuyo nayiphi na imeko, idatha kaJanuwari sele ibonakalisile ukwehla kwemisebenzi eqhutywa ngabatyali mali kwiimarike zezemali zelizwe lethu. Apho, ngokweedatha zamva nje ezivela kwiBolsas y Mercados Españoles (BME) kutyhilwa ukuba imarike yestokhwe saseSpain ithengise nge-36.279 yezigidi zeerandi kwi rUmahluko okhoyo ngoJanuwari, oko kukuthi, i-12,4% ingaphantsi kwenyanga enye yonyaka odlulileyo kunye ne-10,8% ngaphantsi kwenani likaDisemba. Inani lothethathethwano laliyi-3,36 yezigidi, oko kuthetha ukuba i-5,9% yayingaphantsi kunoJanuwari wonyaka ophelileyo kunye ne-20,2% ngaphezulu kunangoDisemba.
Kwelinye icala, kwinyanga yokuqala yalo nyaka, i-BME ifumene isabelo sentengiso kurhwebo lokukhuselwa kweSpain ngama-72,2%. Uluhlu olumndilili yayingamanqaku esiseko se-4,73 kwinqanaba lokuqala lexabiso (i-15,8% ibhetele kunendawo yokurhweba elandelayo) kunye neendawo ezisisiseko ze-6,46 ngobunzulu be-euro ezingama-25.000 kwincwadi yoku-odola (38,4, XNUMX% ngcono), ngokwengxelo yakutshanje ekhutshiweyo kuluvo loluntu.
Imisebenzi ehleliweyo yomvuzo iyakhula
Ngelixa ngokuchaseneyo, ngokubhekisele ingenisoUmthamo opheleleyo othengisiweyo ngoJanuwari yayizigidi ezingama-23.933 zeerandi, i-63,7% ngaphezulu kunangoDisemba kunye ne-28,4% engaphantsi kunoJanuwari 2019. Ukwamkelwa kurhwebo kukhule nge-49% xa kuthelekiswa nenyanga ephelileyo, yokuma kwi-42.452 yezigidi zeerandi. Ibhalansi eseleyo yezokhuseleko zaseSpain ezirekhodwe kwimarike yengeniso esisigxina ye-BME inyuke nge-0,5% xa kuthelekiswa nokuphela kwe-2019 kwaye yafikelela kwi-1,56 yezigidi zeerandi. Apho isifundo sikwaqinisekisa ukuba intengiso ye Iziphumo zezezimali I-2020 iqale ngokunyuka kuthethathethwano lwezivumelwano ezivela kwi-IBEX 35 ye-10,7% xa kuthelekiswa noJanuwari wonyaka ophelileyo. Umthamo wezinto onokukhetha kuzo kwi-IBEX 35 ukhule ngama-51,8%, ngelixa ezo zikhetho kwizabelo ziphakama ngama-64,1%.
Okokugqibela, ukugxininisa ukuba umthamo othengiswayo kwizivumelwano ezizayo kwi-IBEX 35 inyuke nge-1,3% ngoJanuwari xa kuthelekiswa noDisemba, kwaye kwi-Mini IBEX 35 Futures inyuke nge-15,6%. Indawo evulekileyo yekamva le-IBEX 35, iMini Ibex 35 kunye nokukhetha kwi-IBEX 35 ikhule nge-2,7%, 35,2% kunye ne-10,6% ngokwahlukeneyo. Kukhetho lwesitokhwe inyuse nge-14,2%. Kwezinye iimeko, ngequbuliso kuba ezinye iinqwelomoya zivela kwilizwekazi elidala zilahlekelwe ngaphezulu kwe-50%, njengakwimeko ethile yaseNorway. Kweliphi elona candelo libalaseleyo kwezemali kwiimarike zesitokhwe zaseYurophu. Ngokuhla kwexabiso eliphakathi elisondele kakhulu kwiipesenti ezingama-20.