Eyona ncwadi ingcono yokutshintshiselana ngesitokhwe

iincwadi

Ukutyala imali kwimarike yemasheya kufuna uthotho lolwazi ukuba ufuna ukwenza imisebenzi ngomda othile wokuzithemba. Kuba inokukukhokelela ekuthatheni izigqibo ezonakalisa umdla wakho njengomtyalomali omncinci nophakathi. Kukho nawuphi na, unamanani amaninzi buchule ukumilisela esi sifundo siyimfuneko ukuze phu melela kuninzi lwemisebenzi yakho kwiimarike zezabelo. Hayi ngelize, awungekhe ulibale ukuba yimali yakho oyidlalayo kwaye ngale ndlela kufuneka ukhusele yonke intshukumo oza kuyenza ukusukela ngoku.

Mhlawumbi into ongakhange uyicinge ngeli xesha kukuba oku kufunda kungenziwa ngeencwadi. Ayizukukunceda kuphela ukuba ube nexesha elimnandi kakhulu, kodwa uya kuba nakho ukunciphisa ukufundwa kwayo ngokwenza imisebenzi enenzuzo ngakumbi. Ayilolize, uya kuba nakho ngokupheleleyo ukufumana iziphumo ngokungqinelana nolindelo lwakho. Nangona kuyakufuneka ngokupheleleyo kuwe ukuba wenze into ebalulekileyo Ukukhethwa kweencwadi zesitokhwe Ukubonelela ngezona zimvo zibalaseleyo zokwenza ukuba imisebenzi yakho izuze kwimarike yemasheya ukusukela ngoku.

Ewe zininzi iincwadi Okuqulathiweyo kutyalo-mali kwimarike yemasheya. Kodwa ayinguye wonke umntu oya kuba novakalelo kulindelo lwakho. Ngamanye amaxesha, kuba ukufundwa kolu hlobo lwezihloko kuhlala kunzima kwaye kwezinye kuba zingenawo umxholo okunika ukuzithemba. Phakathi kwezinye izizathu, zibangelwa yinto yokuba lo mxholo uthambekele kakhulu ekumangaliseni kakhulu kwaye ngakumbi umxholo wovuselelo. Ukuza kuthi ga kwinqanaba lokuba banokukunceda ngaphezulu, bakonzakalise kwiindlela oza kuzenza kwiimarike zezabelo.

Iincwadi zokutshintshiselana ngesitokhwe ukulungiselela izidumbu

bolsa

"I-Bag for Dummies" yenye yeencwadi ezifanelekileyo kwabo banolwazi oluncinci ngeemarike zezemali. Ibhaliwe nguJosef Ajram ukuze ngokusebenzisa ulwimi olucacileyo nolungqalileyo ungayiqonda kwiphepha lokuqala. Ngokuqinisekileyo ayiboneleli ngezobuchwephesha okanye ngeendlela ezingummangaliso zokwenza imali kwiimarike zokulingana. Ukuba akunjalo, ngokuchaseneyo, imalunga nokungena kweli candelo kuloo ndawo yoluntu engenalo nolunye ulwazi ngezi zihloko ezithile.

Le ncwadi iqulethe ithiyori esisiseko malunga nokusebenza kwemarike yemasheya, echazwe ngendlela eqondakalayo nakubani na. Ukusuka Imizekelo ebambekayo kwaye oko kunokukusa kwihlabathi elihlala linzima kunye nobudlelwane nemali. Ngokuqinisekileyo ngaphandle kweeresiphi zemilingo, nditsho nangobuchule bokutyala imali. Ngokuchasene noko, yincwadi yabaqalayo abafuna ukwenza urhwebo lwabo lokuqala kwimarike yemasheya.

"Utyalo-mali kwimarike yemasheya"

Yincwadi ethe kratya ephucukileyo eqhubela phambili ngokucebisa uthotho lwezixhobo ukuze ukwazi ukwenza utyalomali kwicandelo lemarike yemasheya. Ngayiphi na imeko, ayisiyoncwadi ukuba isetyenziswe, kodwa ngokuchaseneyo ibalasele ngaphezu kwako konke ngokusebenziseka kwayo. Nangona ilungiselelwe abasebenzisi esele benofundo oluthile kolu hlobo lomsebenzi. Ewe kufanelekile ukuba uyifunde le ncwadi ngokuzolileyo ukuze ufumane okuninzi kwiimfundiso zayo. Kwaye unokwenza ngokusesikweni ukusukela ngoku kuba zizimvo ezisebenzayo kakhulu ukuze ungathathi ixesha elide ukuzilungiselela.

Ngayiphi na imeko, le ncwadi yenye yeembekiselo zokuthenga nokuthengisa izabelo kwimarike yemasheya. Awunakulibala ukuba unokufunda ngokulula konke amaqhinga kunye neendlela zokuthenga nokuthengisa izitokhwe ngenene ngempumelelo. Ukuze ngale ndlela, ubekwimo efanelekileyo yokungenisa ulwazi olunamandla ngakumbi kwimarike yemasheya. Ayothusi into yokuba iinjongo zabo kukuba ulawule utyalo-mali lwesitokhwe ukusuka kumzuzu wokuqala.

"Phila ngokurhweba"

urhwebo

Kubaphulaphuli abahlukileyo le ncwadi yenziwe, eyenzeka ukuba ibe yeyobuchwephesha ngakumbi kunangaphambili. Akumangalisi ukuba ijolise kwiprofayili echazwe kakuhle yabemi. Njengakule meko ikhoyo yabatyali mali abazikhethelayo abakhetha i ukurhweba ngokukhawuleza. Oko kukuthi, into esiyaziyo sonke njengorhwebo. Ukuze ukwazi ukwenza imali ngalo msebenzi kwezona meko zikhethekileyo. Ukukhululeka kokufunda kudityaniswa ziindlela zobuchwephesha ngakumbi ekusasazeni kwazo.

Kukho nawuphi na, le ncwadi ibonakaliswe ngenxa yokuba uAlexander Elder, ongumbhali walo msebenzi wobugcisa, uzama ukuzisa iimfundiso zakhe kunoma yimuphi umsebenzisi. Nkqu nezo abanakufunda kancinci Kule klasi yokusebenza kwiimarike ze-equity. Kwelinye icala, inenxalenye enomdla ethetha ngayo ngetshathi, izikhombisi zobuchwephesha kunye neenkqubo zokurhweba. Ookrebe abanqwenela ngokwenene kwiimarike zezemali.

"Iingonyama ngokuchasene namabhadi"

Enye yeencwadi ngempumelelo enkulu Kwiminyaka yakutshanje kwaye oko kuqalile ngombono ngomnye wabahlalutyi bezemali owaziwa kakhulu ngabatyali mali abancinci nabaphakathi abanjengo José Luis Cárpatos. Ngumsebenzi wesalathiso esinyanzelekileyo ukuze ungenzi iimpazamo ezinkulu kwiimarike ze-equity. Ukusuka kule meko, inokukufundisa ukuba uyile ezona ndlela zininzi zotyalo-mali. Ukusuka kwezona zinto ziphucukileyo, apho uninzi lwamanqaku athathelwa ingqalelo ngakumbi, kwiinkqubo zesiko ezisetyenzisiweyo ukusukela ebomini.

Zizinto ezinokuba luncedo kakhulu ukuba uza kuthengisa kwimarike yemasheya ngesiqhelo esithile. Ukuya kwinqanaba lokuba kwiiveki ezimbalwa okanye kwiinyanga ezimbalwa uyakuba nayo indlela yokwazi ukuba yeyiphi imeko Kufuneka uhambe okanye ungashiyi yeemarike zezemali. Ayothusi into yokuba iya kukubonelela ngombono oxabisekileyo njengoko uya kuphucula ukuze uhlengahlengise ukungena kunye nokuphuma kwamaxabiso kwiimarike ezahlukeneyo zezemali. Le yincwadi esisiseko ukuba eli candelo, elifana nentengiso yemasheya, uza kuyithatha ngokungathí sina ukusukela ngoku.

Ukuhamba phantsi kweWall Street

Yenziwe njengenye yeendlela ezifanelekileyo zokutyala imali kwimarike yemasheya ngempumelelo. Le ncwadi, ebhalwe ngumtyali mali owaziwayo uBurton Malkiel, ihlaziyiwe kule minyaka idlulileyo njengoko utyalomali lwala maxesha luqhubekile. Kude kube kubonelelwa ngeendlela eziphambili njenge uhlalutyo olusisiseko kunye nobugcisa. Kuba uya kufezekisa injongo ebaluleke kakhulu kwaye oko kukumema ukuba ucinge nzulu. Phakathi kwezinye izizathu ukuze ube kwindawo yokuqonda ukungena nokuphuma kweemarike. Iya kuba nefuthe ngqo kwimidlalo yakho kwaye ziya kuba zezona zilungileyo kwaye iziphumo ziya kuba ngcono kunangaphambili.

Ewe kunjalo, yincwadi enzima ukuyifunda kwaye usenokufuna uncedo olongezelelekileyo ukuze ubenazo zonke iindlela zokubonelela ngokwenza olona tyalo mali lubalaseleyo. Kodwa ukuba ekugqibeleni uyakwazi ukoyisa esi siganeko sincinci, uya kuba nomhlaba omninzi wokuzisebenzisa kuzo zonke izinto ozenzayo kwiimarike ze-equity. Ayothusi into yokuba isenokuba Incwadi eyintloko ukuze ube ngumtyali mali omncinci nophakathi. Yeyiphi ekungafuneki ilahleke eofisini yakho etafileni yomsebenzi. Unokufumana izibonelelo ezininzi ngokufunda.

"Ilizwe elinemali kunye nemarike yemasheya"

dinero

Esinye sezihloko ekungafanelekanga ukuba sikho kwilayibrari yakho ukuba ukusukela ngoku ufuna ukuba ngumtyali mali onamava. Kubhaliwe kubhalwe ngobuhle obukhulu ngomnye wabadumileyo kule ndawo ibalulekileyo yotyalo-mali. Sithetha ngo-Andre Kostolany oqaqambisa ukubaluleka kwe Uhlalutyo lobugcisa. Ukuya kwinqanaba lokuba kule ncwadi aqokelele iingcebiso ezimbalwa anokuzisebenzisa. Ukongeza ekunikezeleni ngefom epheleleyo yolu tyalomali kufuneka lube ngeli xesha.

"Inkumba emnyama" yenye yeencwadi eziyimfuneko ukuqala ukusebenza kwiimarike zezemali. Ngaphantsi kweprism yeNassim Taleb, sisampulu eluncedo kakhulu ye- ukuqonda ubunyani beemarike zanamhlanje. Awunakulibala ukuba iyakunceda ukubonakalisa umbono onokuba nawo kwiimarike zezemali ukuze ukwazi ukusebenza ngempumelelo kunye nabo ukusukela ngoku. Ngayiphi na imeko, kufuneka kufundelwe nabani na ofuna ukufunda indlela yokutyala imali kwiimarike zesitokhwe. Njengoko inokuba njalo kwimeko yakho kwaye ngale ndlela yenza ukuba iiasethi zakho zobuqu zibe nenzuzo.

Ukugqiba "Ingxowa okanye ubomi" yenye yeencwadi eziluncedo kakhulu onazo kwivenkile ethengisa iincwadi ukubona imarike yemasheya kunye neemarike ngokwembono eyahlukileyo kwaye mhlawumbi unobundlongondlongo kunezinye. Isizathu sokuba ufumane ubutyebi ngokutyalomali kwiimarike ze-equity. Ngesinye isindululo esinokubangela umdla onokuthi usenze kulo nyaka xa usenza umthambo. Ukuze ngale ndlela, ubekwimo efanelekileyo yokungenisa ulwazi olunamandla ngakumbi kwimarike yemasheya. Kukuba ekupheleni kosuku enye yeenjongo eziphambili zezi ncwadi kwingxowa esithe sayithi thaca.


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