Phantsi kophononongo olunesihloko esithi «Utyalo-mali esilahlekileyo ngo-2019», inkampani yezemali Ukutyala imali kuqokelele iiasethi zezemali eziye zafumana eyona nzuzo iphezulu kunyaka ophelileyo, kodwa ngokoluvo lwayo zibhekisa kwinto yokuba "bezikhona okanye ziyaqhubeka ukutyelelwa kancinci ngabasebenzisi kwi-Investing.com eSpain ”. Isifundo senziwe ngokuwela idatha kumasebe ahlukeneyo otyale.com eSpain ukwenza ixabiso elongezelelekileyo kumxholo. Ukunika ezinye kunabanye imiqondiso malunga namaxabiso amahle ukuba uqeshwe kulo nyaka mtsha kwintengiso yesitokhwe yaseSpain.
Njengedatha yokuqaqambisa sifumene iinkampani ezinje nge-Urbas, ngenzuzo yonyaka ye-118%, okanye Faes Farma kunye neDreams nge 70% kunye ne-63% yenzuzo ngokwahlukeneyo. Kananjalo iiasethi ezinje ngePalladium, eyinto engaziwayo kubatyali mali enembuyekezo yonyaka ephantse ibe ngama-42%. Kwelinye icala, kufanelekile ukukhankanya ukumangaliswa okungalunganga kweeasethi ezidumileyo njenge-Bankia, ephulukene ne-32%, okanye iSantander ngelahleko ukuya kuthi ga kwi-9%. Njengolunye lweyona datha ibalulekileyo eboniswe kwimarike yestokhwe ekuqaleni konyaka kwaye inovakalelo kwimisebenzi yabatyali mali abancinci nabaphakathi.
Kwelinye icala, enye yeendlela abatyali mali abanazo kulo nyaka kukufumana ukhuseleko olulahlekelwe kakhulu kunyaka ophelileyo. Njengaleyo inyuse isabelo sayo kule minyaka izayo kwaye inokuba sisicwangciso esicacileyo sokwandisa ibhalansi yeakhawunti yethu yokujonga okanye yokonga ngeli xesha. Kuxhomekeke kwiiprofayili eziboniswe ngabatyali mali abancinci nabaphakathi: phakathi, uburharha okanye ukuzikhusela. Nokuba yeyiphi indlela, enkulu isilumkiso ekusebenzeni kwizinto ezinokwenzeka kunyaka ophelileyo. Ngenxa yokuba uninzi lweemeko ezintsonkothileyo ziya kuvela eziza kuvavanya abatyali zimali zentengiso ukusukela ngoku.
Iingcamango kutyalo-mali
Alithandabuzeki elokuba elinye lamacandelo awugqibe unyaka ngeyona ndlela ibalaseleyo licandelo lebhanki ngokucacileyo uhlaziyo kwiinyanga ezimbini ezidlulileyo. Ukuya kwinqanaba lokuba kwezinye iimeko baye bagqitha kwinkxaso yokubaluleka okuthile okumema ukuba bathathe izikhundla kwezokhuseleko benesiqinisekiso esikhulu sempumelelo. Ubuncinci kwixesha elifutshane, Oko kukuthi, kwiinyanga ezi-6 okanye ezi-8 emva kotyalo mali. Zombini malunga neebhanki ezinkulu kunye neenkampani ezincinci neziphakathi eziphakathi. Ukuba lelinye lamacandelo abonisa eyona nto ibalulekileyo kubuchwephesha, ubuncinci kwinto ebhekisa kwixesha elifutshane.
Ngelixa kwelinye icala, eli licandelo lemarike yemasheya ekufuneka usoloko ukhona ngenxa yobunzima obukhulu obunabo kwisalathiso esikhethiweyo sezabelo zaseSpain, i-Ibex 35. Ukuba kuyenyuka akukho mathandabuzo ukuba amaxabiso Yecandelo lebhanki nayo iya kwenza njalo kwaye ngamandla amakhulu kunamanye. Oko kukuthi, emva kwayo yonke loo nto, yintoni ebandakanyekayo koku kuthathwa kwezikhundla kwelinye lawona macandelo anamandla kwizabelo zamazwe. Ukuza kuthi ga kwinqanaba lokuba babe ziinkokheli kumahla ndinyuka kuxhomekeka kwimeko nganye ekhethekileyo.
Ixabiso le-cyclical nangona linomngcipheko
Olunye lwezinto abanokukhetha kuzo abatyali mali kulo nyaka kukuthengisa isitokhwe kumacandelo ejikelezayo. Kwimeko apho kukho isaphulelo kuqoqosho lwamazwe aphesheya kuba ingabo abaya kunyuka kakhulu kule meko ikhethekileyo. Nangona ukubuya kungabikho khetho ngaphandle kokuthatha ukungazinzi kumaxabiso abo, ngokwahluka kuzo okunokuthi ngaphaya kwe-5% kwiimeko ezininzi. Kodwa ngokuchaseneyo, kwintengiso yemasheya ecacileyo, iya kuba yeyabo abaya kutsala i-Ibex 35 kunye nentengiso yesizwe eqhubekayo. Njengoko bekusoloko kusenzeka kule minyaka idlulileyo kwaye bekhethwe kula maxesha amnandi kakhulu ukuvula izikhundla kwiimarike zezabelo.
Ngokwalo mxholo jikelele, akukho mathandabuzo okuba ingangumbono wotyalo-mali kulo nyaka, ukuba imiqathango ekhankanywe apha ngasentla iyathotyelwa. Kungenxa yokuba ukuba oku bekungenjalo, imali eninzi inokulahleka kunye nolu didi lwezokhuseleko njengoko kunokuboniswa ngabatyali mali abanamava ngakumbi kule klasi yokusebenza. Ke ngoko, ulumke kakhulu ngokuhamba okuvulekileyo kwii-cyclicals kuba unokwenza imali eninzi, kodwa uphulukane nayo ukusukela ngoku.
Incinci kunye ne-cap-cap
Zizinto ezilityelweyo kwiimarike ze-equity, kodwa nje ukuba i-Ibex 35 iphelile ngabo banokuthi bathathe amandla athile. Ngale ndlela, kukho amatye anqabileyo ezinokubanakho ukuphakama kokuhlaziywa ngeepesenti ezingaphezulu kwe-10% kwaye kwezinye iimeko nangakumbi. Ngelixa ngokuchaseneyo, kwezinye iimeko zibonisa inqanaba lokugqitha elinokuba nomdla kakhulu kwimidla yabatyali mali abancinci nabaphakathi. Kwaye ngalo naliphi na elinye ixesha banokuqhushumba baye phezulu emva kwangoku. Kodwa banobunzima bokuba kunzima ngakumbi ukulungelelanisa ukungena kunye nokuphuma kwamaxabiso.
Kwelinye icala, olu didi lokhuselo lubuthathaka ngakumbi ekunikezelweni nokuguquguquka okukhulu kumaxabiso. Le nto yokuziqhelanisa ithetha ukuba zilungele ngakumbi ukusebenza kwabacebisi ngokubonisa umahluko obonakalayo phakathi kwamaxabiso aphezulu kunye neyona isezantsi. Ngomsebenzi wokurhweba onokuthi wenziwe ngeeyure ezimbalwa kakhulu ngenjongo yokuqokelela iingeniso eziyimali eziqokelelweyo kwisithuba esifutshane kangako. Oko kukuthi, emva kwayo yonke loo nto, yenye yeenjongo ezinqwenelekayo zaba basebenzisi bakhethekileyo. Kukuphi kwenye yeempawu ezibonakalayo zale fomathi kutyalo-mali olucingelwayo olufuna iprofayili yomtyali mali echazwe ngakumbi. Nangona ukubuya kuya kuba akukho khetho ngaphandle kokuthatha ukungazinzi kumaxabiso abo.
Khetha izitokhwe ezikhuselayo
Yenye yeendlela ezizezinye abona batyalo-mali bazinzileyo kwimarike abanazo. Ukuze ngale ndlela bangabonakalisi kumaxabiso anyukayo. Ngokukhuselwa kombane, oohola bendlela okanye icandelo lokutya ekwasasaza isivuno esihle kakhulu. Ngezinga lenzala elimiselweyo eliqinisekisiweyo elihamba phakathi kwe-4% kunye ne-7% ngentlawulo yonyaka. Ukuthengwa okuhle kwiimarike zesitokhwe kuthetha ukwenza inkqubela phambili enkulu ukuze iziphumo ngohlobo lweenzuzo eziyinkunzi zingathathi xesha lide ukufika, kodwa koku kufuneka sithathe uthotho lwezikhokelo kunye nezikhuselo ngenjongo yokuthatha kakubi Izikhundla zinokuthi zilujongele phantsi utyalo-mali lwethu kwixesha elizayo, kwaneendleko zokuphuhliswa kwexesha elinamandla.
Phambi kokuthatha isikhundla kukhuseleko, kuyacetyiswa ukuba kufundwe umba wobuchwephesha kunye nesiseko, hayi ukushiya kukhetho olunokukhetha olunokuzisa kuphela iingxaki kwimidla yabatyali mali abancinci nabaphakathi, ikakhulu ngendlela yokukhubazeka.
Ukungena kumacandelo afanelekileyo kwenza lula umsebenzi wokukhetha xa usakha iphothifoliyo, njengoko inokubamba iimvakalelo zentengiso ezilungileyo, nokuba yeyiphi na ukubheja ekhethiweyo, ukuba nje idatha esisiseko yeenkampani inethemba.
IGrenergy yinxalenye ye-IGBM
IKomiti yoLawulo yeSalathiso esiBanzi seMadrid Stock Exchange (IGBM) ithathe isigqibo, kwintlanganiso yayo yokuphononongwa kwesalathiso esiqhelekileyo, sokuba zombini i-IGBM kunye neTotal Index zizakwenziwa ziinkampani ezili-124 ezidwelisiweyo kwisiqingatha sokuqala sika-2020, emva ubhaliso lwenkampani yeGrenergy kwaye Natra kunye neparques Reunidos. Ezi nkampani zimbini zokugqibela zibangela ukwehla kwesalathiso ngenxa ye-OPAS ezimbini. I-NATRA ikhutshiwe kwiNtengiso yeStock ngo-Agasti 30, emva kokuthathwa liQela leHlabathi leConfectionery, ngelixa iiParques Reunidos zaphuma kwiimarike zokulingana zikazwelonke ngoDisemba 5, emva kokuthathwa nguPiolin BidCo.
IGrenergy yinkampani yesithathu ye-MAB yokutsiba iye kwimarike ephambili, emva kweMásMóvil kunye neCarbures (ngoku eyiArttificial). Abokuqala babo bebeyinxalenye ye-Ibex 35 ukusukela ngoJuni wonyaka ophelileyo. Ngelixa kwelinye icala, ibhodi yabalawuli be-MAB ikuvumile ukubandakanywa kwenkampani i-HOLALUZ-CLIDOM emva kokuhlalutya ulwazi olunikezwe yinkampani kwaye yakuba ingxelo efanelekileyo yovavanyo lweKomiti yoLungelelwaniso kunye neNkampani ikhutshiwe. Ukuqala kothethathethwano lwenkampani, eyinkampani engamashumi amabini ananye ejoyina i-MAB ukuza kuthi ga ngoku kulo nyaka, yenzekile kwiiveki ezimbalwa ezidlulileyo kwaye izihloko zayo sele zinokufunyanwa. Apho, ibhodi yabalawuli benkampani ibeke ixabiso lesalathiso kwisabelo ngasinye se-7,78 euros, emele ixabiso elipheleleyo lenkampani yezigidi ezili-160,1.