Ukuba kukho inani kwizabelo ezilingana ngokwenene eliluncedo kwimidla yakho, ayikho enye ngaphandle kokunyuka kwamahhala. Usenokungazi ukuba imalunga nantoni, kodwa kuya kuba kuhle ukuyiphonononga kuba ngale nto intshukumo Kwiimarike zezemali unokufumana okugqwesileyo Ukufumana imali enkulu ukususela ngoku ukuya phambili. Ayothusi into yokuba yenye yeendawo ezifunwa ngabo bonke abatyali mali. Nokuba yeyiphi na iprofayile oyivelisayo yokwenza imisebenzi kwimarike yemasheya.
Ukunyuka kwamahhala kwenzeka ngendlela engaqhelekanga kakhulu. Ayiveliswanga kuzo zonke iimeko, kodwa xa isenzeka, kuya kufuneka ulungele ukwenza ngokusemthethweni iiodolo zakho zokuthenga. Kwaye ukuba unako indlela enobundlongondlongo. Uya kuba nazo zonke iindawo zokuvota ukufumana isibonelelo esikhulu kulo msebenzi ngamnye oboniswe phantsi kwezi mpawu zikhethekileyo. Ayifane iphuhliswe, kodwa xa ivela kwindawo, awunakuphoswa yiyo.
Kule nqaku siza kukubonelela ngezitshixo, kungekuphela nje ukuze uqonde kwaye wazi ukuba kukonyuka simahla ntoni, kodwa kunye nezikhokelo zezenzo zokwenza ezi ntshukumo zinenzuzo ukusukela ngoku. Ngokuqinisekileyo uya kuba nethuba lokusebenzisa ezinye zezi ndlela kwiinyanga ezizayo. Akumangalisi ukuba ibe Indlela elula yokwenza kwaye ayizukuthatha uxinzelelo olugqithisileyo ukubaphumeza. Ngaba ukulungele?
Yintoni ukulayishwa simahla?
Into yokuqala kuya kufuneka uyazi yintsingiselo yayo yokwenyani. Ewe, ukunyuka kwamahala kwenzeka xa ukhuseleko okanye enye i-asethi yezemali Baziqhekeze zonke izichasi ukuba wayenokuvuka kwakhe kwizicatshulwa. Ngaphandle kokuba kukho imiqobo emininzi endleleni. Ke indlela yayo ephezulu iyonke kwaye ngaphandle kwemida yokunyuka kwixabiso layo. Ngenxa yeli nyathelo, amandla alo okuhlaziya anokufumana imilinganiselo ephezulu kakhulu. Ngaphezulu kwezo zivelisiweyo kwamanye amanani.
Ukuyilwa komfanekiso wokunyuka kwamahhala kwesitokhwe kungqinelana nawo amaxesha onke aphezulu. Oku kuthetha umqondiso wamandla onamandla kunesiqhelo. Apho ukuthengwa kunyanzeliswa ngokucacileyo kwintengiso. Ngaphandle kokungaphumeleli kwiinjongo zakhe. Nangona inokuvelisa ukusikwa okuthile kwixabiso lalo. Into, kwelinye icala, iqheleke ngokupheleleyo ekwakhiweni kwale klasi yamanani anamandla.
Ukunyuka kwamahhala kunefayile ye- Iingqinisiso ze-bullish Ngaphandle kwamathandabuzo. Ukunikezela ngamathandabuzo ambalwa malunga nokuqhubeka kwale meko, kwelinye icala inokuhlala iiveki okanye iinyanga. Kuxhomekeka kwezinye izinto ezingahambelani nexabiso lokhuseleko okanye iasethi yezemali uqobo. Ihlala ikhula kunqabile kwimarike yemasheya, okanye kanye kube kanye. Ngayiphi na imeko, kuya kufuneka uyazi ukuba ungayisebenzisa njani kwaye ngaphezulu kwako konke unike ingqwalaselo kuqeqesho lwabo.
Izicwangciso zokuphuhlisa
Xa kucacile ukuba eli nani lenzeka kwiimarike ze-equity, akukho khetho ngaphandle kokulwenza ngokupheleleyo. Ukuhamba ukuthengwa kwesambuku kuloo asethi yezemali. Kuya kufuneka ube ndlongondlongo, kwaye ungakhathali ukukhulisa imali oza kuyinikela kutyalo-mali. Lelinye lamaxesha ambalwa apho kufanelekileyo ukubeka umngcipheko emalini. Ayothusi into yokuba umvuzo unokucebisa kakhulu. Ngaphezulu kunokuba ungakholelwa ekuqaleni.
Elinye icebo onokulisebenzisa kule klasi yeentshukumo ezizodwa kukwenza ukuthenga. Ngokukodwa kwiimeko apho sele unezikhundla ezivulekileyo. Kwakhona ngomsindo kakhulu ukuzama ukufumana elona nani liphezulu lezabelo. Kuya kufuneka uyazi ukuba kwezi meko unayo yonke into oyiphumelelayo. Into engenzekiyo ngamanye amanani ohlalutyo lobuchwephesha kwaye kuvavanyo lwabo kuyathandeka ngakumbi.
Ukongeza, kwimeko yokuba yintengiso yemasheya ehambisa izabelo phakathi kwabanini zabelo, iya kukunika ithuba lokuphucula intlawulo. Kwinto elula, injani uya kuba nezabelo ezininzi kwingxowa-mali yakho yotyalo-mali. Yintoni ekugqibeleni imbuyekezo eyonelisa ngakumbi umdla wakho njengomtyali mali othengisayo. Kwaye, ewe, into ongaze uyenze kukuhlala kufutshane kukhuseleko olubonisa ukunyuka okucacileyo okukhululekileyo. Iya kuba yimpazamo enkulu ongenakuyenza phantsi kwazo naziphi na iimeko. Isizathu sokuba ungumtyali-mali ongenamava kwiimarike ze-equity asizukufaneleka.
Ixabiso langoku ngokunyuka kwamahhala
Ukujonga ngcono ukubaluleka kweli nani lemarike yemasheya, eminye yemizekelo onokuyifumana kwimarike yestokhwe yaseSpain phantsi kokwenziwa kwale meko inyukayo ngokucacileyo. Enye yezi nkampani yile Ukutya kwaye abo bahlanguli bavule izikhundla unyaka wonke ukusukela ngoku baxhamla. Baya kuba befumene imbuyekezo ebalulekileyo. Ngaphandle kokuncitshiswa kuye kwasokola kwixabiso laso. Ngayiphi na imeko, liphelile ixesha lokufumana lo mkhwa. Kuya kufuneka sijonge ezinye iindlela eziveliswa yimarike yesizwe.
Elinye ityala elifanayo lelo lezabelo zelaphu Inditex, evelise inkqubo efanayo neyangaphambili. Ngokunyuka okuthe rhoqo kwixabiso lezabelo zalo, kunqumama kancinci kwaye kubangelwa zizizathu ezingaphaya kwexabiso Uninzi lwabatyali mali bayo bazuze izibonelelo ezinamandla ngokuvula izikhundla. Ukuba, nangayiphi na imeko, lelinye lamaxabiso azuzisa kakhulu kwisalathiso semarike yaseSpain. Ngokusika okumbalwa kwixabiso laso, kunye nokuqina okuncinci.
Ungabuya ntoni?
Ewe kunjalo, akukho ngqiqweni ukucinga ukuba ungafumana inzala ephezulu kune-10% ngalo lonke ixesha uvula izikhundla kwii-equity ngale ndlela ichaziweyo. Ukuya kwinqanaba lokuba akukho nzima kakhulu ukwenza ibhegi yokonga ngaphezulu kokuphawuleka ngokunyuka simahla. Iya kuba yimfuneko ibhaqe ngexesha ukuze ukubanako ukuxabisa kubaluleke ngakumbi kunakwamanye amaxesha. Ngexesha lonyaka uya kuba namathuba ambalwa obu bukhulu. Baya kuba mbalwa, ungabi nako ukubonakalisa nganto.
Ukusebenza kwezi meko
Ukuthatha ithuba lokunyuka ngokucacileyo okunyukayo, umtyali mali-njengakwimeko yakho-unokusebenzisa uthotho lweendlela zokujongana nezi nkqubo zorhwebo ngesiqinisekiso esikhulu sempumelelo. Ukuze uhlangabezane nezi njongo, awuzukukhetha ngaphandle kokungenisa ezinye zezi zinto zilandelayo siza kukuveza ngezantsi.
- Lindela kutyalo-mali lwakho de kuvela iimeko yokunyuka simahla kwaye unokukhulisa ukusebenza kwimarike yemasheya phantsi kwegalelo elibalulekileyo lezoqoqosho.
- La manani aya kubonakala kuphela kuluhlu lwezihlandlo ezimbalwa ngonyaka. Kufuneka ube ulungele ukwenza ngokukhawuleza nangaphandle kwemida kulowo nalowo msebenzi. Ayothusi into yokuba kuninzi onokukuzuza ngaphezu kokulahleka.
- Ungalibali ukuba le yimeko yokuba ingahlala ixesha elide, ngaphezu kokuba ucinga. Ayizukuba ngumbono ombi ukuba uzimisele ngokusesikweni ezi zindululo kwinqanaba lokuhlala ngokusisigxina.
- Okwangoku apho amaxabiso abonisa ukunyuka kwasimahla kuya kufuneka usebenzise nabuphi na ubuthathaka kwizicaphulo zakho zokulungisa izikhundla. Nangona ezi zikhetha kuphela. Iya kuba ngumzekelo wolawulo oya kukunceda ukhusele izikhundla zakho ngokufanelekileyo.
- Sukuyibhida into yokunyusa simahla nge indlela yokucacisa ngokucacileyo. Zahlukile kwaye unokwenza iimpazamo kwisicwangciso oza kusisebenzisa. Ngeziphumo ezingalinganiyo neziphikisanayo.
- Zama ngazo zonke iindlela ukuba iinzuzo ubaleke kwingxelo yakho yengeniso. Ngaphandle kokuthengisa izabelo okoko amaxabiso abo abonisa ukomelela okuthile.
- Ukuba ushiywe ngaphandle kwala maxabiso, uya kuhlala unethuba lokuzidibanisa nawo xa eveliswa izilungiso ezihambelana nazo. Akumangalisi ukuba iya kuba yenye indawo yokungena ekuya kufuneka uzuze kule meko ikhethekileyo.
Kufuneka wenze ntoni?
Kule meko, akufuneki ungaluhoyi uthotho lwezenzo ezihamba ngeendlela ezichazwe kakuhle. Ukusuka apha sikunika ezona zibalulekileyo ukugcina umdla wakho. Zezi zilandelayo:
- Ungayimoshi nakweliphi na inqanaba. Yintshukumo elungileyo kakhulu kwimidla yakho. ngaphezulu kwezinye azithathi sigqibo.
- Ngexesha lonyaka uya kuboniswa kuphela Amaxesha ambalwa, hayi kwakhona. Ayothusi into yokuba ayingomntu uxhatshazwayo kwiimarike zezemali.
- Amasheya amancinci amancinci athambekele ekuphuhliseni ezi ntshukumo. Unokukhetha okuninzi, okoko nje ukukhutshelwa simahla kuvela.
- Unethuba lokukhula ukuthenga okunzima, ngaphezulu kwezo zenziwe nolunye udidi lokhuseleko. Banonyango olwahlukileyo ekufuneka usoloko ubanika lona.
- Ikho kwifayile ye- uhlalutyo lobugcisa kwaye unokuyijonga ngokulula kuyo nayiphi na ingxoxo okanye umzobo.
- Ukungangeni kwiimarike zezemali xa kusenzeka le meko impazamo enkulu awunakho ukuzibophelela nangayiphi na indlela.
- Ngesizathu esinye, xa isimahla yonke Kuya kufuneka uphume kwizikhundla zabo ngokukhawuleza.
- Inye ye idatha eneenjongo onayo kwizabelo, kwaye unokuzisebenzisa ngokuzithemba ngokupheleleyo.