Eyona indices zingaziwayo kwimarike yaseSpain

Ngaphandle kokuba uninzi lwabatyali mali abancinci nabaphakathi banokucinga, kukho ubomi obungaphaya kwesalathiso semarike yestokhwe saseSpain, i Ibex 35. Ngothotho lwee-indices zesitokhwe ezaziwa kancinci kodwa ezinokukunceda uthumele abatyali mali bakho ngokulinganayo nangaliphi na ixesha. Angamaxabiso asezantsi kodwa ke awakho simahla emtshatweni kwaye anokubakho kuhlaziyo olunokuthi ngamaxesha amaninzi lukothuse. Ngamafutshane, lolunye uhlobo lotyalo-mali olungcono okanye olubi kunolona luphambili. Kodwa oko kunokuba nomdla kakhulu ekwenzeni ukonga kwakho kunenzuzo ukusukela ngoku.

Ubulungisa belizwe bugcwele ii-indices ezincinci ekufuneka uyazi xa kunokwenzeka uziva ulingo lokuba lixesha lokuthengisa amaxabiso abo. Kodwa ngale ndlela, kuya kuba kukubaluleka okukhethekileyo ukuba ubazi kwaye wazi into onayo phambi kwakho. Kungenxa yokuba ekupheleni kosuku uza kubeka emngciphekweni imali kwaye kule nkalo, naluphi na uhlobo lokuhlaziywa alufanelanga. Ukuba akunjalo, ngokuchaseneyo, awuyi kukhetha kodwa Olona lwazi lubalaseleyo. Sesona siqinisekiso sokusebenza kwimarike zezemali ezigqityiweyo ngempumelelo ethile.

Ukusuka kule meko, uya kufumana indices zentengiso yesitokhwe yazo zonke iintlobo, ezinye ziyaziwa kodwa ezinye ziyinyani soze uve. Kukhethekile, ukuba awunawo amava amaninzi kolu hlobo lwemisebenzi kwimarike yemasheya. Kodwa kuyo nayiphi na imeko, kuya kufuneka ukhumbule ukuba awuzukukhawulelwa kuphela kwi-Ibex 35. Ukuba akunjalo, ngokuchaseneyo, uya kuba nezinye iindlela ezininzi kunokuba ucinga kwasekuqaleni. Ayothusi into yokuba intengiso yezabelo yaseSpain ityebe kakhulu ngokombono wokwahlukahlukana kwaye unokuba nezimanga ukusukela ngoku. Ngaba ukulungele?

Izalathiso zesizwe: i-MEFF

Ngaphezulu kwesalathiso sesitokhwe, i-MEFF ngokungqongqo liqela leemarike zezemali kwizabelo zamazwe ethu. Kuba ngokwenene, owona msebenzi uphambili Ukurhweba, ukuhlala kunye nokucoca ikamva kunye nokukhetha kwiibhondi zikarhulumente kunye ne-Ibex-35 isalathiso sesitokhwe, kunye nexesha elizayo kunye nokukhethwa kwistokhwe. Ngale ndlela, awungekhe ulibale ukuba intengiso eyaziwa ngokuba yi-MEFF isebenza njengendawo yokucoca ecocekileyo nelula. Kubatyalomali yintengiso esemthethweni kwaye ke ilawulwa ngokupheleleyo, ilawulwa kwaye ijongiswe ngabasemagunyeni kwezoqoqosho. Apho ithatha inxaxheba ekhethekileyo, zombini iKhomishini yoKhuseleko lweSizwe kunye noMphathiswa wezoQoqosho ngokwawo).

Ukusuka kolu luvo, nawuphi na umntu wendalo okanye wezomthetho, iSpanish okanye owangaphandle, unokuba ngumthengi kwaye asebenze kule marike yezemali. Ngamanye amagama, banokusebenza kunye neeasethi zabo zemali, ngaphaya kwezinye iindlela zokwenza utyalomali. Lo mbandela wokuziqhelanisa nezinto uzibonakalisile kuba wena ngokwakho, ukuba unqwenela, uya kuba nakho ukwenza imisebenzi ukuthenga nokuthengisa ikamva kunye nokukhetha ukususela ngoku ukuya phambili. Kodwa ukwazi ukuba olu hlobo lwemisebenzi ekhethekileyo lubeka umngcipheko omkhulu kuba kunemali eninzi onokuyishiya endleleni ukuba uvula izikhundla kwezinye zezi asethi zemali.

Intengiso encinci

Enye yeemarike zezona mpawu zibonakalisa indebe encinci okanye intengiso encinci. Amaxabiso amnyama kakhulu afakiwe anokukunika ngaphezulu kwesinye seengxaki xa ungena okanye uphuma kwizikhundla zabo. Phakathi kwezinye izizathu kuba zimbalwa kakhulu izihloko ezitshintshwa yonke imihla. Le nyaniso ivelisa ukuba kukho ukungazinzi okugqithisileyo kumaxabiso abo, kunxaxho kumaxabiso abo anokufikelela udlule amanqanaba angaphezu kwe-5%. Mhlawumbi sesinye sezithintelo ezikhulu kwezi zindululo zemarike yesitokhwe kuba amaxesha amaninzi awazi ukuba ulindele ntoni, nokuba uza kuthenga izabelo okanye, ngokuchaseneyo, ukuthengisa.

Amasheya amancinci amancinci, ngakolunye uhlangothi, anomdla kakhulu kwiintlanzi zexabiso. Kunye ephezulu kakhulu enokubakho kwaye nakweyiphi na imeko ingentla kwezokhuseleko ezikuluhlu lweSpanish equity benchmark. Nangona ngesizathu esifanayo, unokufumana ukuwa okukhulu kakhulu okunokukhokelela ekubeni ulahlekelwe yinxalenye ebaluleke kakhulu yotyalo-mali lwakho. Ewe kunjalo, zizenzo ezifuna ukufunda kwezi marike zinzima kakhulu.

Indebe ye-Ibex ephakathi

Isalathiso sokhuseleko lwe-capital-capital yenye yezona zinomdla kwimarike yaseSpain ngenxa yeempawu zayo. Akumangalisi ukuba ungazifumana ezinye zezona ndawo zibalulekileyo zisasaza izabelo phakathi kwabanini zabelo. Ngenzuzo emiselweyo eqinisekisiweyo esikufutshane namanqanaba e-5%. Omnye wale mizekelo icacileyo imelwe ziinkampani ezinje Atresmedia okanye i-NH Hoteles. Enye yeemarike ezilibalekileyo ngabatyali mali abancinci nabaphakathi. Ukuza kuthi ga kwinqanaba lokuba babathintele ekuphulukaneni namathuba okwenene eshishini abanokuthi basebenzise lonke ulondolozo lwabo.

Le index kwizabelo zaseSpain, ekwabizwa ngokuba yindebe ye-Ibex ephakathi, ibonakaliswe ngokusisiseko kuba ilungelelaniswe kuzo zonke iiprofayili zotyalo mali. Ukusuka kweyona indlongondlongo kwabo bafuna ukugcina imali yabo ngaphezulu kwezinye izinto eziqwalaselweyo zobugcisa kwaye mhlawumbi nangokubona okungumbono osisiseko. Bonke banendawo kwiqela labatyali mali ukuba amaqela adibene inxalenye elungileyo yeenkampani ezibaluleke kakhulu elizweni. Kwaye nakweyiphi na imeko, banqwenela ngamaxesha onke ukujoyina isalathiso esikhethiweyo sentengiso yesizwe, i-Ibex 35.

I-Latibex okanye amaxabiso athetha iSpanish

Le yimakethi ethile yezemali kuba idibanisa ukhuseleko lwesizwe kunye neenkampani zidweliswe kwiindawo zokutshintshiselana ngesiLatin. Ukuza kuvela eArgentina, eBrazil, eChile, eColombia kunye nenxalenye elungileyo yamazwe akule ndawo ibalulekileyo yelinye icala kwelinye icala leAtlantic. Ukusuka kule meko, kuyinto eqhelekileyo ukuba ungafumana ukhuseleko oluthengisa kwi-Ibex 35, njengoko kunjalo kwezinye iitshipsi eziluhlaza ezifana ne-Endesa, Iberdrola. I-Repsol okanye iBanco de Santander uqobo. Ngakolunye uhlangothi, kukho enye into eya kukumangalisa malunga nale index ye-atypical kwaye ukuba izabelo zayo zithengiswa eSpain.

ILatibex yenye yee-indices ezichazwe kakhulu kumazwe asakhasayo ngenxa yokwakheka kwamaxabiso abo. Oku kuthetha ukuba imisebenzi yakho zithwala umngcipheko ongaphaya kunoko kubizwa ngokuba ziimarike zemveli. Oko kukuthi, kuya kufuneka ulumke ngakumbi xa uvula izikhundla ukuba awufuni kuva ubunzima naziphi na iingxaki ukusukela ngoku. Ukuya kuthi ga kwinqanaba lokuba kuya kufuneka ulumke ngakumbi ekukhetheni ukhuseleko oluza kwenza ipotifoliyo yakho yotyalo-mali kule minyaka imbalwa izayo. Nangona ngaphandle kokunyuka kweerhafu zekhomishini oya kuthi ujongane nazo xa kuthengwa kwaye kuthengiswa izabelo kwimarike yemasheya. Akukho mahluko kumaxabiso asetyenzisiweyo kumaziko emali.

Enye indlela yokuThengisa

Okokugqibela, eyona ntengiso inzima kunazo zonke ibonakala, njenge Enye indlela yokuThengisa (MAB) apho olona xabiso luqikelelweyo lweequity zikazwelonke zidityanisiwe. Ngothotho lwezibambiso ezidwelisiweyo, endaweni yeendlela zeshishini abazimeleyo, ngokulindelweyo okwenziwa kwiimarike zezemali. Kule meko, ii-oscillation zibonakala zinobundlobongela, ngokwahluka okugqithe ngokugqibeleleyo kwinqanaba le-10% okanye nangaphezulu kwepesenti. Kuyinyani ukuba unokufumana imali eninzi ngala maxabiso, kodwa ngesizathu esifanayo, ushiya i-euro eninzi endleleni. Akumangalisi ukuba umngcipheko ugqithisile kwaye awunakuthelekiswa nezinye izalathiso zesitokhwe.

Indawo yokuThengisa eStock azilungelanga zonke iiprofayili yabatyali mali abancinci nabaphakathi. Ukuba akunjalo, ngokuchaseneyo, kuphela kubathengisi abacingelayo abafuna ukufumana imali eninzi ngexesha elifutshane. Ukongeza, ubeka umngcipheko wokuba iinkampani ezidweliswe kule index yesitokhwe zinokungaphumeleli. Okanye, ukusilela oko, ukuyeka ukurhweba ngenxa yeengxaki zeshishini, njengoko kuye kwenzeka kwiminyaka edlulileyo ngamaxabiso athile. Ngayiphi na imeko, yenye yezona ngxaki apho unokutyala khona igalelo lakho lemali.

Njengoko sele ubonile, imarike yemasheya ayincitshiswanga kuphela kwi-Ibex 35, kodwa ngokuchaseneyo, uneminyango emininzi evulekileyo yokwenza izikhundla zakho kwizabelo zaseSpain zinenzuzo. Kwezinye iimeko kujoliswe ngakumbi kudidi olunye lweeprofayili zotyalomali ngaphezulu kwezinye. Kungenxa yokuba zininzi iindlela onokuphambi kwakho, nkqu nakwiimarike zemali ongakhange uve ngazo okanye ezazikho. Lixesha lokuba ujonge kwaye uhlalutye ukuba akunakulunga na kuwe ukuba uvule izikhundla kwezinye zazo.