Amanani yinxalenye ebaluleke kakhulu kuhlalutyo lobuchwephesha. Zombini ukuthenga nokuthengisa, ngokungacacanga. Ukwenza isicwangciso esinabalandeli abaninzi phakathi kwabatyali mali abancinci nabaphakathi. Usenokuba usebenzise amanye ala manani ukwenza yakha iphothifoliyo yakho yotyalo-mali. Kuba, inene, ukuba inye into echazayo, kukuthembeka okuphezulu okuveliswe yile ndlela yohlalutyo. Kwezokhuseleko, kumacandelo, kwizalathiso kunye nayiphi na i-asethi eyimali Leyo yinto yokusebenza kwakho kwiimarike.
Eyona nto iphosakeleyo ekusebenziseni obu buchule bukhethekileyo ukwenza utyalomali kukuba bafuna ulwazi olunzulu ngendlela ezenziwa ngayo kunye namandla okuzifumanisa. Ayinguye nawuphi na umtyali mali onokufikelela kolu lwazi luxabisekileyo. Kuya kufuneka ube namanqanaba asezantsi kwimfundo yabo. Kukhulu ngakumbi ukuya kwinqanaba lokuba amanani antsonkothe ngakumbi kwaye kunzima ngakumbi ukuwabamba. Hayi lilize, iya kuba yinkxaso ebalulekileyo kwimisebenzi yesitishi ngesiqinisekiso esikhulu sempumelelo. Ngaphezulu kwezinye iindlela ezizezinye.
Ukuze ube nolwazi olufanelekileyo, kuya kufuneka unike ingqalelo kwizifundo eziphuhliswayo. Uninzi lwazo lusimahla kwaye aluhlali ixesha elide. Ukuza kuthi ga ngoku ungadibanisa nomsebenzi wakho okanye izifundo. Kodwa kuyakufuneka ngokwenene ukuba ubenze babe semthethweni ukuze kwixesha elifutshane okanye elingaphantsi kakhulu ungafaka imfundiso yabo kweyona misebenzi yakho ikhawulezileyo. Okanye malunga nokulinganisa kwiimarike ze-equity.
Amanani: izibonelelo zabo kwimarike yemasheya?
Zininzi izicelo onokuzinika kuwo nawaphi na amanani anikezelweyo kwixabiso leemarike zentengiso. Iya kusebenza njenge Into ebalulekileyo kuhlalutyo lwakho. Ukwenza oku, kuya kufuneka unikeze ikhompyuter enezixhobo eziphezulu ezinokuxhasa iinkqubo zokwenza le nto ibalulekileyo yohlalutyo lobuchwephesha. Ukuze ukusukela ngalo mzuzu ukwisimo esifanelekileyo ukuba uqalise ngeendlela zakho zotyalo-mali. Iya kuba ngumsebenzi oya kukuthatha iintsuku ezimbalwa, kodwa ube neziphumo ezikhawulezileyo malunga nokuhlangabezana neemfuno zakho.
Ngale ndlela, unokuhlengahlengisa amaxabiso thenga uthengise. Ukuze imbuyekezo yemisebenzi yanelise ngakumbi ukusukela ngoku. Ukongeza, uya kuba neziqinisekiso ezingcono malunga nempumelelo yemisebenzi. Iya kuba yenye yezona ndlela zintle zokujongana neentshukumo zakho kwiimarike ze-equity. Ngaba uzimisele ukusebenzisa obu buchule kutyalo-mali ngoku?
Kwelinye icala, iya kukunika imiqondiso eyimfuneko ukuvula okanye ukuvala urhwebo kwimarike yemasheya. Nokuba lelona xesha lifanelekileyo lokuthenga izabelo okanye ukuba ngokuchaseneyo lolona khetho unokukhetha kukugcine kwintengiso. Ngale ndlela, uya kutyala imali yakho kuphela xa oko kuyimfuneko. Ngenxa yokuba amanani aya kukubonelela ngeyona filtri isebenzayo ukukhetha amaxabiso asemgangathweni ngawo onke amaxesha. Ngokukhetha okucacileyo kokuthenga kwaye kwimeko ezininzi ayizukuvelisa iingxaki ezigqithileyo kuphuhliso lweentshukumo.
Isilumkiso malunga notshintsho kutyekelo
Omnye wemisebenzi yamanani emarike yemasheya kukuba unokuzibona ngokulula ngakumbi utshintsho kwiindlela zentengo yesitokhwe. Zombini kwezi zinto zibhekisa kutshintsho olusuka phezulu ukuya kwinqanaba le-bearish, nakwelinye icala. Kuba baya kukunceda ufumane i igalelo kunye nenqanaba lokuphuma yeemarike zezemali. Ngeqondo leenkcukacha ezingaphezulu kokuphakamileyo. Ubuncinci ngaphezulu kwezinye iindlela ezahlukileyo ezahlukileyo. Inqaku oya kuthi ube nakho ukuliqinisekisa kwasekuqaleni kwemisebenzi.
Phambi kotshintsho kwindlela eyenziwayo, uya kuba noncedo olukhulu lokusebenzisa eli nqaku libalulekileyo. Kuba ngokwenyani, awuzukuthatha naliphi na inyathelo elingelilo elinokubeka esichengeni ukusebenza kwakho kwiimarike zezemali. Isicwangciso esiluncedo kakhulu ixesha eliphakathi nelide lokuhlala. Ukuya kuthi ga kwinqanaba apho unokufumana khona imbuyekezo engcono kulondolozo kunokuba ubulindele ngaphambili Kwaye okona kubaluleke kakhulu, kulo naluphi na uhlobo lokhuseleko. Akukho ngaphandle kwalo naluphi na uhlobo.
Kuba oku kunjalo, amanani anokusetyenziswa kuyo nayiphi na i-asethi eyimali. Ukusuka kwimisebenzi yokuthenga kunye nokuthengisa kwimarike yemasheya ukuya ezinye iimveliso zemali nobunkunkqele ngakumbi kwiingcinga zabo. Apho kufakwe khona izinyithi ezixabisekileyo, izinto ezingafunekiyo okanye nayiphi na imali (i-franc yaseSwitzerland, iponti yaseBritane, idola kunye nezinye iimali ezingaphandle) Njengoko ubona, ukusebenza kwamanani akukho mida. Ngemfuno kuphela yokuba kukhuseleko oludweliswe kwiimarike zemali.
Ukugcina imeko
Kananjalo amanani aqinisekisa izigqibo zakho. Kuba abasoloko betyhila utshintsho ngesiquphe kwimeko. Kodwa, ngokuchaseneyo, banokunika umqondiso ongaqhelekanga malunga nokugcinwa kwendlela. Yiba ne-bullish okanye i-bearish, oku kuzimeleyo ngokupheleleyo. Ngayiphi na imeko, yi- inkxaso enkulu Kuya kufuneka uqhubeke nezikhundla zakho kwiimarike zezabelo. Akumangalisi ukuba amanye amanani anokuba luncedo olukhulu kweyona misebenzi yolondolozo.
Ukusuka kule meko, inokuba yindawo ebaluleke kakhulu ekubhekiswa kuyo ekuphuhliseni ukusebenza kwexesha elifutshane kakhulu. Nakwiintshukumo ezenziwe kwiseshoni enye yokuthengisa. Isicwangciso sithandwa kakhulu ngabarhwebi. Abatyalomali abangena kwaye baphume kwiimarike zokulingana rhoqo. Kuba ikuvumela ukuba ukhuthaze utyalomali olukhawulezayo olunokukunika inzuzo ebalulekileyo. Ukuba ungumtyali mali wezi mpawu, amanani aphuhla kumaxabiso ezokhuseleko anokukunika uvuyo olungaphezulu kolunye ukusukela ngoku.
Ke ngoko, zivumelekile kokubini ekusebenzeni kwendalo eqikelelweyo kunye nezo zimiselwe iprofayili yotyalomali kunokuba zijolise kwindlela yokulondoloza okanye yokuzikhusela. Kuzo zombini iimeko, baya kukubonelela ngeempawu ezifanelekileyo zokuqalisa ukusebenza kwiimarike zezemali. Oko kunokuxhaswa ngezinye iiparameter kulwazi. Nokuba ngumnqweno wakho onxulumene nohlalutyo olusisiseko. Kungenxa yokuba ubhetyebhetye yenye yezona zinto zibalulekileyo unegalelo kuzo.
Ungafumana ntoni ngamanani?
Kuzo zonke iimeko, amanani awenziwe ngamaxabiso esitokhwe aya kuvelisa uthotho lwezibonelelo ezinokuba luncedo kakhulu kwimidla yakho njengomtyali mali ophakathi. Ngeempawu ezichazwe kakuhle kwaye unokufumana ngezi zinto zilandelayo sikubhengeza ngezantsi.
- Baza kukunika inqanaba apho kufaneleke khona yiya kutyalo-mali. Ukuze ungalahli inxenye yendlela ephezulu enokuvela ukusuka kumzuzu othile. Ngale ndlela, imbuyekezo iya kubanzi kakhulu kunezinye iimeko apho amanani emarike yemasheya engekhoyo.
- Iya kuba yinto ye uhlalutyo oluthembekileyo kakhulu kwaye ayisekelwanga kwingqikelelo okanye kwenye intshukumo engalungelelaniswanga kakhulu kubunyani beemarike zezemali. Iya kuba sisixhobo esiza kukunika ukuthembeka okukhulu kwimisebenzi oyiqalayo.
- Isicwangciso esicetyiswayo, kokubini kwixesha elide nakwelona lide. Nokuba uphuhlisa imisebenzi emininzi kwiseshoni enye yorhwebo. Akumangalisi ukuba amanani anezicelo ezininzi kwaye kunjalo ngaphezulu kunokuba unokucinga ngalo mzuzu.
- Igalelo lalo lokwenyani lilele kwinto yokuba wena lindela iintsingiselo yee-asethi eziyimali. Nokuba ibiyintoni na ngenqanaba eliphezulu lokuthobela. Ngaphezulu kwezinye iindlela kuhlalutyo lobuchwephesha. Kuya kufuneka ulungelelanise neendlela zabo ezizodwa ekusebenzeni.
- Amanani onokuwafumana kuhlalutyo lobuchwephesha angenakubalwa kwaye Ubume obahlukeneyo. Kuzo zonke iziqulatho kunye nazo zonke iintlobo zeeprofayili zotyalo mali. Ukusuka kweyona ndlongondlongo iye kwiindlela ezizizo zolondolozo. Zilungelelaniswe nazo zonke iimeko onokuthi ubonise ngazo nangaliphi na ixesha.
Amaxabiso omgangatho kunye nophahla
Enye yeenzuzo zale modeli yotyalo-mali kukuba ibonakalisa umgangatho kunye nesilingi ngokuchanekileyo okukhulu kwixabiso locaphulo. Kumanqanaba apho ukunyuka nokuhla kweendlela kukhuseleko oludwelisiweyo kuya kuyeka ngokukhawuleza okukhulu. Ngokusebenzisa amanani njengophawu phakathi kwabatyali mali njenge umgangatho kabini nophahla. Bahamba ngakumbi ngokubonisa amanani aqaqambileyo kwisifo sabo, njengomgangatho ophindwe kathathu kunye nophahla. Ngayiphi na imeko, amanqaku okubaluleka okukhethekileyo kwenani elikhulu labatyali mali abasekele izicwangciso zabo kule fomathi yohlalutyo lobuchwephesha.
Ngalo lonke igalelo esikuchazele lona, ngoku uya kuba neparameter entsha ukuze ukwazi ukwenza inzuzo yeasethi yakho ngesiqinisekiso esikhulu sempumelelo. Kuba ungayisebenzisa kuyo yonke imisebenzi oyifunayo, nokuba ungumahluko kwiindlela ezingaphaya kokubalaseleyo. Ukuba sisixhobo esisebenza kakhulu esiya kuba sesakho nakweliphi na udidi lweeasethi eziyimali. Apho, uya kuba nakho ukukhetha kuluhlu olubanzi lwamanani. Kuyo yonke indalo nakuzo zonke iintshukumo onokuzenza. Kuya kufuneka ukhethe kuphela ezona zilungele iprofayili yakho njengomtyalomali wentengiso.