Zeziphi iindlela onazo zokutyala imali kwimarike yemasheya?

Akukho mntu uthandabuzayo ukuba umnqweno wabo bonke abatyali mali abancinci nabaphakathi kukufumana imbuyekezo kwimisebenzi yabo yezabelo ngeendlela ezahlukeneyo zotyalo mali. Kwaye ngaphezulu, zingcono. Kodwa ungabaniki ithemba elingeyonyani, kwaye inyani kukuba lo msebenzi awukho lula ukuwufezekisa. Phantse kuhlala kukho utyando olungahambi ngokweminqweno yakho, kwaye apho ungaphulukana khona nee-euro ezininzi apha endleleni.

Wonke umntu uyazi ukuba lo msebenzi wotyalo-mali ubulula, ngekamva labo lisonjululwe, kwaye bangayeka nokusebenza ukuze bazinikele ngokupheleleyo kwiimarike zezemali. Nangona okunokufezekiswa sisicwangciso sokwandisa ukusebenza. Kwaye akunjalo ukuba ungaba ngusozigidi ngokukhawuleza., kodwa ewe ubuncinci ukufumana ibhonasi minyaka le. Kwaye oko kungasetyenziselwa ukufika kwiimeko ezingcono ekupheleni kwenyanga, kwaye ngubani owaziyo, nokuba uzonwabise rhoqo: loo suti uyithandayo kakhulu, iholide elandelayo, okanye imeko-yobugcisa izixhobo ezimanyelwayo.

Ukusuka kule meko ngokubanzi, ezinye iimeko Iluncedo kakhulu ekufezekiseni ezi njongo zifunwayo. Ekuphela kwezona mfuno baya kuzifuna kuwe iya kuba kukuziphatha okuhle ukusebenzisa ezi zicwangciso zotyalo-mali. Ewe kunjalo ulwazi olunzulu malunga nokuziphatha kweemarike zezemali. Kodwa enye into encinci, ngaphandle kokuba idosi elungileyo ayisoze ikwenzakalise wena ekwenzeni le midlalo siza kukuveza ngokulandelayo.

Thatha ithuba lokuhlawula izabelo

Eyona ndlela ilula yokuvelisa iingeniso zemali kwimisebenzi yamashishini alinganayo yile: Thenga izabelo kwiintsuku ezikhokelela kwiintlawulo zesahlulo ziinkampani zeenkampani ezidwelisiweyo. Ukulungisa kamva izikhundla kwiimarike. Nangona kunjalo, kuya kufuneka uyazi ukuba le ntlawulo bayigqithisela kuwe itsaliwe ngqo kwixabiso lezabelo. Nangona bahlala befumana amanqanaba abo emva kweeveki, kwaye kwimeko embi ngokulibaziseka kweenyanga ezininzi.

Ukuba usebenzisa le nyathelo, ngokuqinisekileyo uya kuba nakho ukwandisa iiasethi zakho rhoqo. Hayi ngendlela enomtsalane, kodwa ubuncinci ngokwaneleyo ukukunika izibonelelo ezimbalwa ezincinci eziphucula umgangatho wakho wokuphila. Nangeyiphi ndlela, Kuya kufuneka uqeqeshwe kakhulu, kwaye ingakhokelwa ngamathemba obuxoki okuqokelela. Ngenzuzo yokuhlawulwa kwesahlulo iya kwenziwa kwangolo suku intlawulo ihlawulwe ngalo kwimarike yemasheya.

Maninzi amathuba okuba usebenzise eli cebo lisebenzayo. Ziyanda iinkampani ezikhetha lo mvuzo kwizabelo. Ngaphantsi kwamanani asusela kwi-3%, kwaye anowona mda uphezulu we-8%. Kwaye onke amacandelo: umbane, iibhanki, iindlela, i-inshurensi, ioyile, ukutya, njl. Zombini kwiimarike zasekhaya nakwamanye amazwe. Kwaye zifunyanwa phantsi kwamaxesha ahlukeneyo: ngekota, kabini ngenyanga okanye ngonyaka. Ukwahlulahlulwa kwemfuno, ngamafutshane.

Ngena kumacandelo e-bullish

Eyona meko intle kakhulu kwimidla yakho yobuqu yile ikhula phantsi kweendlela zentengiso yeemarike. Iya kuba yeyona meko intle yokuvula izikhundla kwizabelo kunye nokhuseleko olukhulu lokonga kwakho. Ukusuka kolu luvo, ungazisebenzisa ezi ntshukumo ukuthatha isikhundla kwimarike yemasheya. Ngenqanaba elifanelekileyo lokuthembeka ukuvelisa inzuzo kwimisebenzi yakho yesiqhelo. Isitshixo siya kuba kumanqanaba apho uthengisa khona izabelo zakho.

Ukuba uwenza ngokusesikweni umsebenzi kwiimarike zezabelo ezikwimeko ephezulu, uya kuba nethuba elihle lokuba igalelo lakho lemali liyakonyuka kwiiveki ezimbalwa ezizayo. Kunzima kakhulu ukungahambi kakuhle phantsi kwezi meko, kuba yonke into uyithandayo. Uya kudinga kuphela ukufumana amanqanaba egalelo, kwaye ngokuqinisekileyo uqinisekise ukuba ixabiso elikhethiweyo likule meko.

Ukuya kwinqanaba lokuba kukho inani elithandekayo kwimarike yesitokhwe kwimidla yakho njengokunyuka simahla. Ayenzeki amaxesha amaninzi, kodwa ukuba iyavela, awuyi kuphoswa yiyo nayiphi na imeko. Ukunyuka kwamahhala kuxa ixabiso lokhuseleko lingasenakho ukuxhathisa kwindlela yalo, kwaye ngaphambi kwembali yayo. Awunakho ukhetho ngaphandle kokunyuka, kwaye kwiimeko ezininzi ngaphandle kwemida.

Ukuba utyala imali yakho kule meko, uya kuba nakho ukuzuza kakhulu kulo msebenzi. Eyona nto inzima iya kuba kukuchonga xa le ntshukumo isenzeka kwintengiso yemasheya. Ngapha koko abahlalutyi abaphambili bezemali Cebisa ukuthatha izikhundla ngobundlongondlongo xa oku kunyuka kunyuka kusenzeka. Uya kuba nepasipoti yokugqibezela ngempumelelo imisebenzi yezemali.

Thatha ithuba lamaxesha amahle onyaka

Nangona inokukumangalisa, kuhlala kukho iinyanga ezimbalwa ngonyaka xa imarike yemasheya isenokwenzeka ukuba inyuke. Ngokwembali Ikota yokuqala neyokugqibela yonyaka zithandeka ngakumbi ngendaleko elungileyo kwiimarike. Akumangalisi ukuba oku kwenzekile kule minyaka idlulileyo, njengoko ubona kuphononongo oluneenkcukacha lwee-indices zemarike eziphambili. Ngumahluko onokumakishwa kakhulu, kwaye apho ubungqongqo kufuneka buqhubeke khona kwimisebenzi yakho.

Kananjalo akufuneki ulibale ukunyuka okuphezulu okuveliswa koko kubizwa ngokuba Irally yekrisimesi. Lixesha lonyaka apho ukunyuka ngokubanzi kwexabiso, nokuba kubunzulu obukhulu kwiipesenti zabo. Kwaye ngokuqinisekileyo abatyali mali abanamava basebenzise ithuba lokuthatha izikhundla. Akumangalisi ukuba bayazi ukuba banethuba elihle lokuphucula iakhawunti yabo yokujonga.

Iinyanga zasehlotyeni, kwelinye icala, ayinaxesha lifanelekileyo lokutyala imali njengecebo lokufezekisa iinjongo. Ngaphezu koko, baya kuba nethuba lokukunika ikhefu emva kokwenza amanani amaninzi kangaka. Esinye sezizathu zoku kungenxa ye- ukungazinzi okuphezulu ekurhwebelana ngayo ngezabelo. Ngaphezulu kwamanye amaxesha abanzi. Ngezihloko ezimbalwa, amaxabiso ayahluka kakhulu. Kwaye okubi kakhulu, kukuphulukana nenxalenye ebaluleke kakhulu yeeasethi zakho.

Omnye umthetho onokuba luncedo kakhulu kwimidla yakho kukuba ungathathi izikhundla ngosuku lokugqibela lweveki, oko kukuthi, ngolwesiHlanu. Esi sigqibo sibangelwe kukuba abatyali zimali ngokubanzi basebenzise le mihla ukuba batyalwe ngeempelaveki. Ngale ndlela, thintela naluphi na uloyiko olunokuvela kwezi ntsuku: unyulo, ukubhengezwa kwezoqoqosho, njl.

Khetha amaxabiso ashushu

Kuhlala kukho iqela lamaxabiso, kwaye kuyo nayiphi na imeko, bakwimeko ezingenakoyiswa ukuqhubeka nokunyuka kwamaxabiso abo. Zizo ekufuneka ujongane nazo ukuze ukwenze imisebenzi yokulingana. Izizathu zinokwahluka kwaye zahluke. Ukusuka kwiindaba ezonyusa isikhundla sabo kwiimarike, ukuya kwi-bullish reaction ngenxa yenkcazo yeziphumo zabo zeshishini.

Kuyatshiwo ukuba lixabiso elishushu xa ukuthengwa kunyanzeliswa kakhulu kwintengiso. Bakhatshwa ziindaba ezintsha ezibanceda ukuba baqhubeke nalo mkhwa ngexesha leeseshoni zokurhweba. Kwaye kumaxesha amaninzi, kunye nonyuso oluphuculweyo olunobundlobongela obukhethekileyo, obunokuthi bube njalo ngaphezulu kwe-5% kwikoteyishini yamaxabiso abo. Ungalibali xa ukwimeko yokuvula indawo kwiimarike.

Nangona kuya kufuneka uxabise ukuba kamva zikhatshwa zizilungiso eziqinileyo, ezinokukwenza ukuba ulahlekelwe yinxalenye yeenzuzo ezivelisiweyo ukuza kuthi ga ngoku. Kuya kufuneka wenze ngokukhawuleza okukhulu, kwaye xa ubona uphawu lobuthathaka, thatha ithuba lokugqibezela utyando. Esi sesinye sezicwangciso ezinokukubuyekeza ngokuzinikezela kwakho kwicandelo lezemali.

Izitshixo ezi-7 zokuphucula iindlela zakho

Ngolwazi olunikezwe kolu lwazi, uya kuba kwimeko engcono yokuhambisa ngempumelelo ukusebenza kweemarike zesitokhwe. Ewe akunakubakho siqinisekiso seenzuzo ezinkulu, kodwa ubuncinci uya kusondela ekufezekiseni. Ukuxhasa ezi zenzo, kuya kufuneka uphendule iingcebiso eziluncedo eziza kukunceda ufezekise iinjongo zakho. Ukuvela uloyiso kweli dabi onalo kunye neemarike zezemali.

1. Ukuba unamathandabuzo amaninzi malunga nokuba kufuneka wenze utyalomali ayizukuba ngumqondiso olungileyo, kude nayo, kwaye kungcono uhlehlise isigqibo sakho de ube uqinisekile malunga nethemba lokusebenza kwakho.
2. Sukusebenzisa kutyalomali nayiphi na imali oya kuyo imfuneko kwiinyanga ezimbalwa ezizayo. Kuba kunokubangela ukuba wenze ukuthengisa okungalunganga, kunye nelahleko ebaluleke kakhulu kwipotifoliyo yakho yotyalo-mali.
3. Ungazami ukubeka naliphi na ixesha elibekiweyo isigxina ekusebenzeni kwakho, kuba iya kuba kuphela kwendlela yokuphumelela kolu celomngeni. Ayothusi into yokuba ekuhambeni kwexesha uphantse uphumelele ekuphumeleleni, ubuncinci ngezona stock zinkulu.
4. Cebisa ezinye amaxabiso okuphuma kwintengiso, kwaye ngale ndlela unokucwangcisa ngesiqinisekiso esikhulu sesicwangciso esiphumelelayo esihlala sikunika izibonelelo ezibanzi. Ngandlela thile, khusela ukonga ngamandla amakhulu.
5. Gcina imali yakho oyigcinileyo kwizokhuseleko olunamanzi amaninzi, kwaye banemali enkulu. Zezona zincinci ezinokulawulwa kwimarike, kwaye zezona unokuzilandela kakuhle kwimidiya eyahlukeneyo.
6. Kuphela kufuneka uvule izikhundla kwiimeko ezixhasayo Ukhuseleko okanye ii-indices zesitokhwe, ukunqanda ukuzibeka kwabanye: kwi-bearish, nakwinqanaba elisecaleni. Lo ngumgaqo wegolide kumtyali mali olungileyo.
7. Kwaye ekugqibeleni, Sukujikela kwixabiso elinye, kwaye uzame ukwahlula utyalo-mali lwakho kwizindululo ezininzi, ezihambelana. Ngale ndlela, ukhusele ngakumbi igalelo lakho lemali. Ngokuqinisekileyo iya kukunceda ufezekise iinjongo zakho ngokuzimisela okukhulu.