Isilingo esinabo abatyali mali abancinci nabaphakathi kukuthenga amasheya aphantsi. Ngokuqinisekileyo oku kuye kwenzeka kangangezihlandlo ezininzi. Uyakucinga kuphela malunga nokuba ingakanani loo asethi yemali inokuphinda ihlaziywe ukusuka kuloo mizuzu. Kodwa ngu ukusebenza okuyingozi kakhulu ekufuneka kwiimeko ezininzi zithintelwe kuzo zonke iindleko. Ngale nto siza kuchaza ukuba kutheni kufuneka uziphephe ezi meko kunye nezona zizathu zazo.
Kuyinyani ukuba inokumela ithuba lokuthenga lokwenyani. Kodwa kwiimeko ezininzi ngumngcipheko ongafunekiyo ongafanelekanga ukuba ubandakanyeke kuwo. Ungaphulukana nenxalenye ebaluleke kakhulu yemali oyityalileyo. Ngendlela Sisibatha Zeziphi iimarike zezemali ezikunika zona ukuze uthenge izabelo ngamaxabiso asezantsi kangako. Nokuba omnye umtyali mali udla ngokubhekisa kumaxabiso asezantsi.
Eyona nto imbi kakhulu yimeko xa la matonsi edityaniswa yimeko yokuba sezantsi kwembali. Okanye ubuncinci kule minyaka idlulileyo. Unokwenza ntoni kwezi meko? Eyona nto isengqiqweni yile Hlalutya imeko nganye kwaye ufikelele kwisigqibo esinenjongo kangangoko kunokwenzeka. Akumangalisi ukuba yimali yakho ongcakazayo kwizabelo. Kwaye akukho nto ingcono njengokukhusela imisebenzi iya kuba yinjongo yokuhamba okuphuhlisayo ukusukela ngoku.
Thenga kwiindawo eziphakamileyo okanye eziphantsi?
Yenye yeengxaki ezingunaphakade zabatyali mali. Ukuba imisebenzi mayenziwe ibe yeyasesikweni kwelinye okanye kwenye imeko. Abaxhasi bokuthenga amasheya ubuncinci bathi sesona sicwangciso silungileyo sotyalo mali kuba iyavuma uhlaziyo oluphezulu. Inokuba kunjalo, kodwa ukuba bafikelele kula manqanaba kungenxa yezizathu ezininzi. Ukongeza, yintengiso ebeka ixabiso lezabelo kwaye ayinanto yakwenza nenqanaba abaye bafikelela kulo kwiminyaka emibini okanye emithathu eyadlulayo, umzekelo.
Ukusuka kule meko, le misebenzi ayilungelanga kwaphela umdla wakho. Phakathi kwezinye izizathu, kuba ixabiso layo lifakwe kwi- Uyilo olunzulu olubheka ezantsi. Ukuza kuthi ga kwinqanaba lokuba bahlala benendlela ende yokuqhubeka nokuhla benyuka kwiimarike zezemali. Ukongeza, luphawu olungathandabuzekiyo lokuba kukho into engalunganga kwinkampani. Inokuba yintengiso yakho, ityala elenziweyo okanye ingxaki kubanini zabelo, phakathi kwezinye iimeko.
Enye into yengxoxo kwezi meko zinzima kukuba ukuthengisa ngokucacileyo kungaphezulu kokuthengwayo. Ngenxa ye- inzala encinci yintoni kule nkampani. Isigwebo sabatyalomali asixoleli ngokwenene. Njengoko uya kuqonda, umngcipheko onawo xa uvula izikhundla uphezulu kakhulu. Ngaphezulu kwezinye iimeko. Eyona nto isengqiqweni onokuyenza kukulinda, ungathengi, njengoko kunjalo ngeenjongo zakho.
Inzala yasimahla
Ngayiphi na imeko, imeko elibi kakhulu onokuyifumana kukuba isenzo sibhaptiziwe phantsi kweli nani. Olona khetho lubi kakhulu, ngokoninzi lwabahlalutyi bezabelo. Bahamba baye kuthi akukho zithuba zokuvula phantsi kwazo naziphi na iimeko. Ngenxa yokuba umngcipheko wokuba amaxabiso abo aqhubeke nokuhla usemkhulu kakhulu. Ezi ngcali ezifanayo zibonisa ukuba kufuneka ulinde de ube utshintsho olukhulu kumkhwa.
Kwiimeko zokuwa simahla, akukho themba lincinci lokuba imeko iya kubuyiselwa umva. Yinkqubo ye Uxinzelelo olukhulu kwiimarike apho unazo zonke iivoti oza kuphulukana nazo. Kuba, eneneni, ukubakho kokuhla kwexabiso kuhlala kuphezulu kakhulu. Akukho nanye kwezi meko zicetywayo kwimarike yemasheya eyenzekileyo ukuba kubekho utshintsho ukusuka ekuweni simahla ukuya kuxabiso kwixabiso lezabelo. Akunakuze.
Izenzo zakho kufuneka zijolise ekulibeleni ngokupheleleyo malunga nexabiso eliveliswa leli nani. Kwaye ukuba abanye bakho kolunye intshukumo. Oko kukuthi, kwi ukwanda ngokukhululekileyo. Amava aya kukunceda ufikelele kwezi zigqibo zicacileyo. Kuba ininzi imali onokuthi uzishiye ngokwakho kwiimarike zezemali ukusukela ngoku. Libala, ke, le misebenzi iyingozi kwimidla yakho yotyalo-mali.
Ukuphendula ngokuthe ngqo
Ewe kunjalo, ekuphela kwento oya kuyifumana kukusinda okunyusayo. Kodwa ukugcina ixesha kunye nokulinganiselwa ngexesha layo. Ziya kwenzelwa ukusebenza okwethutyana. Njengomzekelo kwimisebenzi ebizwa njenge ngaphakathi. Zizo ezo zenziwe kwiseshoni enye yemarike yesitokhwe kwaye zinenjongo yokuqikelela, ngaphezulu kwezinye izinto eziqwalaselwayo. Ngayiphi na imeko, awuyi kuhamba phambili kwizicwangciso zakho zotyalo-mali.
Njengomphumo wenqanaba lokuqina lokugcina kwezi stock, impendulo ephezulu yenziwa. Kodwa phantsi kwexesha elifutshane kakhulu, elinokuhlala kuphela iiyure ezimbalwa. Nangona kungekho tshintsho kwindlela. Akukho notshintsho kulindelo lwakho. Bahlala, ngelishwa, ngokufanayo nangaphambili. Sukuyinika ngaphezulu kwemijikelo kuba oku kuyinyani kwezi ntshukumo kwizabelo.
Enye into enceda ukumisa olu hlobo lwentshukumo kwii-equities sisivumelwano esenziwe ngabathengisi. Isetyenziswe lelinye icandelo lenkqubo ukwenza ukuthengwa kwakho. Nangona kunjalo, baya kugcina ixesha kwaye bathathe ixesha elifutshane ixesha elifutshane kakhulu lokuba semthethweni. Ngumzuzu apho kuya kufuneka uthathe ithuba lokufumana ubuninzi beenzuzo ezinkulu. Ukusukela kungekudala ukunyuka kwexabiso, isalathiso okanye imakethi ekhethiweyo yesitokhwe iya kuqala ukukhula.
Amava acebisa ukuba ungathengi
Ngaphantsi kwala manqanaba asezantsi, kuye kwavela iimeko ezibe nomngcipheko omkhulu kwimidla yabatyali mali abancinci nabaphakathi. Ukuba, ithiyori, ngamaxabiso abonisa kakhulu kwaye oko kuphakamisa imisebenzi yokuqokelela izihloko zazo. Iiveki ezimbalwa okanye iinyanga yehla phantse isiqingatha ukusuka kumanqanaba abo okwangoku. Ewe, yayingesosigqibo silungileyo, kodwa ngokuchaseneyo.
Ezi meko kufuneka zithintelwe ukusukela ngoku kuzo zonke iindleko. Zininzi i-euro onokuzishiya usendleleni. Nokuba unobungozi bokuba inkampani isilele. Oku kwenzeke ngamanye amaxesha kwimarike yaseSpain. Ngezihloko ezinje Sniace, La Seda de Barcelona okanye iDeoleo. Ayilolize, abahlalutyi beemarike belumkisa, ukuba ukuba behle kakhulu kumaxabiso abo kungenxa yento enzima kakhulu eyenzekayo kwinkampani edwelisiweyo.
Eyona mpendulo ilungileyo yokuphepha le miba iyingozi kukuba ucinga ngakumbi kwezi nkqubo zokuhla kwexabiso. Sukucinga ukuba ukhuseleko kwinto elula yokuba zibiza ngexabiso eliphantsi kuyakufuneka ibe yinto oyisebenzisayo. Akukho kuncinci, kuba iziphumo kwiakhawunti yakho yokutshekisha zinokuba buhlungu ngokwenene. Kude kube Amanqanaba akhathazayo kakhulu kunokuba nzima kakhulu kuwe ukuba ucinge ngalo mzuzu kanye.
Ityala elithile leBanco lidumile
Ukuze ujonge yonke le nkqubo, akukho nto ingcono kunokuya kwityala lakutshanje elaziwa phantse ngumntu wonke. Oku kuyenzeka okwangoku ngeBanco Popular. Amaxabiso abo ehle kwiinyanga ezidlulileyo njengesiphumo seengxaki zayo ezinzulu kulawulo lweli qela lezemali. Nangona kunjalo, amaxabiso abo aqhubeka nokuwa, ngaphandle kwetruces. Nangona ivelisa ukubuyela ngexesha. Ezinye zazo zicacile.
Ukuba kwiinyanga ezimbalwa ezidlulileyo ubuthathwe ngabo amaxabiso aphantsi, ngoku uzobe ujongene nemeko enzima kakhulu. Ukuphulukana nemali eninzi kunokuba unganyamezela. Le ndlela inye inokukusebenzela namhlanje. Kwaye kutheni ingasayi kuwa kwakhona? Kulungile ngenxa yokuba imeko yakho yezemali ayinakulungiseka. Nangona utshintsho olukhulu kwicala lakhe lunokukhokelela ekuchachweni kwakhe.
Ewe, esona sicwangciso silungileyo onaso kukubaleka kude nezenzo zabo ngokukhawuleza okukhulu. Unayo ezinye iindlela ezinomdla ngakumbi ukuze uvule izikhundla kwezi ntsuku zimbalwa zizayo. Kodwa hayi kule bhanki iphakathi. Ayothusi into yokuba isishwankathela umxholo esijongana nawo kweli nqaku. Ayilotyala elinye, kodwa kukho ezinye ezifanayo kakhulu kwimarike yesizwe eqhubekayo. Oko kunokukunika iingxaki ezininzi kunokuba bekulindelwe ekuqaleni.
Ungenza ntoni ngala maxabiso?
Amacebo akho kwezi nkampani zidwelisiweyo anciphile kakhulu. Unokulahlekelwa kakhulu kunokufumana. Kodwa usenazo iindawo ezithile ezilahlekileyo ezinokuqalisa ukujongana nale meko. Ezi zezinye zazo.
- Ungathatha ithuba lokuxhamla ukonyusa ukuthengwa. Kodwa ihlala isebenza ixesha elifutshane kakhulu. Kwaye ukuba kunokwenzeka kwiseshoni enye yokuthengisa.
- Ukuba inkqubo yakho ye-bearish ayinakuguqulwa ungabheja kwintengiso yamatyala. Inokuba ngumsebenzi onenzuzo kakhulu kwimidla yakho. Hayi ngelize, uya kwenza imali ngakumbi xa izabelo ziwela kwiimarike zezemali.
- Esona sicwangciso siluncedo kakhulu kwimidla yakho sisekwe ube ecaleni lwayo nayiphi na intsebenzo kwaye ijolise ingqalelo yakho kolunye ukhuseleko, okanye nakwii-asethi eziyimali.
- Ukuba, ngaphandle kwayo yonke into, uthatha isigqibo sokuvula izikhundla kwezinye zezi stock, kuya kuba ngcono ukwenza njalo phantsi kwe umyalelo wokhuselo welahleko. Yaziwa njengelahleko yokuyeka. Baza kukunceda ukunciphisa ilahleko yemali kuyo yonke imisebenzi ojamelene nayo kwiimarike zemali.
- Ungaze ucinge ukuba kuba isitokhwe siphantsi kumaxabiso ziyafana nezo zitshiphu. Iphantse ayinanto yakwenza nomnye nomnye.