Enye yeendlela zokutyala imali esiyigcinayo ivela kude, ngakumbi kwiimarike zaseAsia. Yindlela yoqobo yokungenisa izabelo zamashishini ezingenanzala emisiweyo, ngakumbi ukuba amajelo eemarike zesizwe aphelile, nkqu nawamanye amazwe angabamelwane. Nangona kunjalo, ayizukuba lula ukusebenza ukuyenza. Ewe akunjalo, kwaye nangayiphi na imeko izisa izibane ezininzi kunye nezithunzi Kuya kufuneka uyazi ukuba ngaba ulingeka ukuba uthathe isikhundla kwezinye zezalathiso zestokhwe sayo, nayiphi na kuzo.
Xa sithetha ngemakethi yesitokhwe yaseAsia, asibhekiseli kwimarike enye, kude nayo. Endaweni yoko ibonelela ngobuninzi ngaphezulu kwezinye izithuba zendawo. Ayothusi into yokuba ungatyala imali kwinxalenye yeasethi yakho kumazwe ahlanganisiweyo ngokucacileyo, afana neJapan. Okanye ukhethe ezinye ezivelayo: uMzantsi Korea, iMalaysia, iSingapore, njl.. Ngaphandle kokulibala, ewe, iTshayina, ngenxa yeempawu zayo ezizodwa. Isibonelelo esibalulekileyo, esifutshane, onokufikelela kuso ngokukhawuleza xa uchaza isicwangciso esifanelekileyo sokutyala imali.
Ukuba ekugqibeleni ukhetha ezinye zezona ndawo ziphambili zesitokhwe e-Asiya, kuya kufuneka uqonde ukuba imbuyekezo onokuyifumana kulondolozo lwakho ibaluleke kakhulu, kwaye inokuba ngaphezulu kunakwimigangatho yokurhweba ngokwesiko. Isizathu kungenxa ukungazinzi okuphezulu apho kuthengiswa ngokubanzi izabelo. Ngokushukuma okunamandla phakathi kwamaxabiso aphezulu kunye neyona isezantsi. Kodwa ngenxa yesizathu esinye kuya kufuneka ulumke kakhulu kwiintshukumo zakho, kuba akunakwenzeka ukuba ungaphulukana nenxalenye elungileyo yolondolozo olutyaliwe.
Kufanelekile ukuba ukhumbule indlela intengiso yaseTshayina ephuhliswe ngayo kwikota ezimbini zokugqibela zika-2015. Ngokuwa kwizabelo zeenkampani zaseAsia ukuya kuthi ga kwiipesenti ezingama-20, nangakumbi kwezona stock zisemngciphekweni. Nangona bekwanemali yokufumana kwakhona amaxabiso abo ngokulinganayo ngenxa yentsholongwane yabo ekhethekileyo. Ngomngcipheko ofihlakeleyo kwimisebenzi oza kuyenza ukusukela ngoku, ubuncinci kwezo zibhekisa kwimarike yamaTshayina ngokukodwa.
Iimpawu zotshintshiselwano lwaseAsia
Ngaphandle kwamathandabuzo, into yokuqala ekufuneka ubonelele ngayo lulwazi oluncinci malunga nokuba kuthetha ntoni na ukutyala imali kwezi ntengiso zestokhwe ukuza kuthi ga ngoku kwindawo yakho yendalo. Akumangalisi ukuba ayizukufana neNtshona, apho wawusahamba khona kude kube ngoku. Into yokuqala yokugqwetha ivela kwiishedyuli zabo. Zidwelisiwe ngelixa uphumle ebusuku, kwaye kunzima kakhulu ukubeka esweni rhoqo ukuvela kwayo nayiphi na kwezi marike: isiTshayina, isiKorea, isiJapan ... Iya kuba ngumsebenzi onzima ngakumbi, kwaye obungazange iqhele uku.
Enye imeko eyenzeka kuyo imisebenzi yentengiso yesitokhwe ayinanto yakwenza neendlela zoqoqosho ezilawulwa ziimarike zesitokhwe zaseNtshona, ngakumbi ezo zelizwekazi lakudala. Kwaye oko kuya kukuthintela ekungeneni kwiimarike zabo zokulingana. Ngaphandle kwayo yonke into, bayahamba phantsi kweziganeko ezifanayo: inzala, ukunyuka kwamaxabiso, ukukhula koqoqosho okanye ukungaphangeli. Nangona isetyenziswe kwenye indawo yezoqoqosho, nakwindawo yokuhlala, njengakule meko yaseAsia.
Ukusuka kule meko ikhethekileyo eboniswe kukutshintshiselana ngesitokhwe eAsia, kwaye nakwimeko ezinzima ayimangalisi into yokuba unenye ingxaki yokuthatha izikhundla Kwezinye zeemarike zayo zokulingana, nayiphi na kuzo kwaye ngaphandle kokukhetha. Kwaye oko kungalumkiso kunye nokukhuselwa kwamalungelo akho kuphela apho uya kukwazi ukusombulula ngendlela eyonelisayo kwimidla yakho. Akufanele ulibale okokuqala ukuba ujongene neemarike zezemali ezintsha kuwe. Ngenxa yoko, kufuneka usebenze phantsi kwezinye izicwangciso ezahlukeneyo nezikhokelo enanikuhlala kuwo kude kube ngoku.
Iikomishini eziphezulu
Ukusebenza kwayo kuya kubandakanya inkcitho engaphezulu kwintengiso kunye nemisebenzi yentengiso eqhutywa kwiimarike zaseAsia, ngokunxulumene nezo uziphuhlisileyo kwiipaki zesizwe, nkqu nakwilizwekazi lakudala. Amaxabiso akho ngokuqinisekileyo aya kuba banzi, enokufikelela kabini ezo zisetyenziselwe ukusebenza kwintengiso yesitokhwe yaseSpain, ngaphandle kwebhanki okanye umlamli wezezimali apho uvulekileyo ipotifoliyo yotyalo-mali. Inkcitho ngenxa yoku, iya kunyuka kuzo zonke iimeko.
Lo mbandela unokucima inxenye yenzuzo efunyenwe kwimisebenzi eyenziwayo ngaphandle kwemida yethu. Isohlwayo ekufuneka usivavanyile ukubona ukuba kufanelekile na ukukhetha ezinye iimarike ezingaphandle kwenkcubeko kunye nemeko-bume yezemali. Ukusuka kule ndlela, kuya kufuneka uye kubo kuphela ngaphambi kweemeko ezimbini ezichaziweyo. Ekuqaleni, xa amathuba oshishino ephelile kwimarike yaseSpain, kwaye ngokongezwa kule yaseYurophu. Into eqondakala ngokupheleleyo, kwaye yamkelekile.
Kwenye imeko, xa nayiphi na imakethi yentengiso yaseAsia ibonisa imeko ecacileyo yokunyuka, kwaye ndikwenze utshintshe isicwangciso sotyalo-mali ebesinaso kude kube ngoku. Ngale ndlela kuphela apho uya kuba kwimeko entle ngakumbi ukufikelela kwiinjongo ezimiselweyo. Kwaye ayisiyonto yimbi ngaphandle kokwenza ukonga kulondoloze. Ngokuya kubaninzi ngokuya kubamnandi. Akumangalisi ukuba yeyona njongo iphambili kuye nawuphi na umtyali mali.
Ungalutyala njani imali kwezi marike?
Ukuthatha izikhundla kwiimarike zabo kufuneka kubonakale ukuba iimfuno ezithile ezisisiseko ziyafezekiswa. Kwaye oko kuyakuchaphazela isicwangciso-qhinga sakho kunye negalelo lezoqoqosho ezikhoyo kwiodolo zokuthenga. Ukuze ekugqibeleni bagqibe ukuba wenze umsebenzi olungileyo okanye ombi wezemali.
- Njengoncediso kwimisebenzi yokulingana kwiinto ekuthiwa ziimarike zemveli. Ngoncedo lwezoqoqosho olukwimigangatho yokulingana kwezi zinto, kwaye ezinokuthi ziqwalasele ipotifoliyo yotyalo-mali ekhethwe nguwe.
- Kwimizuzu echanekileyo xa vula amathuba okungena kwezi marike ngesiqinisekiso esikhulu, Kwaye baya kubonakala kuphela kwiimeko ezithile, kwaye phantsi kweendlela ezithandekayo kwiminqweno yabathengisi beentengiso.
- Kuzo zonke iimeko akufuneki utyale yonke imali oyigcinileyo, kodwa ngokuchaseneyo, yinxalenye encinci yazo. Kwaye ayizukubonisa ngaphezulu kwama-20% ezabelo ezikhoyo kolu hlobo lotyalo-mali, njengefomula yokukhusela imali.
- Ukukhetha, hayi amaxabiso anomdla kwimfuno yakho kule ndawo, kodwa ngakumbi kwi Ezona ntengiso zintengiso zezona zilungele iimfuno zakho, kwaye zinokuvela nakweyiphi na isalathiso sesitokhwe, kunye nakwezotshintshiselwano ezahlukeneyo ezisebenza eAsia.
- Ukwazi ngalo lonke ixesha apho ukhokelela khona kulondolozo, kunye noxinzelelo oluncinci lwexabiso eliya kuba yinto yemfuno yotyalo-mali, nditsho ndicetyiswe ngabachwephesha onabo ebhankini apho ungumthengi khona. Ngaphandle kweendleko zale nkonzo.
Ukungancedi kwezi marike zesitokhwe
Kuyo nayiphi na imeko, kuya kuba kubaluleke kakhulu ukuba ukuxabise konke ukuphazamiseka okuthatha isikhundla kwiimarike zezemali zalo mmandla wejografi ukuza kuthi ga ngoku kwindalo yakho yendalo. Iya kuba yeyona ndlela isebenzayo yokukhusela izikhundla zakho, kunye nokuthintela inxenye yemali ekunikezeleni ngomphunga kwimisebenzi oza kuyenza ukusukela ngoku. Kwaye phakathi kwale miqobo ilandelayo iya kubonakala.
Azizizo iimarike ezifanelekileyo kuzo zonke iiprofayili zabatyali mali, kodwa kuphela kumava, kwaye ngubani okhe watyala imali ayigcinileyo kwiipaki zaseAsia. Ayothusi into yokuba uninzi lomdla lusemngciphekweni.
Ukulawulwa kwemisebenzi kuya kwenziwa ngobunzima obukhulu, hayi ngenxa yeeyure zayo kuphela, kodwa nangenxa yeempawu ezikhethekileyo zeemarike zayo. Kwaye baya kufuna ulwazi olukhulu kubo ukuze bangenzi iimpazamo ezigqithileyo kwizicwangciso zotyalo-mali.
Ndiqinisekile ngokuqinisekileyo ukuba Uninzi lwezindululo zakhe azizukuchazwa, Kwaye nangaphandle kokwazi imigca yeshishini, iziphumo zeshishini, ukuphononongwa okunokubakho, kunye nokuvela kwayo kwimarike yemasheya kule minyaka idlulileyo.
Akuboniswanga ngokupheleleyo ukuba imbuyekezo ephezulu ingafunyanwa kunezinye iimarike zezabelo, nditsho nokukhula kumhlaba olungileyo. Ubulumko kukuba lelona chiza lilungileyo lokuvelisa abakhubazekileyo esinokuzisola ngabo emva kweentsuku ezimbalwa zokuvula izikhundla kwiimarike zabo.
Ukusuka kule meko iboniswe ziimarike zesitokhwe zaseAsia, ngekhe kube nzima kakhulu ukuxhomekeka kwisindululo esithile. Unikelo lubanzi kakhulu, kwaye luvela kuwo onke amacandelo, kwaye apho loo nto inxulunyaniswa netekhnoloji entsha inyuka ngenxa yobukho obuqhubekayo beenkampani ezinolu hlobo lweshishini. Ngokukodwa kwimigangatho yaseTshayina naseJapan, enokuthi ibe novakalelo ngakumbi kule bango lakho.
Enye into ekufuneka uyiqwalasele yile Utshintshiselwano lwemali ngexesha lokwenziwa ngokusemthethweni komsebenzi, kwaye iyakufuna inkcitho eyongezelelweyo ngenxa yokusekwa ngokusesikweni kwale nkqubo yebhanki. Ngekhomishini encinci ukuba ibhanki oqhele ukusebenza ngayo iya kukuhlawulisa. Akumangalisi ukuba uninzi lwezi mali aluqhelekanga kwiimarike ze-equity, nakuwe.
Ukuba, ngaphandle kwayo yonke into, usazimisele ukubhenela kule ndawo iplanethi ukuphuhlisa utyalomali, zixhobise ngomonde, kuba ukungazinzi kwixabiso lezabelo zalo kuya kukwenza ulibazise isisombululo seentshukumo. Kwaye kude kube ngekhe uvale izikhundla kumaxesha abekiweyo onqwenelekayo. Ukusuka kule ndawo yokujonga, uya kujongana nokusebenza ngobunzima obukhulu, ngakumbi ukuba zijolise kwixesha elifutshane. Umngcipheko uya kuba yinto entsha oya kuthi ujonge kuyo ukusukela ngoku, nangaphezulu kuneemarike ezikungqongileyo.