Ngaphandle kwamathandabuzo, unyaka we-2017 uya kuphawulwa ngokugqibeleleyo ngokubhiyozela uthotho lwe unyulo jikelele eya kuthi ichonge ukuvela kwe ngeniso ekhoyo ngeli xesha linzima. Kuya kuba lula kakhulu kuwe ukuba wazi ukuba unyulo luza kubanjelwa phi ukuze ukwazi ukuphuhlisa ezona zicwangciso zibalaseleyo zotyalo-mali kuzo zonke iintlobo zemo. Awunakukhetha ngaphandle kokuba ubazi.
Ukuba ufuna ukwenza ulondolozo lwakho lube nenzuzo kulo nyaka mtsha oza kuqala, kuya kufuneka uthembele kwinto yezopolitiko. Ambalwa amaxesha apho le meko yenzeke ngamandla anje. Ukuya kuthi ga kwinqanaba lokuba le nto iyakuthatha isigqibo ngokupheleleyo ngena okanye uphume kwiimarike zemali. Ayisosizwe sodwa, kodwa phantse kulo lonke ihlabathi, njengoko ubona apha ngezantsi.
Ukuqeshwa kwabavoti ngeebhokisi zokuvota kuya kwenzeka kumhlaba waseYurophu. Kwaye ngendlela ethile, uzinzo lwe-European Union (i-EU) kunye nemali yayo efanayo, i euro. Iimarike, nayiphi na iasethi yezemali, ziya kuba zilinde kakhulu kwiinyanga ezizayo, iziphumo zolu nyulo lubalulekileyo. Ukusuka kule meko ngokubanzi, akukho mathandabuzo ukuba ukungazinzi ngokuqinisekileyo kuya kuhlala kumhlaba wezemali kwilizwekazi elidala. Ngaba uyafuna ukwazi inokukuchaphazela kubudlelwane bakho nehlabathi lemali.
Unyulo eFrance ngo-Epreli
Elinye lawona manqaku abaluleke kakhulu kwikhalenda yamanye amazwe liya kubanjwa kunyulo luka-Mongameli lwase-France ekuqaleni kwentwasahlobo. Ukuvela kweemarike zezemali kuya kuxhomekeka ekubeni ngubani umongameli. Zininzi izinto ezisemngciphekweni, nangaphezu kokuba unokucinga ngoku.
Kuxhomekeke kulowo uphumeleleyo kolu lonyulo lobongameli, ezinye iindibano zokubonisana ezithandwayo zinokufunwa ukuze eli lizwe lishiye amalungu oluntu. Kwaye kunjalo nakwindawo ye-euro. Oku kunokwenzeka ziya kulungelelanisa ukuvela kwamashishini gala ngeenyanga zokuqala zonyaka omtsha. Ngale ndlela, kufuneka kukhunjulwe ukuba imihla yonyulo iyakwenzeka phakathi kweveki yokugqibela ka-Epreli kunye neveki yokuqala enkulu. Kwinkqubo yokujikeleza kabini.
Ukuba uloyiso lwemikhosi echasene neYurophu luqinisekisiwe, ukunganyaniseki kwiimarike zesitokhwe kunokuba yimbali. Ayisiyiyo kuphela kwiimarike zaseFrance, kodwa kulo lonke ilizwekazi elidala. Ke unokulahlekelwa kakhulu, kodwa yimali eninzi ukuba awuvaleli ukusebenza ngaphambi kwalo mhla. Inye kuphela into ecace gca, ngokophando, kwaye loo nto kukuba imarike yemasheya engabamelwane ayizukuphila ixesha elilula ukusukela ngoku. Kodwa ngokuchaseneyo, iya kulawulwa ngu iintshukumo eziguquguqukayo kakhulu oko kuyakwenza intshukumo kwiimarike zezemali zibe nzima ngakumbi.
Unyulo eJamani luya kulandela
Kwiinyanga ezimbalwa kamva, ngakumbi ngenyanga kaSeptemba, le meko iya kudlulela kwinjini yezoqoqosho lwaseYurophu, eyenye iJamani enamandla. Indawo yayo yezopolitiko neyentlalo ifana kakhulu neFrentshi, nangona inezinto ezincinci kodwa ezibalulekileyo. Ukuqala, ungalibali ubukho be Imikhosi elwa neYurophu efumana amandla amakhulu phakathi kwabavoti baseJamani.
Ukubaluleka kolu lonyulo kuhlala kwinto yokuba luqoqosho lokuqala lwelizwekazi elidala. Enye yeenjini ezinkulu zeprojekthi yoluntu. Nakuphi na ukuphambuka kwiziphumo kuya kutolikwa ziimarike zezemali ngendlela egwenxa. Ngokubonakala kokuwa kwiimarike zayo zezemali. Kwaye oko kunokuba nayo ukwanda kwezinye iindawo zaseYurophu, apho iSpanish yayiza kubonakala. Isesichengeni kolu didi lweenkqubo.
Ngapha koko, inokuphazamisa inkqubo yomanyano lwaseYurophu. Kungenxa yako konke oku ukuba iimarike zezemali ziya kuhlala ziphaphile kwikota elandelayo yonyaka eza kuqala. Yonke i izandi bonisa ukuba intshukumo echasene noluntu kunye ne-anti-euro iya kuba nenkxaso ebaluleke kakhulu evela kubemi baseJamani. Kuza kuhlala kuphela kuchazwa ukuba kuya kwanela ukususa umqeshi wangoku wesigqeba saseJamani, u-Angela Merkel, emandleni.
Onke amehlo eearhente zezemali aya kulinda okwenzekayo Ekupheleni kukaSeptemba. Hayi ngelize, iya kuba sisigqibo sokuvela kwamashishini. Hayi kweli lizwe linamandla kuphela, kodwa kuzo zonke izikwere zaseYurophu. Awunakukhetha ngaphandle kokujonga nje into enokwenzeka. Awunakulibala ukuba imali yakho isemngciphekweni. Kwaye ke, akukhuthazwa kakhulu ukuba wenze urhwebo kwimarike yestokhwe ngovuyo olukhulu.
Ukubanjwa kweereferendamu
Ayizukuphela kwala mazwe aya kuba zizinto zenkqubo yonyulo kwiinyanga ezilishumi elinambini ezizayo. Imalunga namazwe afana neNetherlands okanye i-Austria. Kwakhona kuxhomekeke kwisigqibo sevoti. Ngeli xesha ngonciphiso lokuba amaqela ezopolitiko aphumeleleyo angakhuthaza ukubonisana okuthandwayo malunga nokuba bafanele ukushiya lo mmandla wezoqoqosho okanye hayi. Into eyoyikisayo iimarike zezemali iinyanga ezininzi. Intlekele enkulu kwiimarike zesitokhwe zaseYurophu ayikhutshelwa ngaphandle ukuba le meko iyenzeka.
Inye kuphela into yokuba oku kunokwenzeka inokubangela ukuba Ngokuqinisekileyo ukungazinzi kufakiwe Kuzo zonke iimarike zezemali. Ayisiyiyo kuphela kwimarike yemasheya, kodwa nakwezinye iiasethi zemali: iimali, izinto ezingafunekiyo, izinyithi ezixabisekileyo, njl. Ngenxa yale meko, ayothusi into yokuba uninzi lwabatyali zimali luthathe unyaka kwizinto ezinokwenzeka.
Inokuba lithuba elihle lokukhetha ezinye iimarike. Isigqibo esihle ukuba lukhetho olufanelekileyo kubatyali mali abancinci nabaphakathi. Ngayiphi na imeko, ukuvela kweemarike zezemali kulawulwa ukuhla okunamandla kumaxabiso abo. Apho kuyakubakho umohluko obalulekileyo phakathi kobuninzi kunye nobuncinci kuthethathethwano. Ngale ndlela, akukho mathandabuzo ukuba awuzukruquka ngeli xesha lokuzilolonga. Iya kukuthembisa ngeemvakalelo ezinkulu, onokuthi uzisebenzise xa unenzuzo kwiintshukumo ezinokwenziwa.
Unyulo olunokwenzeka eSpain
Ilizwe lethu liya kuba ngomnye umgqatswa wokwandisa olu luhlu lwamazwe aseYurophu. Kodwa koku kulilize, hayi phantsi kweendlela zamatyala angaphambili. Apha iingxaki ziya kuba ngaphezulu kwezopolitiko zasekhaya. Ngaphandle komzuzu kukho mpikiswano malunga nokuba kulungile okanye hayi ukushiya i-European Union (EU). Amathandabuzo kwiimarike zezabelo ajolise ngakumbi kwiingxaki zolawulo. Ukusuka kolu luvo, imakethi yesitokhwe sikazwelonke inokwenza ngcono kunamazwe akwingingqi yethu ekufutshane.
Kwisibonelelo sangoku esiveliswe zizabelo zeSpain zikhona mathuba o shishino ukuba uthathe ithuba kubo ukusukela ngoku. Ngezindululo ezivela kuwo onke amacandelo emarike yemasheya. Ezinye zazo zinokubaluleka okukhulu kwixabiso kwiinyanga ezilishumi elinambini ezizayo. Logama nje ukungaqiniseki kwezopolitiko kuchitha ulindelo lokukhula kwixabiso lezabelo zalo.
Ukusuka kolu luvo lohlalutyo lweemarike zesizwe, awuzukukhetha kodwa ukwenza ngononophelo oluthile. Kwaye hambisa kuphela xa kunyanzelekile. Awuyi kuba nakho ukulibala ukuba u-2017 uyakuba ngumthambo ogcwele imiqobo emikhulu enokukulimaza kuninzi lwemisebenzi. Apho ukuvela kwe-euro ngokubhekisele kwidola yaseMelika kuya kukunika umqondiso ongaqhelekanga malunga nokuba indawo yentengiso yesitokhwe inokuya phi ukusukela ngoku.
Iingcebiso ezisibhozo zotyalo-mali
Ngokuqinisekileyo uya kuba ngunyaka we-atypical kuninzi, kwaye kubaluleke kakhulu, unyulo oluza kubakho kumhlaba waseYurophu. Ujongene nolindelo lwale meko ikhethekileyo, ayizukulimaza ngaphezu kwemigca embalwa yokwenza eya kuba luncedo kakhulu kwimeko kaxakeka kwiimarike zezabelo. Phakathi kwezi zinto zilandelayo
- Isilumkiso kufuneka ibe sesona siqhelo sezenzo zakho. Musa ukutyala imali, kodwa kuphela xa kufanelekile ukuvula imisebenzi.
- Elinye lamaqhosha okuphumelela ngeli xesha liya kusekelwa kwi yazi ukulinda. Iya kukunika izitshixo ukuze ukwazi ukwenza okona kulondolozo lwakho ngokusebenza ngakumbi nangokuthembeka. Ungalibali ukusukela ngoku.
- Ayizukuba phantsi kwawo nawuphi na umba ojonge kuwo amaxabiso okusabela enye indlela yotyalo-mali. Uya kuba nembono engaphezulu kwesinye yokuguqula esi sicwangciso: igolide, iibhondi zaseJamani, ioyile kunye nezinye iiasethi zemali ezisebenza ngcono kwezona meko zibi.
- Ukwazi ukuba ulinde njani ukwenza utyalo-mali lwakho kwii-equities kuya kukunceda musa ukwenza iimpazamo ezinkulu. Kwaye ngaphezulu kwesihlandlo esinye ukuze ilahleko ingahlali ixesha elide kwipotifoliyo yakho.
- Zama ngazo zonke iindlela ukusebenzisa ifayile ye- umyalelo wokunciphisa yelahleko kwizinto ozithengileyo kwimarike yemasheya. Ngale ndlela, uya kuba nakho ukuphelisa ukusebenza ongenakukucinga ngenxa yenqanaba eliphezulu lokuhla kwamaxabiso abo.
- Sukutyala imali oyigcinileyo imihla ekufutshane nokubanjwa kolu lonyulo. Kuya kuba ngcono kakhulu ukuba ulinda iintsuku ezimbalwa ukuze ubone iziphumo kunye nendlela eziza kuphendula ngayo iimarike zezemali.
- Ziphephe ezona zithethe ziphikisanayo kangangoko. Ngokukodwa inxulunyaniswe namacandelo abuthathaka kolu hlobo lweendaba. Kuya kufuneka wenze iphothifoliyo yakho kunye nezitokhwe ezivela kwiinkampani ezizinzileyo kunye nengxelo yengeniso elungileyo kwikota nganye. Uya kuba neenketho ezininzi onokukhetha kuzo, zombini kwiimarike zelizwe nangaphandle kwemida yethu.
- Songeze ukusebenza kwakho kwii-equities ngaphezulu kwemfuneko. Ukuba unenzuzo inokuba sisizathu sokuvala iintshukumo ngokukhawuleza.