Zombini irente kunye nokuqeshisa kwezemali Ikhetheke ngokukodwa ukuba ngamanye amaxesha okanye enye unokuyimangalela ngokusekwe kwiimfuno zakho zokwenyani. Ewe, zichazwe ngokusesikweni ngeendlela ezimbini zokuxhasa ngemali ezifanayo kakhulu, kodwa ezo zinomahluko onokuwuthathela ingqalelo ukusukela ngoku. Ngayiphi na imeko, zisekwe kuqeshiso lwexesha elide lwezinto ezilungileyo. Umzekelo, isithuthi, ipropathi, izinto zenkampani okanye izixhobo zeteknoloji.
Ngayiphi na imeko, kukuthengwa kwemoto apho zisetyenziswa khona ikakhulu. kwezemali. Apho irenti sisivumelwano apho umnini-mhlaba nxaxha ngasekunene ukusebenzisa iasethi kumqeshi, endaweni yokuhlawula umvuzo werhafu kwithuba elithile. Ngelixa inkcazo yengqeshiso, ngokuchaseneyo, yeyona ibhekisa kwinkqubo yokuqeshisa ngezixhobo zekhontrakthi enikezela ukhetho lokuthenga ngumqeshi. Njengoko sele ubonile, ziyafana kakhulu kwiingcinga zabo.
Ekuboneni kokuqala, umahluko wokuqala onokuwufumana phakathi kwala magama mabini ngulo ubhekisa kwinto yesivumelwano. Kwaye ngakumbi ngokukodwa kwi-accounting ukusukela ngelixa irente inokuba njalo zithathe njengenkcitho nje, ukuqeshisa kuchaphazela ii-akhawunti zamatyala kwisixa setyala. Kuya kuba ngumahluko oya kuba ubaluleke kakhulu ekukhetheni enye okanye enye imodeli. Kwaye oko kuya kuxhomekeka kwinjongo yokusebenza oza kuyenza. Ngaphandle kokuba ngcono okanye kubi okanye enye, iya kuxhomekeka kwiimfuno zakho zokwenyani zezemali.
Ekupheleni kwesivumelwano
Elinye lawona maxesha okuthatha isigqibo sokuhlukanisa zombini iimodeli zezemali kuxa ikhontrakthi iphela. Kungenxa yokuba intsingiselo yayo yokwenyani iya kwahluka. Kodwa ngaba uyazi ngawuphi indlela? Ewe, ngokubhekisele kuqeshiso, kuyakuba xa ubuyisela izinto ezilungileyo ozifumeneyo, ezinje ngemoto, yeyona meko ixhaphakileyo. Kwakhona xa ikhontrakthi yandisiwe okanye nje ngalo mzuzu ungqalileyo apho uqhuba khona umsebenzi wokuthengwa kwezi zinto sele zikhankanyiwe.
Ngokuchasene noko, ekurenteni uneendlela ezimbini ezichazwe kakuhle. Kwelinye icala, xa ubuyisa into elungileyo oyifumeneyo okanye ngokuchaseneyo xa ixesha lesivumelwano longezwa. Njengoko sele ubonile, kukho umahluko omncinci onokukuchaphazela khetha enye okanye enye imodeli yezemali. Nangona isigqibo oza kusenza siya kuxhomekeka kuninzi lomntu kunye nakwimali eyahlukileyo. Kwelinye icala, awungekhe ulibale ukuba ukurenta kunokuba yinto entle kwezinye iimeko ezinxulumene nokuqeshisa.
Zide kangakanani iikhontrakthi?
Enye into efanelekileyo kukuba inento yokwenza nokuphelelwa kwayo. Kuba ngokwenyani, le nto iya kuthatha isigqibo sokuba ukhethe enye okanye enye. Isisombululo kwinkampani yakho okanye umgca weshishini. Ngale ndlela, ikhontrakthi yokuqeshisa inobuhle ngakumbi kuba ifuna ubuncinci bexesha leminyaka emibini. Ke ngoko, ibonelela ngqongqo olukhulu kwimisebenzi, nangona imbuyekezo ibonelela ngokuba kungathethathethwana ngawo ngala maqela mabini.
Ukurenta, kwinxalenye yayo, kuphawulwa yiyo ukuhamba kunye nokuguquguquka ukuze ube nokuziqhelanisa nemeko nganye yemali onokuhamba kuyo ukusukela ngoku. Akumangalisi ukuba yimali ejolise ngokukodwa kwelona xesha lifutshane. Apho kungekho maxesha, akukho maxesha asezantsi, njengoko kunjalo nangomgca wokuxhasa ngemali ngaphambili. Ukusuka kule meko, kunokuthiwa bachasene neentlobo zemali ezijolise ekufezekiseni ibango elivela koosomashishini kunye noosomashishini abancinci nabaphakathi. Ngaphandle kwezinye izinto zobugcisa eziqwalaselwayo kwelinye icala kuya kufuneka zihlalutywe kweli nqaku.
Zeziphi iinkonzo ozinikezelayo?
Kwelinye icala, kubalulekile ukuba uyithathele ingqalelo inkonzo le migca ikhethekileyo yekhredithi eya kukunika yona. Kuba ngekhe zifane nganye yezi modeli. Kuba, enyanisweni, ukuqesha sisivumelwano sokuqeshiswa kwempahla ebonakalayo. Kwaye ke ayikhawulelwanga ekuthengweni kweemoto, njengoko uninzi lwabasebenzisi banokukholelwa. Ukuba akunjalo, ngokuchaseneyo, ngumsebenzi ovuleleke ngakumbi kwezinye iintengiselwano. Umzekelo, ezo zenzelwe ukufunyanwa ngekhompyuter, umabonwakude, izixhobo zomculo okanye nayiphi na enye into osenokuba unayo ukusukela ngoku.
Ayibalulekanga kangako kwimeko ethile yokuthengwa kwesithuthi njengoko sithwala uluhlu olubanzi lweenkonzo kunye nezibonelelo kwaye abo bahlupheke ngomnye lo msebenzi sithetha ngawo, oko kukuthi, ukuqeshisa. Ayilolize, ukuba ukhetha eyokuqala uya kuba nayo I-inshurensi ebanzi, uncedo lwendlela okanye isithuthi esitshintshayo, phakathi kwezinye zezona zibalulekileyo. Into engekhe yenzeke kuwe ukuba isigqibo sakho ekugqibeleni sivula ukuqeshisa. Phakathi kwezinye izizathu kuba konke ukulungiswa kuya kufuneka kwenziwe ngokwakho. Yintoni ekugqibeleni iindleko ziya kuba ziphezulu kakhulu kunokuba ungacinga kwasekuqaleni. Zizinto ezincinci ekufuneka uzithathele ingqalelo ukuze ungabinayo eminye imimangaliso ngokusayina ikhontrakthi.
Izinto eziluncedo ezifumaneka ngokurenta
Ukurenta kwelinye icala kukubonelela Zininzi izibonelelo, ezinje ngokuba nezinto zexabiso ngaphandle kokunyusa inqanaba lokungena ematyaleni okanye ukuba ibe yinkcitho yerhafu etsalwayo kwiinkampani nakwabo bazisebenzelayo, nangona kungengenxa yabantu. Xa kuziwa ekuthengeni isithuthi, inyani yokuba awuzukuba naxhala malunga nokubhalwa kwamaphepha, ukuhlawula irhafu kunye nezinye izizathu ezibalulekileyo nayo iyaxabiseka. Ayothusi into yokuba iya kuba yinkampani eqeshisayo eya kuthi ikhathalele ezi nkqubo zolawulo. Ukuza kuthi ga kwinqanaba lokuba ube notyekelo ngakumbi ekusayineni lo msebenzi wezemali.
Kule meko, kuya kufuneka uvavanye neminye imiba enje Okulungileyo ufuna ukuxhasa ngemali ukususela ngoku ukuya phambili. Kungenxa yokuba kuxhomekeke ekubeni yeyiphi oya kuyidinga ukusayina enye okanye enye ikhontrakthi kwaye eya kukhokelela kwiimpawu zentshukumo eyahluke ngokupheleleyo. Nangona kuyinyani ukuba awuzukukhetha ngaphandle kokuba ubume bezi zinto zimbini zichaziweyo. Ngaphaya kwemali abanokufikelela kuyo kuba le yenye into engachaphazeli ukusebenza.
Ikhusela ntoni i-inshurensi yesithuthi?
Mhlawumbi awukayeki kulempembelelo yale nkxaso mali, kodwa ngaphandle kwamathandabuzo kuya kufuneka uyigcine engqondweni ukusukela ngoku. Kungenxa yokuba i-inshurensi yokurenta iiflethi yenzelwe izithuthi zalo naluphi na udidi olufuna a I-inshurensi yetyala esisinyanzelo, Oko kukuthi, hayi kuphela iimoto, iiveni, iilori, izithuthuthu, njl. Ukuba akunjalo, ngokuchaseneyo, zichaphazela nezithuthi zoomatshini zeshishini kunye nezobuchwephesha. Ngale ndlela, awungekhe ulibale ukuba inkampani nganye yokurenta inikezela ngezivumelwano ezahlukeneyo ezineempawu kunye nokugubungela. Ngaba uyafuna ukwazi ukuba zeziphi ezizezona zixhaphakileyo? Ewe, nika ingqalelo encinci kuba uya kuba nakho ukufumanisa ukusukela ngoku.
- I-inshurensi ingena iindlela ezahlukeneyo kunokwenzeka (wonke umngcipheko, ngokuchasene nomntu wesithathu, ubusela okanye umlilo, phakathi kolunye uluhlu lweenkqubo zesivumelwano).
- Uncedo lwendlela kuzwelonke okanye kumazwe aphesheya, nangona iimeko ezininzi kuyakufuneka ubonelele ngemayile encinci kwimoto yakho.
Ngayiphi na imeko, kuya kuba kubaluleke kakhulu ukuba uthelekise izithembiso abazenzayo kuba zinokubakho umohluko omkhulu phakathi kwabo. Ngale ndlela, kwaye njengesiphumo solawulo lwayo, uya kuba nakho ukugcina i-euro engaphezulu kunokuba ungakholelwa ukusukela ngoku yimveliso ebhetyebhetye. Ukuya kuthi ga kwinqanaba lokuba ubumbele kwiimfuno zakho njengabasebenzisi abakule klasi yeemveliso ezizodwa ezikhethekileyo zemali. Nangona izakubaluleka ngokukodwa ukuba uzihlalutye kweyona nkcukacha zincinci ukuze wenze ezona mpazamo zimbalwa zinokwenzeka.
Iingxaki zokurenta
Kwelinye icala, lo msebenzi wokuxhasa ngemali uveza enye okanye omnye umonakalo kwiminqweno yakho kwaye la macandelo alandelayo abonakala.
- Ukuba ekugqibeleni uvelisa Ukupheliswa kwangoko kunokudala imbuyekezo ephezulu kakhulu. Ukuya kwinqanaba lokuba kunokukuxabisa imali eninzi kwaye nangayiphi na imeko kunokuba ubulindele kwasekuqaleni. Ngale ndlela, awuzukukhetha ngaphandle kokuchaza iimfuno zakho zokwenyani kumzuzu ngamnye nakwimeko nganye.
- Ewe ayisiyiyo inketho ikhona ngazo zonke iimpahla ezinokufunwa yinkampani.
- Usenokungayazi, kodwa lo msebenzi ufuna ifayile ye- idipozithi kwi bond. Le ntshukumo kwikomkhulu lakho isenokungabi lelona thuba lifanelekileyo ebomini bakho.
- Kwaye okokugqibela, ukubandakanywa kwamacandelwana enokwenzeka isohlwayo ngenxa yokusetyenziswa gwenxa kwepropathi, kwaye oko kunokubangela inkcitho engaphezulu kunokuba bekulindelwe.