Ukuba i-Ofisi kaNondyebo kuyo yonke into iphantse ibe yinyani. Ngubani kwaye ngubani osityelelayo ubuncinane rhoqo ngonyaka kwaye Uthathela ingqalelo iitransekshini ezinokwenzeka ezenziwa mihla le. Kodwa umbuzo oqhelekileyo ovela kwabaninzi ngowomvuzo oyilawulayo, ngaba uyazi ukuba uNondyebo ulawula iiodolo zemali? Kwaye zeziphi ezinye iintlobo zomvuzo onokuthi uzifumana?
Ukuba ubungazi ukuba uNondyebo ulawula ii-odolo zemali, kunye nezinye iintengiselwano, ngoko siza kuthetha ngayo nganye nganye kuzo.
Yintoni umyalelo wemali
Ngokutsho kweRAE (Royal Spanish Academy), umyalelo wemali uthi:
«Udluliselo lwenziwa zii-ofisi zeposi«.
Kodwa yintoni i-twist? Sithetha ngeqela lemisebenzi (okanye enye nje) equka ukuthumela imali ukusuka komnye umntu ukuya komnye, usebenzisa inkampani yeCorreos kule nto.
Umyalelo wemali singatsho ukuba Yenye yeendlela zokuthumela imali esemthethweni. Kwaye inokuthathwa njengesiqinisekiso apho umxhamli abhengeza ukuba uyifumene loo mali; kwaye umhlawuli uyenza icace into yokuba imali ithunyelwe kuloo mntu.
Sisenokuthi ifana netshekhi, ekubeni umntu ofumana iodolo yemali enokwamkela okanye ayikhanyele.
Iiodolo zemali ziqhele ukusetyenziswa phakathi kwabantu abangenayo i-akhawunti yokutshekisha, kodwa ngamanye amaxesha kwakhona njengendlela yokuba "uNondyebo angafumani" nokuba, yinyani leyo?
Kutheni uNondyebo elawula iiodolo zemali
Siyaxolisa ukukuxelela ukuba, ukuba usebenzisa le ndlela ukuze uhlawule ngaphandle kokungena kwi-akhawunti yebhanki ukuze uNondyebo angayibhaqa kwaye ukuze "uhlawule ngo-B", awulunganga. Kwaye kunjalo UNondyebo UYAZIlawula iiodolo zemali njengoko ikukufuduswa kwemali isuka kwenye indawo isiya kwenyengamanye amaxesha aphezulu kakhulu, yaye oko kutsalela ingqalelo kubuncwane. Ngokukodwa ukuba zizixa-mali ezibalulekileyo kunye/okanye ziphindaphindwa ngokuhamba kwexesha.
Le yenye yeendlela ekufuneka balawule ngayo ukuthutyeleziswa kwemali. Kwaye kwakhona "ukubamba" abo bafuna ukugcina iirhafu okanye bangabhengezi loo mali.
Ngamanye amagama, Sisixhobo abasijongayo xa bebona ukuba kukho "okungaqhelekanga" okanye ukutshintshiselana okuphindaphindiweyo. ebeka ii-alam kwaye iqalise ukuphanda loo mntu (bobabini lowo uyithumeleyo kunye nalowo uyifumeneyo).
Indlela yokufaka iodolo yemali
Ukufaka iodolo yemali akuyongxaki. Inyaniso, ekufuneka uyenzile kukuya eposini ucele iodolo yemali. Bona ngokwabo baya kuqhuba inkonzo kodwa kufuneka ubanike ulwazi oluthile olufana ne:
- Igama lakho, ifani, isazisi, idilesi...
- Igama, iifani, idilesi kunye, mhlawumbi, nesazisi, somntu ofumana imali oza kuyithumela.
- I-DNI yakho (eyona nto ikhuselekileyo kukuba bayayiskena ukuze bagcine ikopi kuba kufuneka baqinisekise loo myalelo wemali).
- Imali oza kuyithumela.
- Imali yokuhlawula umyalelo wemali (kuba ewe, le yinkonzo kwaye ngoko kufuneka uhlawule umrhumo wabo).
Nje ukuba umnike yonke loo nto, uya kuqhubekeka ukuyicubungula, akwazi ukukhetha ukuba ngumyalelo wemali oqhelekileyo (onokuthi ufike kwiintsuku ezingama-1-2 ngaphezulu okanye ngaphantsi), okanye ungxamisekileyo, abazama ukuwenza njengoko. ngokukhawuleza kangangoko (kwezinye iindawo nangosuku olunye).
Xa ufaka iodolo yemali wena uya kuba nekopi yokuba uyifakile kwaye uyihlawule, kwaye unokude ucele ukuba bakwazise xa omnye umntu esamnkele ukuze azi ukuba senziwe sasebenza okanye akunjalo (oku kunokuba ngumyalelo wemali kunye nokuvuma ukufunyanwa kwerisithi, nangona kubiza kakhulu, kwiimeko ezithile kufanelekile ukwenza njalo).
Yeyiphi enye ingeniso elawulwa nguNondyebo?
Ngaphandle kwemiyalelo yemali, ethe, njengoko ubonile, iNdyebo ineembono zayo, kukwakho nezinye iintengiselwano eyibeka esweni. Ayithethi ukuba akukho mthethweni, kude kuyo, kodwa yingxaki, kwaye inzulu, ukuba itsalela ingqalelo kwi-treasury, kuba inokukubuza iinkcazo zezo ngeniso, ngakumbi ukuba zenyanga okanye Amanani aphindaphindwayo amaxesha ngamaxesha.
Ngokwenene Abo bazisa iSebe lezeMali ziibhanki ngokwazo, kungekhona ngenxa yokuba befuna, kodwa ngenxa yokuba benyanzelekile (kwaye kwimeko yokuba bangabazisi, kunokuba sisenzo esibi kakhulu kubo).
Ke ngoko, intengiselwano ejongwa nguNondyebo, ngaphandle kwemiyalelo yemali, zezi:
500 euro banknotes
Okanye yintoni efanayo, "uBin Laden", njengoko wayebizwa ngegama ngenxa yokuba kwakunzima kakhulu ukubona umntu we-mileurista. Ngo-2019 bayekile ukwenziwa, kodwa oko akuthethi ukuba abanakuqhubeka nokujikeleza okanye bakuhlawulele.
Into eyenzekayo yile I-Ofisi kaNondyebo ijonge kakhulu kwezo ntengiselwano ezenziwayo ngala matyala.
Ingeniso ngaphezulu kwe-3000 euros
KuNondyebo, xa bedlula i-euro eyi-3000, zonke ii-alamu zihamba kwaye kufuneka sicacise isizathu apho inkampani okanye umntu akugqithisele loo mali ecinga ukuba yimali eninzi.
Iintengiselwano ezingaphezulu kwe-10.000 ye-euro
Kuyafana nange naluphi na uhlobo lwentengiselwano ebandakanya intshukumo ehambelana ne-euro engaphezu kwe-10.000, isixa esingenguye wonke umntu onaso (okanye asishukuyo).
Iimali-mboleko okanye iikhredithi ezingaphezulu kwe-6000 ye-euro
Akukho nto iphosakeleyo kwinto yokuba bakunika imali-mboleko okanye ikhredithi exabisa ngaphezu kwe-6000 ye-euro. Kodwa I-Ofisi kaNondyebo iyalawula ukuba uza kuchitha ngantoni kuyo kuba efuna ukwazi uhlobo lweentshukumo ozenzayo ngesambuku semali.
Iirisithi zemali eziphindiweyo
Ndiyathetha yiya ebhankini ucele ukuba ufakwe kwiakhawunti yakho, okanye kwiakhawunti enemali ethile. Kanye akukho nto yenzekayo. Ungenzi ezimbini. Abahlanu nabo. Kodwa amahlanu, okanye amashumi amabini, okanye amakhulu amahlanu ahlaba umkhosi kwiSebe lezeMali kwaye liqalise ukuphanda ukuba sivela phi na eso sixa-mali.
Ngoku uyazi ukuba i-Oda yemali ilawulwa nguNondyebo, kwaye kukho nezinye iitransactions ezineliso kuyo, uyazi ukuba awuzukwazi ukuzifihla kuNondyebo.