Elona xesha lililo lifikile lokwahlulahlula kwimarike yemasheya

Njengomnye unyaka, ukuqala kuka-Meyi kwaqala ixesha elizele ziinkampani ezihambisa izabelo phakathi kwabanini zabelo. Ngenxa yolu phawu, baninzi abatyali mali abancinci nabaphakathi abaza kuthatha izikhundla kwezi nkampani ukuqokelela lo mvuzo ukusukela ngoku. Iya kuba yeyona ndlela isebenzayo yokwenza ingeniso emiselweyo ngaphakathi kokungafaniyo. Ngokusebenzisa i- intlawulo eqingqiweyo neqinisekisiweyo eyona nto ibaluleke kakhulu kwezi nyanga.

Umvuzo oza kufunyanwa ngabanini zabelo uyakuguquka phantsi kwemida ukusuka kwi-3% ukuya kwi-8% ngonyaka. Kuxhomekeke kumgaqo-nkqubo womvuzo wenkampani nganye. Kwiimeko ezininzi, ziya kuyilwa ngaphakathi kwendlela yokuhlawula yekota okanye yonyaka. Ngaphandle kokuphosa izindululo ezenza ukuba le ntlawulo ibe semthethweni minyaka le. Onke amacandelo ezabelo-mali amelwe. Iinkampani zombane, iibhanki, iinkampani zokwakha, iinkampani zeinshurensi kunye nabaqhubi bonxibelelwano, phakathi kwezona zinto ziphambili.

Kule meko yenzeka rhoqo ngonyaka ngenyanga kaMeyi, Abatyalomali baya kuba nakho ukubonelela ngemali kwiakhawunti zabo zokujonga. Ngexesha apho kuya kufuneka bajongane nezibophelelo zabo zerhafu ngokusungulwa kwephulo lesiteyitimenti somvuzo. Nangona kuzo zonke iimeko, ukufumana ezi zahlulo kufuneka zibekwe kwiinkampani ezidwelisiweyo kwiintsuku ezimbalwa kwangaphambili. Ngelixa baya kuba nakho ukuthengisa ezi zokhuseleko kwangolo suku apho le ntlawulo izakwandisa ibhalansi yeakhawunti yakho yokujonga.

Izahlulo: iintlawulo zemali

Le nyanga izakulayishwa ngeendaba ezimnandi kubanini zabelo. Awungekhe ulibale ukuba ikhalenda izakuqala ngeentlawulo ezenziwa ngokusemthethweni zelaphu Inditex. Kulo nyaka, izakuba yi-0,34 euro ngesabelo ngasinye, ilandelwe yiBolsas y Mercados de España (0,80 euros) kunye neMediaset (0,085 euros). Ukuphela kwenyanga ngolwabiwo olwenziwe ziinkampani ezincinci neziphakathi zobungakanani belizwe. Umzekelo, Ingotes Especiales, Catalana de Occidente or Clínicas Baviera.

Ezi nkampani asizizo ezona zinobubele ekuphumezeni ezi ntlawulo, kodwa iya kuba lithuba elihle lokuba fumana imbuyekezo kulondolozo ngesi sicwangciso sikhethekileyo. Ngexesha apho iingxowa zibonisa ukudinwa okuthile njengokufikelela amanqanaba aphezulu kunalawo afunyenwe kwiiveki nje ezimbalwa ezidlulileyo. Yinkxamleko encinci oya kuthi uhlale nayo kule nxalenye yonyaka. Nangona esi sesinye isikhuthazo esongezelelekileyo sokujoyina iimarike zezimali ukuze uthathe inxaxheba kulo mvuzo ungatshintshiyo.

I-BME entloko kwezi ntlawulo

Enye yeenkampani ezidwelisiweyo ezakusasaza izabelo ngale mihla yile Utshintshiselwano kunye neMarike zaseSpain (BME) Kodwa ngenkuthazo yenye yezona zinto zibalulekileyo zokubheja kwimarike yethu. Izakusasaza phakathi kwabanini zabelo intlawulo ejongene neziphumo ze-2016 ephezulu. Ngokukodwa, iya kubonelela ngembuyekezo yokonga kufutshane ne-8%. Alinakulityalwa ukuba esi sesinye sezona zindululo zokulingana zaseSpain malunga nalo mvuzo. Kwangaphambi kwemidla ebonelelwa ngumbane kunye neenkampani zokwakha, phakathi kwamanye amacandelo.

Nokuba yeyiphi na, yinkampani ebonise enkulu uzinzo lwamaxabiso kule minyaka idlulileyo. Ngenkuthazo eyongezelelweyo yesivuno esiphezulu esibonelela kubatyali mali abancinci nabaphakathi. Ukuza kuthi ga kwinqanaba lokuba uninzi lwezi zingenise ixabiso kuphela ngenxa yenzuzo eyenziweyo ngale ntlawulo kumnini zabelo. Ngenzuzo ephezulu kakhulu kunaleyo inikezelwa ziimveliso zebhanki eziphambili (ixesha ledipozithi, amanqaku ezithembiso, iiakhawunti zemivuzo ephezulu okanye ityala loluntu).

Ukulinda ukuhlawulwa kombane

Kodwa ngokungathandabuzekiyo eyona nto imangalisayo iza kwiinyanga ezimbalwa ezizayo. Kuba, enyanisweni, ngeenyanga zikaJuni noJulayi iinkampani zombane ziya kuhlawula izabelo zazo. Kwiimeko ezininzi phantsi kobhaliso olungesiqingatha sonyaka. Ngenzuzo eguqukayo ukusuka kwi-4% kunye nokufikelela ubuninzi be-8%. Ukungqinelana neenkokheli kwesi sicwangciso-qhinga ineenkampani ezizodwa ezidweliswe kwimarike yaseSpain. Apho kukho abatyali mali abaninzi ababekwe kula maxabiso kuphela ngenxa yenzuzo yalo mvuzo.

Ngokwenyani zonke iinkampani zombane ziya kuyiphuhlisa le ntlawulo kwezi veki zizayo. Kuba zonke zizonke, ngaphandle kokukhetha: Iberdrola, i-Endesa, iRed Eléctrica, iGesi yendalo, i-Enágas okanye neRapsol uqobo. Iya kuba ziintsuku ezimbalwa ke, apho uya kuba nethuba lokunyusa iakhawunti yakho yokutshekisha ngezahlulo. Ukuthengiswa kwemali okuza kubakho ukujongana neeholide ehlotyeni, ukuhlawulela into engaqhelekanga okanye ukujongana neendleko ezingaqhelekanga ezingalindelekanga ezikuphathele eli xesha lonyaka.

Iibhanki azikude kakhulu nokuba, nangona kule meko iphantsi kakhulu. Kodwa apho iSantander, i-BBVA, iCaixabank okanye iSabadell iyakwenza ukuba ezi zixa zisebenze kulonwabo lwabanini zabelo. Kukwanjalo nakwinkampani zokwakha. Uluhlu olubanzi lwezi nkampani ezikhethe le mihla ukuba zisasaze izabelo zazo. Awunakho ukulibala ukuba lixesha lonyaka lelona lifanelekileyo ekufumaneni lo mvuzo oya kuthi uye ngqo kwiakhawunti yakho yokutshekisha.

Ukusebenza ngaphambi kwesahlulo

Ukujonga phambili kwezi ntsuku zimbalwa zizayo, ngekhe kube buhlungu ukwenza isicwangciso-mali sokuzuza kwezi ntlawulo. Iya kuba lula kakhulu ukuyifaka kwaye inokukunika ngaphezulu kovuyo olunye kwezi zihlandlo. Kuya kufuneka uncedise kuphela ukuthanda kwakho kunye noqeqesho oluninzi ukuze ukwenze. Ngokusekwe kwezi zikhokelo zamanyathelo silibonisa apha ngezantsi.

• Ukuba akukho lutshintsho luguqukayo kwintengiso ye-equity, isenokuba lelona xesha lilungileyo lokuvula izikhundla kolunye lwezikhuselekileyo ezihlawula izabelo kwiintsuku ezimbalwa ezizayo. Ngombono wokungahlali ixesha elide onokuwenza ngayo umsebenzi ube nenzuzo.
• Unamaxabiso amaninzi anezi mpawu. Kuya kufuneka uye kwabo bazisa i- icandelo elingcono lobugcisa kwaye ukuba kunokwenzeka ukuba babe nakho ukuphinda bavavanye ngokubanzi kunakwenye indululo yeemarike zestokhwe. Ininzi into ekufuneka uyizuzile kunelahleko.
• Ukuba iminqweno yakho ijolise kwixesha eliphakathi okanye elide, une phambi kwakho a ithuba lokwenza ibhegi yokonga ezinzileyo ngamanye ala maxabiso. Ukongeza, ngoncedo lokuba kwiintsuku ezimbalwa uza kufumana izabelo zokuqala kwiakhawunti yakho. Soloko inokhuseleko olunamanzi amaninzi kuba ziinkampani ezinemali eninzi.
• Kulunge kakhulu ukuba Hlalutya zonke iinkampani ezikule meko. Oko kukuthi, baya kusasaza izabelo, kuba kuya kubakho ezinye zazo ezibonisa imeko entle yokukumema ukuba uthenge okokuqala kunyaka. Sukuyenza intshukumo ngokungxama kunye nokubaleka kwaye ungakhange uziqwalasele iimeko zeshishini labo.

Iinjongo ekusebenzeni kwakho

Kuzo zonke iimeko, kuya kufuneka uzibekele iinjongo ezichazwe kakuhle. Iya kuba yenye yeendlela ezilungileyo onokuthi uphephe ukwenza iimpazamo ezinkulu ekusebenzeni. Ngale ndlela, uya kuba noluhlu lwezinto eziluncedo kakhulu ukukhusela umdla wakho.

1. Ungacinga ngokuya esidlangalaleni ngezi zikhuseleko ngenjongo uqokelela kuphela izabelo. Nangona oku kufuneka usebenzise isicwangciso esikhawulezayo nesikhawulezayo.
2. Kwipotifoliyo yakho yotyalo-mali awunakuphuthelwa kukhuseleko olunalezi mpawu. Iya kukunceda ukonyuse utyalomali ngokunika uzinzo olukhulu kwizikhundla zakho kwizabelo. Nembuyekezo emiselweyo neqinisekisiweyo minyaka le.
3. Kuya kufuneka ulumke ngakumbi ukuba Utshintsho lwendlela Kula maxabiso ukusukela ngaphandle kokuqokelela izabelo, kungenzeka ukuba umsebenzi ubungekho nzuzo njengoko ubucinga ekuqaleni xa unika ukuthengwa komyalelo wokufumana izabelo.
4. Ukuba uza kukhetha lo mvuzo kubanini zabelo, awunakulibala ukuba ujongene ne- elona xesha lilungileyo lonyaka ukusebenzisa esi sicwangciso sikhethekileyo. Njengoko besitsho kwezi meko, ngoku okanye ngekhe. Isigqibo siya kuba sesakho.
5. Yenza nje ukuthenga kwiintsuku ezimbalwa kwangaphambili. Mhlawumbi ngelona xesha lifanelekileyo lokufumana ixabiso elikhuphisanayo elenza ukuba umsebenzi ube nenzuzo. Inokuba ngalo naliphi na ixesha okanye nokuba ngokuchaseneyo ayize ize.
6. Izabelo, awungekhe uzilibale bathotyiwe kwisaphulelo sakho. Nangona ngesiqhelo emva kweeseshoni ezimbalwa zokurhweba baphinde bafumane ixabiso labo lokuqala. Nangona ingumgaqo ongafane uhlangane kuzo zonke iimeko.
7. Ukuba, ngokuchaseneyo, iinjongo zakho kukusebenza kohlobo lokuthelekelela, kuya kuba ngcono ukuba uye kwelinye iklasi lezokhuseleko. Mhlawumbi ayizinzanga kodwa inikezela ukuguquguquka okukhulu kwexabiso locaphulo lwamaxabiso. Ngamafutshane, zilungele ezona ntshukumo zinamandla kwiimarike zezemali.
8. Kwaye okokugqibela, unokuncedisa la maxabiso kunye nolunye utyalomali, kwivenkile yesitokhwe yelizwe. Iya kuba yindlela yokwenza yahlula ubutyebi bakho ngempumelelo ngakumbi kunangaphambili. Ukukusebenzela njengesixhobo esinamandla sokukhusela ukonga, ngakumbi ngokuchasene nokungazinzi kweemarike zezimali ngeli xesha lonyaka.