Umsebenzi omtsha wentengiso yesitokhwe uvele nothotho lwamaxabiso anamaxabiso anomtsalane kwaye anokwamkela kakhulu ukuthenga kwiinyanga ezizayo. Babonisa isaphulelo kumaxabiso abo esikhuthaza ukuba bahlaziye amandla abo okuba phezulu kunesiqhelo. Kwezinye iimeko ezingaphezulu kwe-20% kwaye oko kunokuba yipotifoliyo yotyalo-mali elungeleleneyo kwixesha eliphakathi nelide.
Olunye lweempawu zokukhuseleka kwezabelo eSpain kukuba, ngenxa yezizathu ezithile, amaxabiso abo ancitshiswe kakhulu kule minyaka idlulileyo. Ngokwehla okunobundlongondlongo kubunzulu babo kwaye oku kuye kwafikelela kwehla ngaphezulu kwe-50%. Le nyani ivelise ukuba ezi zindululo zentengiso yemasheya yaseSpain zezona zinenzuzo kakhulu ukusukela ngoku. Kungenxa yokuba zivela kwimigca ezinzileyo yeshishini kwaye ngaphezulu kwako konke ukudityaniswa kakhulu kwiimarike zezemali.
Olu didi lokhuselo lusenokuba lwenze umgangatho kwixabiso labo kwaye le nto inokuba nefuthe ekuqalisweni kwendlela eya phezulu enokubakhokelela ekubeni babuyise amaxabiso abo oqobo. Ngayiphi na imeko, bakha elona thuba leshishini lokwenza ukonga kunenzuzo ukusukela ngoku. Bakwabonisa nemingcipheko embalwa ngokubhekisele ekuncipheni okunokuthi kukhule kulo nyaka-mali mtsha. Ngamaxabiso athile afana nala esiya kukuveza ngokulandelayo.
Izitokhwe ezinobunzima: iBBVA
Ngaphandle kwamathandabuzo, eli qela lezemali lelinye lawona matyala acace gca amaxabiso angaphantsi kwexabiso lawo. Akumangalisi ukuba ilahlekelwe sisiqingatha soxabiso kwiminyaka embalwa, ukusuka kwi-9 kuye kwi-5 ye-euro ngesabelo ngasinye. Ukwehla okunokusetyenziswa ngabatyali zimali abancinci nabaphakathi ukuthatha izikhundla. Kuba ukusukela ngoku baya kuba nakho ukuphinda bavavanye ngakumbi kunangaphambili, ngaphandle kobuthathaka babo kwiimarike ze-equity.
Kwelinye icala, ayinakulityalwa ukuba inenzuzo kufutshane ne-4%. Ngamanye amagama, uya kuba nakho ukufumana ingeniso emiselweyo kunye neqinisekisiweyo minyaka le, ngaphandle kokuvela kwayo kwiimarike ze-equity ukusuka kula maxesha achanekileyo. Lukhetho olucacileyo ukuba uza kugcina izikhundla zakho kwixesha elide kwaye akunakugwetywa ukuba ngaxesha lithile unokufumana kwakhona i-euro ezingama-9 ngesabelo ngasinye ezazidweliswe kwiminyaka embalwa edlulileyo.
Ukuwa okunzulu ngoMhla
Ukuba kukho ixabiso eliye lahlulwa kukuqina kokuwa kwalo, le ibingeyonto yimbi ngaphandle kwale khonkco lonikezelo. Awunakulibala ukuba kwisithuba esifutshane sexesha isukile kurhwebo ngee-euro ezingama-6 ukuya ekuchukumiseni iyunithi ye-euro njengoko kusenzeka ngalo mzuzu. Ukuba lelinye lamaxabiso achaphazeleka kakhulu kwisalathiso esikhethiweyo kwimakethi yestokhwe saseSpain, i-Ibex 35. Apho amandla athengisayo aye abothusa bonke abarhwebi bezemali `ngenxa yobundlobongela obukhethekileyo. Ilahlekile ngaphezulu kwe-50% yexabiso layo ngenxa yeengxaki zokwanda kwenkampani. Ngokwehla okubaluleke kakhulu kwixabiso ekujoliswe kulo elinikezelwe ngabameli abahlukeneyo bezemali.
Nangona kunjalo, eyona nto intle malunga nale meko kukuba ungathenga izabelo zoSuku ngamaxabiso okhuphiswano kakhulu. Kwelinye icala, kunzima kakhulu ukuba amaxabiso abo angawa ngakumbi ukusuka kulo mzuzu kanye. Ngalo lonke ixesha isenza ngcono kancinci kulo nyaka, ayisiyonto inzima kakhulu ukuba inokuphinda ibenokubuyisa umda kwaye isondele nakumqobo onayo kwi-3 euro. Ngayo unokuphinda ube nokuhlaziya okungaphaya kwama-50% kwaye oko kungakhokelela ekwandiseni ngokubonakalayo ibhalansi yeakhawunti yakho yokonga. Ngaphezulu kokuthathelwa ingqalelo kwezobuchwephesha kwaye mhlawumbi nakwimbono esisiseko.
I-Acerinox kumqobo we-9 we-euro
Umenzi wentsimbi waseSpain yenye yezona zinto zibethelekileyo kwizabelo zamazwe kuba amaxabiso awo engekafumani ngokwamanqanaba aveliswe kwingxaki yezoqoqosho. Ngokwethiyori bekufanele ukuba iphinde yafumana amanqanaba ngaphambi kwalo mzuzu kwaye yayiphakathi kwe-13 ukuya kwi-14 ye-euro ngesabelo ngasinye. Ngokungafaniyo neqabane lakhe kwicandelo le-Arcelor, kwelinye icala, elidlulileyo kwisithuba esifutshane sexesha ukusuka kwi-5 ukuya ngaphezulu kwe-euro ezingama-20, ngoku kumgangatho ophezulu kakhulu ozise izibonelelo ezinkulu kubatyali mali.
I-Acerinox kufuneka ingenise lo mkhuba kwaye ke yenye yezokhuseleko kwimalike yestokhwe yaseSpain eneyona nto inokubakho kuhlaziyo kwakhona. Nangona kuyinyani ukuba iqulunqwe kwelinye lamacandelo emarike yemasheya enomngcipheko omkhulu kwaye ukungazinzi yenye yezona zinto ziphambili zixhaphakileyo kweli xabiso libalulekileyo le-Ibex 35. Njengomphumo wale meko, inokunyuka kakhulu ngokukhawuleza kunakwamanye amaxabiso esithe sawatyhila.
I-Naturhouse kumanqanaba asezantsi kakhulu
Elinye ityala elikhethekileyo lelona limelwe yile nkampani lidweliswe kwimarike yaseSpain eqhubekayo. Kwimeko yokufuna ukwazi ukuba yinkampani yaseSpain enegalelo elona xabiso liphezulu kubanini zabelo. Ngenzuzo esondele kwi-10% kwaye ivumela abatyali-mali ukuba babe nengeniso ephezulu kakhulu kwaye eqinisekisiweyo minyaka le. Nangona kule minyaka idlulileyo khange ikhatshwe sisiniki maxabiso kumaxabiso aso, athe ehla aye kumanqanaba angabonwanga kule minyaka mihlanu idlulileyo.
Kodwa nangaliphi na ixesha utshintsho olwenzekayo lunokwenzeka kwaye kule meko ukubanakho ukuphinda kusebenze kubaluleke ngaphezu kokubaluleka kwaye kunokuba lithuba elibalulekileyo leshishini kubatyali mali abakhohlakeleyo kwiimarike zezemali. Nangona kuya kuthatha ixesha ukufezekisa ezi njongo. Ngayiphi na imeko, yenye yexabiso eliza kuthi ligcinwe kwi-radar kulo nyaka sisandula ukuyiqala. Njengomphumo wale meko, inokunyuka ngokukhawuleza kunakuwo onke amanye amaxabiso esiwavezileyo.