Nanini na xa kukho ilahleko, kukusilela kwesicwangciso-mali somtyali. Kodwa kukho iimeko ezinokuthi zithintelwe, okanye ubuncinci zincitshiswe, nangona oku kuyimfuneko ukuthatha uthotho lwamanyathelo okwahluka ngokuxhomekeka kwiprofayili nganye nganye. Ewe, ukunqanda imisebenzi engathandekiyo kuyacetyiswa ukuba umtyali mali ayenze ngaphambili ukuxilonga ngokwakho kwiimfuno zakho zokwenyani zotyalo-mali, kwaye ke ukubona ukuba iprofayile yakho iyindlongondlongo okanye iyazikhusela, kwaye okona kubaluleke kakhulu, yimfuno yokuhlawula amatyala oya kuba nayo kwikamva.
Kwezinye iimeko, ukhuseleko olunexabiso elisezantsi kufuneka lithengiswe, ngaphandle kokuba kunzima ukuyifumana, nangona uhlalutyo lobuchwephesha lubonelela ngokubanzi imikhondo kutshintsho lwendlela. Apho nakuphi na ukusilela kwisicwangciso sotyalo-mali kunokubiza kakhulu ngokulahleka kwee-euro ezininzi apha endleleni. Ngokuchanekileyo kunyaka ogcwele ukungathandabuzeki kwaye oko kungakhokelela kutshintsho kumkhwa wee-indices zentengiso ephambili, kwilizwe lethu nangaphandle kwemida yethu. Kodwa ngamanyathelo athile okhuseleko esinokuwathintela ukusukela ngoku.
Ukuze ube nokukhuselwa okukhulu kwimisebenzi yeemarike zezabelo, akukho nto ilunge ngakumbi kunokubhengeza okufutshane kukhuseleko olunokubonisa umngcipheko omkhulu ngo-2020. Oko kukuthi, banokubakho okuphezulu kakhulu kokuhla kunakwintsalela kwaye ke ziyingozi ngakumbi yesikhundla esithathayo ukusukela ngoku. Into ekufuneka iphetshwe kuzo zonke iindleko ukuba ufuna ukufikelela esiphelweni sonyaka kwindawo ebhetele yokubala kunye nemali eninzi kwiakhawunti yakho yokonga. Ayothusi into yokuba kulo msebenzi kunokwenzeka nantoni na kwaye kufuneka uzilungiselele zonke iimeko, ngakumbi ezo zingalunganga kwimidla yakho kwaye njengenxalenye yesicwangciso sotyalo mali ekufuneka usenzile ngoku.
Ukhuseleko olunomngcipheko: Endesa
Lixabiso le-Ibex 35 eliqale unyaka kakhulu ngokuhla kwexabiso kwiintsuku ezimbalwa ukuya kuthi ga ngaphezulu kancinci kune-6%, okuninzi kwizabelo zamazwe. Ngenxa yento esele ikhulile ngokunxulumene nexabiso lezabelo zayo, umngcipheko onokukulungisa ngamandla amakhulu kwaye uye nasezantsi kwinqanaba lama-euro angama-20 mkhulu. Ke ngoko, kuyafuneka ukuba wenze ngobulumko obukhulu ngenye yexabiso elilelona likhulu kwii-equities zesizwe. Akumangalisi ukuba inyamalale kwizindululo zenxalenye elungileyo yabahlalutyi bezemali abakhetha ukwenza intengiso. Ngokukodwa, emva kokufuduka usuka kwindawo zembali eziye zafikelela kuma-25 euros ngesabelo ngasinye. Ngobuthathaka kwiiseshoni zokugqibela zokuthengisa ngaphezulu kokubonakalayo kwaye oko akumemeli ukuba bathathe izikhundla ukusukela ngoku.
Arcelor ukuba ukwehla kuyaqhubeka
Umenzi wesinyithi wamazwe aphesheya yenye yeenkampani ezibuthathaka ukuhla ukuba idatha malunga nokukhula koqoqosho kwihlabathi ayinabungqina. Ukuya kwinqanaba lokuba ukuwa kwabo kunokuba nkqo kwaye amaxabiso ambalwa anokuwela ngaphezulu kwale nkampani ye uphawu lokujikeleza. Ngamanye amagama, inokwenza ngcono kumaxesha abanzi kwaye ibe mbi ngakumbi kwiimeko ezininzi, njengoko zihlala zisenzeka kumaxabiso ezi mpawu zibaluleke kakhulu. Ngale ndlela, ayinakulityalwa ukuba kwixesha elifutshane eladlulayo yayithengisa kumanqanaba ee-4 zeerandi kwaye ayinakugwetywa ngaphandle ukuba iya kurhweba ngokulinganayo ukuba imeko yezoqoqosho iya isiba mandundu kumgangatho wamanye amazwe.
IDeoleo ngobuthathaka obukhulu
Iminyaka emininzi ibonelela ngobungozi obuninzi, obugqithisileyo, ekusebenzeni ngenxa yokungazinzi okubonisa phantse kuzo zonke iiseshoni kwimarike yemasheya. Ngaphandle kwenyani yokuba kwiiveki zokuqala zalo nyaka izihloko zabo zixatyiswe ngaphezulu kwe-50%. Kungenxa yokuba eneneni, izilungiso ezinokubakho zinokuqina ngokulinganayo okanye nangaphezulu. Kwezokhuseleko, ezingenakulityalwa okwangoku, inika iingxaki ezinkulu kwizabelo zayo kwaye sesinye sezizathu zokuba kutheni ithengisa ngaphantsi kweyunithi ye-euro. Kwicandelo, elifana neoyile, ekufuneka iphambili isebenze kakuhle kwiimarike zokulingana zelizwe lethu. Kodwa ngokuchaseneyo, inzima kakhulu ekusebenzeni kwabatyali mali abancinci nabaphakathi. Ukongeza, ilawulwa ngokulula zizandla ezomeleleyo zeemarike zezemali. Ukuya kwinqanaba lokuba banokuhambisa izabelo zabo ngokuthanda, njengoko kwenzekile kule minyaka idlulileyo yokuthengisa.
Lumka kakhulu nge-Bankia
Le yeyona bhanki inokuba neyona nto imbi kakhulu ukusukela ngoku ngenxa yento enokwenzeka xa kusenziwa ubuzwe. Kodwa kuyo nayiphi na imeko, ayiloxesha lokuba ubekwe kweli xabiso kuba ingaphezulu ungaphumelela kunokulahleka. Ukuya kwinqanaba lokuba kukhethwe ukukhetha amanye amaziko emboleko anika ukhuseleko olukhulu kwizikhundla. Apho kubaluleke kakhulu ukuba kwimeko yokuvula izikhundla ezi bezikho kwixesha elifutshane kakhulu lokusisigxina, ukuya kuthi ga kumanqanaba anokuqikelela. Kwelinye icala, kunokwenzeka kakhulu ukuba ukusukela ngala maxesha inzuzo yezahlulelo zakho iya kuncitshiswa. Njengokuba unokuba nengxaki yokwenza imigaqo-nkqubo yeshishini lakho kwaye esi sesinye isizathu sokulibala malunga nexabiso lentengiso kulo nyaka.
I-Sniace kunye nesithunzi sokuthandabuza
Le yenye yeesitokhwe esincinci esityala ukuba abatyali mali akufuneki babekhona ngoku ngenxa yezahlukeneyo umngcipheko obandakanyekayo kwimisebenzi yakho. Ngelinye lamaxabiso asezantsi kwimarike yesizwe eqhubekayo kwaye oko kwamiswa ixesha elide kwikoteyishini yayo. Ukusuka kule ndawo yokujonga, kufanele kuqatshelwe ukuba eli xabiso lincinci kwimarike yezabelo yelizwe lethu linokuthetha ukuba ungaphulukana nayo yonke imali oyityala kwimisebenzi. Izinto ezothusayo kweli xabiso zinokubonwa nangaliphi na ixesha kubomi bemarike yestokhwe kwaye le yinto engafanelekanga ukuba uyiqwalasele kuba enyanisweni unazo zonke iivoti oza kuphulukana nazo kwimisebenzi yakho kwiimarike zezabelo. Esi sesinye sezilungiso ongafanele uziphathe phantsi kwazo naziphi na iimeko.
I-Airbus ejonge e-China
Enye yeenkwenkwezi ezinkulu ngoku kwizabelo zelizwekazi elidala zingaqala ukuba neengxaki kwaye oku kungenxa ye China. Ngenxa yokuba indibano yenqwelomoya ityala ukuba iAirbus (AIR) e China uya qhubeka uyeke ubuncinci de kube ngu-10 kweyoMdumba ngokuzalwa ngabasemagunyeni belo lizwe ukuba baqulathe ukusasazeka kwesifo se-coronavirus, iqela laseYurophu libonakalise lo Lwesithathu. Kwingxelo, i-AIR inyanzelise ukuba iqhubeke ngokuvavanya imeko kunye nefuthe kwimveliso kunye nokuhanjiswa, kwaye yagxininisa ukuba izakuzama ukuyinciphisa ngezinye izicwangciso ukuba kukho imfuneko. Uye wavuma ukuba izithintelo zokuhamba e-China nakwamanye amazwe zibangela iingxaki kuye. Umzi-mveliso waseTianjin, apho kusebenza khona abantu abamalunga nama-600, umisiwe ukusukela ngeyoMqungu ngeholide yesiqhelo yoNyaka oMtsha e-China, kodwa le meko izakuqhubeka ngokulandela iziqubulo zikarhulumente wase-China, ngokutsho kwesithethi senkampani.
I-Metrovacesa: iintshukumo
Iphephandaba i-Expansión ibonakalisile kuhlelo lwayo lwephepha ukuba u-Inversora Carso, ongumnikazi kaCarlos Slim, uthenge isabelo esingu-3,049% kwi-Metrovacesa (MVC) kwaye ngenxa yoko uba ngomnye wabanini zabelo beli qela, elilawulwa yi IBanco Santander kunye neBBVA. ICarso ifumene izabelo ezizizigidi ezi-4,62 ezithi, kuludwe lwamaxabiso lwangoku, zithethe ukuhlawulwa kwe-EUR 45 yezigidi. Sisihloko apho kufuneka ubekwe ecaleni, ubuncinci okwangoku, kwaye ngelixa eminye imibutho yenkampani edwelisiweyo ingacaciswanga. Ukuza kuthi ga kwinqanaba lokuba kuninzi esinokuphulukana nako kunenzuzo kuba ixabiso lezabelo zabo linokuhanjiswa yimali ezinkulu zamanye amazwe kunye nomthamo ophantsi kakhulu wokuthengisa.
Yenza ngokuchasene nomkhwa
Iindaba zamva nje eziveliswe yile nkampani idwelisiweyo azimbi. Ngokufikelela kwisivumelwano kunye nenkampani yotyalo mali yokuthengisa izindlu nomhlaba iiHines zokuphuhlisa iprojekhthi ye-395 yezindlu eziqeshisayo kumhlaba ii-ANA ezazinazo eValdebebas (eMadrid). Kodwa inyani kukuba eyakho inkalo yobugcisa kuye kwehla kwiinyanga ezidlulileyo. Ukuza kuthi ga kwinqanaba lokuba inyamalale kwizindululo ngabahlalutyi bezemali.
Ngamafutshane, amaxabiso apho eyona nto inengqondo esinokuyenza ngeli xesha kukuba sibe ngaphandle kweemarike sijongane nento enokwenzeka kulo nyaka.