Lo nyaka umiyo uthembisa ukuba unomdla kakhulu kwiifowuni zonxibelelwano kwaye ngakumbi kwezona ndawo zithengiswayo, iMás Móvil. Okwangoku sele ifikelele kwinqanaba lama-euro angama-100 ngesabelo ngasinye. Into eyayingenakucingwa ngenene kwiminyaka embalwa edlulileyo. Apho imodeli yentengiso yabo yathandatyuzwa. Kodwa izinto zitshintshile kakhulu kangangokuba le telecom yesizwe ibiyeyona nto inenzuzo enkulu kurhwebo lukazwelonke oluqhubekayo. Ngokubuya ngonyaka ngo-2017 ngaphezulu kwe-50%. Ewe kunjalo, ngamandla ngakumbi kunalo lonke ukhuseleko, kubandakanya nezo zidweliswe kwisalathiso esikhethiweyo se ngeniso ekhoyo waseSpain, i-Ibex 35.
Zininzi iindaba zokuba uMás Móvil uphantsi kolawulo, ezinye zazo ziyinyani ukuze kungqingwe kwimigangatho engekho ngaphantsi kwesithathu. Nangona kunjalo, its uxabiso olunzulu kwiinyanga ezidlulileyo ikwenza ukuba ulumke ngakumbi xa uthatha izikhundla. Kuba ngalo naliphi na ixesha unokwenza ulungiso lwamaxabiso aphezulu kakhulu. Ayothusi into yokuba ukugula ngenxa yokuphakama kwenye yeyona nto ixhaphakileyo. Ukuza kuthi ga kwinqanaba lokuba uzityale ngokwakho, unokuqhubeka nokukhula ngalo nyaka. Ubuncinci ngamandla afanayo nanjengoko kuzivocavoca ngaphambili.
Iselfowuni engathandabuzekiyo ngokuqinisekileyo yenye yeefayile ze- uninzi lwezinto ezikhoyo Amashishini aseSpain. Ukuza kuthi ga kwinqanaba lokuba abatyali mali abancinci nabaphakathi bagqibe kwelokuba bavule izikhundla kule nkampani yonxibelelwano kunye neenkampani zeefowuni ngalo lonke ixesha. Nokuba yindawo ekubhekiswa kuyo ukuyifaka kwipotifoliyo yakho yotyalo-mali ukusukela ngoku. Ngomgca weshishini okhula ngokunyanisekileyo kwaye ukhuphisana neTelefonica. Ukubonelelwa kwayo ngamaxabiso yinto ebangela ukuba inxenye elungileyo yabasebenzisi ikhethe olu hlobo lwentengiso lonakalise abanye ngeminyaka yakudala kwiimarike.
Ukunyaniseka kuthenga iipesenti ezintlanu zeMás Móvil
Ingxowa-mali yotyalo-mali yoLawulo lokuthembeka kunye noPhando (FMR) ithenge i-5% yeMás Móvil ukuya kuthi ga ngaphezulu kwe-8% yenkunzi kumnxibelelanisi wonxibelelwano, njengoko kuchaziwe kwiKhomishini kaZwelonke yoThengiso lweNtengiso (CNMV). Ewe, oku kunyuka kwenxaxheba kuza emva kwenye ingxowa-mali, amaQabane eProvidence Equity, athathe isigqibo sokuthengisa phantse i-15% yenkunzi kwixabiso lama-88 euros ngesabelo ngasinye. Ukupakisha epokothini isixa sama-245 ezigidi zeerandi ekusebenzeni. Umsebenzi olandelwe ngokusondeleyo ziiarhente ezahlukileyo zemarike yezemali.
Ikwakungumxholo wezinye iintlobo zokusebenza kwaye oko kukhokelele kwixabiso elinenkwenkwezi Ukunyuka okuqhubekayo kwikoteyishini yamaxabiso abo. Kude kube bafikelele kwinqanaba labo langoku kwaye bakhuthaze izabelo zabo ukuba zithengiswe ngalo mzuzu kumanqanaba ee-100 ze-euro. Into engenakucingwa ngokupheleleyo kubatyali mali abancinci nabaphakathi kwiminyaka nje embalwa. Ukuba uthenge ngeli xesha, ndiyavuyisana nawe, ibhalansi yokujonga iakhawunti yakho iya kwandiswa phantsi kwemida efanelekileyo kwimicimbi yakho.
Vuka kwimarike yemasheya ukusukela ngo-2016
Ewe, iMás Móvil yenye yezona ndawo zisebenza kakhulu kule minyaka mibini idlulileyo. Ngokukodwa, ukusukela ngo-2016, xa ibidwelisiwe kuphela malunga ne-euro ezingama-20 ngesabelo ngasinye. Ewe, kweli xesha lidlulileyo, ixabiso lalo liphindaphindwe kahlanu. Into engafane yenzeke kwiimarike zokulingana. Akumangalisi ukuba le meko yenze ukuba ezinye iimali zotyalo-mali zifumane imali eninzi evule izikhundla kwenye yeefowuni zefashoni kwimarike yestokhwe. Kwaye unokukhetha ngokungangqalanga ngokusebenzisa iibhondi eziguqukayo. Kwinto eyenye njengenye indlela ekhethekileyo yokutyala imali yakho kwiindlela ezahlukeneyo ngokupheleleyo ngokubhekisele ekuthengweni nasekuthengisweni kwezabelo kwimarike yemasheya.
Le nkampani isandula ukwenziwa ibe ithuba lo shishino kubatyali mali abaninzi. Baye babona kuyo esona sixhobo silungileyo sokwandisa iiasethi zabo zobuqu okanye zosapho. Mhlawumbi ikhe yenzeka nakuwe, okanye ubuncinci ukuba ngamanye amaxesha uyakube ucinga ngokuthenga izabelo zabo. Ngoku ukuba inokuba lixesha elizayo, ubuncinci ukuze ukonyuka kokuqina okwenzekileyo kude kube ngoku kuvelisiwe. Inqanaba le-100 le-euro yeyona nto iphambili ekuboniseni into anokuyenza uMás Móvil kwezi zihlandlo.
Ukudibana kwicandelo kwi2018
Nangona kunjalo, kukho enye imeko esisiseko enokuthi izuze i-telecom kulo nyaka. Ngokwazi ukuba ungaqhubeka nokukhula kwamaxabiso akho. Kungenxa yokuba ukudityaniswa kwecandelo kunokuba yinto eqhelekileyo kwiinyanga ezilishumi elinambini ezizayo. Kungenxa yokuba ngenene, ukuba kukho into enye abahlalutyi bamashishini abalinganayo abavumelana ngayo, kukuba ukuzola okwangoku kwicandelo akuyi kuhlala ixesha elide. Ayothusi into yokuba kulo nyaka uphelileyo bekukho amarhe malunga nokuhlangana phakathi kweeteleco ezinkulu ezimbini ezinje I-Deutsche Telekom kunye ne-Orenji. Ukuba ziinkampani ezimbini ezomeleleyo kweli candelo.
Ukuba oku bekuza kuphuhla kulo nyaka, akukho mathandabuzo ukuba izakuphelela ekuncedeni umdla kaMás Móvil. Ngamandla okuhlaziya anokumangalisa ngaphezulu kotyalomali oluncinci noluphakathi. Iya kuba yinto ekufuneka uyithathele ingqalelo ukuba uza kuvula izikhundla kweli xabiso likhethekileyo kungekudala. Kuba, phakathi kwezinye izizathu, iya kuvula isigaba esitsha nto leyo engazange ibonwe ngokupheleleyo kwaye onokuthi uxhamle kuyo kwimisebenzi yakho kwiimarike zezabelo. Nangona usebenza ngononophelo oluthile ukukhusela imali yakho kwiintshukumo ezibi ezinokuvela ngeli xesha.
Khangela iinjongo ezintsha
Kule meko, ayinakuba yinto engekho ngqiqweni ukuba ixabiso lezabelo zalo linokutyelela uxhathiso olubalulekileyo olunalo 150 euro ngesabelo ngasinye. Esi sesinye sezona sizathu sibalulekileyo sokuba uqaphele yonke intshukumo yabo. Kungenxa yokuba usenokulungisa izinto ezimbalwa ezimangalisayo ezonyusa ixabiso lakho ekujoliswe kulo. Ngaphandle kokuxabisa kakhulu kule minyaka mibini idlulileyo. Kodwa ngubani ongakuxeleli ukuba lo nyaka unokuqhubeka ngokufanayo naleyo yangaphambili. Yinto abanye babatyali mali abanamava kwiimarike zezemali abazibuza yona. Uya kuba nexesha elincinci lokufumanisa ngononophelo oluncinci.
Kwelinye icala, awungekhe ulibale ukusukela ngoku ukuba le nkampani yeefowuni ikwimeko yokufumana isivumelwano nezinye iiteleco esekwe kwijografi yaseSpain. Nokuba imisebenzi inokuba luncedo na kubatyali zimali zentengiso. Oku ngokungathandabuzekiyo yenye yeemeko ezinokuthi zivele ngo-2018. Yinto leyo, onokuthembela kuyo ukuzama ukwenza ukonga kunenzuzo phantsi kobunzulu bonyuko.
Imarike yemasheya ekhulayo
Ngayiphi na imeko, awungekhe ulibale njengomtyali mali ukuba intengiso yemfonomfono eSpain ikhuphisana ngakumbi kunangaphambili. Ngexesha leenyanga ezisibhozo zokuqala zonyaka, ngaphezulu kwezigidi ezine zabathengi batshintshe abaqhubi, Oko kukuthi, i-8% yetotali iyonke. Eli nqaku lisebenza endaweni yakho ukuba uza kuphakamisa uhlobo oluthile lomsebenzi kwizabelo kwiintsuku ezimbalwa ezizayo. Kodwa uyakuba nothotho lwezibonelelo ezongezelelweyo ezinje ngezi zilandelayo sikubhengeza apha ngezantsi.
- Uluhlu lwakho lweshishini likuvumela ukuba uqhubeke unqwenela utyalo-mali lwakho qhubeka nokuhlaziya ukuqala kwiiveki ezimbalwa ezizayo. Ngaphandle kwezilungiso ezithile kumaxabiso abo. Kungalixesha lokuzibekela iinjongo ezintsha.
- Eli lelinye lamaxabiso ezinto zokulingana zaseSpain eshushu ngalo mzuzu. Okwangoku ayibonisi ukudinwa okanye iimpawu zobuthathaka ekwenziweni kwamaxabiso ayo. Ukuba akunjalo, ngokuchaseneyo.
- Ungalibali ukuba le teleco iphantsi kwe- Isikhokelo esifanelekileyo sokuziphatha kuwo onke amanqanaba. Apho ukuphakama kweembali ezintsha kuyaqhubeka ukufikelela kwixabiso lazo. Ubuncinci de kufike i-100 ye-euro ngesabelo ngasinye.
- Inkqubo ukudityaniswa kwecandelo Inokukunceda amaxabiso akho ukuba aye phezulu kakhulu kunangoku. Akukho ziqhoboshi ngokweendlela zokuxhathisa ezi xabiso likhethekileyo linalo endleleni.
- Su ukukhula okunokubakho Kwixesha eliphakathi nelide kunokuba yinto enomdla kakhulu ukuphucula ibhalansi yeakhawunti yakho yokutshekisha. Ngaphandle kwenyani yokuba izilungiso ezithile kumaxabiso azo zinokuveliswa. Licandelo ekuya kufuneka lithathelwe ingqalelo ukusukela ngoku.
- Kwaye okokugqibela, akufuneki ulibale ukuba ukusukela ngoku kuya kufuneka ube kakhulu ulumke ngakumbi ukuvula izikhundla kuba inyuke ngokuma nkqo kule minyaka idlulileyo. Isenokungabi njalo ukusukela ngoku.