Sele kudlule iinyanga ezisixhenxe okoko kwaqala unyaka wokurhweba. Ixesha elingaphezulu kokulingeneyo ukuhlalutya ii-equities zaseSpain. Apho amaxabiso anje nge-Inypsa kunye ne-Urbas zezizo bonisa ukunyuka okunamandla. Ngaphezulu kwawo onke amaxabiso, nkqu nezona ziqikelelweyo. Lixesha elililo ke ngoko lokuhlalutya ukuba zeziphi mathuba o shishino Oku kubonisa intengiso kazwelonke eqhubekayo. Ukuze ngale ndlela, uphuhlise elinye icebo lotyalo-mali kwiikota ezimbini zokugqibela zonyaka.
Ngayiphi na imeko, imarike yemasheya yaseSpain ngeli xesha uyixabisile phantse i-15%. Idatha elungileyo yabo bonke abatyali mali abancinci nabaphakathi. Hayi ngelize, kumanqanaba aphakamileyo kakhulu babonile indlela iiasethi zabo ezonyuke ngayo ukuza kuthi ga ngoku. Kuba inyani iphantse yenziwa ngokubanzi kulo lonke ukhuseleko nakumacandelo adweliswe kwiimarike zezemali. Ngaphandle kokungaqhelekanga okoko bekukho izindululo malunga nemarike yemasheya ebezisingelwe phantsi kwezi nyanga zonyaka.
Kodwa ngawaphi amaxabiso anethamsanqa ngeli xesha lonyaka? Ewe, bezizezimbini ezixabisekileyo kwaye bonwabisile abatyali zimali abathathe izikhundla kwizabelo zabo kwiinyanga ezidlulileyo. Kungenxa yokuba enzile ukunyuka okumangalisayo ngokupheleleyo. Ayothusi into yokuba awungekhe ulibale ukuba baphindaphindeka kabini ngoku kulo nyaka kwi-Inypsa nase-Urbas. Omnye umbuzo ngowokuba ungasenyuka na kwi-bandwagon yolu tsalo lukhulu lwe-bullish.
I-Inypsa inyuke ngaphezulu kwama-75%
Kwimeko yale nkampani idwelisiweyo efumene eyona mbuyekezo ilungileyo eye yenziwa kulondolozo lwabatyali mali. Akukho nto ingaphantsi kokuphinda kuhlaziywe ngaphezulu kwe-75% ukuza kuthi ga ngo-2017. Kodwa ikwakhona ukuba imiqathango iyandiswa unyaka wonke, ukunyuka kukhulu kakhulu nge-138%. Into enzima kakhulu ukuyithelekelela kwimeko yangoku yezabelo zamazwe ngamazwe. La ngamatyala akhethekileyo athe abatyali mali bale nkampani bakwazi ukuwaqinisekisa ngebhalansi yangoku yepotifoliyo yotyalo-mali yabo elungiselelwe lo nyaka.
Nangona kunjalo imeko yayo yobuchwephesha ayihambelani nokuthenga izinto ezintsha ukusukela ngoku. Kungenxa yokuba eneneni, yonke into ibonakala ngathi ibonisa ukuba ukulungiswa kwamaxabiso amakhulu kungaqala. Okanye imeko engathathi ntweni apho sele ikwazile ukufikelela kwixabiso eliphezulu. Kuba inkalo yayo yezobuchwephesha ayithandeki kwaphela ukulungiselela umdla wabatyali mali abancinci nabaphakathi. Kuba buthathaka ngaphezu kwesiqhelo ngexesha lokugqibela lokuthengisa. Hayi ngelize, ngumngcipheko oya kuthi ujongane nawo ukusukela ngoku ukuba uthatha isigqibo sokuvula izikhundla kweli xabiso lemarike yaseSpain eqhubekayo.
Iipesenti ezifanayo kwi-Urbas
Ukuvela kwezabelo zale nkampani ngokusondeleyo kunxulunyaniswe nezitena kuyafana kakhulu nomzekelo wangaphambili. Ngomfanekiso ofanayo nendlela ethengise ngayo kwiinyanga ezidlulileyo. Kungenxa yokuba, kule meko ivelise inzuzo ephantse ngama-70%. Kwezinye iimeko ezithandekayo kubatyali mali abancinci nabaphakathi ngeli xesha lokulingana kweSpain. Ukuqonda ubukhulu bokunyuka, kwanele ukukhumbula ukuba ngenyanga kaJulayi izihloko zabo zixabise ngaphezulu kwe-40%.
Ngayiphi na imeko, kukubheja kwimarike yemasheya akukho ndlela ilula. Ngenxa yokungazinzi kwixabiso layo elinokuba krwada kwiiseshoni ezithile zorhwebo, njengoko kubonisiwe kwiiveki ezisandula ukubakho. Ukuya kwinqanaba lokuba kunzima ukusebenza ngeli xabiso. Apho ifayile ye- kubathengisi zezona zinto zibalaseleyo ekubambiseni iimpawu zale nkampani encinci yokwenza imali. Ngokusebenza okukhawulezileyo okude kwenziwe ngokusesikweni kwangolo suku lunye.
Utshintsho kulwakhiwo lwabo
Isizathu sokuba ezi nkampani zimbini zithengise esidlangalaleni zisebenze kakuhle ngenxa yokuba kuye kwafuneka ukuba bacoce iiakhawunti zabo zeshishini ngeendlela ezahlukeneyo. Phakathi kwazo kukubuyiselwa kwemali yakho okanye izivumelwano kunye nababolekisi ukunyusa umgangatho weshishini. Ngale ndlela, banike ukuzithemba okukhulu kubatyali mali kwaye ngenxa yoko, ayothusi loo nto abathengi bazibeke ngokucacileyo kwizikhundla zokuthengisa. Inye yezona zinto zixhaphakileyo kwiinyanga ezidlulileyo.
Ukongeza, ayinakulityalwa ukuba i-Urbas sele iqhubele phambili ukuphuma kwayo kumanani abomvu kwaye ibonakalisiwe kwiziphumo zeshishini kwisiqingatha sokuqala sonyaka ophelileyo. Apho umvuzo wakhe wafikelela kwi-1,058 yezigidi ze-euro. Ezi datha zikhuthaze uninzi lwabasindisi ukuba bathathe izikhundla kwezi zindululo zokulingana, nkqu nakwiindlela ezinoburharha. Ngomngcipheko ohambelana nale ndlela yokusebenza kwiimarike zezemali.
Ixesha elide le-bearish
Ngayiphi na imeko, icandelo lobuchwephesha kuwo omabini amaxabiso libonisa iimvakalelo ezingqubanayo. Kuba enyanisweni, i-Inypsa ikwisigaba esipheleleyo, kwaye ukuba ufuna ukuba ndlongondlongo. Kodwa inyani ibonisa ukuba isabhaptizwa kwi Ukuhla kwexesha elide. Esi sesinye sezizathu zokuba kube ngumsebenzi onobungozi kwimidla yabatyali mali. Ngokukodwa abo baya kuhlala ixesha elide.
Kwelinye icala, enye yeempawu ezi zimbini zikhuselekile kwiimarike zezemali ezikhoyo kukuba zibuthathaka ukukhula kuthethathethwano nokuqesha izihloko zabo. Ngaphezulu kweentshukumo eziveliswe ngamanye amaxesha okanye kwiminyaka edlulileyo. Kwaye oko kube luphawu olukhulu malunga nokonyuka okuza kuphuhla kumaxabiso abo. Nangona mhlawumbi kungenjalo ngokuthe nkqo apho iveliswe khona.
Iimpawu zala maxabiso
Ngayiphi na imeko, ukuba injongo yakho kukuvula izikhundla kula maxabiso akhethekileyo, kuya kufuneka wazi ukuba alulwelo oluncinci. Ngaba le nto iyichaphazela njani imisebenzi yakho? Ewe, ngendlela elula kakhulu kwaye nguwe iya kubiza imali eninzi kakhulu ukungena nokuphuma kwizikhundla zabo. Ubuncinci ngokubhekisele kumaxabiso ofuna ukuba kusebenze ngokusemthethweni. Ukusuka kule meko, kunzima kakhulu kunokusebenza kwamanye amaxabiso avela kwisalathiso esikhethiweyo sentengiso yesizwe. Elula njengaleyo.
Kwelinye icala, awungekhe ulibale ukuba la maxabiso abonisa umahluko obonakalayo phakathi kwamaxabiso aphezulu kunye neyona isezantsi. Ukuziqhelanisa kuthetha ukuba awuzukukhetha ngaphandle koku kuba msinya kakhulu kwiintshukumo obeka kwiimarike zemali. Abajonganga amaxabiso aqhelekileyo, kodwa ngokuchaseneyo, bakhethekileyo. Zonke izicwangciso ozisebenzisayo mazibhekiswe kule ndlela. Yeyona ngcebiso ilungileyo onokuyifumana ukuba awufuni kuphosakela kwindlela yakho kwilizwe lemali notyalo-mali. Ayothusi into yokuba yenye yemithetho esisiseko ebhegini.
Usebenza njani kwezi nkampani?
Ewe akusayi kuba lula ukusebenza nala maxabiso emva kokunyuka okukhulu okuveliswe kwiinyanga ezidlulileyo. Enye yeengozi ezinkulu onakho ukuzenza thenga kumanqanaba aphezulu kakhulu njengoko izitokhwe zigqithisiwe. Ukuza kuthi ga kwinqanaba lokuba ilahleko enamandla kakhulu kwixabiso inokuveliswa ukusukela ngoku. Umngcipheko ofihlakeleyo osemlonyeni wabatyali zimali abaninzi abancinci nabaphakathi. Kuba kusenokuba lixesha lokuvula izikhundla nakweliphi na lamaxabiso.
Ngesi sizathu, ayothusi into yokuba abanye babahlalutyi ababaluleke kakhulu bezimali bengakhuthazi ukuthengwa kwezabelo. Kuba kuninzi ukulahleka kunokuzuza. Kwaye ngale ndlela, kukho ezinye izindululo zeemarike zentengiso unikeze ukhuseleko olukhulu kwiiarhente zezemali. Ngaphaya koko, zimbalwa kakhulu iziqinisekiso ezikhutshelweyo kwintengiso yezemali mihla le. Ngomngcipheko ocacileyo wokubambeka kuyo nayiphi na imisebenzi yakho. Yinto ongafanele uyilibale ukusukela ngoku.
Kuba ngokunyani, nangona kuyinyani ukuba imali eninzi yenziwe kwezi nyanga, ngesizathu esinye sinokuvelisa iziphumo ezichaseneyo. Yintoni enokuthi yenza ilahleko kufutshane ne-100%, okanye yintoni enye, phulukana nesiqingatha seminikelo yakho yemali. Ukuza kuthi ga ngoku ukuba ngumngcipheko omkhulu kakhulu onokucinga ukuba abatyali mali abambalwa bazimisele ukwenza le misebenzi ikhethekileyo kunye neodidi.
Akumangalisi ke ngoko ukuba kwiinyanga ezizayo ukushukuma okuguqukayo kule yangoku kunokufunyanwa. Ngapha koko, azidweliswanga kwiimalike zezemali ezilinganayo, nazo zonke iimpawu ezibandakanya eli galelo kwixabiso lesabelo. Kungenxa yokuba amaxabiso enzelwe iprofayili yomtyalomali echazwe kakuhle. Apho abalingeli bekho ngaphezulu kwezinye iimodeli zotyalo-mali. Okanye njengenxalenye yepotifoliyo yotyalo-mali eyahlukeneyo ukukhusela ngokupheleleyo isikhundla sakho kwimarike yemasheya. Ngayiphi na imeko, yenye yeendlela onokuzanelisa ngazo.