Ngayo yonke into eqinisekileyo ukuba ngaphezulu kwesihlandlo esinye ufunde kwimithombo yeendaba ngento malunga nokusebenza kwangaphakathi. Ewe kuya kuba lula ukuba uyazi ngokuchanekileyo kuba ukusukela ngoku uya kuba nakho ukufumana isibonelelo esikhulu ekusebenzeni kwayo. Imalunga nemisebenzi leyo zenziwa kwangolo suku lunye ngaphakathi Iimarike zezabelo. Ayivelwanga kuphela kwimarike yemasheya, kodwa kwezinye iiasethi zemali zeentlobo ezahlukeneyo: iimali, iintsimbi ezixabisekileyo okanye ezinye izinto ezizezinye.
Isidingo esisisiseko kubo ukuba baqwalaselwe ngale ndlela kukuba kufuneka baveliswe kwiseshoni enye yokurhweba, kwaye hayi kubaninzi. Lo nto ukuthenga nokuthengisa ii-odolo zigcwalisiwe ngaphakathi kweeyure ezimbalwa zomnye nomnye. Injongo yokuzigqiba kukufumana inzuzo eyinkunzi kwelona xesha lifutshane. Ngokufutshane oku kufutshane, kuya kuba ngcono kulangazelelo lwakho njengomtyalomali omncinci okanye ophakathi. Ayothusi into yokuba iya kuba lolona phawu lomeleleyo lokuba uzifezekisile iinjongo zakho.
Lo ngumyalelo wokulingana odla ngokusetyenziswa ngabatyali mali abanamava ngakumbi kwiimarike, kwaye ngubani owaziyo iifomyula zokufumana inzuzo ngokukhawuleza. Abanamdla wokulibazisa iintshukumo zabo, kungasathethwa ke ukubasa kwixesha eliphakathi okanye elide. Akunjalo nokuba bahlala iintsuku ezimbalwa okanye iiveki. Bafuna ukwenza imali ngokukhawuleza, kwaye uqale ngokutsha ngesi sicwangciso ngokusebenzisa amanye amaxabiso ahlangabezana nolu phawu.
Ukulungele imisebenzi yokuqikelela
Ayicacanga into yokuba ngabona batyalomali bathelekelele baziva bekhululekile kule misebenzi ngokukhawuleza ngexesha labo. Bangena kwaye bashiye iimarike zezemali ngokukhululeka okukhulu, mhlawumbi ngaphezulu kunokuba unokuhlala ngoku. Kwaye kukusilela kuphela ukuhlangabezana neenjongo zabo kuya kulibazisa ukuthengisa kwabo ngeentsuku ezimbalwa, kwaye nangaphezulu ukuba izinto ziba zimbi kubo.
Kuya kufuneka uyazi ukuba awuyi kufumana mbuyekezo, kodwa ubuncinci iya kukunceda wandise imali eseleyo kwiakhawunti yakho yokujonga. Ngamaxesha athile, loluphi uhlobo lwemisebenzi ekhethekileyo ebekelwe yona. Ngokwesiqhelo uninzi lwenziwa lube semthethweni ngonyaka, kwaye kwimeko yabatyali mali abakhohlakeleyo banqunyelwe kwiiveki, okanye kwiinyanga.
Amaxabiso eFlat ukuze asebenze
Enye yeengxaki ezinkulu ekusebenziseni imisebenzi ye-intraday kukuba baya kuvelisa iindleko ezininzi inyanga nenyanga ngenxa yee-commissions zabo kunye neendleko kulawulo lwabo. Ngapha koko, unokuyiphepha le ngxaki Njani? Ewe, ngendlela elula kakhulu, ngamaxabiso acwangcisiweyo amaziko emboleko ayile ukukhuthaza olu hlobo lomsebenzi kwintengiso yesitokhwe. Ngazo uya konga imali eninzi kuyo yonke imithambo, kwaye ngaphezulu kunokuba ubucinga.
Ixabiso leeflethi kubandakanya ukuhlawula umrhumo osisigxina kunye nenyanga ekuvumela ukuba wenze yonke imisebenzi, ngaphandle kwemali enkulu. Bavuza abatyali mali abavula izikhundla kwiimarike rhoqo. Kwelinye icala, ukuba bambalwa ozibeka ngokusesikweni, ngekhe kulunge, kuba uya kube uhlawula ngakumbi kutyalo-mali lwakho nakuluphi na uhlobo lweemarike zezemali.
Awusayi kuba nexhala malunga neekomishini zabo, kuba uya kuba nenkululeko epheleleyo yokuphuhlisa imisebenzi emininzi njengoko ufuna, ngaphandle komda ngokwenani labo. Uninzi lweebhanki zinereyithi yezi mpawu, onokuzisebenzisa ukuba ungomnye waba batyalomali bavula izikhundla kwiimarike ngokulula. Mhlawumbi inokuba yimeko yakho ethile.
Yintoni injongo?
Umsebenzi wangaphakathi, okanye owenziwe kwangolo suku lunye, ukuvumela ukuba uvale ukusebenza ngokukhawuleza xa izibonelelo zivela kutyalo-mali lwakho. Imali eninzi oyityalayo, ngcono amathuba akho okuphucula imida yenzuzo.. Nangona ngomngcipheko ocacileyo wokuba izinto azihambi njengoko ubufuna. Nokuba uzithengisa ngelahleko, ukuze ukuwa kunganyanzeliswa kwaye ungazinciphisa kakhulu izinto zakho zobuqu.
Le yimisebenzi apho kungumbandela wokugcina izikhundla ngeli xesha lifutshane, nangona ewe, ngenzuzo eyinkunzi, nokuba ibimbalwa kangakanani. Ngokukhawuleza xa amaxabiso enyuka, ukuthengisa kubonakala kugxininisa, ngaphandle kokulinda ukuphononongwa okongeziweyo. Ngomso awubali, kuphela ngoku. Yile ndlela abatyali mali abakhetha ngayo le klasi yokusebenza ibizwa ngokuba yintshukumo yangaphakathi.
Ukuziphuhlisa, iitshathi zisetyenziswa rhoqo, kwaye zijonga ikakhulu kwizixhasi kunye nokuchasana okwabelana ngamaxabiso akhoyo. Sisixhobo esiluncedo kakhulu ukunxibelelana nentshukumo evela kwiimarike zezabelo. Ngelixa uhlalutyo olusisiseko lungakhathali kwezi zicwangciso.
Amaxabiso abuthathaka ngakumbi
Alithandabuzeki elokuba kukho uthotho lweestokhwe ezithandeka ngakumbi ukuba zisebenze ngamafutshane. Ngabo babonisa ukungazinzi okukhulu kumaxabiso abo. Kwaye ukuba kunokwenzeka, banomahluko omkhulu phakathi kwamaxabiso aphezulu kunye neyona isezantsi. Ukuza kuthi ga kwinqanaba lokuvelisa izikhewu kwixabiso lalo ukuba inokufikelela kwinqanaba le-5%. Ngale ndlela, oonobumba abancinci zezona zilungileyo kwezi meko.
Ngokuchasene noko, ezona zizinzileyo, ngokungafaniyo nakumahluko kumaxabiso abo, kunzima ngakumbi ukuhambisa ezi ntshukumo ngabatyali mali. Ayothusi ke into yokuba iinkampani ezincinci zezona zikhethwayo ukuthatha isikhundla kolu hlobo lomsebenzi. Kwaye ngakumbi kwiimarike zesizwe ngaphezulu kwezamazwe aphesheya. Ayothusi into yokuba iikhomishini zabo zifikeleleke ngakumbi. Kwaye, banethuba elicacileyo lokuba kulula ukulandela xa bevula izikhundla ngalo naliphi na ixesha.
Izicwangciso zangaphakathi
Elinye lamaqhosha otyalo mali kwezi zinto zimfutshane kukuhlengahlengisa amaxabiso okuthenga kangangoko. Kuya kufuneka uyenze xa bekwisiseko esisezantsi seekowuti zabo. Injongo ayikho enye ngaphandle ube nohambo olukhulu lokunyuka kwaye banokwandisa utyalo-mali ngendlela eyanelisayo ngakumbi kwimidla yakho. Kukwanqweneleka ukukhawulezisa amanqanaba okuthengisa, ngenxa yesizathu esifanayo. Esi sesinye seziseko ezilungileyo zokumila iqhinga lotyalo-mali ekusebenzeni kwangaphakathi.
Akufanele ube ungxamile kakhulu ukungena kwiimarike zezemali, kodwa kuyacetyiswa ukuba usebenzise amathuba oshishino avelayo. Ngayo yonke ingqiniseko yokuba baya kuvela ngaxa lithile, kwaye mhlawumbi nangendlela ecace gca, kwaye banenzuzo yokufumana i-euro ezimbalwa kulowo nalowo msebenzi. Kuya kufuneka ulinde ukuba bavele kuphela, akukho Okuninzi. Ewe kunjalo, ukwazi ukusebenza phantsi kwezi meko zikhethekileyo.
Ukusuka kule meko, enye yeemfuno ongayi kukhetha kuzo kodwa ukuthobela kukuzimisela ukwenza uhlolo olupheleleyo lwezabelo. Kuya kufuneka uyazi kakhulu ngezicatshulwa, kunye nazo naziphi na iindaba eziveliswa kwiimarike. Ayothusi into yokuba isantya sesona siqhelo sayo yonke imisebenzi yakho. Kwaye utolike intshukumo yeemarike zentengiso. Ukuba ufuna ukurhweba kwangolo suku, awuzukukhetha ngaphandle kokwenza njalo. Kwaye ukuba kunokwenzeka ngeyona ndlela isebenzayo.
Ezinye iingcebiso zokuthengisa
Ukuba umnqweno wakho kukuzibandakanya kule misebenzi ikhethekileyo, kuya kufuneka ungenise uthotho lweempawu eziza kukunceda ukugubungela iinjongo ngobunzima obuncinci. Kwaye onokwenza ngayo ukonga kwakho kunenzuzo ukusukela ngoku. Nangona kunjalo, uya kulumka kakhulu kwizenzo zakho kuba nayiphi na impazamo inokonakalisa iindlela ezisetyenzisiweyo. Kwaye ngenxa yoko, ukuphulukana nenxalenye ebaluleke kakhulu yenkunzi yotyalo mali.
Nje ukuba ubenendawo yokwenza phantsi kwale meko ngokusebenzisa imisebenzi yangaphakathi, iya kuba lixesha lokulandela ngokusondeleyo. uthotho lweengcebiso eziya kuba luncedo kuwe ukuhambisa utyalomali. Kwaye oko ngokusisiseko kuvela kwezi zenzo zilandelayo esizichazayo kuwe apha ngezantsi.
- Ungaziboni uxanduva lokutyala imali kwangolo suku lunye, kodwa ngenxa yoko kuvela amathuba. Kuya kufuneka ulungele ukwenza into, kwaye ukhusele imali oyongele ubuninzi.
- Kuya kubaluleke kakhulu ukuba lungelelanisa ixabiso lokuthenga, kuba impumelelo yokusebenza kwamashishini akho aya kuxhomekeka ikakhulu kulo msebenzi. Kwaye ungazivala iintshukumo zakho ngesiqinisekiso esikhulu.
- Sukujonga kuzo zonke izabelo, kodwa zimbalwa, ezo zezo zidibana neempawu zokuba zizinto oziqwalaselayo kwiintshukumo ngokukhawuleza oku.
- Akunyanzelekanga ukuba unikezele lonke ulondolozo kule misebenzi, kodwa ngokuchaseneyo ayizukuba yinxalenye enkulu kakhulu yengxowa yakho yokonga. Iya kuba sisicwangciso esiya kukunceda ukhusele umdla wakho.
- Thatha ithuba leentsuku apho ukungazinzi kuphezulu kakhulu, kwaye kulula ukuphuhlisa le ntshukumo kwiimarike zezemali. Ayizukubakho yonke imihla, kodwa ibe mbalwa ngonyaka.
- Ukuba awuqinisekanga ngeenjongo zakho, kungcono unikezele ngotyalo mali kwaye zinikezele kwezinye iindlela ezinobungozi, okanye ubuncinci ukuba baneendlela ezinkulu zokukhusela.
- Kuya kufuneka uqaphele ngayo yonke into eyenzekayo kwiimarike zezabelo. Ayisiyiyo kuphela ngendaleko yayo, kodwa nayo iindaba ezijikeleze iinkampani ezidwelisiweyo.
- Kwaye ekugqibeleni, ukuba ungumtyali mali olondolozayo, kuya kufuneka uyamkele loo nto le misebenzi yangaphakathi ayilunganga kakhulu kwiprofayili yakho. Kwaye awuzukukhetha ngaphandle kokutshintsha isicwangciso sakho sotyalo mali.