Ixesha leKrisimesi likhetheke kakhulu kuwo wonke umntu, kwaye lingaphantsi njani nakwiimarike zezabelo kwihlabathi liphela. Ngenxa yale meko, kwezi ntsuku ziqhelekileyo, awuzukukhetha ngaphandle kokwenza u Isicwangciso esahlukileyo yotyalo mali. Ayisiyiyo kuphela kwimarike yemasheya, kodwa nakwiimarike zengeniso esisigxina kunye nezinye iindlela ezizezinye.
Unokuba nexesha elingaphezulu kwezi ntsuku zokuhambisa itshaneli yakho ngokufanelekileyo kwezemali. Kodwa kungcono, ukuzama ukuhlalutya kunye nokufundisisa iimeko zangoku zeemarike. Ngale ndlela, isenzo sakho kufuneka sibhekiswe kwaye sijonge ezona mali zexabiso ezifanelekileyo ngalo mzuzu. Ayinamsebenzi ukuba ixesha lokusisigxina lifutshane, kuba eyona nto ibalulekileyo iya kuba ziziphumo.
Akufanele uhanjiswe ngovuyo lwendalo kule mihla yokuphumla. Kungenxa yokuba ukuba kunjalo, unokufumana into engaphezulu kweyodwa engalunganga eya kuchaphazela ukujonga i-akhawunti yakho ibhalansi. Unyanzelekile ukuba ufumane ukusebenza ngokukuko. Kodwa ngaphandle kokutyeshela ukhuseleko apho yonke imisebenzi yakho kufuneka ikhokelwe ngexesha leKrisimesi. Hayi ngelize, uya kunyanzeleka ukuba usebenze imali eseleyo
Isicwangciso seeveki
Ngeli xesha uthandekayo kubo bonke, awuzukukhetha ngaphandle kokungenisa uthotho lwemidlalo ethile. Eyokuqala kukuba kufuneka wenze utyalomali kuyo ixesha elifutshane lokuhlala kunamanye amaxesha onyaka. Ungalibali kuba ujongene nonyaka omtsha, kwaye awuzazi izikhokelo onokuthi uzithathe ukusuka kuJanuwari
Ngexesha leeholide awuzukukhetha ngaphandle kokungenisa eminye imigca yemidlalo ekhethekileyo, kunye nexesha lonyaka okulo. Kodwa iinjongo zakho ziya kuhlala zinjalo. Azikho ezinye ngaphandle kokwenza imali yakho ibe nenzuzo. Kwaye ngeli xesha lonyaka ngesizathu esikhetheke kakhulu esenza ukuba ibhegi yokonga ujongane nayo iindleko ezininzi Uya kuba nayo ngale mihla: izidlo zosapho, izipho, iindleko ezingaqhelekanga okanye uhambo olungaqhelekanga kunye nabantu obathandayo.
Ngezi zizathu, izicwangciso zezi ntsuku kufuneka zijolise kumaxesha amafutshane kakhulu okuhlala, kwaye ngokuqinisekileyo anqunyelwe kunakwamanye amaxesha onyaka. Into emalunga nayo kukumisela ngokusemthethweni utyalo-mali kwezi ntsuku. Akukho Okuninzi. Kuya kubakho ixesha lokuba uphuhlise eminye imisebenzi eyahlukeneyo kwaye ukuba ufuna nangakumbi. Kuya kubaluleka kakhulu ukuba ungayinikeli yonke imali yakho oyigcinele le misebenzi kwiimarike zezabelo. Akunanto, kufuneka ube neyodwa Amatyala athile kwiakhawunti yakho yokutshekisha ukuhlangabezana neendleko eziqhelekileyo kwiiholide zeKrisimesi.
Ungathatha umngcipheko ekusebenzeni kwakho
Ukuze uphucule iiasethi zakho zobuqu, uya kuba nakho ukuba noburhalarhume kwimisebenzi yakho kwintengiso yesitokhwe. Njani? Ewe, ilula kakhulu, ikukhokelela kwiimpawu ezinobundlongondlongo ezinokuthi zibe nempendulo engcono kwiimarike zezemali. Isizathu sokuba usebenzise esi sicwangciso kulula kakhulu ukusiqonda. Ungathatha ithuba leziphumo ze Rally yekrisimesi oko kuyakhula kwezi veki. Ngenxa yokusebenzisa esi sicwangciso, inzuzo yakho eyinkunzi iya kuba phezulu. Ukuya kwinqanaba lokuqalisa unyaka omtsha ngemali ethe kratya epokothweni.
Imigaqo yokuhlala ayifanelanga ukudlula kwiiveki ezimbini okanye ezintathu. Akufanele, ke ngoko, ukhawulezise ukusebenza kwimarike yemasheya, kodwa ubambelele kuqeqesho ekufuneka uluthobele. Ukuze oku kube njalo, awuzukukhetha ngaphandle kokuhlengahlengisa ixabiso lokuthenga. Ukuba uyakwenza oko, uza kuba nendlela oyifumeneyo ukufikelela kwiinjongo zakho kula maqela alandelayo. Ukuthatha ithuba nakuphi na ukunyuka kwamaxabiso ukuhlengahlengisa izikhundla kunye nokonwabela inzuzo ngezi ntsuku zikhethekileyo.
Ngayiphi na imeko, kuya kufuneka ukhethe amaxabiso asezantsi inkalo yobugcisa ndibenalo mzuzu kanye. Iya kubonelela ngesiqinisekiso esikhulu sokwandisa ukusebenza ngokweminqweno yakho. Imfuneko ebalulekileyo yokuthatha isikhundla kwinkampani edwelisiweyo iya kuba kukuntywiliselwa kwisitishi esinexabiso eliphakamileyo. Ngale ndlela, kuya kuba lula kakhulu kuwe ukuhlangabezana neenjongo.
Yahlula utyalomali lwakho
Esinye isitshixo ekuphuhliseni imisebenzi eyimpumelelo kukwabela ukubheja kwakho kwimali. Sukukhetha ukhuseleko olunye, nditsho ne-asethi eyimali. Kodwa ngokuchaseneyo unokuguqula igalelo lakho kwabanye Iimarike ezizezinye ezinokubakho kakhulu. Ngale ndlela, ukongeza ekuqhubeni ulindelo lwakho lokukhula, uya kwenza ukhuseleko lwemali yakho lube namandla ngakumbi.
Isenokuba lixesha elifanelekileyo lokuya kwizinyithi ezixabisekileyo okanye kwiimarike zorhwebo ukunyusa inzuzo yakho. Ngokusebenza okufutshane, okuchanekileyo kunye nokuqina okuphantsi ngokwexabiso ekufuneka ujongane nalo kuhambo ngalunye. Ayisiyo malunga nokufumana iinzuzo ezinkulu kwixesha eliphakathi nelide. Kodwa ngokuchasene noko, kwe ukwenza imisebenzi enenzuzo ngexesha elifutshane. Ngale ndlela, eyona nto icetyiswayo kukumisela ngokusesikweni ezi ntshukumo kwezona marike zinengeniso.
Kananjalo awunakuthintela ukuthatha isikhundla kancinci kwimveliso yengeniso esisigxina ethengiswa ziibhanki. Ungabhalisela idiphozithi yekota. Ngokuchanekileyo igubungela eli xesha leeholide. Ukongeza, iya kuba sisisombululo sodwa ekunyuseni ukusebenza kwezi mveliso zebhanki. Uya kuba kwimeko yokufikelela kwinqanaba lenqanaba lomdla kufutshane ne-1%. Nembuyekezo emiselweyo neqinisekisiweyo ngandlela zonke.
Fumana iinzuzo ngokukhawuleza
Oku kufanele ukuba kube sisicwangciso-qhinga sakho sotyalo-mali seeholide. Azikho ezinye iinjongo ezichaphazelekayo. Nje ukuba la maqela agqitywe kuya kubakho ixesha elaneleyo lokuqokelela amanye amacebo ahlukeneyo, kumxholo wawo kunye nemihla ebekiweyo ajolise kuyo. Okomzuzwana, kuya kufuneka ujonge ekuhlalutyeni eli xesha. Ukufumana amaxabiso anokwenza ngcono kwaye unokubanakho ngakumbi ukuxabisa.
Akuyomfihlo ukuba kwezi veki zikhethekileyo iinjongo kufuneka ziphakanyiswe phantsi kweendlela ezahlukeneyo. Ungalibali ukuba awufuni ukwenza iimpazamo ezinkulu ezenza kube nzima kuwe ukufezekisa iinjongo. Unokuvunyelwa ukuba ube ndlongondlongo ngakumbi kwezorhwebo ozimiselayo ngaloo mihla. Ayikho enye injongo ngaphandle kokwenza ukonga kwakho kunenzuzo ngokukhuthala okukhulu. Kwaye ukuba ungonwabela iinzuzo ezinkulu ngezi holide, kungcono kakhulu. Iya kuba ngumvuzo wokuzinikezela kwakho kwicandelo lezemali.
Ukusuka kule meko inye, unokukhetha amaxabiso anamandla. Ukuze usebenze ngokungagungqi kuyo unokugqiba imisebenzi ngaphambi kwexesha. Kuya kufuneka ujolise kwiinjongo ezithile ezincinci, ezinokubekwa kwisiqwenga esikhoyo phakathi kwe-5% ne-10%. Oko kutyalo-mali olumndilili lwe-10.000 euros, oko kuya kuthetha ukubuya okujikeleze i-500 kunye ne-1.000 euro. Ukuba kunokwenzeka ngelona xesha lifutshane. Nanini na xa ukuvela kwamaxabiso kuyivumela.
Yiyiphi imilinganiselo omele uyikhethe?
Ngapha koko, inokuxabisa uninzi, ukuba iimeko eziyimfuneko zinikwa kwiimarike zezabelo. Ukuxhasa utyalomali ungalathisa imali kwixabiso elivela kwi ubuchwepheshe obutsha. Zilunge kakhulu kwezi meko zikhethekileyo. Ngesizathu esilula kakhulu esivela kubukhulu bayo obukhulu ekunyuseni iipesenti zokufumana imali.
Kukho namanye amacandelo alondolozayo anokucebisa kakhulu ukuba uvule izikhundla kwiKrisimesi. Omnye wabo uvela kwicandelo labakhenkethi. Banokuqokelela kwizicatshulwa zabo inkqubela phambili yokhenketho ngeli xesha lonyaka. Iinqwelomoya, iihotele, abaqhubi bezokhenketho okanye iipaki zemixholo Ezinye zezindululo ezinikezelwa ngamashishini alinganayo kwihlabathi liphela, kubandakanya nemarike yaseSpain. Kuthengiso lwesitokhwe sikazwelonke, ezona ngcebiso zibalulekileyo zichaphazela i-IAG, Amadeus, NH Hoteles okanye ikhonkco lendawo yokuhlala eSol Meliá. Banokuba lelinye lawona macandelo axhamlayo kwinkcitho ephezulu yabahambi.
Kananjalo awunakugweba iinkampani ezinxulumene nazo Amanqaku amahle. Elinye candelo elihlala lonyusa ingeniso yabo kwiiveki zasehlotyeni. Ukongeza, baphantsi kwamaxabiso esitokhwe okhuphiswano kakhulu. Kwiimeko ezininzi, bayakukhuthaza ukuba uvule izithuba kwezinye zazo.
Iingcebiso zotyalo mali ngeKrisimesi
Ukutyala imali ngexesha leeholide zasebusika kufuna ukuba ube negalelo kwindlela eyahlukileyo yokwenza. Ngenxa yale meko, kuya kufuneka uthathe ithuba lokuziphatha okuhle kule mihla. Inyathelo elilandelayo liza kusekelwa ekusebenzeni ngaphandle kwemali ephezulu kakhulu. Ewe kunjalo, akufuneki ushiye iakhawunti yakho yokutshekisha kwi-zero. I-50% iya kuba ngaphezulu ukwanelisa le mfuno.
Awunakukhetha ngaphandle kokuhlengahlengisa ukuthengwa kunye nokuthengiswa kwexabiso lezabelo kulungelelwaniso lomsebenzi. Ngaphezulu kwezinye izicwangciso zokuzigcina. Kungathetha imali eyongezelelweyo ukuchitha ezi holide ngovuyo olukhulu ... kwaye ngeyona ngxowa-mali yamaphephas. Ukufezekisa le njongo, musa ukungahoyi ukuba ungashiya imida yethu ukudibanisa izindululo zotyalo-mali.
Enye yezona ngcebiso ziluncedo kakhulu kukujongana nokuhamba kwemarike yemasheya ukusuka kwisambrela somcebisi wakho wotyalo mali kwibhanki yakho yesiqhelo. Yinkonzo yasimahla enokukunceda uhlangane neenjongo zezicwangciso zakho. Baza kukuxelela ukuba wenzeni kwezi veki kuxhomekeke kwifayile ye- iprofayile oyivezayo, kunye namanqanaba akho okuthatha umngcipheko ongalindelwanga kwimisebenzi oyivulayo kunaniselwano.