Iimali zotyalo-mali: ukuhanjiswa simahla njengenzuzo enkulu

ugqithiselo

Enye yeemveliso abatyali mali abancinci nabaphakathi bayikhethileyo ikakhulu yenziwe ngotyalo mali. Inkqubo ye- ezahlukeneyo ukuba ungazilolonga yenye yeenkuthazo zokuba urhumele. Ngaphandle komngcipheko wokungena ngqo kwiimarike ze-equity. Kodwa kukho enye into enokukuqhubela ukuba ukhethe kule modeli yotyalo-mali. Ayikho enye into ngaphandle kokuba ungabahlaba nangaliphi na ixesha nakwimeko. Kwaye yintoni ebaluleke ngakumbi, ngaphandle kokuba nefuthe kwiakhawunti yakho yokujonga. Kuba isebenza simahla ngokupheleleyo.

Ungadlulisa imali yotyalo mali, nokuba injani na. Ayinamsebenzi ukuba ngaba yingeniso eguquguqukayo, ilungisiwe okanye enye indlela okanye iifomathi ezixubileyo. Ngemfuno kuphela yokuba imali ilawulwe kwiqumrhu elinye okanye kwiqela lezemali. Kwelinye icala, ngumsebenzi olula ukufaka isicelo ongathethi naluphi na uhlobo lweekhomishini okanye inkcitho kulawulo lwayo.

Ukusuka kolu luvo, yimveliso elungileyo yemali kwimidla yakho. Ukuza kuthi ga kwinqanaba lokuba baya kukuvumela ukuba uhambise phambili utyalomali lwakho nangaliphi na ixesha. Umzekelo, kwimeko engathandekiyo yeemarike zezemali.

Ukuhanjiswa simahla ngaphandle kwemida

gratis

Enye into ebonelelwa yimali yotyalo mali kukuba ungayenza le misebenzi mda. Oko kukuthi, unokutshintsha amaxesha amaninzi njengoko ubona kufanelekile, ngaphandle kwalo naluphi na uthintelo kunye namaxesha ocinga ukuba achanekile, qalisa iindlela zakho zotyalo-mali.

Kwelinye icala, ukuba bhetyebhetye lelinye lamagalelo aphambili alo msebenzi. Ukuze nangawuphi na umzuzu onakho ukusuka kwimali engenayo ukuya kwingeniso emiselweyo okanye kungenjalo. Phakathi kwezinye iindlela ezininzi onokubonelelwa ngazo yimali yotyalo-mali. Ngale ndlela, kuyanceda ukuba uphuhlise isicwangciso sokuziqhelanisa nayo yonke imeko evela kuqoqosho lwamanye amazwe. Zombini kwinkqubo yolwandiso kunye nezo zilawulwa kukudodobala kwezoqoqosho. Ngamafutshane, unenkululeko yokuhambahamba kwiimarike zemali. Logama nje zenziwe kwiimali zotyalo mali ngokwazo.

Ukutshintshwa kwakhona akuvelisi nayiphi na into de kube iklasi ye imisebenzi yasimahla. Awunakulibala ukuba ayizukuchaphazela iziphumo zotyalo-mali lwakho. Nasiphi na isicwangciso osiphuhlisayo ukusukela ngoku. Ukuba sisihlandlo esibaluleke kakhulu kuwe sokutshintsha utyalo-mali lwakho ngamanye amaxesha kubomi bakho bezemali. Ngenxa yotshintsho kwiindlela zakho zokwenza ukonga kwakho kunenzuzo ngendlela efanelekileyo ngakumbi kunangaphambili.

Kutheni usenza iTransfer?

Ukutshintshwa phakathi kweemali zotyalo-mali kukusebenza rhoqo phakathi kwabatyali zimali abancinci nabaphakathi. Ihlala isemthethweni kuba awonwabanga kukuziphatha kwale mveliso yemali. Njengomphumo wendaleko embi yamanye amacandelo ayo. Xa ucinga ukuba ingxowa mali eyahlukileyo ingakhokelela kwinzuzo enkulu. Okanye ubuncinci njengesicwangciso sokumisa ilahleko onazo kude kube lelo xesha. Oko kukuthi, ucinga ukuba kuya kufuneka utshintshe indlela yakho yokufumana imbuyekezo enkulu kulondolozo.

Esinye sezizathu eziphambili zokusebenzisa eli nyathelo sisiseko ngenxa yomnqweno wokuhlaziya ubudlelwane bakho kunye nelizwe elinzima lemali. Isenokuba njalo ukugqitywa komjikelo wezoqoqosho okanye ngenxa yomnqweno wakho. Ukuba ucinga ukuba ngoku lixesha lokutshintsha ikhosi ngaphambi kwesimo esitsha kwi-panorama yoqoqosho lwamanye amazwe. Kakade, kunye nesicelo sayo awuyi kulahlekelwa kakhulu. Kodwa ngokuchaseneyo, yonyusa iminqweno yakho kunye nokuchacha kwakhona ngokwembono yeemvakalelo. Masibone ukuba izinto azenzekanga njengoko ubucinga ekuqaleni.

Ukumiselwa ngokusesikweni kwale nkqubo

Utshintsho phakathi kwemali yotyalo-mali lunokwenziwa nangaliphi na ixesha kunye nemeko. Ngokuthuthuzelwa kwikhompyuter yakho ekhaya okanye emsebenzini. Kuba ngumsebenzi lowo Imizimba ingekho ngaphezulu kosuku okanye ezimbini. Kuxhomekeke kwiziko lezemali apho unepotifoliyo yokhuseleko efakwe. Ukuze udluliselo phakathi kwemali lwenzeke ngenene, kuya kufuneka uchaze ukuba yeyiphi na le ngxowa-mali intsha apho imali yakho iza kuthunyelwa khona. Yiyo kuphela imeko oya kuyifezekisa. Le nkqubo, kwelinye icala, iya kufuna elinye ixesha lexesha lokuba baqale ukurhweba kwiimarike zezemali.

Emva kweentsuku ezimbini okanye ezintathu, le ngxowa-mali intsha iza kusebenza. Nokuba yeyiphi na uhlobo lweasethi yemali ojolise kuyo ngelo xesha. Ngayiphi na imeko, kuya kufuneka uqiniseke ukuba le nkqubo iphuhliswe ngokuchanekileyo. Ukuba nangasiphi na isizathu olu tshintsho alwenzeki, awuzukukhetha ngaphandle kokunxibelelana nebhanki yakho ukunxibelelana nokungasebenzi kakuhle kwinkqubo. Ngayiphi na imeko, ngezi ntsuku zimbalwa imali yakho ayizukuhlala mntu. Ngokufanelekileyo, awuyi kuthengisa kuyo nayiphi na imveliso yemali. Ngale ndlela, uyakuphulukana novavanyo olunokubakho kwingxowa mali yotyalomali entsha.

Ugcino olukhulu lwerhafu

mali

Abanye abatyali mali abayazi into yokuba ngokusebenzisa imali yotyalo-mali uza kuba nolondolozo olukhulu ngenxa yentlawulo yerhafu. Oku kuyenziwa yinto yokuba uya kuyiphepha ukuhlawulwa kweerhafu. Kwelinye icala kuya kufuneka uyenze ngenxa yokuphuma kwezi mveliso zemali. Oko kukuthi, ngokuthengisa. Isicwangciso esiliqili onokuthi uqhubeke ukusukela ngoku ukuya phambili kukukhuthaza ukuhanjiswa ngethemba lokuba unyango lwerhafu luza kuncipha. Ukuza kuthi ga kwinqanaba lokuba ungagcina iipesenti ezimbalwa zeepesenti ngokubhekisele kwiirhafu ezisebenza kuwe ngalo mzuzu kanye.

Esi sesinye sezizathu zokuba icandelo elilungileyo labatyali mali abancinci nabaphakathi lityekele kwesi sicwangciso sokuhlawula imali encinci. Ngaphandle kokuyeka ukubakho kwiimarike zezemali, nokuba yeyiphi na i-asethi yemali ocinga ukuba ifanelekile ngala maxesha. Ukongeza, ukwenza umsebenzi Kulula kakhulu ukuba kwenziwe ngokusesikweni Ayizukubangela nayiphi na ingxaki okanye ibe nolwazi olugqithisileyo ngale mveliso yemali yokubaluleka ngokukodwa phakathi kwabagcini.

Ngaba ukugqithiselwa kuhlala kunenzuzo?

Ngayiphi na imeko, omnye wemibuzo ekufuneka uzibuze yona kukuba ingaba lo msebenzi uza kuba luncedo ukukhusela umdla wakho. Ewe, le yinto ngekhe ukwazi ukuyiqinisekisa nangayiphi na indlela. Endaweni yoko, kuya kuxhomekeka kwindaleko yokubheja entsha oza kuyenza. Ngale ndlela, yonke into inokwenzeka ungenakulibala ukuba ujongene neemarike zezemali. Apho ungayifumana khona imali, kodwa uyilahle ngokuqinisekileyo. Nangona iminqweno yakho xa uqala le ntshukumo icacile ukuba ujongene nekamva.

Kwelinye icala, inzuzo iya kunyanzeliswa zezinye izinto ezikude kakhulu kule misebenzi kwiimali zotyalo-mali. Kodwa ngokuchaseneyo, iya kuveliswa kukuvela okungalunganga kotyalo-mali lwakho lwangoku. Kodwa ekugqibeleni, ayisosiqinisekiso sokuphucula isikhundla sakho kwiimarike zemali. Ngayiphi na imeko, awuzukukhetha ngaphandle kokukhetha esi sicwangciso-qhinga kwelona xesha linzima kwiminqweno yakho. Yinto ekufuneka ngokungathandabuzekiyo uyithathele ingqalelo ukuba ufuna ukwandisa ukubekwa kwakho kwezi mveliso zezezimali.

Iingcebiso zokudlulisa imali

iingcebiso

Ukuba ufuna ukuwenza lo msebenzi, awuzukuwenza ngokusemthethweni kuwo onke amatyala. Kodwa kwiimeko ezithile. Ukukunceda kulawulo lobutyebi bakho, siya kukubonelela ngezona zikhokelo zisebenzayo zokwenza lo msebenzi wobalo.

  • Akukho lula ukuba uyisebenzise rhoqo, nkqu kwawona maxesha mafutshane. Endaweni yokuchaseneyo, linda ixesha elifanelekileyo.
  • Ixesha elifanelekileyo lokuzenza ngaphambi kokuba libaluleke utshintsho kwimeko yezoqoqosho ngamazwe. Kuba unokuziqhelanisa namaxesha amatsha.
  • Ukuba ubona ukuba kwiinyanga ezininzi indlela yokuziphatha kwengxowa-mali echaphazelekayo ayifanelekanga, isenokuba yiyo uphawu oluchanekileyo lokuluhambisa kwenye ingxowa-mali ebonisa ithemba elingcono lokusebenza kwayo.
  • Kuhlala kunqweneleka ukuba sukuphambuka kwiindlela zakho zokuqala. Ngaphandle kokuba inyani ikuxelele ngenye indlela. Utshintsho olukhulu alukho kuzo zonke iimeko isigqibo esifanelekileyo sokukhusela iimfuno zakho kwaye kunciphe kwizicwangciso ezinobundlongondlongo.
  • Xa usenza ugqithiso phakathi kwengxowa mali, akukho mfuneko yokuba zisetyenziswe kuzo zonke. Kodwa ngokuchaseneyo, kuluncedo ngakumbi ukwenza le ntshukumo kwezinye zazo. Akucetyiswa ukuba ukwandiswa kokudluliselwa, njengokuba abanye abatyali mali bekholelwa.
  • Esi sisicwangciso esisebenzayo vuselela okanye uhlaziye ipotifoliyo yakho yotyalo-mali kwelona xesha libuthathaka. Ngaphezulu kwako konke ukuphucula ukusebenza kwemisebenzi yakho kwiimarike zezemali.
  • Kwaye okokugqibela, ungalibali ukuba ngumsebenzi oza kukunceda uhlawule irhafu encinci ukusukela ngoku. Ngokukodwa ukuba uyazi lawula ukuhanjiswa ngolungelelwano olukhulu kwizigqibo zakho. Ugcino, ke ngoko, luya kuba lukhulu kunezinye iindlela.

 


Yiba ngowokuqala ukuphawula

Shiya uluvo lwakho

Idilesi yakho ye email aziyi kupapashwa. ezidingekayo ziphawulwe *

*

*

  1. Uxanduva lwedatha: UMiguel Ángel Gatón
  2. Injongo yedatha: Ulawulo lwe-SPAM, ulawulo lwezimvo.
  3. Umthetho: Imvume yakho
  4. Unxibelelwano lwedatha: Idatha ayizukuhanjiswa kubantu besithathu ngaphandle koxanduva lomthetho.
  5. Ukugcinwa kweenkcukacha
  6. Amalungelo: Ngalo naliphi na ixesha unganciphisa, uphinde uphinde ucime ulwazi lwakho.