I-Dow Jones ibonakalisiwe kwiiseshoni zokurhweba zakutshanje ngokwaphula inqanaba lamaxabiso ngaphezulu kwe-61.8% yeFibonacci retracement kwaye isondela kumndilili wokuhamba ocacileyo onayo kwiintsuku ezingama-250. Inqanaba elinokusebenza njengokuchasana kwaye, ukuba lidlulile, linokunika umqondiso wokungena ukwenza ulondolozo lube nenzuzo ukusukela ngoku. Ukusuka apho kungasetyenziswa isicwangciso-mali esinoburhalarhume kwaye sijolise kuzo zonke iiprofayili zabatyali mali abancinci nabaphakathi, ukusuka kolona qikelelo kuye kolona luphakathi okanye olugcinayo. Kukuphi na okucacisa ithuba lokushishina kwiimarike zamashishini ezingenanzala emisiweyo.
Inyani yokuba iDow Jones idlula inkxaso yexesha elifutshane inokuba luphawu lokuba ukubuyiswa kweemarike zezabelo kuyinyani emva kwengxaki eveliswe kukwanda kwecoronavirus ukusukela ngoMatshi. Apho i-Dow Jones yenye yezona zinto zisebenza kakuhle kwi-indices kwiplanethi nakwihlabathi lemali. Ngandlela thile, kubangelwa kukunyuka kwamaxabiso ezobuchwephesha zezona ziye zachasa eyona coronavirus kwihlabathi liphela. Apho iNasdaq ibikwintsimi elungileyo ngokubhekisele kwinzuzo yayo yonyaka, ngenzuzo ejikeleze i-3% okanye i-4%.
Ukusuka kolu luvo ngokubanzi, alithandabuzeki elokuba enye yezona ndlela zifanelekileyo kubo bonke abatyali mali kukuya kwiimarike zezabelo zaseMelika. Bagcina imeko ethe kratya yokunyuka phezulu, ubuncinci kwinto ebhekisa kwixesha eliphakathi kwaye ingakumbi ixesha elide elisebenza phantsi kwazo zonke iintlobo zezicwangciso kutyalo-mali lwabasebenzisi bempahla. Kwaye oko kungagcinwa de kube kubanjwe unyulo lukaMongameli wase-US ngasekupheleni kokuwa. Le yinyani enokuthi ichaze ngokuqinisekileyo ukuvela kweDow Jones kunye nezinye ii-indices zesitokhwe kweli lizwe.
UDow Jones uqhubekile ukusukela ngo-2012
Akunakulityalwa ukuba i-Dow Jones ibisentsimini elungileyo ixesha elide kwaye ke ngawo nawuphi na umzuzu inokumisa uhambo lwayo kwimarike yemasheya. Ngenxa yokuba kuya kufuneka ugxininise ukuba akukho nto inyukayo okanye yehla ngonaphakade, kuncinci kwilizwe elihlala linzima kwimarike yemasheya. Kwaye ke akuyi kubakho khetho ngaphandle kokucinga ukuba ugqatso olonyukayo luya kugqiba uhambo lwalo kwiinyanga ezizayo. Ngoku umbuzo kukufumanisa ukuba le meko intsha iyakwenzeka nini kwiDow Jones kwaye kufuneka siyilungiselele. Kwaye ke ngoku lixesha lokuba ubuyele kwiimarike zamashishini ezingenanzala emisiweyo e-Europe xa ugqithisa imali kunye nengeniso, kanye njengokuba abatyali zimali benemfundo ethe kratya kwiimarike zezemali.
Ewe kunjalo, esi sesona sicwangciso siluncedo kakhulu kutyalo-mali kubo bonke abagcina imali kuba ivumela ukuba bakhethe awona mathuba aphezulu oshishino kolu didi lweeasethi zemali. Kungenxa yokuba akukho mathandabuzo ukuba kungekudala okanye emva kwexesha imakethi yesitokhwe yaseMelika izakuphulukana namandla ayo. Ayothusi into yokuba ikwindlela enyukayo ukusukela oko waphela uqoqosho ngo-2008 kwaye ke lelona nqanaba liqinisekileyo kwimbali yalo yonke. Ngokuhlaziywa kwakhona phantse kwe-80% kunye nokukhokelela kwinkqubela phambili kwihlabathi liphela. Ngamanye amagama, i-Dow Jones yeyona ntengiso yezemali inenzuzo kule minyaka ilishumi idlulileyo kwaye le yinto ekufuneka ivavanyiwe xa sisenza utyalo-mali lwethu ukusukela ngoku.
Kufuneka wenze ntoni ngoku?
Isigqibo sabatyalomali sinzima kakhulu ngenxa yeempawu zentengiso yemali ngeli xesha. Kuba ngokusebenza kwayo, ukubanakho ukuphononongwa kwakhona kukhombisa ukuba ikhathele okanye ikwisigaba sokwenza le nkqubo. Kwaye ke kufuneka sivavanye ekufuneka sikwenzile ukusukela ngalo mzuzu ukuya phambili. Kule meko ngokubanzi, kufuneka sijonge ezinye iindlela esinokuthi sizenze ukuba imali ekhoyo ifumane inzuzo kule minyaka izayo okanye kwiinyanga. Kule meko, kufanele ukuba kuqatshelwe ukuba iDow Jones inokuba ifikelele esiphelweni sokubaleka kwayo kwaye ubuncinci inokuthatha ikhefu ekubumbeni ixabiso layo kwiinyanga ezimbalwa ezizayo.
Njengenye indlela yotyalo-mali, ukuba kukho uhlengahlengiso kuqingqo-maxabiso lwezabelo kwi-Dow Jones kusenokwenzeka ukuba ekugqibeleni ibe lixesha lokubuyela kwiimarike zesitokhwe zelizwekazi elidala. Kungenxa yokuba banokuba nomendo omde onyukayo njengesiphumo sokukhula kwabo okuncinci ukusukela nge-2013 kwaye kwezinye iimeko benziwa njengamaxabiso anokuqwalaselwa njengamathuba oshishino ayinyani. Uqikelelo, kwezinye iimeko, malunga ne-20% okanye i-30%. Ukuza kuthi ga kwinqanaba lokuba ipotifoliyo yezokhuseleko kufuneka itshintshwe ukuze ikwazi ukuhlangabezana nolindelo lwethu, okungenani ukuphela konyaka. Kumsebenzi ongathandabuzekiyo ukuba uyakuba nzima kakhulu kwinxalenye elungileyo yabatyali mali abancinci nabaphakathi.
Unyulo lukaMongameli eMelika
Enye into ekufuneka ithathelwe ingqalelo ukuze isebenze kwi-Dow Jones ngalo nyaka kukuba ekupheleni kwaloo nto kuzakubanjwa unyulo lobumongameli baseMelika. Apho ngokwesiqhelo ukunyuka kweemarike zezabelo kusebenza kwaye ke ngekhe kumangalise ukuba bekukho ukutsala okutsha okuya kuthi sonke sinokuthatha ithuba lokufumana inzuzo kwimisebenzi yentengiso yemasheya yale marike yezemali. Ngethemba lokuba iya kuba sesona sigxina sigqibeleleyo esiye sahlala iminyaka emininzi sisebenza. Ngokwenza okungcono kunoko kunendawo ye-euro.
Enye into eyahlukileyo kakhulu kukuvela kwamaxabiso adityanisiweyo kwicandelo lobuchwephesha obutsha kwaye adweliswe kwiNasdaq. Ukulindela kwayo kubhetele kuba igcina ixesha eliphakathi kuwo onke amaxesha anokubakho: amafutshane, aphakathi kwaye made. Ukusuka apho kunokwenzeka ukuba uvuleke kwizikhundla nokuba lelona xesha lide lokusisigxina. Kuba ayinakulityalwa ukuba nakweyona mininzi ixhalabisayo kulwandiso lwe-coronavirus iye yaziphatha ngcono ngakumbi kunenye indices zentengiso yesitokhwe. Ukufikelela kwinqanaba lokuba ngenyanga kaMeyi igcine inzuzo elungileyo yonyaka, imida isondele kwi-3%. Ukwahluka kwiimarike zamashishini ezingenanzala emisiweyo.
Ukwahlukahlukana kwiindawo zobume
Ewe kunjalo, yintoni enokulityalwa kukuba ngeli xesha le-coronavirus kubekho umahluko omkhulu phakathi kweemarike zezemali ukusuka kwelinye icala leAtlantic ukuya kwelinye. Into esebenze ngokungathandabuzekiyo ukulungiselela ipotifoliyo yotyalo-mali ngabatyali mali abancinci nabaphakathi. Ngaphaya kohlobo lwamaxabiso abakhethe ukuwasebenzisa kumaxesha anzima njengalawo besikhe sahlala kuwo kwezi nyanga zika-2020. Ngelixa kwelinye icala, asinakho ukulibala inyani yokuba ii-indices zaseMelika ziqale zisuka ngakumbi isigaba kunabantu baseYurophu. Ngokwahluka okungaphezulu kwe-15% kwaye oko kuncede aba batyali mali ukuba baphucule imida yabo yenzuzo kurhwebo kwimarike yemasheya. Kunye nenyaniso yokuba amandla ayo aye acaca iminyaka emininzi kwaye kukhokelele kugqithiso lweeasethi zemali kule minyaka idlulileyo. Kwelinye icala, inokuba sele ilixesha lokuvala izikhundla kwiDow Jones emva kweminyaka emininzi yorhwebo olunenzuzo kwiimarike zezabelo. Kungenxa yokuba eneneni sinokuthi sibe sesiphelweni sexesha elide ukuba le ntengiso ibalulekileyo yezemali ivelile.
Ngokwalo mbono, asizukukhetha ngaphandle kokutshintsha isicwangciso-qhinga sethu kwiimarike zezabelo, sithathe ithuba ngokwenzekileyo kwezi ntsuku zokwandiswa kwe-COVID 19. Isenokuba sisizathu esifanelekileyo sokulungisa ezinye iimarike zezemali kwezinye iindawo ezinendawo ezinokubanombulelo ophezulu ngeli xesha. Kungenxa yokuba ekuphelisweni kosuku kukuvuleleka kwamathuba amatsha kwihlabathi lemarike yemasheya kwaye ungaze uzinze kuba esi sicwangciso sinokuphulukana nemali kuphela kwiintshukumo esizenzileyo. Ngokuqinisekileyo esi sisifundo ekufuneka sisifunde kwezi ntsuku zinzima ukusuka kwindawo yokujonga utyalo-mali lomntu ngamnye. Apho ungalahla khona umvuzo ofunyenwe kwiminyaka edlulileyo.
Ukuqonda Umndilili weDow
Umndilili weDow Jones woShishino yenye yezona ndawo zikhangelwe ngokuthe kratya kwihlabathi. Kubalwa ngokusekwe kumaxabiso esitokhwe eenkampani eziphezulu zase-US ezingama-30. Ayisiyo i-avareji yesiko. Endaweni yokuba icwangciswe ngendlela yokuba intshukumo yedola enye kwixabiso lesitokhwe layo nayiphi na inkampani iya kutshintsha umndilili weDow Jones ukuya kwinqanaba elifanayo.
I-Dow, njengoko ihlala ishunqulelwa, ihlala ibonwa njengomlinganiso wentsebenzo yentengiso iyonke, kwaye xa iwela umqobo obalulekileyo, onje nge-10.000 ngexesha le-dot-com boom ngasekupheleni kweminyaka yoo-1990 okanye ngama-20.000 XNUMX kutshanje , ithathwa njengeyona nto ibalulekileyo kwintengiso yesitokhwe ebanzi.
Iinkampani okwangoku kwiDow Jones Industrial Average zibandakanya amagama asekhaya anje ngeWalt Disney, iCoca-Cola, IBM, iDepho yasekhaya, iNike kunye neApple.
Tyala imali kwiinkampani zeDow Jones
Kuba zonke iinkampani eziphakathi zeDow Jones zithengiswa esidlangalaleni, unokukhangela uluhlu lweenkampani zeDow Jones kwaye uthenge izabelo nakweyiphi na kuzo. Nayiphi na inkampani yokuthengisa ngokuthengisa impahla iya kuba nakho ukukunceda ukuba uthenge izitokhwe, ke jonga enye inqanaba lenkonzo yabathengi kunye nolwakhiwo lwekhomishini oyithandayo.
Khumbula ukuthathela ingqalelo iikhomishini ezihlawulwa ziifemu zabarhwebi xa usenza isigqibo sokuba uthenge okanye uthengise izitokhwe, njengoko zinokusebenzisa inzuzo yakho okanye zonyuse ilahleko yakho. Ezinye iivenkile zokurhweba kwi-Intanethi zibonelela ngorhwebo-lwasimahla kwezinye okanye kuyo yonke imisebenzi, enokuthi ichaphazele izigqibo zakho zotyalo-mali.
Ungalibali izabelo
Izitokhwe ezininzi kwiDow Jones Umndilili woShishino zihlawula izabelo, eziyintlawulo evela kwiinkampani ukuya kubanini zabelo. Banokuchaphazela ukuba ufumana malini ukuba nezabelo kunye nokuhla kwamaxabiso phakathi kwexesha lokuthenga kunye nentengiso. Sebenzisa ikharityhuleyitha yokubala intlawulo kwi-Intanethi ukubala ukuba ingakanani na ingeniso yenkampani ayihlawulayo kwizabelo. Jonga kwakhona isivuno senkampani, eyintlawulo yonyaka ezahlulwe ngexabiso lesabelo, xa usenza izigqibo zakho zotyalo-mali.
Njengaso nasiphi na isigqibo sotyalo-mali, uphando kwiinkampani zeDow ngaphambi kokuthatha isigqibo sokurhweba izitokhwe zazo. Unokufunda iindaba zosasazo kunye nabahlalutyi, ulwazi olufumanekayo kwintengiselwano yakho, kunye nolwazi kwiifayile zikarhulumente. Ezi zinto ngokubanzi ziyafumaneka ngee-portal zabarhwebi kwi-intanethi, ngokusebenzisa iiwebhusayithi zobudlelwane babatyali zimali, kunye nakwiKhomishini yoKhuseleko kunye noTshintshiselwano.
Izicwangciso zokuthenga ngokuthe ngqo
Ezinye iinkampani zikuvumela ukuba uthenge izabelo zakho ngokuthe ngqo kubo ngaphandle kokusebenzisa umrhwebi wemveli. Ngamanye amaxesha, oku kunokuba sisivumelwano esingcono kunokutyala imali kunye nomrhwebi, kodwa kuya kufuneka uqiniseke ngokuthelekisa intlawulo kunye neentlawulo ezibandakanya iindlela ezahlukeneyo, kunye nokuqaphela nayiphi na imiqobo xa unokuthenga okanye uthengise isitokhwe. Ukuba sele unayo i-akhawunti yomrhwebi, kunokuba luncedo ukuphanda ukuba kufanelekile ukuba nezabelo kwiinkampani ezahlukeneyo ezilawulwa ngeakhawunti eyahlukileyo.
Uninzi lwezicwangciso zokuthengwa kwesitokhwe ngokuthe ngqo zikuvumela ukuba uphinde utyale izabelo kwizabelo ezininzi zenkampani.
Ukuba ungumqeshwa wenkampani eyinxalenye ye-Dow, okanye nayiphi na inkampani ethengisa esidlangalaleni, unokuba namathuba akhethekileyo okuthenga isitokhwe kumqeshi wakho, ngokunokwenzeka njengenxalenye yesicwangciso somhlala-phantsi. Jonga into efumanekayo kuwe ngendawo yakho yempangelo kunye nendlela ezo zinto zikhetha ngayo xa zithelekiswa namanye amathuba otyalo mali.
Ukuthenga iiNgxowa-mali zeDow Index
Ukuba ulindele ukuba i-Dow Jones Umndilili wezoRhwebo ngokubanzi uza kunyuka, ukuthenga ingxowa-mali yesalathiso elandelela iinkampani kwisalathiso kunokuba yinto enomdla. Ingxowa-mali yesalathiso sisithuthi sotyalo-mali esilanda isitokhwe ngokomgaqo othile, njengokulandela zonke iinkampani kwisalathiso esaziwayo sesitokhwe. Kuba imali yesalathiso ayifuni ubungcali boluntu ukukhetha amasheya, bahlala behlawulisa imirhumo esezantsi kunemali yesiqhelo elawulwayo.
Iimali zesalathiso zihlala zidlulisa izabelo ezihlawulwe kwizabelo ezisisiseko kubatyali mali, kwaye unokukhetha ukuzifumana ngokuthe ngqo njengeentlawulo okanye uphinde uzifake kwizabelo ezingaphezulu kwingxowa-mali. Ngokubanzi, uya kurhafiswa kwisahlulelo ngonyaka ozifumanayo, nokuba uyaziphinda uzityale okanye hayi.
Uninzi lwemali yenkcazo elandelela i-Dow Jones ye-avareji yemizi-mveliso yimali yokurhweba ngokutshintshiselana, oko kuthetha ukuba zithengwa kubaninzi bee-brokers zisebenzisa uphawu lweeticker, olufana nokuthenga isitokhwe. Ukuba unomdla kutyalo-mali kwi-Dow ETF, jonga enye enesakhiwo sentlawulo oyithandayo kunye nesinika inkampani oyithembileyo.
Thengisa okanye ulinde?
Okwangoku apho inzuzo eyinkunzi iqala ukubonakala kutyalo-mali olwenziwe, kuyinto eqhelekileyo ukuba abo bagcina imali baqwalasele ukuba lixesha elifanelekileyo na lokuthengisa okanye, ngokuchaseneyo, kungcono ukuba ulinde izibonelelo ukuba zibe nkulu ngakumbi, ekuyimfuneko ukulungiselela ngaphambili isicwangciso-qhinga apho iinjongo zomtyalomali zisikelwe umda, ngokuxhomekeke kwiprofayili yabo, imiqathango ekujoliswe kuyo kunye nenkunzi eyinikwayo, eya kuthi ekugqibeleni inyanzelise ukuba ithathe isigqibo ngenye okanye enye indlela yokutshintshiselana.
Kwiimeko zokuya phezulu, eyona nto isengqiqweni kukubamba utyalomali de amaxabiso angcono afezekiswe kwikoteyishini yayo okanye kude kuvele imiqondiso ebonisa ukuphela koku, nangona kukho umngcipheko wokuwela kwiimeko ezingaqhelekanga ezinokuthi zenze ukuba iwele Ixabiso elibonakalayo kunye nokulahleka okulandelelweyo kwingxelo yakho yengeniso.
Kububulumko ukukhetha ifomyula edibanisa umlinganiso wokhuseleko lomngcipheko njengesicwangciso sokugcina izixa ezikhutshiweyo, ngakumbi kula maxesha e-bearish apho kulula khona kwiinzuzo ezincinci ezifumanekayo ukuba zibe ziiseshoni ezimbalwa zokurhweba ngamanani abomvu kutyalomali Ngengxakeko, ke, kukuba uthengise ngeziphene okanye ungene nzulu kuzo.