Ukuphela kweeholide kuzise nendima enkulu kwintengiso yotshintshiselwano lwangaphandle. Kude kube kuchaphazela ubulungisa kwihlabathi liphela. Kuba amandla e-euro yeyona nto ixhaphakileyo kwiimarike zezemali. Akumangalisi ukuba imali yommandla woluntu igqithe kumanqanaba e-1,20 yeedola okokuqala ukusukela ngo-2015. Ngamandla akhokelela kulungelelwaniso kumaxabiso ezona mali ziphambili zamanye amazwe kwaye oko kuchaphazela abatyali mali abaninzi ukuba bahlengahlengise iipotifoliyo zabo zotyalo-mali besebenzisa ukubuya kwabo eholideyini. Kwinto eyenziweyo kwezona ndaba zibalulekileyo ezisizise ngo-Agasti.
Oko iibhanki eziphambili zidibene eJackson Hole (eUnited States) imali yaseYurophu uyixabisile phantse i-3%. Ewe kunjalo, esinye sezizathu zokuqaqambisa amandla amakhulu emali enye yaseYurophu inxulunyaniswa nomgaqo-nkqubo wezemali kwicala lebhanki yaseYurophu yokukhutshwa. Ngale ndlela, amagqabantshintshi kaMongameli weBhanki eNkulu yaseYurophu (i-ECB) ngokusebenza kakuhle koqoqosho lwaseYurophu awunakulityalwa. Kwaye oko kutolikwe ziimarike zezemali njengesilumkiso malunga nokurhoxiswa kwesikhuthazo yibhanki ekhupha iYurophu.
Ngayiphi na imeko, i-euro inyukele phezulu ukusukela ekuqaleni kwalo nyaka, ngakumbi ngokubhekisele kutshintshiselwano ngemali yaseMntla Melika. Inyani elandelwa kakhulu ziiarhente ezahlukileyo zemali. Nangona bengenakukufumanisa ukuba isilingi inokuba yintoni i-euro enokufikelela kuyo kwiintsuku ezimbalwa ezizayo. Ngokuchasana okubaluleke kakhulu kumanqanaba e- $ 1,35, nto leyo eya kuthetha ukuxabisa ngakumbi ukuphela konyaka. Inye kuphela into eqinisekileyo kwaye yile yokuba imarike ye-forex ibuyele ekuqaqambeni. Ngokwanda okubonakalayo kokungazinzi, njengoko kunokubonwa kwezi ntsuku.
I-euro yomelele kunakuqala
Elona xabiso liphezulu efikelele kulo i-euro kwezi ntsuku, ngokubhekisele kwimali yase-United States, ibe yi- $ 1,205. Utshintsho alubonwanga kwiinyanga ezimbalwa ezidlulileyo, nakwiminyaka emithathu edlulileyo. Oko kuthetha ukuba imali enye yaseYurophu ixabise kungekho ngaphantsi kwe-15% ukuza kuthi ga ngoku kulo nyaka. Ukuhlala njenge yenye yezona asethi zemali zinenzuzo kulo nyaka. Ngaphezulu kweemarike zezabelo ngokwazo, ezipesenti zabo zixhasa i-10% ngokomndilili kwiimarike eziphambili zamanye amazwe. Abatyalomali baphinde bajika babona imali yabo kutyalo-mali. Nangona ingabo banamava kakhulu abavula izikhundla emva kokubuya kwixesha labo lasehlotyeni.
Ngayiphi na imeko, inye kuphela into eqinisekileyo malunga nabasindisi kwaye kukuba imeko yokuxabisa yemali yaseMelika iphelile. Emva kokuthatha le nkqubo ixesha elide kunokuba kuqikelelwe. Kuba ngokusebenza oko, ibikukuyiphuhlisa ukusukela ngo-2014. Nantoni imeko entsha iyavula kwilizwe lotyalo-mali kwaye ngakumbi ikakhulu kwiimarike zezabelo. Ngokuchanekileyo ngexesha apho kwakungekho mntu ubala kubo, okanye ubuncinci kakhulu abahlalutyi bezemali. Ngayiphi na imeko, yimeko entsha apho abatyali mali abancinci nabaphakathi kuya kufuneka baphile nayo ukusukela ngoku.
Impembelelo kwintengiso yesitokhwe
Ngelixa zizindaba ezimnandi kuqoqosho lwelizwekazi elidala, ayizizo ezo zinto zilungile kwimarike yemasheya ngokubanzi. Ibonakalisa imeko engcono yecandelo loshishino loluntu, kodwa ngeziphumo ezibi kwezinye iindawo zoqoqosho. Ukusuka kule meko intsha, ayizondaba zimnandi kwimarike yemasheya okanye kubatyali mali. Ngale ndlela, amandla e-euro azise ukuwa okubanzi kuzo zonke ii-indices zaseYurophu. Ngokukodwa, I-Eurostoxx 50 iye yehla phantse i-2% kule veki iphelileyo kwaye kubonakala ngathi imeko yayo iyabanda. Ubuncinane kwixesha elifutshane.
Ngokuhla kwexabiso phantse kuwo onke amacandelo, phantse ngaphandle kokukhetha. Ayililo ixesha, ke, lokungena kwiimarike ze-equity, kodwa kuyacetyiswa ngakumbi ukuba ulinde iintsuku ezimbalwa ukuze ubone ukuba luyintoni utshintsho lwentengiso yemali ukusukela ngoku. Ewe kunjalo, ukwehla ezantsi kweesalathiso zesitokhwe kubonisa inyani entsha ebekwe kwimarike yotshintshiselwano lwangaphandle.
Izibonelelo ze-euro eyomeleleyo
Nangona kunjalo, kukho izibonelelo ezithile kwixabiso eliphezulu lemali eqhelekileyo yaseYurophu. Ngaphandle kokuya phambili, iindleko ezisezantsi zokungenisa iimveliso zangaphandle kwe-European Union. Umzekelo, ekuthengweni kweoli Kwiimarike zezemali kuba ixabiso lokusebenza lisetelwe kwiidola. Kwelinye icala, ukonyusa ukuthembeka kweprojekthi yaseYurophu ngexesha apho kukho amathandabuzo amaninzi ngesisombululo sayo. Ukongeza, oko kuthetha ukuba uqoqosho kule ndawo luqhuba ngcono kunolo luqikelelweyo kwiingxelo ezithile zexesha elifutshane.
Kodwa iimfuno zoqoqosho azisoloko zingqamana nezo zeemarike zezemali. Kuba kunzima ukukholisa wonke umntu. Ukongeza, olona tshintsho luphezulu alukho kuphela kwimali yaseMntla Melika, kodwa ngokubhekisele kwiponti yesiNgesi. Ayothusi into yokuba utshintsho kule asethi yemali yi-0,9299 yeepawundi nge-euro nganye. Amanqanaba angazange abonwe ukusukela ukuphela kuka-2009. Apho i- Iziphumo zeBrexit Banokwenza okuninzi ngezi zicatshulwa kwimarike ye-forex. Ukuya kwinqanaba lokuba baqhubeke nokujula kwiiveki ezizayo.
Ukungancedi ekuxabiseni i-euro
Kwelinye icala, i-euro eyomeleleyo ineziphumo ezibi. Enye yezona zinto zibaluleke kakhulu inento yokwenza nayo ukunyuka kweendleko zokuthumela ngaphandle. Ukuya kwinqanaba lokuba kunokubangela ukungalingani okukhulu kuqoqosho lwasekuhlaleni ukusukela ngoku. Kwakhona ukungavisisani phakathi kwezezimali kunokubangela ukuba ukusikwa kweemarike zesitokhwe kwilizwekazi elidala kubonakale ngakumbi ukusukela ngoku. Ngothotho lwamaxabiso anokuba novakalelo ngakumbi ekuphuhliseni ezi ntshukumo ziphantsi. Umzekelo, abameli bezinto ezibalulekileyo icandelo lebhanki.
Kuba akufuneki ilibale ukuba ukuba izinto ezikhuthazayo zoqoqosho ziye zarhoxiswa kummandla we-euro, amaqela amakhulu ezemali aya kuchaphazeleka kakhulu kwaye ngaphezulu kwamanye amaxabiso. Kwakhona iinkampani ezinamatyala amakhulu Oko kuya kuba nzima ukulungisa le ngxaki kwingxelo yabo yengeniso. Amaxhoba ale meko kwaye kufuneka ubathathele ingqalelo ukulungiselela ipotifoliyo yotyalo-mali wakube ubuyile eholideyini. Ngokukwanjalo, kuya kuba nzima ngakumbi ukusebenza kwiimarike zemali ngenxa yokonyuka okukhulu kokungazinzi ukusuka kwinyanga kaSeptemba.
Uluhlengahlengisa njani utyalomali?
Elinye lamaqhinga oza kuba nalo ngaphambili kukukhokela imeko yolondolozo lwakho ukusukela ngoku. Mhlawumbi lelona xesha lilungileyo lokuhlengahlengisa izikhundla kwii-equities zaseYurophu kwaye uye kwezinye iindawo zejografi ezinokubonga kakhulu kwizindululo zabo zesitokhwe. Malunga ne amacandelo lawo ekrwada Unokuba ngomnye wabakhethiweyo. Ngokukodwa ioyile, enokunika into eyothusayo ngoSeptemba. Ngokubhekisele kwingeniso esisigxina, kunokuba kufanelekile ukuya kwiibhondi zepheripher, kodwa kuphela ngamaxesha amafutshane kakhulu. Babonisa ubudlelwane obuhle phakathi kwengeniso kunye nomngcipheko kubasebenzisi okwangoku.
Ngale ndlela, iinkampani ezingenisa elizweni ziya kuba zezona zibhentshi zikhuselekileyo ukukhetha ipotifoliyo efanelekileyo yotyalo-mali. Kwelinye icala, kwimarike yotshintshiselwano lwangaphandle kunokwenzeka ukuba ufumane inzuzo ebalulekileyo. Kodwa iya kufuna amava abanzi kolu hlobo lokusebenza. Kungenxa yokuba kufuneka zikhawuleze kwaye, ukuba kunokwenzeka, zibekwe kwiseshoni enye yokuthengisa. Oko kukuthi, ngokwaziwa imisebenzi yangaphakathi. Ayothusi into yokuba iyakuba yenye yeemarike zezorhwebo ezisebenzayo. Ngokukodwa, ngalo lonke utshintsho olunxulunyaniswe nemali enye yaseYurophu.
Ngayiphi na imeko, inye kuphela into ecacileyo kwaye kukuba amandla e-euro aya kuvelisa ubudlelwane obutsha kwii-asethi ezahlukeneyo zezemali. Apho kuyakufuneka usebenzise eli nyaniso lifanelekileyo eliqhume ekupheleni kweeholide. Kuba le meko kwi-euro kufuneka isebenze kuzo zonke iimeko ukuphonononga amathuba amatsha eshishini. Ngokuqinisekileyo baya kuvela nakwimida eyahlukeneyo kutyalo-mali. Kuhleli kuphela ukubonisa ukuba le meko kwi-euro yeyokwexeshana okanye ukuba okwahlukileyo kuya kusekwa ixesha elide kunokuba bekulindelwe ngabahlalutyi bezemali. Ngayiphi na imeko, elinye lamaqhosha kule meko liya kuhlala kwinto yokuba utshintsho lwe-1.25 okanye i-1,30 yeedola. Ukuze ukwazi ukuqhubeka nokunyuka kwamaxabiso. Kuya kufuneka silinde iiveki ezimbalwa ukuze sibone ukuba loluphi na uhlobo lwentengiso olunokuphuhla.