Enye yeasethi yemali ebonisa eyona inomdla kwiimarike ezijikeleze iiholide yi-bitcoin. Emva kwamandla abonisiweyo unyaka wonke, kubonakala ngathi izinto azihambi kakuhle koku cryptocurrency. Inyanga kaSeptemba ayenzanga nto intle kwixabiso layo ukusukela kwixabiso layo iwile kwisiqingatha sokuqala senyanga ngaphezulu kwe-30%. Olunye umahluko omkhulu onokufunyanwa kuyo nayiphi na intengiso yemali. Nangona kule meko sithetha ngento ekhethekileyo ethi abatyali mali abancinci nabaphakathi basalinde yona. Kwiimeko ezininzi ukuvula izikhundla ukusuka kulo mzuzu. Kodwa ngaba ukwimeko ezilungileyo zokuzibeka yena?
Ukuhla kwexabiso kwe-bitcoin okoko kufikileyo ixesha layo lonke eliphakamileyo kwi-4950 yeeRandi inomdla kakhulu kubo bonke abaqhubi. Iingcali ezinika inkcazo engaphaya kokuqonda ukuze ziqonde ezi ntshukumo ngequbuliso kwiimarike zezemali. Ihlala e-China, emva kokuba enye yeemarike zayo ithethile ukuba iyakuyeka ukuthengisa i-bitcoins ekupheleni kwenyanga. Esi siganeko sineendaba sikhokelele abatyali mali abaninzi ukuba bemke kwizikhundla zabo.
Nangona eyona nto ibaluleke kakhulu kukuba le ntshukumo yeyethutyana okanye ukuba ngokuchaseneyo iya kuqhubeka ixesha elide. Kuba ngokuxhomekeke kolu tshintsho lubalulekileyo, banokuthi okanye bangabinakho yehla ukubola kwiinyanga ezizayo. Kukubaluleka koku kwehla kwixabiso le-bitcoin, yokuba ukuba utyale i-100.000 euros kule asethi yemali, uya kube ulahlekelwe malunga ne-30.000 ye-euro xa ubuya eholideyini. Ngayiphi na imeko, ilahleko ekunzima kakhulu ukuzithatha kwaye ezinokwenza ukuba utyalomali lube ngaphezulu koyedwa okwangoku.
I-Bitcoin: izizathu zokuhla
Indawo yentengiso ye-BTC yase-China ekwi-Intanethi iyakuyeka ukwamkela ubhaliso olutsha kwangoko emva kokuqwalaselwa kwezindululo zikarhulumente. Ezi ndaba zodwa ziye zehla ixabiso lale mali yenyani. Kodwa okubi kakhulu, imeko inokuba inamandla, okanye ibukhali ukusukela ngoku ukuya phambili. Ngumcimbi oxhalabisayo kakhulu kubaxhasi abaninzi besindululo sotyalo mali. Ukongeza, abasemagunyeni baseTshayina babesele belumkisile iiveki ezininzi malunga nesidingo sokulawula le mali yedatha phambi kobuninzi beentengiselwano zolwaphulo-mthetho. Inyani enokubangela ukwehla okutsha kunye nokubi.
Kodwa ayingobaphathi baseAsia kuphela abaye bavuma ezi nkxalabo. Ezinye iibhanki kunye namaqela otyalo-mali nawo athathe inxaxheba kwezi mvakalelo zentengiso. Ukuya kwinqanaba lokuba abanye babo beza kuthathela ingqalelo ubuqhetseba kunye nelinye lamaqamza amakhulu kule minyaka idlulileyo. Ngale ndlela, Isilumkiso kufuneka ibe yenye yezona zinto zisebenza kuyo yonke imisebenzi yakho. Kuba, enyanisweni, ungaphulukana nemali eninzi kunokuba bekucingelwa ekuqaleni. Akumangalisi ukuba uzibuze ukuba kufanelekile na ukuthatha izikhundla kule ngqekembe ikhethekileyo.
Ukuthengisa uxinzelelo ngomzuzu wokugqibela
Ngayiphi na imeko, ayizizo zonke izimvo zabalamli bezemali ezingalunganga malunga nesidingo sokutyala imali kulondolozo lwendalo. Ngayiphi na imeko, bayalumkisa ukuba ubulumko kufuneka ibe yeyona nto iphambili kubatyali mali. Kungenxa yokuba abanakulibala ukuba ngokuqinisekileyo yinto enobungozi ngenxa yokuntsokotha kwayo. Ngaphandle kwazo zonke, le mithombo minye icebisa ukuba kunokuba lutyalomali olunomdla ukuba nje isixa esabiweyo asikho ngaphezulu. Kodwa ngokuchaseneyo ayimele ngaphezulu kwe-10% yesabelo-mali. Iya kuba ngaphezulu nje ngokwaneleyo ukuthatha izikhundla kwaye uzame ukwenza okona kulondolozwa ngexesha elifutshane. Kungenxa yokuba, ukusebenza kwayo kujolise kwixesha elifutshane, kungaze kube yimigqaliselo emide.
Nangona kunjalo, abathengisi bamazwe aphesheya bakwachaza ukuba i-bitcoin ibonisa uthotho lwezinto ezingaziwayo ezingekacaciswa. Kwaye ucinga ukuba umthwalo owongezelelweyo ekusebenzeni kwemali yakho. Kuba awungekhe ulibale ukuba akukho mveliso inxulunyaniswe nezi zinto zikhethekileyo zeaseti. Akukho mali yotyalo-mali, okanye iwaranti, nkqu nokuba zidwelisiwe. Isikhewu ngeli xesha asikasombululwa ukuba injongo yakho kukuvula indlela eya kolu hlobo lomsebenzi.
Ukuchasana kwemali yedijithali
Ngaphandle kolu tyalo-mali lungaqhelekanga, akukho mathandabuzo ukuba ikwalawulwa yinkqubo yohlalutyo olufanayo nakwezinye izindululo zotyalo-mali. Apho ezinye zeendawo ekubhekiswa kuzo zimelwe ngu resistors kunye nezixhasi. Ukuze ngale ndlela bakunike indlela ekufuneka uyilandele ukusukela ngalo mzuzu ukuya phambili. Nokuba ziindawo ezivulekileyo okanye ngokuchaseneyo zirhoxise ukuze ungaziboni untywiliselwe kwisitishi se-bearish ngamandla amakhulu. Ngawo ngaphandle kwamathandabuzo ungaphulukana nemali eninzi. Mhlawumbi ngaphezulu kunokuba unokucinga kwasekuqaleni.
Ewe, kule ngqiqo, akukho nto ingcono kunokuya kwezi paramitha kuhlalutyo lobuchwephesha. Apho esona sitshixo sibalulekileyo siyakuba njalo ungawashiyi amanqanaba eedola ezingama-5.000 XNUMX. Ngokukodwa emva koxinzelelo olunamandla lokuthengisa oluhamba ngalo monda ngalo mzuzu. Akumangalisi ukuba, enye yeempawu zobuthathaka eziye zaziswa kwiintsuku zamva nje kukuba iye yaphula umqobo obalulekileyo owawune-bitcoin kwi-3.500 yeedola. Ukuya kwinqanaba lokuba kungamangalisi inokuhla iye kwi-3.000 kwaye ikwandise ukwehla kwayo kwiimarike zezemali.
Unyaka oluninzi olunokubakho
Ngenxa yeempawu ezizodwa zale ndlela intsha yotyalo-mali, inokuba nohambo oluphezulu kunye nexesha elide kakhulu. Nokuba abahlalutyi bezemali bachaza ukuba inokufikelela kweli xesha le IRandi ye10.000. Kodwa ukuthetha ngolu hlobo lotyalo-mali kuthetha lukhulu. Kwaye okona kubaluleke kakhulu, kukuba ayinako ukwanelisa lo mnqweno weengcali kule ndawo yezoqoqosho. Ukusuka kwezi mbono, eyona nto inobulumko onokuyenza kukuyeka naluphi na uhlobo lomsebenzi. Ngaphandle kokuba iigrafiki zinike umqondiso wokufaka ocacileyo.
Kungenxa yokuba kwelinye icala, awungekhe ulibale ukuba ayisiyotyalo-mali ngokwesiko njengaleyo ubuqhele ukusebenza nayo. Hayi kangako, kodwa ngokuchaseneyo ilawulwa ziikhowudi ekunzima ngakumbi ukuziqonda Kwaye usebenzise. Ukuya kwinqanaba lokuba kuya kufuna ulwazi olukhulu ngemveliso. Ngemibuzo efana nokuba yeyiphi na le mali kwaye yeyiphi indima ekuyiyo okwangoku kwilizwe lotyalo-mali. Ngale ndlela, ngekhe kubelula kuwe ukuba ufuna ukuvula izikhundla ukusukela ngoku. Awusenaso esinye isisombululo kunokuba ube nolwazi ngakumbi nangakumbi malunga nokuba yintoni i-bitcoin. Into entsonkothileyo ngenxalenye elungileyo yabatyali mali abancinci nabaphakathi.
Izinto eziluncedo zale misebenzi
Ukubona icala elilungileyo lolu tyalo mali kuyakufuneka uye kwizibonelelo ezinokuthi ziveliswe yile misebenzi ngaxa lithile ebomini bakho. Njengenye indlela yokufumana ikhontrakthi kwingxowa mali, ezinye iimveliso okanye ukuthenga nokuthengisa izabelo kwiimarike zezabelo. Kuba uya kufumana esinye isibonelelo. Ngaba uyafuna ukwazi ukuba zeziphi ezinye zazo? Ewe, nikela ingqalelo encinci kwezi zihlandlo kuba inokuba luncedo kakhulu kwinqanaba elithile kwinqanaba lakho lotyalo-mali.
- Uthanda ungathandi, le yi Imali yehlabathi kwaye leyo yinto oyithandayo xa utyala imali oyigcinileyo. Logama nje uthatha umngcipheko ongena kuwo xa uqala ukusebenza kwezi marike zingekaziwa kakhulu.
- Ku malunga intengiselwano ngokukhawuleza okukhulu ukubaleka kwiiyure ezimbalwa. Ngenxa yezi mpawu, lukhetho olusebenzayo kubarhwebi. Kungenxa yokuba iintshukumo ezivulekileyo zinokuba yinzuzo ngexesha elifutshane kakhulu. Apho ukuba ithamsanqa ikunye nawe, uya kuba kwimeko efanelekileyo yokuvelisa ingeniso ephezulu yokusebenza.
- Ngenxa yenkqubo yayo yokubethela phambili yi akunakwenzeka ukwenza imali yomgunyathi. Ngale ndlela, amanye amathandabuzo athi olu tyalo mali luphakanyiswayo ayapheliswa. Isuselwe kwinkolelo yokuba iintshukumo ezenziweyo kule mali zinokufakwa endaweni yazo.
- Ukuqhuba ishishini kunokwenzeka imisebenzi engaziwayo kunye nokuthengiselana. Oko kukuthi, unokuzikhusela phantsi kokungaziwa kwezi ntshukumo. Ngokungafaniyo nokwenzekayo kolunye utyalomali oluqhelekileyo.
- Inani elisezantsi lokusebenza kwayo yenye yezinto zokukhuthaza ukuthatha izikhundla kule asethi yezemali. Ayothusi into yokuba ungalibali ukuba yingqekembe leyo ngeendleko zentengiselwano ezisezantsi kunezinye iintlobo zokudluliselwa, amakhadi etyala, njl.
- Ukuguquguquka okukhulu okuboniswa lixabiso le-bitcoin kukudibanisa ukuze ukwazi yenza imisebenzi ibe yinzuzo. Ngemida ephezulu yenzuzo kunakwimakethi yesitokhwe okanye kwiimali ezifanayo zotyalo-mali. Oko kukuthi, kuya kufuneka uzinikele kumzamo omncinci wezemali ukukhetha le modeli yotyalo mali ebonakele kule minyaka idlulileyo.