Umnxeba kazwelonke weTelefonica lixabiso ngoku elitsala isalathiso esikhethiweyo sezabelo zamazwe, i-Ibex 35, emva kweenyanga ezininzi zokungaqiniseki okanye ngelahleko ebonakalayo kwixabiso layo. Okwangoku ungenile amanqanaba asondele kwii-euro ezingama-7,60 isenzo, nangona eyona nto ibalulekileyo kukwazi ukuba iya kuba nakho ukugqitha imali yenkxaso enayo kwii-euro ezingama-8. Ukuba kunjalo, akukho mathandabuzo ukuba amandla ayo aphezulu aya kuphucuka kakhulu.
Okwangoku, icandelo elilungileyo labahlalutyi bezemali lisalindile linokwenza i-teleco kwiimarike zezabelo. Hayi ngamampunge, de kube ziiveki ezimbalwa ezidlulileyo yabhaptizwa kwisitishi se-bearish esinexhala esikhokelele ekubeni sibe ngaphantsi kwe-euro ezisixhenxe. Kwenye yeefayile ze- amanqanaba egalelo asezantsi yamaxesha okugqibela. Asinakulibala, kwelinye icala, ukuba izabelo zalo bezirhweba ngee-euro ezingama-13 kwiminyaka embalwa edlulileyo. Ngamanye amagama, ilahlekile phantse isiqingatha sexabiso laso kwimarike yemasheya.
Njengomphumo wokuvela kwayo kwiimarike zezemali, inkxalabo kwinxalenye yeearhente ezahlukeneyo zezimali ayothusi. Ngokunikwa uloyiko olucacileyo lokuba inokuwela nangakumbi kumaxabiso ayo kunye nokuya kwinqanaba le-6 euro, oko kungathetha ukungena kwimeko yezobuchwephesha inzala yasimahla. Inani elilelona libi kunokunikwa abatyali mali abancinci nabaphakathi. Phakathi kwezinye izizathu, kuba ayisenazo izixhasi ezifanelekileyo kumendo wayo kwaye iilahleko zinokujula ngamandla okhethekileyo.
Umnxeba. Iindaba ezimnandi nezintsha
Emva kweenyanga ezininzi ngaphandle kokuvelisa iindaba ezilungileyo zokunyusa ixabiso kwiimarike zesitokhwe, kubonakala ngathi imeko ibuyisiwe kwiintsuku zamva nje. Kuba, I-Telefonica Moviles ibe ngumthengi ophumeleleyo phakathi kwezithembiso ezine ezingeniswe kwisivumelwano kunye noLawulo loKhuseleko lwezeNtlalontle, ngokwesibhengezo esipapashwe kutshanje kwiGazethi kaRhulumente (BOE). Ngayiphi na imeko, ikhontrakthi inexesha lonyaka nje omnye, oqala nge-1 kaDisemba ngo-2018 ukuya nge-30 kaNovemba ka-2019. Ngayiphi na imeko, inokuphinda ihlaziywe ngomnye unyaka, ixesha elininzi, kubandakanya nolwandiso, iminyaka emibini.
Ngamafutshane, ziindaba ezilungileyo kakhulu ezinokuthi zinike amandla kwisikhundla sale telecom kwisalathiso sezabelo sikazwelonke. Emva kweenyanga ezininzi ubuvila obupheleleyo kwaye oko kuye kwenza abatyali mali abancinci nabaphakathi ndilahlile isibindi. Ukukhetha abanye abanolindelo olungcono kwimarike yemasheya. Umzekelo, iinkampani ezikwicandelo lombane okanye ezinye iinkampani zokwakha ezibaluleke ngokukodwa kwiimarike zezabelo. Ngobukho obucacileyo bezikhundla ezifutshane kubathengi.
Umdibaniso neNetflix
Ezinye iindaba ezilungileyo ezinokunceda iTelefonica ukuba ibe ngomnye wabameli abalungileyo bezabelo zaseSpain ngumanyano lwayo nenye yeengxilimbela zecandelo lezonxibelelwano ezinje nge-Netflix. Ayothusi into yokuba ekupheleni konyaka ophelileyo, Iindlela ezitsha zokudityaniswa kweMovistar ebandakanya umxholo weNetflix kwi HD okanye umgangatho we-UHD.
Kwiinyanga ezimbini emva kokuphehlelelwa kwentengiselwano phakathi kweMovistar kunye neNetflix eSpain, amanani abonisa ukuba ngaphezulu kwesithathu sabathengi abatsha bakaMovistar bajoyine inkampani ukuqesha iNetflix kwiphakheji yakho. Ngokukwanjalo, iipesenti ezingama-35 zabathengi beMovistar abanokufikelela kwiimveliso ezibavumela ukuba babukele iNetflix banalo ikhontrakthi kolu khetho.
Ukudityaniswa kweNetflix kuMovistar + ujongano lubonelele ngamava omsebenzisi, onokufikelela kweli qonga kumacandelo ahlukeneyo ojongano nakwinjini yokukhangela.
Amaqhinga exabiso lokurhweba
Ngayiphi na imeko, elinye iqhinga linokwenziwa ngeli xabiso. Enye yezona zinto zibalulekileyo kukuvula izikhundla kwimeko yokuba izabelo zakho zigqithe kumanqanaba ee-8 euros. Ngaphandle kokuthatha umngcipheko ogqithileyo kwaye unokwabiwa ngeendlela ezahlukeneyo zokusisigxina: imfutshane, iphakathi kwaye inde. Kule meko ngokubanzi, eli xabiso sisitshixo sokungena okanye ukungangeni kwiimarike ze-equity. Ngelixa ngokuchaseneyo, ukuba isithintelo se-euro ezingama-7 sibuyisiwe, iya kuba kukunika umqondiso omtsha wobuthathaka kwixabiso. Kwaye kunokuthatha ukuya kumanqanaba asezantsi kwaye oko kungakumema ukuba uzishiye izikhundla zakho.
Kwelinye icala, ayinakulityalwa ukuba iTelefonica yenye yeefayile ze- Iitshiphusi eziluhlaza kwimarike yestokhwe sikazwelonke. Oko kukuthi, abo banomthamo omkhulu wezivumelwano kunye notshintshiselwano lwezihloko kuzo zonke iiseshoni zokurhweba. Ngaphaya kokunye ukuqwalaselwa kobuchwephesha kwaye mhlawumbi nakwindawo yokujonga izinto ezisisiseko. Ukuba, ngokufutshane, yenye yezona ndawo zisebenzayo, hayi kwimarike yaseSpain kuphela kodwa nakwilizwekazi lakudala. Into enokukunceda unyuke kwizikhundla kwiimarike zemali zamanye amazwe.
Abatyalomali ngeprofayili yokugcina
Olunye lweempawu ezahlula eli xabiso libalulekileyo kwintengiso yesitokhwe kukuba yinto yokusebenza kwabona bazali bazikhuselayo okanye abatyali zimali kwimarike. Apho iminqweno yakho ye gcina imali oyigcinileyo ngaphezulu kokunye ukujongwa okukhohlakeleyo kuzo zonke iimbono. Ngale ndlela, asinakulibala ukuba umnxibelelanisi wonxibelelwano usasaza izabelo minyaka le ngenzuzo ejikeleze i-5,5%. Ngeentlawulo ezimbini ezenziwe ngonyaka omnye kwaye ezenza ukuba ibe lolunye lolwabiwo olunengeniso kwi-Ibex 35.
Ngakolunye uhlangothi, ayiloxabiso eligqithisileyo okoko ukunyuka kwayo nokuhla kwayo kwimigangatho yorhwebo ayinabundlobongela xa kuthelekiswa nezinye izitokhwe. Umzekelo, abo becandelo lebhanki kwiinyanga ezidlulileyo. Ngeepesenti ezisondele kakhulu kwiipesenti ezi-3 okanye ezi-4% kwaye ezinokufumana imali eninzi ekusebenzeni okanye ziphulukane nazo ukuba imeko ayilungelanga umdla wabatyali mali abancinci nabaphakathi. Ngaphandle kokudodobala kwale telecom efanelekileyo ngaphezulu kwama-50% kule minyaka isixhenxe idlulileyo.
Zizinto ekufuneka zithathelwe ingqalelo ukungenisa iindlela ezithile ekusebenzeni kwakho. Zombini ukuthenga nokuthengisa. Kwimeko yokugqibela ngokusebenzisa Ukuthengisa ngetyala evumela ukufumana izibonelelo ngexabiso lokuwa. Nangona iyimveliso yezemali ethwala imingcipheko emininzi kwaye engaguqulwanga kuzo zonke iiprofayili zabatyali mali abancinci nabaphakathi. Ukuba akunjalo, ngokuchaseneyo, ifuna ukufunda okuphezulu ekusebenzeni kwayo.
Izisombululo zeshishini
I-Telefónica Spain ibijolise ekomelezeni i iiyunithi zeshishini ezikhethekileyo Nganye kwezi teknoloji (unxibelelwano, ilifu, ukhuseleko, idatha enkulu, i-IoT nendawo yokusebenza yedijithali), ethi kwiminyaka yakutshanje ibe nendlela yokukhula okuqhubekayo, ibeka iTelefonica njengomnye wabadlali abakhokelayo kwintengiso yeetekhnoloji ezintsha zeenkampani.
“Nge 'Telefónica Empresas', oosomashishini baya kuba nakho ukufikelela kuzo zonke izakhono, iinkonzo kunye nezisombululo ze iiyunithi ezahlukeneyo zeshishini ezivela kwiinkampani ezahlukeneyo, ngesithembiso esipheleleyo sokuthengisa zombini iinkampani ezinkulu kunye nezo ziphakathi kunye nezincinci, kunye necandelo likarhulumente. 'I-Telefónica Empresas' ifuna ukuba liqabane elithembekileyo ukwenza utshintsho lwedijithali lwamashishini ngexesha apho ukufakwa kwikhompyuter sele kuyinyani kwaye kubalulekile ukuqhubeka nokukhula ”, wongeze watsho uJosé Cerdán, u-CEO weTelefonica Business Solutions.
Ukukhutshwa kwebhondi yokuqala eluhlaza
I-Telefónica iphumeze ngempumelelo umba wayo wokuqala oluhlaza namhlanje, ngenani lezigidi zeerandi ezili-1.000 kunye kwisithuba seminyaka emihlanu. Lo msebenzi, okwangowokuqala ukwenziwa kwicandelo lonxibelelwano, ulandela intetho kwintengiso yesakhelo senkxaso-mali esizinzileyo senkampani. Ikwangumbandela wokuqala wenkampani yaseSpain kwi2019. Ngokusebenzisa indlela entsha yotyalomali ebingaziwa kubatyali mali abaninzi.
Umsebenzi ufumaneke kakuhle kakhulu kubatyali mali beziko, amabango abo avumele isigqebhezana ukuba sibekwe kwi-1,069%, ukuya kuthi ga kuma-25 amanqaku asezantsi kweempawu zokuqala zamaxabiso. Ipremiyamu yokugqibela ehlawulweyo ngamanqaku esiseko ama-3 kuphela, ngokungaphantsi kokukhutshelwa okuphakathi konyaka. Incwadi yokugqibela yeodolo ibimi kwi-5,2 yezigidigidi, emele ukubhalwa ngaphezulu kwamaxesha ama-5. Kufanelekile ukuqaqambisa umdla omkhulu wabatyali zimali oluhlaza, ngokuthatha inxaxheba ngaphezulu kwe-50%, enegalelo ekwandiseni isiseko sabatyali mali. Lilonke, ngaphezulu kwama-310 abatyali-mali abathathe inxaxheba, apho ngaphezulu kwama-80% abatyali-mali bamanye amazwe. Ikwangumbandela wokuqala wenkampani yaseSpain kwi2019. Ngokusebenzisa indlela entsha yotyalomali ebingaziwa kubatyali mali abaninzi.