Zininzi iimveliso zezezimali onokuziqesha ukuze zibe kwii-equities. Ukusuka ekuthengweni ngokuthe ngqo kunye nokuthengiswa kwezabelo kwimarike yemasheya ukuya kwiimali zotyalo-mali ezinxulunyaniswe nale asethi yemali. Kodwa mhlawumbi enye yezona zingaziwayo zii-ETFs okanye zaziwa ngcono njengemali ezithengiswayo. Yimodeli yokonga edibanisa utyalomali kwimarike yemasheya kunye notyalo mali. Ewe kunjalo Isicwangciso esiliqili onokuyisebenzisa ngalo naliphi na ixesha kunye neemeko. Unokuphucula ngayo ukusebenza kolondolozo lwakho. Nangona ngokutshintshiselana ingozi zibonakala ngakumbi kwinqanaba lokuba ungaphulukana nenxalenye ebaluleke kakhulu yeminikelo yemali.
Kodwa ngeli xesha lithuba lokuba kujoliswe kwiimarike ezikhulayo zemali. Ezinye izikhundla zamanye amazwe apho uneengxaki ezinkulu zokufikelela kwizikhundla zabo kweyona mveliso iqhelekileyo. Nangona oku kuyakufuneka uyazi ukuba yintoni ubucukubhede obufanele ukwalathisa utyalomali ngabatyali mali abancinci nabaphakathi. Akumangalisi ukuba, ziimodeli ezinzima ngakumbi ezifuna ulwazi olukhulu ukuze ukwazi ukuthatha izikhundla ukusukela ngoku.
Ukuba iprofayile yakho inoburharha, unenye indlela entsha kwi-ETFs ukuze ungoyena mntu ulungele ukwenza imisebenzi. Ngale ndlela, imali yokurhweba ngotshintshiselwano ziifomathi ezichazwe kakhulu kolu hlobo lomsebenzi kwiimarike ezithile zemali. Ke, unokufikelela kwiindawo nakweyiphi na indawo kumazwekazi amahlanu. Kodwa ngaphezulu kwako konke ngononophelo olukhulu ekuthatheni isikhundla kwezi asethi zemali.
Ii-ETF zotyalo-mali lwabucala
Zininzi izindululo onokukhetha kuzo kwiimarike ezikhulayo. Ukusuka kule meko ngokubanzi, siza kukucebisa ngaphezu kwesinye ukubheja ukuze ukwazi ukwenza imali oyigcinayo inenzuzo ngaphambi kokuphela kweminyaka. Njengomzekelo, ukukukhokelela kwimarike yezemali ebalulekileyo Imali yokutshintsha Chinese. Ngesicwangciso esiliqili apho unokufumana isiphumo sezalathiso kwii-indices eziphambili zentengiso yesitokhwe yasempuma. Olunye uluvo lujolise ekuphindaphindeni amaMarket avelayo Yonke iCap China Isalathiso soBandakano. Akumangalisi ukuba sithethe ngesalathiso esidibanisa malunga ne-3.658 yee-stocks zeenkampani ezincinci, eziphakathi nezikhulu ezikumazwe asakhasayo.
Ngayiphi na imeko, linyathelo eliyingozi elijolise kubatyali mali abanomdla kwiimvakalelo ezinamandla kwiinyanga ezizayo. Kuba enye yezona mpawu zayo ziphambili kule ngxowa-mali ithengiswayo kuthengiswa kukungazinzi okukubonisayo ngexesha elifanelekileyo lonyaka. Umahluko ophawuleka kakhulu Ezona zibangela ukuba imida yenzuzo ibe phezulu kunezinye iindlela kwizabelo zamazwe ngamazwe. Kodwa kuzo zonke iimeko kuyakufuneka ukuba ube nokuzola kancinane kula maxesha kuba kuya kubakho amaxesha apho kuvela imithambo-luvo nangawuphi na umzuzu.
Vula izikhundla ezisisiseko
Elinye ithuba elinikezelwa yi-ETF kukuhambisa ngqo iimarike zezemali zaseMzantsi Korea naseTaiwan. Amacandelo ayo asekwe ngokusisiseko kwi amaxabiso ezinto ezisisiseko. Nangona kunjalo, kuya kufuneka unikeze inkcubeko enkulu yezemali ukuze usebenze ngcono kolu didi lweemveliso. Ayisiyo ingxowa mali yokurhweba ukuze utyale yonke imali oyigcinileyo. Xa iyinxalenye encinci yazo iya kwanela ukuba ufuna ukugubungela le mfuno ikhethekileyo ngokusekwe kwiimarike ezikhulayo.
Eyona nto intle kakhulu ekuqeshweni kwakhe kukuba unolwazi oluphucukileyo lokuzivelela kwezinto kulo nyaka umiyo. Ngembuyekezo ephezulu kunokuba unokufumana ngokulingana ngokwesiko. Kodwa akuyi kuba kubi ukuba ucinga ukuba oku kuya kuhlala kusenzeka. Kuba, ngenene, ayisayi kuhlala injalo ukwehla kwabo kunokuba namandla kakhulu xa iimeko zentengiso zingezozona zilungileyo kwimidla yabo. Ukuya kwinqanaba lokuba kufuneka uvule kuphela izikhundla xa uptrend icacile kwaye ungayibona kwiitshathi.
Iimali kukhuseleko lobuchwepheshe
Kwelinye icala, ukuba ucinga ukuba lelona xesha lilungileyo lokutyala imali kumacandelo etekhnoloji amatsha, unethuba elihle lokufumana ikhontrakthi kule mveliso yezemali kwezinye zeentengiso ezikhulayo. Akukho nto ilize, unokuqesha iimali ezityala ngaphezulu kwe-75% yenkunzi kwiinkampani zezi mpawu. Umngcipheko wakho uphezulu kakhulu, kodwa kwelinye icala izibonelelo zinokuba nomtsalane ngakumbi ukwanelisa umnqweno wakho wokufumana imali engxoweni ngokukodwa njengoko oku kunjalo. Kwakhona i-China yindawo ekubhekiswa kuyo ethe-ethe kakhulu ukuze uzame ukufumana eyona mbuyekezo ibalaseleyo kulondolozo.
Olu khetho luya kukuxabisa ngakumbi ukuba ufuna ukuluhambisa ngezinye iimveliso zezemali. Ngesi sizathu, awungekhe uliphose eli thuba phambi kwalo naluphi uphawu lokungena kwizikhundla zeenkampani ezidweliswe kwezi. indices ukuza kuthi ga ngoku kwizikwere zasentshona. Isizathu esongezelelekileyo sokuba ukhethe esi sicelo sokuqala. Nangona njengakumatyala angaphambili, umngcipheko uya kuba yenye yezona zinto ziphambili ziqhelekileyo. Hayi ngelize, ngumrhumo oya kuthi uhlawule ngokwamkela eli nyathelo kwii-equity equities.
Idityaniswe neenkonzo zezemali
Ngayiphi na imeko, esinye sezona zindululo ziphakanyisiweyo zokutyala imali kwii-ETFs okanye kwiimali zothengiso-mali ezisekwe ekukhetheni iimodeli iinkonzo zemali, ilizwe lokwenyani, amashishini kunye nezinto eziluncedo zamanye amazwe asahlumayo. Ngokukodwa, abo bavela kwiidragons zaseAsia, ezizezona zinokubaluleka kakhulu xa kuthengiswa iintshukumo zonyuselo kwiimarike zezabelo. Kananjalo ndinomngcipheko omkhulu ekuvezweni kwezi portfoliyo kutyalo-mali. Ngayiphi na imeko, izixhobo ezinokuthi zithintele ukungazinzi kwezabelo.
Ezi ntlobo zezindululo zilunge kakhulu kwimeko yokwenyani njengoko inokuba nefuthe elihle kwinxalenye yolingano olutyalomali kwezi mali. Ayizezona zixhaphakileyo kunikezelo ngabaphathi. Kodwa nangayiphi na imeko, bahlala bekhona ukuze ubhalise nangaliphi na ixesha. Ngeziphumo ezonelisayo kakhulu kule minyaka idlulileyo njengoko iinzuzo zophando ziye zanda kubasebenzisi abakhethe olu hlobo lweefomathi kwicandelo lezemali.
Ioyile eyahlukeneyo
Kananjalo ayinakulityalwa ukuba ezinye zezi mali zithengiswayo zisekwe kwimpahla yorhwebo. Umzekelo, kwioyile njengesicwangciso sokuthatha ithuba lokunyuka kweoyile ekrwada kwiimarike zemali. Ukongeza, yenye yeefomyula ezisebenzayo zokuzibeka kule asethi ibalulekileyo yezemali. Apho umphanda wegolide omnyama ungagqitha amanqanaba akwi $ 55 umphanda. Inokuba liliphi icandelo elitsha lokuthengisa kule marike. Olunye uhlobo lukhona ekuthengeni izabelo zeenkampani eziphambili zeoyile emhlabeni. Njengokuba, umzekelo, iRapsol kwimarike yaseSpain.
Okwangoku unokufumana ii-STD ezininzi zezi mpawu. Ngenzuzo yokuba zidityaniswe nezinye iiasethi zemali ezinxulunyaniswe kuzo zombini ii-equities kunye nomvuzo ozinzileyo. Ukuze ngale ndlela, uhlukanise ukonga ngokusebenza ngakumbi kunye neziqinisekiso zempumelelo ekusebenzeni. Kwelinye icala, kwalenkqubo inokusetyenziswa kwezinye izinto zokwenza imveliso, enye yezona zinto zibalulekileyo kukuba eyona njongo yayo irhasi yendalo okanye olunye udidi lwehydrocarbon. Ayothusi into yokuba umzuzu wangoku ulunge kakhulu ukuba uvule izikhundla kule klasi yeemveliso zezemali.
Igolide njengomlinganiswa ophambili we-ETFs
Kwelinye icala, awungekhe ulibale malunga notshintshiselwano ngemali yokurhweba enxulumene nezinto zorhwebo. Kule meko, olona phawu lwabo lubalulekileyo kukuba basebenze njenge amaxabiso okusabela Ngamaxesha angaqinisekiyo kwiimarike zemali xa zizonke. Unokuzuza lukhulu ngokusayina le ngcebiso ikhethekileyo. Ngexesha apho ii-equity zinokunika abatyali zimali abancinci nabaphakathi ukothusa ngakumbi. Kwaye apho eyona mpendulo ilungileyo kukhuselwa kwezi ntshabalalo zibonakalayo.
Njengazo zonke izinyithi ezifanelekileyo, ezinje ngamatyala akhethekileyo esilivere, iplatinam okanye ipalladium. Ilungele ngakumbi iprofayile yomsebenzisi echazwe ngakumbi, apho iphumelela khona kuvuleleke kwiimarike ezintsha zemali kwaye ke usebenzise amathuba oshishino aveliswayo mihla le. Apho umzuzu obalulekileyo uya kuba ngamanqanaba apho kufuneka ungene khona ukuze ube notyalo-mali olunenzuzo. Ngabatyali mali abanamava kuphela abaya kukwazi ukwanelisa le njongo ifunekayo. Nokuba yeyiphi indlela, iimali ezithengisiweyo ziya kuba yenye indlela onokuyisebenzisa ukusukela ngoku ukuphucula imida yeakhawunti yakho yokujonga. Yintoni ekupheleni kosuku ukuba yintoni