Omnye weyona misebenzi iphambili yabatyali mali kukukhetha ezona zibalo zibalaseleyo ngalo lonke ixesha. Ngale ndlela, enye yezona zinomtsalane ngalo mzuzu ngomnye wabameli becandelo lezindlu nomhlaba elibalulekileyo njenge-Inmobiliaria Colonial. Kuba, kukhula inani elinamandla njengoko kuthathelwa ingqalelo ngabatyali zimali abancinci nabaphakathi. Ukuya kwinqanaba lokuba inamandla aphezulu okuhlaziya, ngokutsho kwabanye babahlalutyi ababaluleke kakhulu bezemali
Kule meko ngokubanzi, baninzi ngakumbi abameli beemarike balatha kwi-Inmobiliaria Colonial njengesinye sezindululo zokwenza utyalomali ukusukela ngoku. Nangona kuyinyani ukuba ngexesha leeseshoni zokugqibela ixabiso lalo lixabisile, ezi arhente azithandabuzi ukuba inkampani Usahamba nengxowa leyo. Ngokukodwa, emva kokufakwa kwayo kutshanje kwisalathiso se-equity index, i-Ibex 35
Oku kutsala kuya kuhlaziywa yinto yokuba indlela yentengiso yesitokhwe kuzwelonke yayintle kwiinyanga ezizayo. Ke ukuba iyacaca ithuba lokuthenga Ukuhlaziya ukonga ngamandla amakhulu kunamanye amaxabiso. Nokuba yeyiphi na indlela, imalunga enye yeendlela ezilungileyo kwicandelo lezitena. Apho abathengi bonyanzelisa abathengisi kwiintsuku zokugqibela zokuthengisa. Ngamanye amaxesha, ngevolumu ephezulu ekugayweni kwabo.
Ikoloniyali: ukumangaliswa okulandelayo?
Ngayiphi na imeko, uKoloniyali ungene kulo Mvulo ukuba abe yinxalenye ye-Ibex 35, Ukutshintsha izabelo zeBanco Popular. Ingena ekukhetheni nge-capitalisation malunga ne-3.000 yezigidi zeerandi. Inkampani inepotifoliyo yezakhiwo zeofisi eziqeshisayo kumaziko eMadrid, Barcelona kunye neParis, zizonke zii-866.000 zeemitha zesikwere zomhlaba. Isigqibo sokuba nangayiphi na imeko simangalisile inani elininzi labatyali mali abalinde omnye umgqatswa kwesi sikhundla sezabelo zaseSpain.
Unjalo umdla kweli xabiso uninzi lwabatyali zimali abancinci nabaphakathi sele beqwalasele ukuba ngaba izindlu nomhlaba zingalulutho na isimanga kwiinyanga ezilishumi elinambini ezizayo. Nokuba ixesha elide lokuhlala. Kubonakala ngathi udlulile kumaxesha amabi awahlangabezana nawo kwizabelo kwiminyaka emininzi eyadlulayo. Akumangalisi ukuba, ityhilwe kutyekelo lokunyuka olunokuthi lubanike abatyali mali ngaphezulu kovuyo olunye. Ubuncinci yile nto ezinye zeengcebiso ezifanelekileyo zibonisa. Ngaba ngoku lixesha lokungena kwiimarike zezemali?
Ewe ayinakulityalwa ukuba kwiinyanga ezilishumi elinambini ezidlulileyo iqhube kakuhle kakhulu kunecandelo layo. Ngokubuyiselwa kwesabelo ngasinye phantse i-11% ngaphezulu kwe-7% yento eveliswe zezinye iinkampani kwimigca efanayo yeshishini. Nokuba ndicela umngeni amathandabuzo enkampani awayeyigcinile emva kokuphuma kwe-Great Britain kumaziko oluntu. Okanye nangaphambi kokunyuka kwexabiso lenzala kule ndawo. Akukho nanye kwezi ziganeko zichaphazelekayo ekwazileyo ukumisa ukuvela kwamaxabiso obuKoloniyali.
Ukuya phambili kwezabelo zakho
Ngayiphi na imeko, eyona nto intle kubatyali mali abanokubakho kukuba izabelo zabo zisenakho ukukhula okubonakalayo kumaxabiso abo. Oku kuboniswa linani elilungileyo labahlalutyi bezemali abathi ungathandabuzi ukucebisa ukuthengwa kwezabelo zabo kubathengi bayo abaphambili. Kuba, enyanisweni, bathathela ingqalelo ukuba isenoluhambo olude olushiyekileyo. Ngaphezulu kokunikezelwa zezinye iimarike kwiimarike ze-equity. Ukubheja okumiselwe kakhulu ukwenza ngokusesikweni ukusukela ngoku.
Esona sizathu siphambili sokwenza esi sigqibo sisekwe kubuqina bokuvela kwemarike yerente. Apho izikhundla ze-Inmobiliaria Colonial zibaluleke ngakumbi kwintengiso yesizwe. Ngaphezulu kokubaluleka ulwahlulo kwimigca yeshishini, ngokomzekelo kwintengiso yezindlu yaseFrance. Yenye yenkuthazo yokuthatha izikhundla kweli xabiso lifanelekileyo lee equity zesizwe.
Ixabiso ngaphandle kweengozi
Ukuba ufuna ukungena kubanini zabelo ukusukela ngoku, iingcali zeemarike zezemali ziyakhumbula ukuba kukho amathandabuzo anokuthi athobe ubunzima bokuvela kwamaxabiso abo. Enye yazo kukuba ungafezekisa ulindelo lwakho zethuba eliphakathi nelide. Ingakumbi kuba unokuba nengxaki engaphezulu kwesinye yokufumana amathuba amashishini amahle ukusukela ngoku. Ubuncinci yile nto ibonakaliswa ziziphumo zakho zeshishini.
Kwaye akunakugwetywa ngaphandle kokuba a ukulungiswa okuthile kwikoteyishini yamaxabiso abo. Nangona inye ingxaki iColonial inayo kukuba inkxaso enzulu inokuqhekeka. Iya kuba luphawu olucacileyo lobuthathaka, kodwa ayikenzeki. Inokwenzeka kwiinyanga ezizayo ukuba ukuvela kwamashishini ezabelo zamazwe ngamazwe bekungekho ntle njengoko kulindelwe. Ngale nto, asisayi kubakho esinye isisombululo ngaphandle kokwazi kakhulu amaxabiso abo. Zombini zingena kwaye ziphume kwiimarike zezemali.
Izimvo zeengcali zentengiso yemasheya
Kwelinye icala, le nkampani yinxalenye yokhetho lwesitokhwe sabahlalutyi ababaluleke kakhulu bezemali. Ngale ndlela, kufanele ukuba kuqatshelwe ukuba yenye yayo amaxabiso akhethiweyo kwezi nyanga zimbalwa zizayo. Ngaphezulu kwezinye zezona zinto zibalulekileyo kwezokulingana zaseSpain. Ukuya kwinqanaba lokuba uninzi lwazo luthanda ubukhulu becala lobuchwephesha. Kodwa bayaqhubeka ngakumbi xa bethathela ingqalelo ukhetho lokucaca kwendlela enokubakho okwangoku.
Ayothusi into yokuba inika ukhuseleko olukhulu kunakwinkampani ezidwelisiweyo. Apho abatyali mali abancinci nabaphakathi banokufumana ngaphezulu kunokulahleka. Nokuba kuya kwenziwa Ukuthenga okukhohlakeleyo ngexabiso. Kodwa okoko zisenziwa kula maxesha achanekileyo kwaye ujongene nexesha lesigxina eliya kuba lixesha elifutshane ngakumbi eliphakathi. Ukusebenza okungaphaya kwale mida, iya kuba yinto eyahluke mpela kwaye eya kufuna isicwangciso esahluke mpela kwesangaphambili.
Nangona uluvo ngokubanzi luhle kakhulu ngexabiso, akukho ngaphandle komngcipheko kwimisebenzi eyenziweyo. Awunakho ukujongana nelinye lawona macandelo alinganayo. Umahluko oncomekayo phakathi kwamaxabiso abo aphezulu kunye neyona isezantsi. Ukuza kuthi ga kwinqanaba lokuba yenye yeendlela ekubhejwa kuzo kubarhwebi abanemfundo enkulu kwiimarike zezemali. Apho banokwenza khona inzuzo ebalulekileyo yokusebenza kwabo kwiiyure ezimbalwa. Into abangakwaziyo ukufikelela kuyo ngamanye amaxabiso azikhuselayo.
Isindululo sokwenza ukonga kunenzuzo
Nokuba yeyiphi indlela, i-Inmobiliaria Colonial ibonelela ngelinye lawona mathuba mahle kwiimarike. Kodwa ayenzelwanga zonke iiprofayili zotyalomali, kude nayo. Kodwa ngokuchaseneyo, kunjalo eyona indlongondlongo ezona zinokwenzeka ukuba ziphuhlise imisebenzi yokuthenga. Ukwazi ngawo onke amaxesha ukuba nangawuphi na umzuzu imeko yayo inokutshintsha ngesiquphe. Ngenxa yoko, kufuneka basebenze ngokukhawuleza ukunqanda iimeko ezincinci okanye akukho nto inqwenelekayo ukukhusela umdla wabo.
Ukuya kuthi ga kwinqanaba elithile kunokuthiwa utyalo-mali olunobundlongondlongo. Nangona imeko yokunciphisa ukuba eli xabiso le-equities ayisekho ukubheja okuqikelelweyo kwiminyaka yakutshanje. Inkqubo yakho yekoteyishini ibimodareyitha kule minyaka idlulileyo. Kungenxa yoko le nto kungamangalisiyo ukuba iye yaba yinxalenye yeklabhu ekhethiweyo yee-equities zaseSpain. Into enokuthi isothuse icandelo elilungileyo labatyali mali. Ngokukodwa abo bahlala kwiprofayili ekhuselayo okanye ekhuselekileyo.
IBrexit njengethuba leshishini
Ngayiphi na imeko, imbonakalo yexabiso ilungile ngokusekwe kuqikelelo lweshishini lakho. Akunakulityalwa ukuba amaKoloniyali ayabona Brexit njengethuba lecandelo lokuthengiswa kwezindlu eSpain kwaye, ngakumbi, kwizixeko zaseBarcelona naseMadrid. Ngenxa yokufuduswa kweenkampani ezivela kwisiXeko ezinokuthi zikhokelele e-United Kingdom ishiye i-EU.
Le nto inokukhuthaza ukubekwa kwale nkampani kwisalathiso esikhethiweyo. Ngenxa yale meko, ayinakugwetywa ngaphandle ukuba izabelo zabo zinokufumana ithuba elihle kubatyali mali abancinci nabaphakathi. Ubuncinci kwiikota ezimbalwa ezizayo. Ukuthatha ithuba kule meko, uninzi lweesavoti zithathe izikhundla ngeli xabiso. Ayisiyiyo kuphela kubathengisi, kodwa kwiimali ezinkulu zotyalo-mali. Ngoku kuya kuhlala kuphela ukuba ichaze ukuba ithini impendulo yakhe ekungeneni kwi-Ibex 35.
Kananjalo ayinakulityalwa ukuba iyahlaziywa ngabaninzi bezemali. Into ehlala ifunyanwa kakuhle ngabatyali zimali zentengiso. Ukongeza, kuyanceda ekupheliseni imiqondiso ethile yokungazinzi kwixabiso layo. Naphi na, yenye yeenkampani ezingama-35 ezibaluleke kakhulu eSpain ezidweliswe kwizabelo. Ngokunyuka kwenani labantu abanomdla kweli xabiso libalulekileyo lemarike yemasheya.