Ewe, abathengisi abakwi-Intanethi zezinye zeendlela onazo okwangoku ukuhambisa imisebenzi kwimarike yemasheya. Ayothusi into yokuba abatyali mali ngakumbi nangakumbi baphonononga amathuba amatsha abawanikwa yi-intanethi ukwenza ulondolozo lwabo lube nenzuzo ngesi sixhobo semali. Ngenjongo ephindwe kabini, kwelinye icala gcina i-euro ezimbalwa kwiikhomishini kwaye kwelinye, ekukhuliseni zabo mathuba utyalo-mali. Ukongeza, yenza ukuba kube nokuhlengahlengisa ukusebenza kwiimarike zamashishini ezingenanzala emandla kunye namandla amakhulu. Awunakulibala ukuba imizuzwana embalwa kwimarike yemasheya ixabisa imali eninzi.
Ngale ndlela, abathengisi abakwi-Intanethi bamiselwe njengenye yokubheja kwezona ziqendu zinamandla kuluntu ukwanelisa iimfuno zabo zotyalo-mali. Ukuza kuthi ga kwinqanaba lokuba zizizukulwana ezitsha ezigqithisela ikakhulu kubalamli abakwi-intanethi ngobuninzi. Ngezibonelelo ezininzi ezibonelelwa ngala maqonga kutyalo-mali abavumelayo tyala imali ngexesha lokwenyani. Ukusuka naphi na, ngokukhululekileyo ekhaya okanye kwenye indawo. Ngemfuno kuphela yokuba nesixhobo sobuchwephesha osusa kuso utyalomali ukusukela ngoku.
Esinye seziphumo zolu setyenziso ukutshintsha kwemikhwa Kutyalo-mali oluncinci noluphakathi. Akukho nto injengokuba yayinjalo de kwaba yiminyaka embalwa edlulileyo, kancinci kwilizwe elihlala linzima lotyalo-mali. Apho isantya sokusebenza sibekwa kolunye uthotho lokuqwalaselwa kobuchwephesha. Ngeli xesha, inxenye elungileyo yemisebenzi eqhutywa ngabasebenzisi beemarike zentengiso yenziwa ngeli jelo linamandla lolwazi. Ke ngoko, ayimangalisi into yokuba iibhanki zikhethe le modeli yolawulo intsha.
Abarhwebi abakwi-Intanethi: iikhomishini ezingaphantsi
Esinye sezona ziphumo zichanekileyo zokuthenga nokuthengisa izabelo kwimarike yemasheya ngabarhwebi abakwi-Intanethi lulondolozo olubalulekileyo onokuba nalo kwiikhomishini. Kuba, iirhafu zabo zokurhweba zingaphantsi ngaphezu kweebhanki zemveli. Ukuya kwinqanaba lokuba bayathandabuza ukuba iya kukuchaphazela kwiintshukumo okanye iinkqubo ezichaziweyo njengokugcinwa, ukugcinwa okanye ukuqokelelwa kwezahlulelo. Alithandabuzeki elokuba kuya kubakho i-euro ezininzi onokuziqokelela unyaka nonyaka ukuba ukhetha ukusebenza kwi-Intanethi.
Enye into ekufuneka uyivavanye ngeli xesha yile ibhekisa kwinto yokuba ekusebenzeni kwexesha elide kuya kuhlala kunenzuzo xa ekugqibeleni uthatha isigqibo sokuqesha iinkonzo zabo babizwa ngokuba ngabarhwebi abakwi-Intanethi. Yintoni egqithisile, unesithembiso esinamandla ukuhlangabezana ngokukuko nemfuno onayo kwicandelo lotyalo-mali. Nokuba unikwa kwaye unyuselwe kunokuba yinzuzo enkulu ukukhusela umdla wakho njengomsebenzisi. Zombini ngokubhekisele kwiimarike zesizwe kunye nakwabo bangaphandle kwemida yethu.
Umahluko kwiikhomishini zabo
Nokuba yeyiphi na, inye inyani engenakuphikiswa kwaye leyo kukuba umahluko phakathi kwamaqonga e-intanethi kunye neebhanki zesiko banokuba ngaphezulu kwama-50%. Isizathu esingaphezulu kokwaneleyo ukutshintsha imikhwa yolawulo ukusukela ngoku. Kungenxa yokuba kuya kufuneka ukhumbule ukuba ekupheleni kosuku baya kuvelisa inkonzo efanayo, kungabikho mahluko kulawulo jikelele lotyalo mali. Ngenkululeko eyongeziweyo uya kuba nenkululeko engakumbi yokusebenza kwiimarike zezemali kwaye nangaliphi na ixesha lasemini okanye kwanasebusuku ukuba lo ngumnqweno wakho.
Kwelinye icala, umrhumo wentengiso yesitokhwe linqanaba elibizwa yiBolsas y Mercados Españoles ngokusebenza kunye nomthengi ofanayo. Ngale ndlela, awungekhe ulibale ukuba icandelo elilungileyo labarhwebi liyabiza ngokwahlukeneyo, kodwa kwiifomathi ezikwi-Intanethi ungazibona Ukuncitshiswa okunengqondo kwiirhafu zakho. Ewe ayisiyomali ininzi, kodwa ukuba uyayidibanisa nezinye izibonelelo ezinikezelwa yile nkonzo kwimarike yemasheya, uya kuba nakho ukufumana ibhalansi esempilweni ngakumbi kwiakhawunti yakho yokujonga. Kukuphi kosuku ukuba yintoni, njengoko ubonile ngaphezulu kwesihlandlo esinye.
Ukugcinwa kwemisebenzi
Gcina isikhundla kwisitokhwe saseSpain unyaka omnye iya kukuxabisa i-euro ezingama-0 kumaqonga athile akwi-intanethi ukwenza utyalomali. Esi sesinye sezibonelelo eziveliswa kukusetyenziswa kwezi ndlela zintsha zotyalo-mali kwimarike yemasheya. Ngaphandle kwenkonzo endikunika yona ngalo lonke ixesha. Kuba, icandelo, kunye neekhomishini zalo ezikhuphisana kakhulu likuvumela ukuba ufikelele kuninzi lweemarike kunye neemveliso kwasekuqaleni. Ayisiyo kuphela ngokuthengwa kunye nokuthengiswa kwezabelo kwimarike yemasheya, kodwa ngezinye iimveliso zezezimali (iziqinisekiso, ezinye izinto okanye iimodeli ezixhuzulisiweyo).
Ukusuka kule meko ngokubanzi, awuzukukhetha ngaphandle kokujonga kwimarike yomthengisi ekwi-Intanethi kwaye ujonge ezona zinto zibalaseleyo okanye unyuselo. lungelelanisa iprofayile yakho njengomtyalomali omncinci nophakathi. Ewe amathuba aya kuba maninzi kwaye unokukhetha okuninzi. Nangona mhlawumbi ingezizo zonke ezihlangabezana neemfuno zakho zotyalo-mali. Kungenxa yokuba bahamba phantsi kweendlela ezahlukeneyo zorhwebo kwaye ukuya kwinqanaba lokudala ngaphezulu kwesinye ukuze wazi ukuba zeziphi izibonelelo abakunika zona ngalo mzuzu.
Kutheni umsebenzisi we-Intanethi?
Nguwuphi oyena mthengisi ubalaseleyo kurhwebo kwimarike yemasheya? Ngale ndlela, akukho mpendulo icacileyo nelula, kodwa ngokuchaseneyo, kuya kuxhomekeka kweziphi iinkonzo ozifunayo kwasekuqaleni. Into eya kwahluka komnye umtyali-mali, njengoko unokucinga kwasekuqaleni. Ngenxa yokuba ayifani nokusebenza mfutshane kunexesha eliphakathi nelide. Kukho umahluko obonakalayo ekufuneka uwuthathile ukuze ukhethe oyena broker ubalaseleyo kwiimarike ze-equity. Ngaphezulu kokunye ukuthathelwa ingqalelo kwezobuchwephesha okanye iimbono ngokwembono yakho yobuqu.
Kungenxa yokuba malunga nokuphela kosuku kukuba unokwenza eyona nto isebenzayo kwimarike yemasheya nangaphantsi kwe amaxabiso aphezulu entengiso. Ukuze ekugqibeleni ulondolozo lukuchaphazele kwi-accounting yazo zonke iintshukumo ezenziweyo kwiimarike zezemali. Into enokuyifumana kwindawo ekuthiwa yeyabarhwebi bamanye amazwe kwi-Intanethi. Sele bebaninzi abasebenzisi abasebenza ngezi ndlela zonxibelelwano zikhethekileyo. Ngaba uyafuna ukuba ngomnye wabo? Ngayiphi na imeko, izindululo ziqinisekile ukuba awuzukusilela ukusukela ngoku. Nokuba awona manqanaba okhuphiswano okomzuzwana.
Usebenza njani ngeefomathi ezikwi-Intanethi?
Olu hlobo lwamaqonga ezemali enza ukuba kube lula kuwe ukufikelela kuzo zonke iimarike zezabelo, nkqu nezo zikude kwindawo oya kuyo. Ngexesha lokwenyani kwaye kungabikho nangxaki ngenxa yeenkqubo zobugcisa okanye ezo zithathwe ekusetyenzisweni kweetekhnoloji eziphambili. Eli licandelo ekufuneka ulixabise kakhulu ngakumbi ngaphezulu kwezinye izinto eziqwalaselweyo. Hayi ngelize, iya kuba lutshintsho kwimikhwa yakho ekusebenzeni kwimarike yemasheya. Apho ungakha khona iphothifoliyo yakho elandelayo yezokhuseleko, kodwa ngokonga okubalulekileyo kwiikhomishini eziya kusebenza kuwe kwiintshukumo ezenziwa ngokusemthethweni kwiimarike zezemali.
Ngokusekwe kule nyaniso, kwicandelo lotyalo-mali unezixhobo ezahlukeneyo eziza kwenza ukuba kube lula kakhulu ukutyala imali. Kuba phakathi kwezinye izizathu baya kukuvumela ukonwabela ezinye amajelo olwazi akhethekileyo. Ukuze ngale ndlela nangamaxesha onke, uyazi ukuba kufuneka wenze ntoni kwiimarike ezahlukeneyo zemali. Ngaphandle kokuthatha nayiphi na imali ngenxa yokuba iyinkonzo yasimahla ngokupheleleyo. Oko kukuthi, kuphela kubaxhasi baba bathengisi bakwi-Intanethi.
Ukufikelela kwiinkonzo ze-Intanethi
Kwelinye icala, uya kuba nakho ukuthenga kwaye uthengise izabelo ngalo naliphi na ixesha losuku kuba akunamsebenzi ukuba uphi ngenene. Kungenxa yokuba ungayihambisa le misebenzi ukusuka kwiselula, ikhompyuter yakho okanye elinye iqonga lobuchwepheshe. Akukho mida ngokubhekisele ekusetyenzisweni kwayo. Ukufikelela kuyo, uyakufuna kuphela isitshixo kunye negama lokugqitha abaya kukubonelela ngala maziko. Njengokwahlulahlula kwi-intanethi kweebhanki zesintu.
Okokugqibela, kuya kufuneka ukhumbule ukuba aba bathetheli bezezimali bafuna ukuba ube neakhawunti yokhuseleko apho unokusebenza kwiimarike ezahlukeneyo zezemali. Kwimeko nayiphi na into, kufuneka idityaniswe neakhawunti yokonga yebhanki ukwenza ugqithiselo lwenkunzi ngenxa yale misebenzi. Ngaphandle kwalo naliphi na ixesha baya kukuhlawulisa naluphi na uhlobo lweekhomishini kwaye nkqu nezohlwayo.
Ukuze ngale ndlela unokhetho olutsha lokuhambisa utyalomali lwakho ukusukela ngoku. Kuba ngokubhekisele kwinzuzo yabo, lo iya kuba ngowomnye umbuzo ongenanto yakwenza neempawu zala maqonga ezemali. Ukuba akunjalo, ngokuchaseneyo, kuya kuxhomekeka kubuchule bakho bokukhetha amaxabiso achanekileyo okuphuhlisa iinzuzo ezinkulu. Iya kuba njalo kuzo zombini iindlela zentengiso.