Payment order: Chii, inopiwa rinhi

Mhando yekuraira kwekubhadhara

Wakambonzwa nezvehodhi yemari here? Unonyatsoziva zvatiri kureva here? Izwi ratinoshandisa mazuva ose., kunyange zvazvo tisingazvitauri nemuromo, asi nemamwe mabasa, anozviita.

Asi mutemo wekubhadhara chii? Inopiwa rinhi? Ndechei? Zvese uye zvimwe zvinhu ndizvo zvatichataura nezvazvo.

Chii chinonzi kubhadhara order

murayiro wekubhadhara

Mutero wekubhadhara unogona kutsanangurwa sea chisungo chakapihwa kubhangi kubhadhara imwe mari kune wechitatu munhu (yenyama kana yemutemo).

Mune mamwe mazwi, Iwo mirairo iyo muridzi weakaundi anofanira kupa kubhangi kuti rienderere mberi nekutumira mari kune mumwe munhu wechitatu, munhu wepamutemo, kambani kana sangano.

Chaizvoizvo, zvakafanana a nzira yekusimbisa kutumira mari kune vamwe vanhu, chero bedzi zvimwe zvinodiwa zvichizadzikiswa.

Odha yekubhadhara inoshanda sei?

Kushanda kwechirongwa chekubhadhara

Parizvino iwe unogona kunge uchifunga kuti yekubhadhara odha yakafanana neyaunopa kana iwe uchibhadhara nekadhi rako uye bhangi rinokukumbira kuti utore kiredhiti iyo transaction pafoni yako. Y chokwadi ndechokuti haungarasiki zvisizvo.

Kurongeka kwekubhadhara kunoitwa kuburikidza nezvikamu zviviri:

Muchikamu chekutanga, bhangi rinofanira kubvuma uye kugadzirisa kubudiswa kwebhadharo yekubhadhara. Asi kuti uite kudaro, unofanirwa kutarisa ruzivo kutanga. Pakati pe data ichakumbirwa ichave: data yemubhadharo uye muunganidzi, ndiko kuti, anotumira mari uye ndiani anogamuchira; uwandu hwemari, isa zvose munhamba netsamba; mari iyo kuendeswa kunofanira kuitwa; ruzivo rwebhangi uye nhamba yeakaundi, ingave BIC kana SWIFT. Mukuwedzera, pachava nekodhi yakakosha kana mari yakagamuchirwa yakakura kudarika 12.500 euros.

Kana zvose zvakanaka, bhangi rinotumira mari kumabhangi emumwe munhu. Asi usachipa kumunhu iyeye.

Chikamu chechipiri chinotanga kana mabhanga anogamuchira awana mari. Vanotarisa zvese zvakare uye, kana zviri izvo, mubatsiri anopihwa mbiri.

Ndivanaani vatori vechikamu chekuraira kwekubhadhara

Bhadhara order

Tichifunga nezve zvese zviri pamusoro, hapana kupokana kuti vamiririri vakati wandei vanoita kana vachiita mari yekubhadhara. Asi, uchimira kuti uzive zvavari, pano iwe uchave nepfupiso:

  • mubhadhari. Ndiye munhu anofanira kutumira mari kune mumwe munhu, kambani, sangano... Munhu uyu anofanira kuenda kubhanga rake kuti anyore odha iyi zviri pamutemo uye nokudaro anovimbisa kutumirwa kwemari.
  • Kuburitsa bhangi. Ndiyo ichange iine basa rekutumira mari, kuibvisa kubva kuakaundi yemutengi wayo, ari mubhadhari, uye kuiendesa kubhengi rinogamuchira reanobatsirwa. Bhangi iri rinogona kunge rakafanana neremubhadhari kana kwete. Kune iyi sevhisi, bhangi rinobhadharisa akatevedzana mari uye makomisheni.
  • Receiving bank. Ndiro rinoona nezvekugashira mari uye kuona kuti zvese zvakanaka risati rabhadhara muakaundi yemubatsiri. Nekudaro, izvi zvinogona zvakare kutungamira kune akatevedzana emakomisheni kune wako mutengi, pamwe nemari.
  • Mubatsiri.  Ndiye munhu anogamuchira mari muakaundi yake uye anogona kuishandisa pane chero chaanoda.

Ndezvipi zvakanaka zvazvinazvo

Zvingave kuti hausati waona zvakanakira, asi chokwadi ndechekuti pane uye kune akati wandei. Muchidimbu, isu tinogona kukuudza kuti zvakanakira yekubhadhara odha ndezvi:

  • Iva nekukurumidza. Nekuti pakati pekutumira uye kugamuchira, maitiro anogona kutora pakati pe24 ne48 maawa ebhizinesi.
  • Iwe unogona kubhadhara mune chero mari. Sezvatakakuudza, imwe yedata iyo bhangi ichakubvunza iwe paunoenda kunogadzirisa hurongwa hwekubhadhara ndeyekuti unoiudza kuti ndeipi mari yaunoda kuti iitwe. Izvi zvinobatsira zvakanyanya mukutsinhana kwekutengeserana uye mukukwanisa kuita kutengeserana pasi rese.
  • Tiri kutaura nezve nzira yakachengeteka. Uye yakachengeteka nekuti inoshanda kuburikidza nemabhangi uye aya ndiwo anovimbisa kufamba kwemari nekuchengetedzwa kwayo.

Izvo zvisina kunaka

Pasinei nezvose zvakanakira izvo mutemo wekubhadhara unopa, isu hatigone kukanganwa kuti kune zvakare kukanganisa. Uye ndizvozvo kuti uite izvi unofanirwa kubhadhara nhevedzano yemitengo mumabhangi Izvo zvinofanirwa kutariswa.

Kune rimwe divi, ndidzo mari dzeSHA dzinozogovaniswa zvose zviri zviviri. Kune rumwe rutivi, ivo BEN mari, iyo inobhadharwa zvakasiyana nemumwe nemumwe sezvakarongwa nebhanga rako.

Uyewo, Chimwe chinokanganisa kune bato rekuraira ndechekuti haigone kuvimbiswa kuti achagamuchira zvekutengesa. kuti watenga (kana kuita sevhisi) uye, kune rumwe rutivi, iyo odha ichagadziriswa.

Ndeapi marudzi ehurongwa hwekubhadhara anogona kuvapo

Parizvino, kune maodha maviri ekubhadhara ayo anogadziriswa nemaitiro akafanana.

kuendeswa kumwe chete

Iyi ndiyo yakajairika uye iyo inoitwa mune dzinenge zviitiko zvese.ehe Zvinosanganisira izvozvo mubhadhari anobvumira bhangi kuwana account yake kubvisa mari izvo zvinodiwa kuita kutamisa.

Kuti uite izvi, izvi zvinofanirwa kuitwa, kungave iwe pachako kuhofisi yebhangi rako, kana nemagetsi pawebhusaiti yebhangi rako, mukati meiyo ingave yako (kana bhizinesi) account.

Kuendesa mafaira

Paunenge uchifanirwa kubhadhara akawanda kune vanobatsirwa, semuenzaniso munyaya yekambani ine mabhadharo akawanda evashandi kana iyo inofanirwa kubhadhara vatengesi vakasiyana, kuendeswa kunoitwa mumafaira.

Izvi zvinokurumidza nekuti negwaro rimwe chete unogona kubata nhamba huru yemirairo yekubhadhara.

Izvi zvinodaidzwa nekuti izvo mubhadhari anoita kugadzirira faira raanogona kuisa mari kune mumwe nemumwe anowana, pamwe nemari yainofanira kuitwa, bhangi, nezvimwe.

Sezvauri kuona, iyo yekubhadhara dhairekitori iripo zvakanyanya muzuva redu nemazuva kupfuura zvaungafunga pane imwe nguva. Une kupokana here? Isiye mumashoko uye isu tichaedza kuipindura.


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  1. Inotarisira iyo data: Miguel Ángel Gatón
  2. Chinangwa cheiyo data: Kudzora SPAM, manejimendi manejimendi.
  3. Legitimation: Kubvuma kwako
  4. Kutaurirana kwedata
  5. Dhata yekuchengetedza: Dhatabhesi inobatwa neOccentus Networks (EU)
  6. Kodzero: Panguva ipi neipi iwe unogona kudzora, kupora uye kudzima ruzivo rwako