Si unoshandira mumwe munhu, zvirokwazvo, pakupera kwemwedzi; une kopi ye payslip yako Asi, kana tikakubvunza kuti ungagadzira sei muhoro, ungakwanisa here kunzwisisa chikamu chimwe nechimwe chainacho nezvose zvachinoreva?
Pachiitiko ichi, haungodzidzi chete kuita mubhadharo, asi isu tichakupawo makiyi ekunzwisisa ako. Nenzira iyi, iwe unozoziva kana izvo zvavanokubhadhara iwe ndezvechokwadi kana kana paine imwe yekuwedzera data yausingazive zvavanenge vari.
Chii chinonzi payroll
Usati wadzika kubasa, zvakakosha kufunga kuti mubhadharo chii kuti unzwisise uye sezvinobvira.
Kana tikatsvaga mukati duramazwi reRAE, inotiudza kuti payroll ndeiyi:
"Mazita mazita evanhu vari muhofisi yehurumende kana yakavanzika vanofanira kugashira zvinhu uye zvikonzero zvekuzvigamuchira nemasaini avo."
Nemamwe mashoko, tiri kutaura pamusoro gwaro umo Zvese mubhadharo wemushandi iyeye uye kuvharirwa kunofanirwa kuratidzwafuti zvisungo izvo zvinofanira kuzadzikiswa maererano kuvharirwa uye kubhadhara kune Social Security.
Muizvi, Inofanirwa kutsanangurwa kuti ndeipi muhoro unogamuchirwa nemushandi kana zvakavharirwa uye mubhadharo weSocial Security zvabviswa (izvo kambani pachayo ichavabhadharira) uye nekuwedzera chero mabhonasi avangave nawo (akadai semakore matatu, mabhonasi, nezvimwewo).
Chii chinofanira kurangarirwa pakuita payroll
Kuti ugadzirise mubhadharo, chekutanga pane zvese unofanirwa kuve neruzivo rwunodiwa. Kureva kuti, isu tinofanirwa kuziva chaiyo data yemunhu watichaita iyo payroll. Zvii izvo?
- Rudzi rwechibvumirano. Chinhu chekutanga chaunofanira kuziva kana uchigadzira mubhadharo kuziva rudzi rwekontrakiti iyo mushandi ane, sezvo kushanda nguva yakazara hakuna kufanana nekushanda-nguva. Uyewo chibvumirano chechigarire hachina kufanana neichi chenguva pfupi. Sei? Nekuti izvo zvakataurwa kuSocial Security zvinoenderana nechibvumirano ichocho, pamwe nemutero wemuhoro wega.
- chibvumirano chemubatanidzwa. Inofanirwa kuverengerwa nekuti inogona kunge yakamisa mamwe mabhonasi anofanirwa kuratidzwa mubhadharo. Semuenzaniso, muhoro wenguva yakawandisa, kudya ...
- unobhadhara zvimwe. Kana izvi zvakaverengerwa, zvinofanirwa kuoneka pamubhadharo uye zvine chekuita pamutero wemuhoro wega.
- Chikamu professional uye quote group. Aya mapoinzi maviri akakosha nekuti ndiwo anokubatsira kuverenga mabhesi emupiro aunawo eSocial Security.
- Kana wanga wadzima. Nekuti, kana zvakadaro, izvi zvinogona kukanganisa mubhadharo.
- Mamiriro ezvinhu Del mushandi. Kana wakaroora kana kuroorwa kana kuroorwa, kana uine vana, kana wakaremara...
Maitiro ekuita payroll nhanho nhanho
Iye zvino zvaunoziva zvaunofanira kufunga nezvazvo paunenge uchigadzira muhoro, danho rinotevera nderekudzika kuti ushande. Nekudaro, kana ukaona yapera, ungasatomboziva pekutangira. Saka tiri kuzokupa matanho.
Tanga nemusoro
Ichi ndicho chikamu chiri nyore chemubhadharo nekuti inoratidza data yemushandi, kambani uye zuva remubhadharo iwoyo. Zvakananga:
- ari data de iyo kambani. Izvi zvinogadzirwa nezita rekambani, fiscal domicile, CIF uye mupiro account kodhi.
- Data yevashandi. Zita nemasurname, DNI, Social Security nhamba, nyanzvi chikamu kana boka, boka remipiro, zuva revakuru kana zuva rawakatanga kushandira kambani. Pakupedzisira, iwe uchave uine kodhi yekondirakiti.
- Nguva yekugadzirisa, ndiko kuti, nguva iyo iyo payroll inoenderana, kubva pakutanga kusvika pakupera zuva uye mazuva ese.
Zvinotevera ndizvo zvinowedzerwa
an accrual Ikodzero yekuti munhu awane mubairo kubva kubasa rake. Zvisinei, mari iyi yaizova gross, kureva kuti, hapana kubviswa kunoshandiswa.
Somuenzaniso, fungidzira kuti vanokuudza kuti uchagamuchira 1500 euros mumari yose. Izvozvo zvingava iyo accrual, asi gare gare, kune iyo mari, zvose zvakabviswa (Social Security, nezvimwewo) zvinoenderana nazvo zvinofanira kushandiswa.
Pakati pezvakawedzerwa tinogona kuva nazvo:
- mihoro maonero, kureva kuti, mari iyo mushandi anogashira pamwe chete nemabhonasi kana mihoro yekuwedzera, nguva yakawandisa, mubhadharo unoshamisa, kuvandudzwa, nezvimwe.
- Mari isiri-muhoro. Ivo havabatsiri kune Social Security.
Pakupedzisira, zvakabviswa
Ichi chikamu chechitatu chemubhadharo uye yakanyanya kuoma kunzwisisa nekushandisa. Iwo mari dzinofanirwa kubviswa kubva mukuwedzera uku uye dzinotipa semhedzisiro muhoro chaiwo wemushandi iyeye.
Ndeapi marudzi ekubviswa aripo?
- Mipiro yeSocial Security. Mushandi anofanirwa kupa muSocial Security imwe muzana zvichienderana nezvinowanzoitika (4,70%), kushaikwa kwemabasa (1,55% kana isingagumi; 1,60% kana iri yenguva yakatarwa); kudzidziswa mabasa emaoko (0,10%); nguva yakajairika (4,70%); uye nguva yakawedzerwa nekuda kwekumanikidza majeure (2%).
- Ichave yakavakirwa zvese pamari yemushandi iyeye pamwe chete nemamiriro emunhu. Muchokwadi, hapana hushoma, asi kuderedzwa kwe2% kunowanzo kushandiswa kune vashandi vane kontrakiti yenguva pfupi inotora isingasviki gore.
- nguva dzose uye apo kambani yakakupa imwe yemuhoro wako kare zvaienderana naye.
- zvigadzirwa mune mhando, iyo inofanirwa kubatwa sekuderedzwa (sekukosha kwavo).
- Zvimwe zvakabviswa semari yemubatanidzwa, zvikwereti zvekambani, nezvimwe.
Zvose izvi zvinofanira kuwedzerwa uye kubviswa pamuhoro wakakwana, nokudaro kuwana muhoro uyo mushandi anogamuchira chaizvoizvo.
Pasi pemubhadharo
Dhata mbiri dzakakosha kwazvo dzinoonekwa pazasi pemubhadharo uye inogona kunge yakanyanya kuoma paunenge uchiverenga. Tinotaura nezve mabhesi emupiro uye mutero wemuhoro wega Mushandi iyeye achave nei?
Mipiro yezvipo
Mabhesi emupiro anowirirana, mubhadharo, kune "kutsunga kweSocial Security mabhesi emupiro uye pfungwa dzekuunganidza pamwe uye mupiro wekambani".
Pano unogona kuwana:
- Mabhesi ekupa kune zvinowanzoitika. Iko iyo fomula yekuzviverengera ndeye Base muhoro + muhoro wekuwedzera (izvo zviri pasi peiyo mupiro) + kuverengerwa kwekuwedzera mubhadharo.
- Nheyo yezviitiko zvehunyanzvi uye kuunganidzwa kwakabatana. Muchiitiko ichi, chigumisiro chepamusoro chinowedzerwa pamwe nekuwedzera (kana zvakaitwa).
- Mutero wekuchengeta mutero wega wega. Muchiitiko ichi, iyo yakazara inotorwa uye iyo nhamba isingabhadharwe pamutero wemari yemunhu inobviswa. Zvingava chii? Muripo, maallowances...
Verenga mutero wemari inowanikwa
Panyaya yemutero wemuhoro unoshanda kune mushandi, kurudziro yedu uye zvavanoshandisa vese, ndiyo Treasury calculator iyo inobvumira kuverenga iyo muzana yekushandisa kune mushandi zvichienderana nemuhoro uye mamiriro emunhu.
Chekupedzisira, pazasi, isu tine "Liquid yekutambirwa" inova ndiyo yavachanyatso kukubhadhara.
Iwe une kusava nechokwadi pamusoro pekuita mubhadharo? Tibvunzei tigokubatsirai.