Kugadzira zvine chekuita uye pasina nzira yekushandisa, zvinoshanda sei?

    factoring

Chii chaizvo chiri kugadzira?

Factoring inzira yezvemarikana yakanangwa zvakanyanya kumabhizimusi madiki nepakati nepakati. Maitiro aya ane chibvumirano pakati pekambani yavanokwereta, iyo inogadza kambani yakasarudzika kuunganidzwa kwezvikwereti zvavo zvakapihwa vatengi vavo vakatadza, makambani ari kuita fekitori inozivikanwa zvakare seyefact makambani, inopawo iwo masevhisi emari , manejimendi uye manejimendi yekutambirwa, pamwe ne vimbiso yekubhadhara.

El business market Izvo zvave zvichibatanidzwa mune seti yemaitiro matsva ane zvibvumirano zvine chekuita nazvo, ayo anonyanya kubva kumisika yekuNorth America, ayo akachinja maitiro ekutungamira ebhizinesi, tinogona kudoma mashoma akadai se: kurendesa, kurendesa, kuziva sei, kushambadzira, kutengesa mari neFactoring kungodudza mashoma.

MuSpain, masangano ekumisikidza akabatanidzwa mumakambani emari echikwereti, akabatana neHurumende yeEconomics neMari, kuburikidza neMutemo 3/1994 waApril 14, uyo unotora mirau yeSpain kune II Directive European.

kurendesa
Nyaya inoenderana:
Kubhadhara vs kubhadharisa

Musiyano uripo pakati pekutora uye isiri-yekumisikidza kuona

kudzidzira-kutora

Nekununura

In the kufambisa neidzozvekana, iyo kambani inozotarisira nekutora invoice dzevatengi, haizove nebasa kana ikasabhadharwa kana kunonoka kubhadharwa kwekodzero dzekutora, saka haifunge chero njodzi yekutengeserana.

Naizvozvi, ndinoreva kuti havasi kuzoisa panjodzi yekusabhadharwa kwemari kune vane chikwereti, vachikwanisa kudzosera kumutengi mari yakazara yezvikwereti zvisina kubhadharwa.

Hapana rubatsiro

El Kwete-yekumisikidza kugadzira Izvo zvakapesana zvachose nezvambotaurwa, nenzira iyi, kambani yakabata chibvumirano chekumisikidza haizobate mhosva kana pakaita mukana wekukwereta neanokwereta, uye nekudaro ndiyo kambani yekudyara ndiyo ine basa rekufungidzira njodzi iripo yekushanda kunoitwa pakati pemutengi nemutengesi, uye kunyangwe kana iye wekupedzisira akabhadharira mainvoice kumutengi wake, haazokwanisa kukumbira mari pamberi.

Mune izvi nzira yezvemari, iyo kambani inotora zvinhu ichave iri mukutora kwekufungidzira njodzi yekukwereta iyo uyo ane chikwereti chemakiti akapihwa anogona kuunza, kusvika pamuganho wekuvhara uyo wakambosimbiswa muchibvumirano.

Bhenefiti iyo inodzokorora uye isiri-yekumisikidza kuisa zvinyorwa zvinopihwa

the-kurongedza

Kusimbisa kwakabatana Mumakore achangopfuura, changa chiri chimwe chezvishandiso zvinonyanya kushandiswa uye zvinobatsira mundima yebhizinesi, sezvo ichi chishandiso chinobvumidza kuseta nenzira yakarongeka, pamwe nekugara uchipa mutemo mari inowanikwa nemakambani, ichivabatsira nekukurumidza kuwana kushaya mari.

Zvakanakira zvakakura zvekutora zvinyorwa: Pakati pezvibvumirano zvakawanda zvinopihwa izvi nevatengi vayo, kushanda kwayo kwekubhadhara uye chero chikamu chebhizimusi chinonyanya kumira, kubvumirana pakati pebhangi nevatengi, marisiti, kuchinjisa manejimendi mari pakati pemamwe mapepa ekutengesa. Pamusoro pezvo, kune izvi zvinowedzerwa hunhu kuti hunoenderana nemasevhisi ekuwedzera anopihwa nesangano rezvemari rakabhadharwa kuita manejimendi, manejimendi, accounting, pakati pevamwe.

Zvakanakira zvakakura zvekusa-kumisikidza kugadzira: Pamusoro pekukwanisa kuwana pamberi pekubhadharwa kwema invoice akweretwa nemutengi, chishandiso chekushandisa pasina rubatsiro, inogamuchira njodzi yekusabhadhara iyo inogona kuvapo, pamwe nezvirango zvingangomuka uye faindi izvo kusabhadhara kunosanganisira.

Nenzira iyi, vanozvishandira kana kambani inoshandira basa rekumisikidza pasina rubatsiro inokwanisa kuregedza nerusununguko rwakazara zviitiko zvingangoitika, kunyangwe hazvo mukana wakakura uyu uchifunga mutengo wakakwirira kupfuura kuisa maitikisheni chiitiso. Chii chimwe, Asiri-ekumisikidza mafekitori ane mukana wakakura kwazvo wekugona kudzikisa ruzivo rwekuverenga, kubvisa midziyo, maakaundi evatengi uye mari munzira yeketani.

Ndiani anobatanidzwa mukugadzira zvinhu?

kufambisa-spanish

-CHINHU CHINHU:

Izvo zvinogona kuve iro rekuchengetedza bhengi, iro bhangi, kana iyo Kiredhiti Kiredhiti Kugadzwa iyo inopa Yezvinhu masevhisi

-MUDZIDZO:

Chero kambani inogadzira imwe yezvikwereti zvebhizimusi uye inoda basa reFactoring kuti itore zvikwereti zvayo zvinobudirira.

-IYO ZVIKwereti:

Ivo ndivo vanhu vanosungirwa kubhadhara mari dzekutengesa dzavakapihwa kwavari.

Kusimbisa chishandiso chenguva pfupi chemari yekushandisa, yakanangidzirwa kumakambani madiki nepakati nepakati, panguva imwe chete iyo inopa masevhisi emari uye inovandudza manejimendi, manejimendi uye masevhisi masevhisi nekuda kwekushomeka kwezviwanikwa zvevakakwereta vezvikwereti zvakapihwa.
Ichi chishandiso chinosanganisira kunyorwa kwechibvumirano, kubudikidza nekambani yakasarudzika inozivikanwa sekambani yekutengesa iri mukutarisira kuunganidza mabhiri, mavovoice, mapepa ekuvimbisa, marisiti, uye kuunganidzwa kwezvikwereti zvakasarudzika.

Kuburikidza nechibvumirano ichi, iyo yekumisikidza kambani ichapa akawanda masevhisi yemari nehutongi hunhu hwekambani inoshandira masevhisi ayo, pakati payo yatinogona kuratidza:

zvinhu

  • Unganidzo manejimendi uye manejimendi yezvikwereti zvakasarudzika, izvo vatengi zvine chikwereti kukambani inotora zvinhu. Mumisika yanhasi, makambani madiki nepakati nepakati akamanikidzwa kupa nzvimbo dzekubhadhara kune vatengi vavo, vachigovana nekumbomisa kuunganidzwa kwekutengeswa kwezvigadzirwa kana masevhisi avanogadzira. Nechikonzero ichi, huwandu hwezvikwereti zvisina kumirira kuunganidzwa hwakawedzera, izvi zvakabatsira makambani ekuongorora zvinhu.
  • Kuongorora zvemari kwevatengi, kuti vane zvikwereti zvakasarudzika nekambani inotora zvinhu uye yavo yekumisikidza zvinoenderana nezvakavimbiswa zvehupfumi solvency yekubhadhara, iyo vatengi vacho vanayo. Iyo yakakosha ruzivo kune iyo kambani, mushandisi kana achipa chikwereti zvivakwa. Chinangwa chekutanga kudzikisa huwandu hwevanotadza kuita hushoma.
  • Kudzora kwekutonga kwekuunganidza uye kubhadhara: Inoitwa nebasa rekutungamira, mhedzisiro yebasa rekutora rekutora. Iyo kambani yakagadziriswa ichadzikisa mari yayo yekutonga neye manejimendi. Iyo yekumisikidza kambani inofanirwa kuremekedza iyo yekuunganidza nguva yakatarwa yakamisikidzwa pakati pekambani yekutengesa nevatengi vane chikwereti vatengi Iyo kambani ichatumira zviziviso kune vane chikwereti nguva isati yapera yezvikwereti.
  • Izvo zvinodiwa cherekedza kuti ese masevhisi anosanganisira mutengo. Iyo komisheni kana yekuverengera mubhadharo iri pakati pe0.5% uye 2% yehuwandu hwakazara eayo mavovovo akapihwa, zvichienderana nenhamba yevakwereta, nzvimbo, pakati pezvimwe zvinhu. Pamusoro pezvo, kana iyo kambani inonyorera ichikumbira iyo inoreketa kambani kuti ifambisire mberi huwandu hwezvimwe zvikwereti, imwe mari inofanirwa kubhadharirwa iyo.
  • Kuwana mari pamwe nekubhadharira mberi mainvoice. Iri, pasina kupokana, ndiro basa rinonyanya kukosha iro makambani anotengesa zvinhu anopa kumakambani evashandisi, uye iyi ndiyo yakapa zvakanyanya mukusimudzira kwayo uye kugamuchirwa mumusika wepasi rose. Iyo yekumisikidza kambani inosungirwa kupa iyo kondirakiti kambani pamberi, huwandu hwezvikwereti iyo yainayo nevatengi vayo, nechinangwa chega chekufambisa kunatsiridza mukushomeka kwayo.

Chokwadi Inowanzo shandiswa muSpain isiri-yekumisikidza kufekitisa. Izvi zvinoreva kuti iyo inodzidzisa kambani, nehunyanzvi inozivikanwa sechinhu, inotora njodzi yekukanganisa kubva kune ane chikwereti.

Isiri-yekumisikidza yekumisikidza inozadzisa zviyero zvakaderera, zvidiki, sezvo account ine chikwereti kune vatengi uye inoenderana premium yemabhangi mari inonyangarika. Izvi zvinobvumidza purofiti iri nani, zvichipesana nezvinofungwa nevakawanda, mashitsi akaderedzwa anonyanya kutaura zvemari.

Kukanganisa kwekugadzira zvinhu

Nekudaro, kumisikidza kune zvimwe zvinokanganisa zvakadai se:

El mhando yekufarira, izvo zvinodhura zvakanyanya mune izvo zvisiri-zvekutora zvinhu kuona. Zvine musoro, kupihwa njodzi iyo inotora kambani inotora painotora zvikwereti.

Vatengi vanofanirwa kubhadhara nekuchinjisa kana cheki pazvinenge zvakakodzera, sezvazvinowanzoitika kune avo vanogadzirwa, vane mbiri yakaipa yekunonoka kubhadhara. Izvo zvinotungamira kune chiero chekufarira kuve chakakwira, uyezve iyo misha inova yakakwira nekuda kwekuwedzerwa kwematemu. Uye pane dzimwe nguva, izvi zvinopera mukudzoka, kana chinhu chacho chisisakwanise kutakura kumirira uye chichiibhadharisa yakanangana neakaundi yevatengi neyezvinhu zvakashata zvemari. Kubva zvaakasiya nzira yekuunganidza mukutora kwemunhu ane chikwereti, zvinowanzove nehunhu uhu.

Zvinonyanya kudikanwa zvekugadzira zvinhu

Inofanirwa kutakurwa mupfungwa kunyanya kuti kumisikidza kunoiswa pazvikwereti zvebhizimusi zvinosangana nezvinodiwa zvinotevera:

  • Kuti mashandiro akaitwa ndeebhizinesi rakajairika remutengi.
  • Kuti kutengesa kwave kuri kumakambani.
  • Izvo izvo zvigadzirwa zvinotengeswa hazviparara.
  • Kuti zvikwereti zvakanyoreswa seakafananidzwa ma invoice.
  • Iyo nzira yekubhadhara haisi-yakareba-nguva.

Kuzadzikisa zvidikanwi izvi zviri nyore, kuwana sevhisi yekunyorera chishandiso chiri nyore kunzwisisa uye kushandisa, pamwe nemubatsiri kune ese ari maviri chibvumirano, kuwana mibairo yakanaka nguva zhinji.

chii chiri kunyora
Nyaya inoenderana:
Chii chinonzi Factoring?

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  1. Inotarisira iyo data: Miguel Ángel Gatón
  2. Chinangwa cheiyo data: Kudzora SPAM, manejimendi manejimendi.
  3. Legitimation: Kubvuma kwako
  4. Kutaurirana kwedata
  5. Dhata yekuchengetedza: Dhatabhesi inobatwa neOccentus Networks (EU)
  6. Kodzero: Panguva ipi neipi iwe unogona kudzora, kupora uye kudzima ruzivo rwako