Mari dzeUS dzakabatana zvine simba zvichitevera hutachiona-hwakakonzerwa nekutengesa-munaKurume, izvo zvakaita kuti vazhinji vadzokere kumisika kuti vawane purofiti uye vadzosere kurasikirwa.
S & P 500 yakadzima kurasikirwa kwayo kwe2020 uye iyo Nasdaq Composite yakarova yepamusoro neMuvhuro, kunyangwe vakuru vakuru vakazivisa kuti US yakapinda muupfumi muna Kukadzi.
Izvo zvinogona kuratidza kudzoka kwenharaunda senzvimbo inopisa yekudyara. Asi sezvo dhora parinoramba richidonha pakati pepakati pesimba remabhangi, vatengesi vanogona kungwarira uye kutarisa kune mimwe misika yemikana yekuvaka hupfumi.
Mikana muAsia
UBS Global Wealth Management yati Asia (kusabatanidza Japan) ndiyo "nzvimbo chete" iyo inotarisira kuburitsa kukura kwakanaka muhomwe yemari gore rino.
Iko kushevedza kunosimbisa positivity pakati pevapfumi vekuAsia vanoita mari, avo muna Kubvumbi vakati vaive netariro (51%) pamusoro pekutarisa kwemwedzi mitanhatu yemasheya mudunhu ravo, zvichienzaniswa ne46% muEurope uye 35% chete muUS huru Asia-Pacific misika yakakwira zvakanyanya se49% kubva pazasi avo munaKurume svondo rapfuura.
Izvi zvinomiririra mukana wekudyara mudunhu, kunyanya kune vekuAsia vanoita mari vangazokuvadzwa nemari yekurasikirwa kana vachiisa mari mumatokisi emadhora ekuUS, sekureva kwaFreddy Lim, mubatanidzwa weStashAway uye mukuru wezvekudyara.
"Pane mukana wakanaka wekuti mari dzeAsia dzichapfuura dhora mumwedzi 18-24 inotevera," akadaro Lim weSingapore-based digital pfuma maneja. "Izvi zvinoreva zvakare kuti Asia-based assets inogona kutanga kutaridzika kunge inonakidza mune zvemari zvemuno."
Main misika yekudyara
Tichitarisa kumisika mikuru muAsia, Singapore Straits Index inoita kunge inokwezva sezvo ichipa mukana we "mazita emhando yepamusoro, akatsiga ane nhoroondo refu yekuongorora madenda akapfuura," akadaro Lim.
Mimwe misika yekuAsia ine maindasitiri, seSouth Korea, Hong Kong, Taiwan, pamwe neChina, inoita kunge "vakundi" zvichienzaniswa nevamwe vavo vasina kusimukira kumatunhu, sekureva kwemukuru wehupfumi weHSBC Singapore neIan Yim wepasi rose.
"Pamusoro pekukwezva mukukosha, vane mukana mushoma wekuwana zvigadzirwa nemafuta, uye vakaratidza kuve vakashongedzerwa zvirinani kutarisana nedambudziko reCovid-19," akadaro Yim, achiburitsa zvinhu zvakasiyana pamusika.
Zvikurukuru, maindasitiri ane zvakakosha zvakasimbirwa nehutachiona, senge e-commerce, Internet neChina hupfumi hutsva, zvinogona kuita zvakanaka, Yim na Lim vakabvumirana.
"Makambani anoita kuti e-commerce aratidze kuti ane mhando dzemabhizimusi akasimba uye anogona kuwana mabhenefiti ekushandura maitiro evatengi mune ramangwana," akadaro Yim.
Mabond uye real estate
Kunze kwemusika wemasheya, kumwe kudyara muAsia kunoratidza kuvimbisa, akadaro Samuel Rhee, purezidhendi uye mukuru wezvekudyara weSingapore-based digital Advisory firm Endowus.
Asia yakagadziriswa mari zvisungo, kunyanya, vakaita zvakanaka pasi pehurumende 'kupindura kwemari kuhutachiona, uye nekupa kwakakosha kwakasiyana kudyara, akadaro.
"Pazvisungo, mudunhu, tinoona kukosha kuAsia, uko goho rakakwira," yakabvumirana YS yeHSBC.
Kune rimwe divi, zvivakwa, kana zvivakwa zvekudyara zvivakwa (REITs), zvinogona kuunza zvimwe "kusagadzikana" zvichipihwa hutachiona pachiitiko ichi, akadaro Rhee.
Chengetedza chikamu
Usati watora mukana wechero mukana wekudyara, zvakakosha kuti uwane zano. Kutsanangura zvako zvinangwa zvemari uye kuti yakawanda sei iwe yaunokwanisa kuisa mari yakanaka yekutanga poindi.
StashAway's Lim yakakurudzira nguva dzose kuisa mari yemari mwedzi wega wega. Zvinoenderana neiyo StashAway Vision 2020, 'vakarongeka vatyairi', vanoramba vachiisa mari panguva yekudonha, vanoita zvirinani pane avo vanopeta panguva yekururamisa.
Ikozvino kune akawanda madhijitari ehupfumi mamaneja anowanikwa kuti akubatsire iwe kuita izvo; Gara uchingoisa mari mune zvisingabvumirwe index index mari kana exchange-traded mari (ETFs) iyo inoteedzera yakatarwa matunhu kana zvikamu. Izvi hazvingobvise chete kunetsekana kwekutarisa misika zvakanyanya, asi zvakare zvinokutendera kuti ugare wakasimwa kwenguva yakareba, akadaro Endheus Rhee.
"Nguva yekutengesa yakakosha pane kuyedza kuita musika nguva," akadaro Rhee. "Izvo zvaratidza kuva zvisina maturo kuedza sezvo kuchangobva kuderera nekukurumidza uye nekukurumidza kudzoka kwakaratidza zvakare."
Nei uchiisa mari muAsia?
Asia inomanikidza uye ine simba rekudyara zvakasikwa iyo inogona kupa varimi inokwezva portfolio kusiyanisa. Hupfumi hwakakosha hunosimbisa mari inogadzira mari mumatunhu ese uye inogona kupa inokwezva mikana yekudyara munguva yepakati nepakati.
Iyo Asia-Pacific dunhu inogona kupa hukuru hukuru kugona pamwe neinokwezva mari hova. Pane zvinhu zvakakosha zvakakosha zvekutarisa kana uchiongorora dunhu.
Iyo imba kune angangoita maviri-matatu evagari vepasi1 uye, kunyangwe hazvo huwandu hwevanhu hwekukwegura mune mamwe matunhu enharaunda, vanhu vazhinji-vezera revanhu vanotsigira hupfumi huri kukura.
Pfuma iri kukura nekukurumidza. Hukuru hwepakati pekudyara kwepakati hwakawedzera zvakatsiga, uye pari zvino paine vanhu vane hushoma-hushoma mudunhu kupfuura mune chero imwe.
Kukura kweGDP munzvimbo zhinji dzehupfumi hwedunhu dzakapfuura idzo dzenyika zhinji dzekuMadokero, uye kune hwaro hwakasimba hwepasirese uye hunobudirira bhizinesi mudunhu rese reAsia-Pacific. Zvinoenderana neongororo ichangoburwa, hupfumi hweAsia huchave hukuru kupfuura hwenyika yese mu20202.
Mazhinji emakambani anotengeswa neruzhinji munharaunda iye zvino ave neyakagadziriswa tsika yekubhadhara mibairo. Iwe unogona kuwana huwandu hwemakambani ayo anopa goverano yezvibereko zvakakwirisa zvakanyanya kupfuura gumi-gore-gore hurumende yemunharaunda zvisungo zvibereko.
Kusiyana nemari zhinji dzekuAsia dzemari, zano reJupiter Asia Rekuwana rakanyanya kutarisana nenyika dzakasimukira mudunhu reAsia-Pacific. Uku kufarira misika yakagadziridzwa kwakawedzera nekufamba kwenguva, sezvo huwandu hwehupfumi pamwe nezvematongerwo enyika mumakambani ari kusimukira nyika dzakagonesa timu yezvakakodzera kukosheswa kwemisika yemudunhu.
Asia Revenue Strategic inotungamirwa naJason Pidcock, uyo akabatana naJupiter muna2015 uye ane makore anodarika makumi maviri nemashanu ekuziva kuisa mari mudunhu reAsia Pacific. Iye anotsigirwa neMuchina Chigadzirwa Jenna Zegleman.
Asia ingangodaro injini hombe yekukura kwehupfumi pasirese nhasi, uye vazhinji vari kuyedza kuisa mari mukukwira kwayo kuburikidza nemusika wemasheya. Ehe, Asia inyika yakakura kwazvo uye dzakasiyana makondinendi ane mikana mikuru yekudyara, asi kune akatiwandei mirau yekutevera Iwe uchafanirwa kuongorora iwo mikana munyika yega yega, kana kutenga mari yemari inoisa mari kwazvo mumakambani eAsia. Iwe unofanirwa kuziva kuti ruzivo kumakambani ekunze anogona kunge asingawanikwe, akavimbika kana nenguva. Masoko emasheya muAsia haana kudzorwa zvakanyanya kupfuura muUnited States uye ane "mutengi chenjera" chinhu.
Sarudza nyika kuti uite mari yekutanga. Singapore masheya ane maonero akasiyana pane eJapan masheya, semuenzaniso. Ita ongororo yakawandisa pamitemo yemuno nemakambani ari mune imwe nyika. Kutora nguva yekusarudza iyo chaiyo kambani yekudyara mairi, pamwe nekuratidzwa kune yakashata mari zviitiko, kwakakosha kwazvo.
Semuenzaniso, Asia Stock Watch inopa huwandu hwekushambadzirwa kwemisika yeAsia, Equity Master inopa ruzivo pamusika weIndia, China Mazuva ese ipepanhau rehurumende yeChirungu, uye Gaijin Investor neJapan Financials zvakagadzirirwa vatengi vekunze vanotenga kuJapan.
Sarudza kana iwe uchida kushandisa kambani yekutengesa munyika yako kana kune imwe. Kuvhura maakaundi kunze kwenyika kunogona kusanganisira mapepa akawanda uye zvinyorwa, asi zvinokupa zvimwe zvakawanda zvaunogona kuita pane zvaungazove nazvo paunenge uchishandisa akaundi account yekukweretesa muUnited States. Sarudzo dzinosanganisira kugona kuisa mari mumakambani aungadai usina kuwana kubva kuUnited States. Zvisinei, makambani ekubhadhara mari haatongoratidzwi sezvinoitwa muUnited States, uyezve kutengeserana kwekuchengetedzeka hakuenzaniswe neUnited States.
Kuenda wakananga kunobva kunobatsira zvikonzero zvinoverengeka. Iyo yakawanda kwazvo masheya muAsia inogona chete kutengwa kuburikidza nesitoko yekutsinhana mune yavo nyika nyika. Kunze kwesarudzo dzakawedzerwa uye mukana wekuwanikwa kutsva, kuisa mari mumapuratifomu ekunze kunoderedza njodzi yemari, yezvematongerwo enyika uye yezvemari nekuve nemaakaundi emabhangi nevemakambani munyika dzakakodzera.
Sarudza nyika dziri kutama kubva kurima kuenda munharaunda yemaguta. Maguta achafanirwa kuvakwa, vashandi vakadzidza uye zvivakwa zviri nani, zvakaita sekufona, zvichadiwa. Njodzi inogona kudzikiswa nekudyara munyika dzisiri mune zvematongerwo enyika.
Pamusoro pehurumende yakagadzikana uye inochengetedza mari, tsvaga nyika dzinogamuchira kudyara kwekunze, dziine mabhanga epakati anobatsira, uye dziine kugadzikana kwemukati pasina kuratidzira kwakawanda uye kumukira kwemukati kuri kuitika.
Zvimwe zvinhu zvekutarisa mari inobatsira zvinosanganisira kutsvaga nyika dziri kugadzirisa hupfumi, dziri kuita zvirinani kupfuura zvinoonekwa nevanhu vazhinji, dzine mari inoshandurwa kuita yavo, uye dziine nzira dziri nyore dzekutengesa.kana mari yako isingashande.
Chengetedza mari munyika dzakasiyana siyana. Izvi zvinobatsira kuyananisa kusagadzikana kwekutengeserana mumisika irikubuda uye njodzi munyika dzinotenderwa kutengeserana kwemukati. Mushure mekuvhura uye kupa mari maakaunzi ako, ongorora mutsauko uripo pakati pavo kuzivisa sarudzo dzako nezve kudyara mune ramangwana.
MuJapan, semuenzaniso, masheya anowanzo kutengwa muzvikamu zvezviuru, kana dzimwe nguva zana, saka kunyangwe kutenga kudiki pane dzimwe nguva kunogona kuita mari yakawanda. Tarisa vatengesi vanotengesa mumadiki mashoma. Kune zvakare miganho pamusoro pekuti kusvika papi mitengo inobvumidzwa kukwira kana kudonha muzuva rimwe chete kutengesa kusati kwamiswa.
MuChina, varimi vakaona zvakaoma kuvimba zvirevo zvemari zvemakambani mazhinji. Zvinokurudzirwa kuisa mari mumakambani ekutanga-mutsetse ane nhoroondo refu, yakachengeteka mashandiro emari, uye hombe shareholder base.
Kunyange hazvo India ichizivikanwa nehurombo hwayo, inflation, shanduko yeminda, zvematongerwo enyika zviri pakati, hurombo, huwori, uye kushomeka kwemari, makambani mazhinji eIndia ari kuburitsa mibairo yakanaka, zvichiita kuti kuisa mari mumatura eIndia kuve kwakakosha.
Tenga zvikamu zvemakambani eAsia munyika yako wega. Kana iwe uri mudyari mudiki kana usiri kugadzikana kuvhura account yekukweretesa kunze kwenyika, mamwe mahombekombe makuru eAsia akanyorwa pane New York Stock Exchange, NASDAQ, London Stock Exchange, uye mamwe mapuratifomu. Tsvagurudza pakambani yega yega uchishandisa zvinyorwa zvakanyorwa muMethod 1 usati waisa mari, uchitsvaga makambani ane nhoroondo yekukura, yakaderera chikwereti, uye saizi uye kugadzikana kwemari inowanikwa.
Zvimwe zvinhu zvekutarisa zvine simba bharanzi sheet, akasiyana emitsara yechigadzirwa, ruzivo rwe manejimendi, uye huwandu hwevashandi. Njodzi dzekudyara munyika dzeAsia dzinosanganisira kusagadzikana kwevanhu munezvematongerwo enyika, shanduko yemitengo yekuchinjana, kusagadzikana mumitengo yemari, uye nemitemo mishoma.
Tenga mutual mari uye Shanduko Inotengeswa Mari (ETFs) iyo inodyara mumakambani eAsia. Makambani ekudyara senge Matthews Asia Funds uye Aberdeen Asset Management, semuenzaniso, investa mumakambani eAsia uye vanopa mari dzakasiyana siyana kune vese vakuru nevadiki varimi. ETFs imari inovimbiswa seyakafanana mari asi inotengeswa sechikamu chimwe chete.
Kutenga mutual mari kazhinji kunokutendera iwe kuti uise mari munyika dzine misika yakavharwa kune vamwe varidzi vemari vasiri vagari. Iwe unogona kuwana yakakwira mari yemari mune yehunyanzvi inochengetedzwa mutual mari
Tenga mari yemabhondi inoiswa mumakambani eAsia. Iyo yakaenzana portfolio ine zvese zviri zviviri masheya uye zvisungo. Unogona kutenga masheya mune mutual mari iyo inodyara mune zvekunze zvisungo kana kutenga wega zvisungo. Aberdeen, Matthews Asia, uye makambani makuru ekudyara eUS akaita seVanguard neFidelity vanotengesa mari yemabond inodyara mumakambani eAsia.
Mari yekudyara
Mumavhiki apfuura, kutya nezve coronavirus kwakazunungusa misika yequity kutenderera pasirese. Pakutanga tarisiro yekukurumidza kudzikisira yakadzorwa sezvo hutachiona huchienderera nekupararira, kunyanya kuChina, iyo ine huwandu hwepamusoro hwezviitiko. Vagadziri veChinese vanga vachitsungirira kuvharwa kwefekitori kubva mukupera kwaNdira, izvo zvakakanganisa vavakidzani vavo muAsia pamwe nemaketeni epasirese ekuwanisa vanhu
Kunyangwe coronavirus isati yatanga, kukura muChina kwakange kwadzikira nekuda kweazvino kurwa hondo pakati peUnited States neChina. Sezvo China iri iro rinotonga nyika mudunhu rayo, kudzikira kwayo kwakanganisa humwe hupfumi hweAsia senge India, Malaysia, Thailand neJapan. Izvi zvinoreva here kuti kunonoka kuisa mari muAsia?
Kana misika yequity yadonha, varidzi vemari vanopikisa vanowanzo "tenga dipi" - uye votenga masheya vamwe vese vachitengesa. Asi vamwe vanoti dambudziko riripo harina kumboitika uye masheya anogona kuramba achitsvedza nekutya hupfumi hwenyika. Kunyangwe zvisingaite kuziva izvo izvo ramangwana riri padyo zvinogona kuunza kumisika yemasheya, iyo yakareba-nguva maonero akakodzera kufunga.
Vagari venguva yakareba vatengesi vanowanzove nenguva yakatarisa yemakore mashanu kusvika gumi. Uye kuve nemari dzakasiyana siyana dzakapararira pasirese - pane kungo tarisa pamasheya emunyika yako, semuenzaniso - ndiyo kiyi yekudyara kubudirira.
Saka ndezvipi zvakanaka nezvakaipa zvekuisa mari mumisika yeAsia equity? Izvo zvakakosha kuti uzive kuti Asia inzvimbo yakasarudzika kwazvo, kumusha kune angangoita 60% yevagari vepasi nhasi. Nokuenzanisa, Europe ine pasi pegumi muzana muzana yevagari vepasi.
Imwe yemabhenefiti akakosha ekudyara mari muAsia hupfumi ndidzo dzinodaidzwa nevanoisa mari kuti "kukura nyaya." Havasi ivo chete vanhu veAsia vakakura, asi avo epakati makirasi uye hupfumi mazinga ari kuwedzera. Izvi zvinoreva kuti vane zvinogara zvichikura zvevatengi mabhesheni.