Pane ruzivo rwakawanda rwuripo pamambure kuti ugone kubvunza uye kuve nereferenzi ye muchato unodhura zvakadii, sezvo zvichinyanya kukosha kana uchifunga nezvekuita muchato sezvo zviri chaizvo zvese asi panguva imwe chete, vashoma kwazvo vakaroora vane bhajeti mupfungwa vasati varonga.
Kuva nebhajeti yakarongeka chinhu chakakosha kwazvo uye chakakosha kubva ipapo nekuda kweizvozvo, iwe unozogona kuziva nenzira yakapfava uye nekukurumidza zvinhu nenzvimbo kunoitirwa mari yako, nekudaro uchidzivirira zvisina basa uye zvisina basa mari Izvi zvinongoita kuti mari yako isaburitse zvakakwana, zvinokuisa mune chimwe chikwereti uye hautombowana mhedzisiro yaunoda zvakanyanya kumuchato wako. Kuva nebhajeti uye kugadzirisa kwairi kusvika padanho rakakura zvakare kuchakubvumidza iwe kuchengetedza imwe huwandu iyo yaunogona kushandisa mune mamwe madikanwa anodiwa kunze kwemuchato.
Pazasi isu tinokuratidza mamwe akakosha mapoinzi anofanirwa kutariswa nekuongororwa musangano rebhajeti rako, yega yega inounzwa nechinangwa chekujekesa uye yekukupa yakanyanya rubatsiro kukwanisa kugadzirisa kusahadzika kwako kwakawanda uye kugadzirira homwe yako kune rino rakakosha zuva muhupenyu hwako.
Isu tinofunga kuti zvirokwazvo nerubatsiro rwebhajeti uye nekutora aya mapoinzi, unogona kutonga zvisina basa mari, kwete vashanyi vepedyo uye pamwe chengetedza mari shoma
Yese bhajeti
Zvinoenderana neongororo, parizvino mutengo wakazara wemuchato ungangoita 23.262 euros.
Mari iyi yatove yakakosha uye yakakosha kunyangwe ichizosiyana zvakanyanya zvichienderana nekwaniso yako uye mari yemari, icho chinhu chaunofanirwa kunge watogadzirira usati watanga kufunga nezve izvo iwe zvaungade kuve nazvo mune yako mhemberero.
Sarudza uye unamatire kune yakatarwa huwandu sebhajeti yechiitiko chakadai, izvi zvinokutendera iwe nenzira iri nyore kwazvo kusatambisa nekukasira kuona zvauri kushandisa mari yako uye kana chiri chinhu chaicho chinomiririra chekutanga chinodiwa.
Kana usiri mumwe wevaya vanofarira kushandisa bepa nepenzura kana kungozviona zvakaoma uye zvisinganakidze kuchengeta accounting nenzira yechinyakare, paInternet pane zvemari zvinoshandiswa zvaunogona kuyedza kurodha pasi kuitira kuti maitiro ese aya awande yakapusa uye inokurumidza, saka imi semurume nemukadzi munogona kupedza nguva yakawanda muchifunga zvamungade kuva pamuchato wenyu.
Saiti uye vanodya
Iyo huru nguva yegore yakasarudzika uye yakasarudzwa kumhemberero yemuchato iri mukati mehafu yepiri yegore, ingangoita 81% yemichato yakarongerwa muzhizha uye mumatsutso, nenzira imwecheteyo, 53% yematambudziko anoitirwa mumahotera, dzimba dzemuchato kana maresitorendi.
Huwandu hwevashanyi hunosiyana-siyana asi hunowanikwa paavhareji pakati pezana ne100, nemutengo pabutiro repakati pezana ne200 euros.
Zvinoita here kudzikisa mitengo?
Pane zvese zvinodiwa, zvakaoma uye zvakanyanya kukosha kuti zvive nemhedzisiro yemhemberero, mutambo uyu pasina mubvunzo ndiwo mutambo unodhura kwazvo pamhemberero dzese. uye sangano rako.
Mumwaka wakaderera, zvinonetsa kuti nzvimbo dziitirwe zvivakwa zvavo mukati mevhiki, nekuda kweichi chikonzero, mitengo ichaenda pasi uye iwe unogona kuwana zviri nani madhiri.
Saizvozvowo, kunze kwenguva yakanyanya kudiwa, mahotera nendege zvichave nemitengo yakaderera zvakanyanya saka nguva yako yekuchata ichakudhurirawo zvishoma.
Imwe sarudzo iyo inokutendera iwe kudzikisa mutengo kuronga kuronga chikafu uye kwete kudya kwemanheru.
Kukoka, zvipo uye ruzivo
Iwe unofanirwa kutarisira ruzivo sezvo iwo asingaite senge ane mutengo wakakosha asi mushure mekuita masvomhu, akawanda madiki madhizaini anoita yakakwira kwazvo huwandu hwemari, rangarira, usashandise pane zvese izvo zvisingashande kunatsiridza muchato wako.
Mari inofungidzirwa ye € 410 ndiyo inodiwa ingangove yakapihwa kukoka.
Kana izvo zvauri kutsvaga kuri kudzikisa mutengo uye uine moyo murefu wakakwana, nguva nekuzvipira, unogona ita mikumbiro iwe nemumwe wako.
Pfungwa dzinogona kuve dziri nani pane kana iwe ukavatuma kuti vaite uye ivo vanozove vakasarudzika zvakanyanya. Kana iwe uchida, iwe unogona zvakare kutsvaga mazano pane internet, izere nemazano anogona kukubatsira uye kukubvumidza iwe kuchengetedza mazana mashoma euros.
Mufananidzo
Inotorwa sechikamu chechishanu chezvehupfumi zvakanyanya, uye inomiririra kubhadharwa kwepakati pe € 1000 ne € 1500.
Zvinogara zvirinani kuhaya vechokwadi vakarovedzwa uye vane hunyanzvi nyanzvi, asi zvese zvinoenderana nesarudzo yenyu semurume nemukadzi, kana muchida uye muine hushamwari nerubatsiro rweshamwari dzine ruzivo rwakakwana mazviri., unogona kumubvunza kuti atarisire zvese izvi, nenzira iyi unodzikisa mutengo uye panguva imwechete iwe unobatsira vako vokukurukura nemari.
Zvishongo
Iri basa rinowira chose pamuroori, nekuti agara ari munhu asina basa mukutarisira kusarudza maringi emuchato.
Mari ivo yavanogadzira yeiyi masosi ekudyara muhuwandu hwe € 500.
Gara uchienzanisa mitengo uye mhando, dzivisa kungotakurwa nezita rechiratidzo kana kumisikidzwa, tsvaga zvakanyanya zvaunogona mune izvi, dzidza kusiyanisa mutsauko muhunhu hwesimbi nematombo anokosha.
Masutu
Muna 78% yezviitiko, izvi zvinowanzo sarudzwa nevechikomba nemwenga, muzvitoro zvine hunyanzvi.
44% yevakaroora vanoshanyira 3-5 zvitoro paavhareji uye edza pa10-19 madhirezi usati waita yavo sarudzo.
Mutengo wekupfeka uripakati pe1.100 ne1.800 euros.
Kufamba
Iwo mahombekombe zviri pachena muitiro mukati meakakosha nzvimbo dzekuenda parunako, inotora ingangoita 33% yehuwandu.
26% yenzendo dzinogarwa nenzvimbo dzetsika.
Kune makumi mana nezviviri muzana yevakaroora vanosarudza uye vanoda kondinendi yeAmerica, vachiva nzvimbo dzinozivikanwa mukati mayo: United States yeNorth America, Caribbean neSouth America
Nguva yakajairika yerwendo inowanzo kuve mavhiki maviri.
Kune makumi mana muzana evakaroorana, mutengo werwendo rwemuchato uri pakati pe40 ne1.000 euros asi hazvo, zvinoenderana nevakaroora uye nenzvimbo yakasarudzwa, vaviri vanogona kushandisa pakati pe3.000 ne3.000 euros.
Chimwe chinhu chakakosha kuita ndechekuti usati waita chero sarudzo kana kubvuma chero rwendo rwekuti vanokupa, unofanirwa kufananidza huwandu hwese hwezvipo zvaunazvo, izvi zvinogona kubva kunzvimbo dzakasiyana siyana, zvekuti iwe enda zvakananga uye pachezvako kune ese kana mazhinji emahofisi emafambiro ayo anopa kwaunoenda iwe kwaunoziva, pamwe neaya iwe aunotsvaga uye awane pawebhusaiti., yekupedzisira iri nzvimbo kwaunogona kuchengetedza mari yekugadzirisa.
Unogona kunge uine shamwari padhuze nepari kure vakatotora rwendo rwavo rwechirimo saka usazeze kukumbira maonero avo uye kunyange kubatsira kutarisa kwavakafamba uye kuyedza kuzvibata zvakananga.
Kuva neinishuwarenzi yekufamba iyo ine yakanyanya kufukidza kugona kwakakosha, usazvitore semubhadharo, rangarira, zvirinani kudzivirira uye kwete kugara pane zvaunoda uye zvausina.
Kana uchihaya rwendo zvirinani kuti urwuite nezvose zvinosanganisirwa, nekuti kunyangwe parizvino zvinomiririra mutengo wakanyanya, mabhenefiti auchazonakidzwa nawo anofanirwa kukosheswa.
vamwe
Iko kushongedza kwemaruva iyo ndeimwe yeakaomesesa uye anodhura. Kuhaya mimhanzi, mafireworks uye yakareba etcetera, inomiririra mutengo wezviuru zvemamiriyoni mukati mebhajeti remuchato.
Izvo hazvigoneke kuratidza yakajeka mamiriro mune ese aya maficha sezvo paine zvisingagumi mhando uye sarudzo dziripo pamusika dzinoenderana nezvinodiwa uye zvemunhu zvinodiwa zvevaviri vaviri.
Nzira yakanakisa ndeyekuhaya masevhisi aya nenzira kwayo, uchigara uchifunga nezvebhajeti rako uye nechikwereti chako.
Iwe unogona kusarudza pakati pekuisa maruva akarongedzwa patafura yemwenga nemuroori, uchichinja kamuri kuita ruva paki pamutengo wezviuru zveeuros.
Zvemimhanzi, makamuri mazhinji ane DJ kana yavo yekushandisa ruzha, kana iwe uchida kuve neorchestra kana mimhanzi mhenyu, iwe unofanirwa kufunga kuti mitengo ichakwira uye kana zvirizvo, usakwikwidze zvakanyanya nekuti iorchestra chaizvo iyo inobhadharisa yakachipa zvechokwadi inonzwika yakaipa kwazvo uye inoparadza chiitiko chako.
Aya ndiwo mamwe mapoinzi anozoita kuti uve nemufananidzo wakajeka kuti ugone kuita sarudzo dzinoenderana nemhemberero yako, isu tinoziva kuti iko kunyepedzera kukuru uye isu tinotsvaga kuve neakanakisisa ezvakanaka asi gara uchifunga netsoka dzako ivhu rekudzivirira kuti kurongeka kwechiitiko chakadai kunova kushungurudzwa mushure mekunge chaitwa.