Vashandi, senge chero ani zvake, vanogara vachionekwa njodzi mamiriro uye zvirwere. Kana mumwe munhu akaremara patsaona nenjodzi kana chirwere kusvika pakutadza kuita basa ravo, izvi zvinoreva kuti munhu wacho ari kuremara kwenguva pfupi uye izvi zvichavatadzisa kushanda kusvikira vapora zvizere.
Pazasi isu tichatsanangura zvimwe zvakakosha nezve kuremara kwenguva pfupi uye mhedzisiro izvo zvinogona kukonzera maringe nehupfumi hwemunhu akabatwa.
Chii chinonzi kuremara kwenguva pfupi?
Kuremara kwenguva pfupi kunotsanangurwa se mamiriro ari mushandi kuti haugone kushanda kwenguva uye kuti unoda iyo kuchengetedzeka munharaunda kuchengetwa kwehutano.
Izvi zvinoita kuti munhu akabatwa atadze kushanda nekuda kwemamiriro epanyama, zvinoreva kuti basa rekuita remunhu anomiswa basa, kuitira kuti mushandi asasungirwa kuenda kubasa kwake uye mushandirwi asina basa rekubhadhara muhoro wake.
Izvi zvakare zvinokupa iyo kodzero dzekubatsirwa kuburikidza nekuchengetedzwa kwevanhu. Tevere isu tichataura kuti ndiani anobhadhara izvi kubatsirwa mune zveupfumi nevashandi vakaremara kwenguva pfupi, nzira dzavanogona kuwana iyi bhenefiti uye mamiriro uye zvinodikanwa zvinoshanda kune vakaremara vashandi.
Chii chingaitwe nevashandi vakaremara?
Vashandi vari mune ino mamiriro vane mvumo yeku unganidza hupfumi kuitira kuvhara kushomeka kwemari kunoitika nekuda kwekutadza kuenda kumabasa avo.
Marii iyo mushandi achagamuchira panguva yezororo?
Huwandu hwemari iyo mushandi anogamuchira Iyo inoverengerwa pahwaro hwemupiro wevashandi kubva pamwedzi usati waenda kuzororo.
Kana chirwere chakajairika kana tsaona isiri-yebasa, 60% inoshanda kubva pazuva rechina kusvika zuva 4. Kubva pazuva 20, inowedzera kusvika 21%
Kana iri tsaona yebasa kana chirwere chebasa, kubva pazuva rinotevera iri 75%
Kubva pazuva rekutanga kusvika rechitatu, mushandi haasi kupihwa mari yekuwedzera mari.
Kubhadhara kunoitiswa nekambaniIzvi kubva pazuva rechina kusvika zuva rechi 15. Kana zuva regumi nematanhatu rasvika, mubhadharo wave kutarisirwa neINSS, inational social security institute.
Zvinokonzera uye zvinodiwa
Zvinokonzera kuremara kwenguva pfupi ndezvi:
- Chirwere chakajairika kana chepamabasa.
- Tsaona ibasa kana kwete.
Kugona kubhadharisa kubatsirwa mune zveupfumi kune avo vashandi vakaremara kwenguva pfupi vane kodzero, vanofanirwa kusangana nezvimwe zvinodiwa, zvinosanganisira:
- Iva nenguva yenguva yakataurwa yemazuva zana nemakumi masere mukati memakore mashanu kusati kwabviswa.
Panyaya yetsaona, kungave kuri kubasa kana kuti kwete, kana kuri kurwara kunokonzerwa nebasa, hapana chikonzero chenguva yemutengo wemupiro wekuti vashandi vakwanise kuwana rubatsiro rwemari.
Zvinosungirwa kukambani uye mushandi
Iyo nguva iyo mushandi ari pazororo ichaunza mimwe mhedzisiro yehukuru, kuva nekodzero yekujoinha basa rake kana mamiriro aya apedzwa.
Mushandi anofanira kuendesa kukambani chirevo chekumisa nekusimbisa mukati memazuva matatu kubva payakaburitswa, pamwe nerevo yekunyoreswa uye kubatanidzwazve kubasa ravo mukati maawa makumi maviri nemana anotevera.
Nguva apo vashandi vane mvumo yekutora rubatsiro rwavo rwemari.
Pane hwakareba hurefu panguva iyo iko kuunganidzwa kunogona kuitwa, inova mwedzi gumi nemaviri uye inogona kuwedzeredzwa kwemwedzi inenge mitanhatu. Izvo zvakakosha kuti utaure kuti panguva ino, mushandi anogona kuburitswa kuti asvike pakuzara kupora.
Zvibvumirano zvekubatana zvinobata sei mune izvi zviitiko?
ari zvibvumirano zvakabatanidzwa Ivo vanogona kusimbisa kuti mushandi anogona kutora 100% yemubhadharo, pamwe nekumisikidza muripo kubva pazuva rekutanga rezororo.
Kuchengetedzwa kwevanhu munharaunda
Kana munhu akanyoresa semunhu anozvishandira, chinhu chekutanga kuchengetedzeka munharaunda kuvabvunza iko pane iwo mupiro wedanho wavanoda kusarudza; chikamu chepasi chemupiro ndizvo 850,20. Izvi zvinoshanda kune vese vashandi vane makore ari pasi pe47, zera iro rekuchengetedzeka munharaunda rinoita nhevedzano yekusarudzika. Iyi ndiyo bhenefiti yekuremara kwenguva pfupi kune zvakajairika zvinoitika kune izvo vashandi vanogona kuwana, izvo zvinosungirwa kubva muna2008.
Izvo zvikonzero zvinogona kunge zvakajairika zvinoitika, izvo zvatinogona kuverenga sekurwara kana zvakajairika kunge dzihwa, kana imwe isiri-basa tsaona sekudonha. Izvi zvinowanzoitika hazvifanirwe kunge zvine chekuita nebasa rako. Kana munhu akarwara, hurema hwechinguva hunotanga, munhu uyu anozowana bhenefiti nekuda kwezviitiko zvakatambura, uye mushandi haazobhadhara chero chinhu kuti agamuchire zvakataurwa nezvehupfumi.
Maitiro ekutora iko kubatsirwa mune zvehupfumi kana ukaremara kwenguva pfupi
Panguva iyo mushandi akanyoresa semunhu anozvishandira, ivo vanofanirwa kusarudza iyo kwechinguva chinzvimbo chinzvimbo mukati maro iripo. Munhu wacho anofanirwa kunge aripo nemari dzaanobhadhara uye asina zvikwereti nechengetedzo yemagariro kuitira kuti hurongwa uenderere mberi, saka vanofanirwa kuona kuti havana chikwereti kubasa.
Chikumbiro chinopihwa kumushandi, icho chinofanirwa kuzadzwa nekunyora uye mune izvo zvinozozivikanwa kuti munhu ariko kukumbira kubatsirwa kwehupfumi nekuremara kwenguva pfupi, pamwe nekuzivisa kwechiitiko ichi, apo munhu wacho acharatidza nzira iyo chinzvimbo kana bhizinesi rake richaramba rakamira iye achinaya kubva pachiitiko ichi. Kunyangwe ichizosiya mushandi achitarisira, kana nhengo yemhuri kana mumwe munhu, zvinofanirwa kudomwa mugwaro iri.
Ose ari maviri epasi chikamu, se izvo zvisimbiso, senge kuzvinyora, Ivo vanofanirwa kuendeswa kukambani yeinishuwarenzi yetsaona iyo yakasarudzwa panguva iyo munhu anonyoresa semushandi anozvishandira. Aya magwaro anogona kuunzwa panyama neemail.
Zvese zvinoteedzerwa kuburikidza nekusimbiswa senge kuongororwa kwemuviri kwemunhu nachiremba wemhuri uye kuongorora magwaro kuti uone kuti mushandi anonyorera gamuchira rubatsiro rwemari inoenderana kuburikidza nekuchengetedzwa kwevanhu.
Kamwe iyo kubudiswa kwese kwekurapa, kubvunzwa kana kukwidzwa kunoitwa nekambani kupokana nekubuditswa kwekurapwa, kunodaidzwa kunzi kuburitswa kwekurapa, hakumise kumanikidza kwekubuditswa kwekurapa. Mune mamwe mazwi, pavanonyora, kambani inosungirwa kujoina zuva rinotevera.
Chinhu chakakosha kuratidza ndechekuti iyo nguva yekukumbira kuburitswa kwekurapa ipfupi kwazvo, kazhinji ine mazuva gumi nerimwe kana gumi neshanu uye ndosaka zvakakosha kuti ubate nyanzvi ichakupa zano kuti uone kana zvichikwanisika kupokana nekubuditswa kwekurapa kwauinako.
Izvo zvakakoshawo kuti mushandi ari mu kuremara kwenguva pfupi kukumbira chirevo chekurapa kubva kuna nyanzvi kuti ari kuvarapa maringe nechirwere chirwere chavanotambura, sezvo zvakaitika kuti vashandi vane gwaro rekare kubva kuna nyanzvi, izvo zvinogona kukonzeresa pavanotsvaga rubatsiro rwemari.
Kudzokera mukuremara kwenguva pfupi
Fungidzira kuti mushandi ari mukati zororo rekurwara kwemwedzi isere uye anorapwa uye anosunungurwa, ndiko kuti, anopora. Kana mushandi akapindazve mukuremara kwenguva pfupi nezvikonzero zvimwe chete zvaakambove mukati memwedzi mitanhatu zvichitevera kuburitswa kwakapfuura, nguva yaakaburitswa yakaunganidzwa kune yapfuura. Ndokunge, kana mumwedzi misere mwedzi miviri ikapfuura uye iwe uchizonyorera zvekare zororo sezvo iwe uchiona kuti haugone kukudziridza munzvimbo yako yebasa nechikonzero chakafanana neremberi zororo, hazvizotanga kubva pakutanga kana isiri iyo nguva ichaunganidzwa.
Izvi zvakakosha, nekuti kuti uzive kana uchifanira kupfuudza kutonga ikoko kwegore remugumo maunogona ramba wakaremara kwenguva pfupi, Izvo zvinofanirwa kutariswa kuti kuregera kwave kuri nekuda kwekudzokazve kana kwete.
Aya mamiriro ezvinhu anokonzeresa mamwe akakosha ehupfumi mhedzisiro, nekuti mubhadhari wekubvisa uku anozotariswa nekubviswa kwemukati; Mune mamwe mazwi, dai yaive yekambani yeinishuwarenzi, iyo mutual ichafanira kuribhadhara, uye huwandu hwehupfumi huchagadziriswa muzororo rapfuura.