Mhando dzeMabhangi nemabasa avo akasiyana

Mhando Mabhangi

Nhasi, mukati me bhangi chikamu chinoshanda uye chinotaurirana zuva rega rega zviuru gumi zvezvinhu iyo inotarisana nekugadzirisa matambudziko akasiyana ayo vanhu kana makambani vangave nawo panguva dzakati. Tichifunga kuti munhu wega wega kana kambani ine zvido zvakasiyana, nyaya yemabhangi yakafanana chaizvo uye bhanga rega rega rinoita nemabasa akasiyana uye rine zvigadzirwa zvakasiyana. Izvo zvakakosha kuti, kuti tiswedere padhuze nebhangi ratiri kuda, tinoziva 100% yega yega uye pamusoro pezvose, zvinova zvigadzirwa zvainopa.

Uyewo, mumwe nomumwe ane mamiriro akasiyana uye vashandi vane hunyanzvi mune izvo zvinopihwa nerudzi urwu. Kunyangwe iri mukati meSpain, iri bhanga reSpain iro riri pamusoro pekuona nemasangano ese emari uye nemashandiro avo akasiyana, ndiyo hurumende inopa mitemo nezvinodiwa kune rimwe nerimwe remabhangi, zvichibva zvigadzirwa zvinopihwa neimwe yemabhangi aya. Izvi zvinoreva kuti rimwe nerimwe remabhangi rinotongwa nemitemo yakasiyana. Saka kuti iwe uzive zvishoma nezve nyika yemabhangi, nhasi ticha taura nezve iyo mhando dzakasiyana dzemabhangi uye mashandiro ayo mumwe nomumwe wavo.

Mhando dzemabhangi zvichibva pane muridzi

Uptrend anochengetera mari, pamari yemasheya machati semashure. Sarudzo yekutarisa

Mukupatsanurwa kwemabhangi, chimwe chinhu chakakosha mhando yemuridzi wavanayo, nekuti izvi zvinokuisa mune chimwe chikamu kana chimwe. Mhando huru dzemabhangi dzinozivikanwa ndeidzi:

Ndeapi mabhanga akazvimirira uye anoshanda sei?

Pachako mabhangi mabhangi mune avo vagovana vezvimwe zvakafanana akasiyana akazvimirira masangano kana kunyange vanhu vane hombe mari. Rudzi urwu rwebhangi rwakakurumbira makore mashoma apfuura uye mumwe wemienzaniso yakanakisa ndeye inozivikanwa ING yakananga bhangi.

Chii chiri mabhanga eruzhinji uye anoshanda sei?

Sekureva kwemabhangi eruzhinji, rudzi urwu rwebhangi rwazara zvachose nehurumende. Aya mabhangi anonyanya kuzivikanwa uye anowanzove aripo kwehupenyu hwese. Muenzaniso wakanaka werudzi urwu rwebhangi iri bhanga reSpain kana European central bank.

Mabhangi akasanganiswa, ndeapi uye anoshanda sei?

Mabhangi akasanganiswa, sekutaurwa kwezita ravo, iwo mabhanga ane hupfumi akazvimiririra uyezve, ane huwandu hwevanhu. Aya marudzi emabhangi anozivikanwa zvakare uye iwo anowanzo shandiswa nevanhu. Hurumende yeSpain. Inopa majekiseni makuru kumabhangi aya kuburikidza neFROB.

Mhando dzakasiyana dzebhangi zvichienderana nebasa ravo

Mhando dzeMabhangi

Pakati pezvakanyanya kufadza kupatsanura, kune zvakare basa kana chiono cheiyo yakati bhangi. Kunyangwe pakutanga pekutarisa, zvinoita sekunge mabhanga ese akafanana, ndicho chinangwa icho chinokuudza iwe kuti zvinangwa zvebhangi rakati nderei uye zvichibva pane izvo, chii chiri mutengi chikwereti. Mukati mechinyorwa ichi tinogona kuwana:

Iyo inoburitsa bank kana central bank, ndeapi uye anoshanda sei?

Rudzi urwu rwebhangi runodaidzwa kuti "bhangi remabhangi." Kubva pano, zvinoyedzwa ndezvekutarisa nekutungamira iyo yese yemari system yenyika. Rudzi urwu rwezvemabhangi rwuri pamusoro pekumisikidza mitemo inoenderana nemari, ichipa mari munyika, pamusoro pekuchengetedza matura ese emunyika ari mumamiriro akakwana. Mukati meSpain, chinzvimbo chiri pamusoro peiyi Bhangi reSpain, rinova iro sosi iri kutarisira nyika yese yeSpain yezvemari; zvisinei, iro sangano iro rinonyatsodzora zvese zvese iEuropean Central Bank.

Ndeapi mabhizinesi ekutengesa uye anoshanda sei?

Mabhangi ezvekutengesa ndeavo vakanangana nekushandira mutengi. Aya mabhanga ndiwo anotarisira kupa zvikwereti, kugadzira mari, nezvimwe. Aya marudzi emabhangi haasi emabhangi ekudyara.

Kupatsanurwa kwemabhangi padanho iri, kwakaitika muna 1929 nemirairo yeUS apo yaitsvaga kudzivirira kuparara mumari. Kunyangwe muEurope pasina mutemo unoparadzanisa mari, mabhanga mazhinji anozviitira kuchengetedza.

Investment banks, ndeapi uye anoshanda sei?

Mukati memabhangi ekudyara, isu tinowana zvese zvigadzirwa zvine chekuita neramangwana. Aya mabhanga anotarisana nemakambani maviri uye vanhu uye mukati memabhangi aya unogona kuwana sarudzo senge kutora makambani kana kubatanidzwa kweaviri. Pano, iwe unogona zvakare kuwana kutengesa kwechengetedzo pamusika uye uwane mazano akanaka kuitira kuti uwane mashandiro akanaka mune ramangwana.

Nyaya inoenderana:
Chii chinonzi bhangi rekuchengetedza

Ndeapi mabhizinesi emakambani uye anoshanda sei?

Mumabhangi emakambani, pane vatengi ayo ari kunyanya makambani. Pano pane chaiwo zvigadzirwa zvinobatsira makambani kuvandudza yavo chiitiko. Aya marudzi ezve zvigadzirwa ndezve izvo zvine hukama nemitsetse yechikwereti, mitengo yezvivimbiso, kubhadhara uye mari kubva kumacheki kana mareti kuitira kubhadharisa masevhisi.

Mabhangi evatengi, ndeapi uye anoshanda sei?

Pakati pemabhangi evatengi, pane vanhu. Aya marudzi emabhangi ndiwo atinoshanyira mazuva ese uye kwatingawane zvikwereti zvemunhu, zvikwereti zvekutenga imba yezviroto zvedu, kukumbira makadhi echikwereti, kuratidzwa kwevimbiso yezvikwereti kana zvikwereti, nezvimwe.

Mabhangi ekuchengetedza, ndeapi uye anoshanda sei?

Aya masangano ekuchengetera mari kuSpain zvinhu zvisiri-purofiti. Kunyangwe paine painenge isipo pechiratidziro chemabhengi ekuchengetedza mushure medambudziko ramakore apfuura (nekuti mazhinji akashandurwa kuita mabhangi), aya marudzi emasangano akange aripo kuti ape rubatsiro rwemagariro kune vese vanhu nemakambani kuitira kuti avape mukana wekuve mabhangi ekuchengetedza.

Chii chinonzi mogeji mabhengi uye anoshanda sei?

Aya marudzi emabhangi anozivikanwa kwazvo kana zvasvika pakupa zvikwereti kuitira kuti utenge chivakwa. Iri bhangi rinopinda nevanhu vaviri nemakambani.

Mukati meSpain, haugone kuwana iri bhangi rakadai, nekuti ivo vane mukurumbira muUnited States asi havasati vapararira, zvisinei, atove nemamwe makambani muSpain aunogona kuenda kuchinangwa ichi.

Pfuma yemabhangi

Spanish mabhanga

Aya marudzi emabhangi epfuma anozivikanwa pakati pemakambani uye kwete zvakanyanya padanho remunhu-kumunhu. Aya mabhanga ari pamusoro pekupa makambani majekiseni emari, kuitira kuti avabatsire kubuda zvakare. Rudzi urwu rwechikwata haruna mahofisi akavhurwa veruzhinji.

Mahofisi echikwereti epamutemo, ndeapi uye anoshanda sei?

ari Mahofisi echikwereti epamutemo ndiwo anotarisira kushanda mukati meSpain kuburikidza neyepamutemo chikwereti Institute. Aya marudzi emasangano ane bhizinesi-chete basa rine hukama hwakanangana neBazi reEconomy. Pakati pezvinangwa zvikuru zverudzi urwu rwechinhu chinangwa chekukura uye kupa kugona kunyatso gadziridza hupfumi hunowanikwa padanho renyika, pamwe nekugovewa kwayo chaiko. Kusvika ino, inotsvaga kuwedzera mhando dzese dzehupfumi uye tsika zviitiko, kwete chete kuitira kuwedzera basa, asiwo kuwedzera kushanya munzvimbo iyoyo.

Iyo ICO ndiyo mukutarisira kwekutsigira rudzi urwu rweprojekti kuitira kuti ujekese mari mumakambani akatenderedza Spain. Vanoita izvi kuitira kuti makambani aya akwanise kukwikwidzana pakati pavo uye kuti vabatsire mukufambira mberi kwenyika yose.

Pamusoro pezvo, chikuva ichi chinobatsira uye kukurudzira makambani kuti ashandire pamwe kuburikidza nezvirongwa zvemitemo yezvehupfumi panomuka matambudziko kubva kunjodzi dzinongoitika dzega kana mamiriro ehupfumi.

Sezvauri kuona mune ino yese posvo, hazvisi nyore kusvika kubhangi sezvataifunga, nekuti isu tinofanirwa kuziva izvo iro bhengi rinotipa kuti tibvunze chaizvo zvatinoda uye pamusoro pezvose, kuitira kuti isu isu pachedu titarisirwe mune izvo tinoda kuwana.

Imwe yeiyo mabhangi akaisa zviyero pane zvigadzirwa iyo iwe yaunogona kupa, zvisinei, dzimwe nguva uye kuti ukunde pamusoro pevamwe vatengi, ivo vanopa zvigadzirwa izvo zvavasiri ivo 100% vanokodzera. Kunyangwe iyo Bhangi yeSpain ichiedza kuchengetedza ese aya marudzi ezvinhu pasi pekutonga, kukosha kwekuti isu tiziviswewo nezvekuti ndeipi mhando yemabhangi inogona kutipa isu uye nechinangwa chei, inoita mabhizinesi edu ese uye zvikumbiro mukati mayo, zvakanyanya kuchengetedzeka.

Kunyangwe zvakadaro, sarudzo yakanakisa ndeyekusvika kubhangi redu raunovimba uye tivaudze zvatinoda kuzadzisa, kazhinji, mukati mebhangi rimwe chete rine matavi akasiyana uye mune rimwe nerimwe remabhangi panowanzove nehunyanzvi kubva kune yega yega kuitira kuti tikwanise enda kwaari chero kusava nechokwadi kwese.

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Marii iriko pasirese

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  1. Inotarisira iyo data: Miguel Ángel Gatón
  2. Chinangwa cheiyo data: Kudzora SPAM, manejimendi manejimendi.
  3. Legitimation: Kubvuma kwako
  4. Kutaurirana kwedata
  5. Dhata yekuchengetedza: Dhatabhesi inobatwa neOccentus Networks (EU)
  6. Kodzero: Panguva ipi neipi iwe unogona kudzora, kupora uye kudzima ruzivo rwako