Matipi ekusarudza akanakisa Broker

Kusarudza yakanaka stock broker Ndiro rimwe remabasa ekutanga atinofanira kutarisana nawo tisati tapinda munyika ino inonakidza. Zvine musoro, yega yega ichave nematanho ehurongwa kusarudza yakasarudzika broker, nekuti mumusika hapana akahwina akajeka, asi kune akasiyana masevhisi angave ari nani kana akaipa zvichienderana nekushanda kweumwe neumwe.

Saka kuti ndikwanise kukubatsira, heino ndiri kuenda kunonyora mamwe emapoinzi iwe aunofanira kufunga nezvawo pakusarudza a bhuroka rakanaka:

• Makomisheni akaderera: Hapana mubvunzo kuti ndiyo nguva iyo isu tese tinowanzo gadzirisa, asi isu tinofanirwa kuziva kuti chakanyanya kukosha kusatsvaga iwo mabroker ane iyo yakaderera komisheni kazhinji, asi iwo anopa mamiriro ari nani ezano redu. Saka semuenzaniso kana tiri kwenguva yakareba vatengesi chii chekutarisa maBroker ayo hauna komisheni yekutora zvikamu uye a kuchengetedzwa kwakaderera komisheni. Zvisinei, kana tiri vatengesi venguva pfupi, chinotinakidza zvikuru ndechekuti makomisheni ekutenga nekutengesa masheya ndiwo akanyanya kuderera nepo iwo ekuunganidzwa kwezvikamu kana kuchengetwa zvichange zvakaderera.
• Nzvimbo yakanaka: Iyo chikuva chekushandira chichava chedu chezuva nezuva chishandiso, saka tsvaga izvo zvinogutsa zvaunoda. Kana tichizoshanda chete nezvikamu zveIBEX, zvingave zvakakodzera kuve neBBVA seBroker (semuenzaniso) asi kana tichizoenda tenga nezvinhu zvinogadzirwa Mumisika yekunze isu tichafanirwa kuenda kune vane hunyanzvi maBroker akadai seGVCGaesco kana Renta 4.
• Icho hachisi a Akaundi yeOnnibus: Kana iwe ukashandisa iyo omnibus account iwe unofanirwa kugara uchifunga kuti izvo zvikamu hazvisi kuiswa muzita rako asi muzita remutengesi. Kunyangwe iri kuramba ichidzorwa, inogara ichipa chivimbo chekuve nemasheya muzita rako kudzivirira matambudziko (kubhuroka kwebroker, nezvimwewo). Usati wahaya broker yeuka kubvunza kana vachishandisa omnibus account kana kwete.

Kana izvo zvakakosha pakusarudza Broker zvataurwa, yave nguva yekupa mamwe mazano anoshanda.

• Usashandise echinyakare emabhangi brokers: Haisi mutemo chaiwo zana, asi kazhinji mabhanga makuru akadai seBBVA, Santander, Yakakurumbira,… anowanzove nema broker akaipa kwazvo. Nehunyanzvi iwo mashoma mapuratifomu uye ivo vanowanzo kubhadharisa akakwira kwazvo makomisheni. Ivo broker mumhando idzi dzemabhangi Ini ndinongovakurudzira kuti vatenge migove yebhanga pachayo, nekuti pakadai havawanzo kubhadharisa chero mhando yekomisheni uye kana kutokupa sarudzo yekutenga account yekungodzoreredza mari yemugove.
• Chenjera ne zvinokwezva zvinopa: Zvakajairika kuti broker ikupe mamiriro akanaka ekukukwezva asi chakakosha ndechekuti uve nechakanakisa chenguva refu chinopihwa. A broker inoda kubhadharisa makomisheni kuti ararame saka pakupedzisira munhu wese anofanira kuibhadharira. Usatsvage kubhida nenguva asi bhuroka rakakomba uye rakavimbika.

Nezve kuraira kwekupedzisira, inofanirwa kutariswa kuti chinja chikwama kubva kune mumwe mutengesi kuenda kune imwe ndeye inodhura maitiro Sezvo mutengesi anobuda achakubhadharisa pesenti yeimwe kukosha kwaunotamisa Saka hazvisi nyore kuve uchichinja nguva nenguva.

Uye pakupedzisira, ndikuudze zvishoma nezvemamiriro angu ega semuenzaniso. Izvozvi ini ndinoshanda pamwe neanotevera ma broker:

• BBVA chete yezvikamu zveBBVA zvega
• Santander chete yezvikamu zvaSandander
• ING yezviito zvemunyika kwandinotenga zvidiki. Kare kare yaive inobatsira nekuti yaive nemari yekutenga ye0,20% uye yaisabhadharisa kuchengetwa. Asi izvi zvakatoshanduka uye ikozvino inobhadharira kuchengetwa kana usingaite oparesheni semester yega yega.
• GVC Gaesco yezve zviito zvepasirese uye zvepasi rese. Iyo broker yandinonyatsofara nayo kubvira, kunyangwe ichidhura zvakanyanya kupfuura ING, ine hunyanzvi hwepuratifomu.

Uye iwe ... ndeupi mutengesi waunoshanda naye?