Zvikwereti zvisingaite zvakapihwa nemasangano emari anoshanda muSpain kumhuri nemakambani akavhara mwedzi waMarch pa8,83%. Chero zvazvingaitika, ndeimwe yeiyo yakaderera zvikamu zvemakore mashanu apfuura. Kunyangwe kuidzikisa ne0,32% zvichienzaniswa nemwedzi wapfuura. Kusvikira pakuti inoratidza kuti hupombwe huri pasi pehutongi hukuru kana tikanamatira pane kufamba uku mukufamba kwemari. Inoenderana nechikamu cheSpanish chakakura.
Izvi zvinoratidzwa neazvino dhata yakapihwa neBhangi reSpain. Mairi zvinowanikwa kuti zvikwereti zvisina kubhadharwa kumabhangi, mabhanga ekuchengetedza pamwe nemubatanidzwa dzakadzikiswa mukati memwedzi wapfuura waMarch kusvika ku111.764 mamirioni euros. Mukuita, inofungidzira kuti huwandu hwehutsotsi hwaive zviuru mazana matatu nemakumi matatu nemakumi masere euros maererano nemwedzi wapfuura. Nekuvandudzika kunoonekwa zvine chekuita nedhata rakaburitswa kubvira 3.320. Kufungisisa ndekwekuti zvikwereti zvisina kubhadharwa hazvina kukosha senge mumakore apfuura.
Iyi data pa solvency mazinga emhuri dzeSpanish nemakambani Izvo zvekukosha kwakadai kuti chive chiratidzo chakavimbika kwazvo chekuuya kwenzira dzekugadzirisa muhupfumi hwenyika. Kusvika padanho rekuti yaive imwe yambiro huru yakaitika pakati pe2000s nezvekumuka kwedambudziko rakadzika rehupfumi. Iko kusadonha kwemitengo kunoratidzwa muzvikwereti zvisina kubhadharwa kumabhangi, mabhangi ekuchengetedza pamwe nemubatanidzwa zvakasvika pamatanho ekuwedzera zvakanyanya. Mukupesana nemafambiro egore negore ayo anoratidza akawanda akasununguka margins. Nekuti kukura kwehunhu, ndipo panowedzera njodzi yekupinda mukugadzirisa hupfumi, sezvakaitika kare.
Kuomesa kwemutemo woutsotsi
Kunyangwe paine data rakanaka rinoratidzwa kubva kubhanga rinoburitsa reSpanish, hachisi chipingamupinyi kunekuti mirau yakasimbiswa kudzivirira kufamba uku mukufamba kwemari kubva mukugona kusvika kumakambani akawanda kana vanhu. Nekuti zvazviri, bato rakakurumbira rakaronga danho muCongress rine chinangwa chikuru kurwisa "kunonoka kubhadharwa kwekubhadharisa" zvine chekuita nevanokweretesa uye vanotengesa, zvakanyanya. Nekubvumirana kwemapoka akasiyana ezvematongerwo enyika anoona mukana mukuvandudzwa kwechiyero ichi.
Hazvishamisi kuti ichi ndicho chimwe chezvikonzero zvakakosha zve kuputswa kwemakambani. Semhedzisiro yekuwedzera kwemari yemari yemakambani uye izvo zvinovatungamira kuti vapinze kurasikirwa kukuru musitatimendi yavo yemari. Kusvika pakuti vazhinji vavo havana imwe mhinduro kunze kwekuvhara kwavo bhizinesi. Nezvinoenderana zvinokanganisa pakati pevatengesi kana vatengi.
Rwisa kudzivirira
Kuti tidzivise zviitiko izvi zvisinganyanyodiwa nevemabhizimusi, mukuru wenyika anotarisira kuti ichi chisiri-mutemo chikumbiro chinobatsira kusimudzira kuzivikanwa kwevagari veiri dambudziko rakakomba zvine chekuita nekugadziriswa kwemabhadharo. Kune izvi, dhizaini ye mishandirapamwe inodzidzisa yekurwisa hupombwe, sechiridzwa chekudzivirira. Kunge kudiwa kwekusangana nemazuva ekupedzisira asainwa muchibvumirano. Zvekuti nekuitwa kwayo kwakakodzera mashandiro anoita hupfumi anogadzirwa uye anogona kubatsira chigadzirwa chinogadzira chenyika.
Aya matanho anowedzeredzwa nehurongwa hunopa ruzivo rwakawanda uye zvirinani pane zvinoitwa nevashandisi vebasa iri. Uye uko masisitimu ese ane kupora kana kubiridzira senge poindi yekureva anewo chiitiko chakakosha. Asi zvakare kuitira kuti ikurudzire munzira yekukurumidza iyo iyo kukoshesa kambani. Kuita chero mhando yemakambani mashandiro kana kungoona chero chisina kunaka maererano nemamiriro eayo emari mumaakaundi.
Mhinduro dzemakambani
Mupfungwa iyi, ivo vanogona zvakare kubatsirwa kubva kune dzakasiyana siyana sarudzo dzinowanikwa kumakambani. Saka kuti vave nemhando dzose dzemhinduro dzekuita bhizinesi ravo kana zviitiko zvehunyanzvi. Chaizvoizvo kuburikidza neruzivo-rwakatsigirwa rutsigiro rwunozove rwakakosha rubatsiro kugadzirisa kwavo kutora sarudzo chero nguva uye mune chero mamiriro. Equifax, inotungamira kambani mune yechikwereti ruzivo mhinduro dzemakambani nevatengi, parizvino ine iyo ASNEF Empresas sevhisi.
Iri basa rehunyanzvi rine hunyanzvi rinozivikanwa nekudzivirira kweaya mamiriro ayo makambani madiki nepakati nepakati anogona kupfuura. Kusvika padanho rekubatanidza iyo yekuzivisa system iyo inofungidzira chero shanduko mune yevatengi solvency. Kupa ruzivo rwekukosha kwakakosha pamatanho ekushomeka uye solvency iyo kambani kana vanozvishandira vashandi vanogona kuve nayo chero nguva. Zvakare nezve kune mamwe akajairika mamiriro. Semuenzaniso, zvikwereti zvakabvumiranwa nemasangano eruzhinji kana chero chiitiko chingamuka mumakambani ari muMercantile Registry.
Kurwisana nevakwikwidzi vako
Iko kusimba kwechikamu kwakagadzira kuti zvimwe zvido zvemakambani zvinotarisirwa. Nekuti zviripo, kune zvekare hunyanzvi hwekushambadzira masisitimu, senge inonzi Riskview. Mairi hupombwe hunonyanya kutarisirwa. Asi mune ino kesi, kuwedzera maitiro epasirese echisimba vis-à-vis vanokwikwidza mumatanho avo kana mitsara yebhizinesi.
Kuti vabudirire zvakanyanya mukuita, ivo vanoshandisa senzira yavo huru vachiona zvikwangwani zvakakosha zvebhizinesi. Saka kuti nenzira iyi, kuvimbika kwakakwirira kupfuura kuburikidza nedzimwe nzira dzekuyera. Imwe yemhedzisiro yezano iri ndeyekuti nzira dzinonyanya kudikanwa dzinogadzirwa kuitira kuti vanamuzvinabhizimusi vagone ita sarudzo dzakanakisisa nguva dzese. Chaizvoizvo kuburikidza nekushandiswa kweruzivo, iine epamberi tekinoroji nzira.