Kana zvasvika pakutarisira capital yedu zvakakosha kusiyanisa matanho ekudyara kuderedza njodzi dzinogona kutitungamira mukuparara. Kunyangwe bhizinesi ringaite serakachengeteka, panogara paine njodzi (uye kana tikasaona njodzi ipapo tine dambudziko rakakomba) saka zvakakosha kuvhara misana yedu uye kusaisa mari yakakwira kwazvo muzana bhizinesi rimwe chete. Kana sekureva kweshoko, usaise mazai ako ese mudengu rimwe chete.
Stock Market haisi kunze kwemutemo uyu uye nekudaro kana uchiisa mari munguva yakareba zvakakosha kusiyanisa nenzira dzinotevera:
Kusiyanisa kwenguva
Usaise mari yako yese pane imwe nguva. Hazvina mhosva kuti iwe unofunga zvakachipa sei pamusika wemasheya, unogona kugara uchidzika - kunyangwe pasi zvakanyanya - saka haisi zano rakanaka rekudyara kamwe kamwe. Kana iwe uchironga kuisa mari yako mune pfupi pfupi, chinhu chakanakisa chaungaite kuigovanisa muzvikamu gumi nemashanu uye shandisa mari muStock Market nguva dzose mwedzi imwe neimwe 1-2. Zvinogoneka kuti musika wemasheya uri kusimuka uye iwe unoguma watenga nemitengo yakaderera, asi zvinopesana zvinogona zvakare kuitika uye iwe unogara uchizvivhara pachako pamusoro peiyo inogona kukwirira iyo inoita kuti uise mari yako yese kana iri pamusoro.
Kusiyanisa mumakambani
Usaise bvudzi rako rese mune imwe kambani, kunyangwe uine cofinaza yakawanda sei yaungave nayo mairi. Kunyangwe iwe uchifunga kuti chiito ichi ndicho chakanakisa, unogona kugara wakanganisa uye zvinopesana zvinoitika. Zvakare, kana iwe uine zvese zvakadyarwa mukambani uye wafunga kumisa chikamu (sezvakaitwa neTelefonica muna2012), unowana dambudziko rakakura kana ukavimba nedividendi kuti urarame. Naizvozvo zvinokurudzirwa govana mari yako mumakambani akati wandei.
Makambani mangani ekudyara mairi?
Zvakanaka zvinoenderana nemari yakaiswa mari. Kune vanhu vari kutanga kutanga nekudyara mari yakaderera kwazvo, zvinokurudzirwa kuisa mari mumakambani mashoma (3-5 makambani) nekuti zvikasadaro manejimendi akaomarara uye kana vaine makomisheni ekuchengeta kana zvakafanana vanogona kudya mari yakawanda. Asi kune avo vane huwandu hwakakosha pamusika wekutengesa, ini ndinokurudzira mashoma emakambani gumi kuti achengetedzwe zvakanaka.
Geographic kusiyanisa
Iyi ndiyo nyaya ine makakatanwa sezvo vanhu vazhinji vachiisa mari yavo yese muIbex 35. Izvi hazvireve hazvo kuti zvinofanirwa kunge zvakashata sezvo makambani makuru eIbex35 ari emarudzi akawanda anoshanda mumisika mizhinji saka iwe urikutoisa mari (zvisina kunangana) mune dzakasiyana nyika. Asi kunyangwe zvakadaro, hazvikuvadze kudzivirira kuva nezvose zvakaiswa muStock Exchange imwechete sezvo uchidzivirira njodzi yenyika. Semuenzaniso, mudambudziko razvino takaona makambani aive akanyorwa paIbex asi aine bhizinesi ravo kunze kweSpain akarangwa zvakanyanya neSpain brand. Izvi hazvifanire kutarisirwa asi misika yakadarowo uye mari inogara ichitiza njodzi uye panguva iyoyo Spain yaive yakafanana nenjodzi.
Zvakare, kana iwe uchida kudzivirira kuomarara kwekudyara mumisika yekunze zvakananga nemasheya unogona kushandisa nguva dzose ETFs.
Chikamu chakasiyana
Makambani akasiyana anoumba Stock Exchange akarongeka nezvikamu: kubhengi, kufonera, chikafu, kuvaka, ... Dzivisa kuisa mari yakakwira kwazvo muzana mune imwechete chikamu nekuti kana chikamu icho chikazvibata zvisirizvo muStock Market inozokanganisa zvachose chikamu chezviito. Tsvaga akanakisa makambani ezano rako mukati mega chikamu chikamu uye utenge iwo masheya.
Uye izvi zvave zvirinhasi. Sezvauri kuona, aya matipi akareruka e kusiyanisa mari yako muStock Market.
Chinhu chakakosha zvakanyanya asi icho chisiri munhu wese anoziva, uye vazhinji vasingadaro.
Kusiyanisa chinhu chakakosha mukudyara kwenguva refu, uye kunyangwe munguva pfupi, kazhinji kunyangwe paine ongororo uye marongero edu ekudyara anogona kukanganisika, uye kana tisina mari yedu yakakamurwa kuita zviito zvakati wandei (kana mune yakachengetwa pfuma) iyo kurasikirwa kunogona kuva kwakakomba.
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Zvese zvakanaka. Nhoroondo izere ne "zvibvumirano zvakachengeteka" izvo zvave zviri kudzoreredza kwevanhu vazhinji ...