Kushaikwa kwemabasa, inozivikanwawo se "kushaya mari yekushaya basa", ibhenefiti inobatsira inopihwa neHurumende kune vanhu vakarasikirwa nemabasa. Iyo "inobatsira" bhenefiti nekuti kare munhu wacho aifanira vanga vachipa kwechinguva kuti vakwanise iyi bhenefiti. Kuti uve unofanirwa nekodzero iyi, unofanirwa kunge wanga uchitengesa kwenguva ingangoita gore rimwe chete, mazuva mazana matatu nemakumi matatu.
Iyi ndeimwe yematanho ezvematongerwo enyika senzira yekungoita basa, uye chinangwa chakateedzerwa ndechekufambisira kubatanidzwazve kwevashandi vevanhu vakarasikirwa nemabasa avo. Iyi data yakakosha, nekuti kusiya kambani iwe pachako zvaisazotungamira mukuwana bhenefiti nekuda kwekushaya basa. Nechinangwa chekurerutsa kunzwisiswa kwemamiriro ezvinhu uye zvinhu zvakasiyana zvekutora nekuda kwekushaikwa kwemabasa, chinyorwa ichi chinotarisa pakutsanangura zvinonyanya kukosha zverubatsiro urwu.
Mamiriro ezvinhu ekushaya basa
Yekutanga uye yakakosha seyakataurwa kare ndeye iyo vane mazuva 360 akataurwa mukati memakore matanhatu pamberi pezuva rinobvunzwa rubatsiro rwekusashanda. Izvi zvinogona kuitwa kubva kumahofisi (kunyangwe nekuda kweCovid-6 ivo vakatambura misiyano mumaawa nekuvhurwa) kana kubva ku SEPE webhusaiti.
Chikumbiro chekufanirwa kubatsirwa chinofanira kuitwa mukati memazuva gumi anotevera ebhizinesi kubva pazuva iro mamiriro ezvinhu epamutemo ekushaikwa kwemabasa. Kana mushure memazuva iwayo bhenefiti isina kukumbirwa, mari yakaenzana nekunonoka kwaitwa yakarasika.
Inogona kukumbirwa nevanhu vese vanogumisa hukama hwehukambani nekambani, chero nekuti chibvumirano chapera kana nekuda kwekudzingwa. Kusiyana neizvi, avo vanorega basa kana kuti vanozvipira kusiya basa ravo havagone kukumbira kusashanda
Vaya vanotambura nekudzikiswa kwakajairika kwebasa uye muhoro vanogona zvakare kuratidza yavo kodzero yekushaiwa basa Vakagadzika vanoregedza vashandi vanoita mabasa akasarudzika pamazuva e periodic vanogona kuikumbira mukati memazuva gumi nemashanu anotevera pakupera kwenguva yavo.
Kushaya basa kunogona kuunganidzwa kwenguva yakareba sei?
Mumwe wemitemo inozivikanwa ndeyekuti pamazuva ese mazana matatu nemakumi matatu (kana gore rimwe, sekutaurwa kwazvo) une mvumo yekuunganidzwa kwemwedzi mina. Izvo zvikamu zvekodzero yekuunganidza izvo zviripo kwenguva yakataurwa zvinotevera:
- Kubva pamazuva mazana matatu nemakumi matatu nemakumi mapfumbamwe nemazana mapfumbamwe nepfumbamwe emipiro yemipiro inoenderana nemazuva zana nemakumi maviri ekubatsirwa.
- Kubva pamazuva mazana matatu nemakumi matatu nemakumi mapfumbamwe nemazana mapfumbamwe nepfumbamwe emipiro yemipiro inoenderana nemazuva zana nemakumi maviri ekubatsirwa.
- Kubva pamazuva mazana matatu nemakumi matatu nemakumi mapfumbamwe nemazana mapfumbamwe nepfumbamwe emipiro yemipiro inoenderana nemazuva zana nemakumi maviri ekubatsirwa.
- Kubva pamazuva mazana matatu nemakumi matatu nemakumi mapfumbamwe nemazana mapfumbamwe nepfumbamwe emipiro yemipiro inoenderana nemazuva zana nemakumi maviri ekubatsirwa.
- Kubva pamazuva mazana matatu nemakumi matatu nemakumi mapfumbamwe nemazana mapfumbamwe nepfumbamwe emipiro yemipiro inoenderana nemazuva zana nemakumi maviri ekubatsirwa.
- Kubva pamazuva mazana matatu nemakumi matatu nemakumi mapfumbamwe nemazana mapfumbamwe nepfumbamwe emipiro yemipiro inoenderana nemazuva zana nemakumi maviri ekubatsirwa.
- Kubva pamazuva mazana matatu nemakumi matatu nemakumi mapfumbamwe nemazana mapfumbamwe nepfumbamwe emipiro yemipiro inoenderana nemazuva zana nemakumi maviri ekubatsirwa.
- Kubva pamazuva mazana matatu nemakumi matatu nemakumi mapfumbamwe nemazana mapfumbamwe nepfumbamwe emipiro yemipiro inoenderana nemazuva zana nemakumi maviri ekubatsirwa.
- Kubva pamazuva mazana matatu nemakumi matatu nemakumi mapfumbamwe nemazana mapfumbamwe nepfumbamwe emipiro yemipiro inoenderana nemazuva zana nemakumi maviri ekubatsirwa.
- Kubva pamazuva mazana matatu nemakumi matatu nemakumi mapfumbamwe nemazana mapfumbamwe nepfumbamwe emipiro yemipiro inoenderana nemazuva zana nemakumi maviri ekubatsirwa.
- Yakaenzana kana inopfuura 2160 yemipiro inoenderana nemazuva mazana manomwe ekubatsirwa.
Pane yekushanda Chikamu-nguva zuva rega rega iro rinoshandiswa rinoonekwa sezuva rakashanda. Izvi zvakazvimirira zvezuva iri.
Zvinoenderana neyakavakirwa hwaro, zvinoonekwa kuti kana vakashanda makore anodarika matanhatu, iwo mubhadharo wakanyanya uchave mazuva mazana manomwe (makore maviri). Saizvozvowo, munhu akashanda kwegore nehafu (mwedzi gumi neshanu), anozove nekodzero yekubatsirwa kwemwedzi mitanhatu. Nekudaro, kana munhu akashanda kwemwedzi makumi maviri nematatu, kodzero yekubatsirwa icharamba iri mwedzi mitanhatu, sezvo vasati vapinda mumatanho kubva pamazuva mazana manomwe nemakumi masere nemasere.
Marii yaunogona kuunganidza yekusashanda kwemabasa?
Mari inobhadharirwa kushaya basa inoenderana nechipo chemupiro chemushandi wega wega uye chikamu chavakabatsira mukuchengetedzwa kwevanhu. Semutemo, zvinofungidzirwa kuti ugamuchire 70% yeanodzora hwaro hwe mwedzi mitanhatu yekupedzisira yakanyorwa. Iyi 70% inoshanda mukati memwedzi mitanhatu yekutanga yekusabatsirwa, uye kubva pamwedzi wechinomwe, 50% yeiyo yekumisikidza base inopomerwa.
Kune zvakare zvimwe zvidiki uye ma maximums ekugashirwa, ayo mugore rega rega anogona kuchinja uye kugadzirisa. Nezve iyi 2020 iwo madiki ari anotevera:
- Kana iwe usina vana, iri 80% yeIPREM + 1/6: € 501,98 semubhadharo mushoma.
- Kana iwe uine mumwe kana vana vakawanda, iri 107% yeIPREM + 1/6: € 671,40 zvirinani.
- Paunenge usati washanda izere-nguva uye wakaitwa chikamu-nguva, zvidiki zvingave € 250,99 kana usina vana kana € 335,70 nevana.
Kana zviri zvema maximums, pane zviyero zvisingakwanise kupfuudzwa, uye kuti kana uine vana zvinotarisirwawo here. Iwo ma maximums achatambirwa anotevera:
- Iyo yakanyanya kubatsirwa isina vana inoenderana ne175% yeIPREM: € 1.098,09 seyakanyanya kubatsirwa.
- Iyo yakanyanya kubatsirwa nemwana mumwe ndeye 200% yeIPREM: € 1.254,86 yakakwira.
- Iyo yakanyanya kubatsirwa nevana vaviri kana kupfuura: € 1.411,83 yakakwira.
Sezvo nemabasa anoitwa chikamu-chenguva cheiyo shoma, iwo marefu ekuti ugamuchire kubva kubhenefiti anokanganisawo. Kuti, Chikamu chakaringana chichaitwa kana pange paine basa renguva-pfupi mumwedzi mitanhatu yadarika. Panyaya yemunhu akashanda-chikamu-mukati mukati memwedzi mitanhatu yekupedzisira uye asina vana, ichi chichava 6% yemupiro wakakura. Mune ino kesi ingave € 50.
Izvo zvichiri kupa kana uchiunganidza kusashanda kwemabasa?
Mhinduro ndeyokuti hongu, ine hunhu hwekushanda uye kuti inoramba ichipa sei panguva iyo iyo yemubhadharo unogamuchirwa. Kana kushaikwa kwemabasa kana imwe rubatsiro irikutorwa, ivo vanobvisirwa mutero wemunhu wega. Pano zvinoitwa neSEPE kubhadhara 100% yemupiro webhizinesi wakanangana neSocial Security. Sezvo dzimwe nguva zvinoitika, mushandi anopawo chikamu, chikamu chake, chinova 4%. Nekudaro chikamu chemushandi chinobviswa zvakananga kubva pamubhadharo, kana kushaikwa kwemabasa kuri kuunganidzwa, mupiro unoramba uchishanda.