Imwe yemasekete anoshanda kwazvo mumwedzi ichangopfuura yemari kubhengi. Mushure mezviitiko zvipi zvakatenderedza Santander uye Popular Bank. Asi kune vazhinji vanoita mari avo vakamirira shanduko yeimwe yehuremu hunorema hwebhengi chikamu, senge BBVA. Kune vanoongorora zvemari vanoverengeka vanofungidzira kuti chingave kushamisika kwakanaka kwemwedzi mishoma inotevera. Kunyangwe paine mukana wekudzokorora pamusoro pemamwe maIbex makumi matatu nemashanu.
BBVA ndeimwe yebhuruu machipisi pamusika wemusika wenyika uye iine huremu hwezvose zvinoitika mune yakasarudzika indekisi. Kune zvakanaka kune zvakaipa uye mune chero mamiriro acho ndeimwe remabhangi maviri makuru eiyo panorama yenyika. Kusvika pakuve uri mune yakanaka chikamu cheiyo nzvimbo dzekudyara yakapihwa nevashambadzi vadiki nepakati. Vashoma vavo havana kunge vari chinhu cheako chero mashandiro ako mumisika yemari. Iwe unogona kutotengwa pane ino yakakosha kukosha izvozvi.
Kudzokororwa kwemitengo yezvikamu zveBBVA kunoonekwa nekukasira mumaitiro emakero emunyika. Kuve imwe yeakanyanya kukosha uye iri kutowanikwa mune zvese ongororo kuti akanyanya kukosha mafemu emari anga achiitisa. Nekuenderera mberi kwekudzokorora kune yako tarisiro mutengo uye izvo zvinogona kukubatsira iwe kugadzira nzira chaiyo yekuvhura kana kugadzirisa zvigaro mune iyi kukosha kwakakosha. Uye zvakanyanya kusanzwisisika panorama yemabhangi chikamu muEuropean kondinendi.
BBVA: mhinduro dzebhizinesi
Usati waita sarudzo maererano nekambani yezvemari, zvinokurudzirwa zvikuru kuti uve neruzivo rwakajeka nezve yako mamiriro ebhizinesi. Eya, mhedzisiro mitsva yaakapa inoratidza kuti mamiriro ake ari pachena kuti unokwanisa kutenga zvikamu zvake kubva zvino zvichienda mberi. Nekuti zvirokwazvo, ndiwo akanakisa emakore maviri apfuura uye nyika ino inofanirwa kuratidzwa mukuvandudzika kwemutengo wayo wekunyorwa mumisika yemari. Kunyangwe isingakwanise kuzivikanwa muzvikamu zvishoma, ichave inoshanda.
Nekuti gore rino raita kesi capital inowana 180 mamirioni euros semhedzisiro yekutengesa kweChina bhengi. Nezve nzvimbo dzemabhizinesi, Mexico iri kurasikirwa nehuremu chaihwo muboka rezvemari, kunyangwe ichivandudza mhedzisiro yayo. Neine mambure purofiti inokura ne10%. Kunyangwe pane zvinopesana, musika wenyika pachawo uri kuwana huremu hwakawandisa mumaakaundi ebhangi, ichiwana angangoita 55% panguva ino. Mamwe maakaundi, ayo kazhinji, akagamuchirwa kwazvo nevashambadziri.
Tora 69% kupfuura gore rapfuura
Kana iwe uchironga kutora chinzvimbo muboka iri rezvemari, iwe unofanirwa kuziva izvo mukati mekota yekutanga yegore yakawana 1.200 mamirioni euros. Iyi data inoreva kuti yako purofiti yakawedzera nekusapfuure pe69% panguva ino. Chero zvazvingaitika, iri nhamba yepamusoro kupfuura inotarisirwa nemisika yemari uye nekudaro inofanira kuturikirwa kubva pane yakanaka maonero kune vese vanoita mari. Uye kuti mwero wekutsinhana watamba zvinopesana nezvido zvebhangi. Nekuti dai vanga vasina, kudzoka kwavo kwaigona kunge kwasvika chikamu chakakwira, kunyanya 79%.
Mishumo yevaongorori vese vezvemari inoratidza kuti mhedzisiro inoratidza kugona kweBBVA yekuunza mari inodzokororwa mune chero nharaunda. Hazvishamise kuti imwe data yehukosha hwakakosha inowoneswa mumabhizinesi account ndeyekuti mari inoderedzwa neinenge 1%. Kunyange zvakadaro, Mari yemubhadharo yeNet yakawedzera ne4,1%. Izvo hazvigone kukanganwika kuti ndicho chimwe chezvinhu izvo basa rekushambadzira remabhangi rakavakirwa uye kuti rakanyanya kusarudza mukuenzanisa mamiriro eakaundi mabhizinesi avo.
Stock zvinyorwa
Masheya eBBVA akaonga mukati megore rino neinosvika 16% Kuita uko kunogona kutariswa kunogutsa kune vanoita zvemari, asi pasina kusvika kumahombekombe kwemamwe masangano ezvemari akaratidzira mashandiro ari nani mumari yenyika Sezvo mune chaiwo kesi dze Banco Santander uye Bankia. Chero nzira, ndeimwe yemitemo iyo yakave nerwendo rwakajeka kumusoro nemakambani akanyorwa eSpanish.
Ehe, hazvigone kukanganwika kuti munguva pfupi yapfuura migove yayo yanga ichitengesa pamatanho emaeuro mana. Naizvozvo, padyo ne100% ichave yagadzirwa kana mitengo iyi ikatorwa sereferenzi. Iine purofiti pamusoro peiyo inopihwa nezvimwe zvikamu zvemusika wemasheya zvakanangana zvakanyanya mumisika yemari yenyika. Kubva nemaonero aya, hazvishamise kuti huwandu hukuru hwevanoongorora zvemari ndewe sarudzo yekuti chikamu chekukoshesa kwayakaita chakatopera.
Nekugovaniswa kwemugovano
Chimwe chezvikurudziro zvekunyorera kuzvikamu zvebhangi rakakosha iri mugove wedividhi yainoita gore rega rega. Iine purofiti yekutenderedza 6% iyo yakagadziriswa kubudikidza nemana kubhadhara kwegore kunozoenda kune yako yekutarisa account. Chikonzero nei iri kukosha iri yakakodzera kwazvo kune anochengetedza mari mapotifoliyo. Nekuti varidzi vayo vanozokwanisa kuve neyakagadziriswa uye yakavimbiswa mubhadharo nguva dzose. Zvisinei nekushanduka kwayo mumisika yemari.
Uyu mubairo unopihwa kune vese vagovani vanoumba chikumbiro chekukwezva vanoita mari. Nekuti chikamu chayo chikamu chepakati chemubhadharo wemugovani uye chakafanana chaizvo neicho chinopihwa nemamwe masangano emari. Iyo inopa iyo mbiri sosi yemari uye izvo kusvika padanho rakakura zvinobatsira kuchengetedza kuchengetedza muzviitiko zvakashata kwazvo kumisika yemari.
Hunhu hwekukosha uku
Chero zvazvingaitika, iri value iyo yakasimba kwazvo uye izvo hazviwanzo gadzira kuchinja kukuru mumutengo wezvavaitora. Hazvishamisi kuti haina kuzivikanwa neyakaipisisa kusagadzikana. Asi pane zvinopesana iyo inosiyaniswa nekumwe kugadzikana mune shanduko iyo iyo inopa yega yega yekutengesa zuva. Hazvina kujairika kuti iwe unogona kuwana kurasikirwa kukuru kana ukasarudza kuvhura zvinzvimbo mune ichi chikumbiro cheSpanish stock market. Asi nekuda kwechikonzero chimwe chete, usatarise kuve mamionaire husiku ihwohwo neiyi kukosha kana.
Zvimwe zvehunhu hwayo hukuru ndiko kushomeka kukuru kwainopa mumisika yemari. Imwe yepamusoro-soro paIbex 35 uye kuti inogona kukubatsira iwe kupinda nekubuda munzvimbo dzavo zviri nyore uye nekukurumidza mukufamba kwese. Uye zvakare, iwe haugone kukanganwa kuti zuva rega rega kune mamirioni evashambadzi vanochinjana mazita avo. Nemabasa asingaverengeke, zvese kutenga nekutengesa. Kusvika padanho rekuti zviito zvaro zviri pasi pekuita kweakakosha mari yekudyara munyika.
Maonero egore rino
Kana zvasvika pane zvaunogona kuita mune yasara yegore, iwo maonero ehunyanzvi nyanzvi haana kuenderana. Kure nazvo, nekuti vamwe vacho vanokurudzira kutengesa masheya uchifunga kuti ane mashoma kukura mukana wekupera kwegore. Nepo zvichipesana, vamwe vanonongedzera kuti inguva yakanaka kutora zvigaro paBBVA. Nekuti inopa yakakwana equation pakati pekuita kwako uye njodzi izvo zvinosanganisira kubatira kwayo kubva zvino zvichienda mberi.
Mupfungwa iyi, zvese zvinoita sekunge pane zvakawanda zvaunogona kukunda pane kurasikirwa. Asi nguva dzose pamwe nekuchengetedza kukuru mukuita kwavo. Iko kuchengetedzwa kwemari kunofanirwa kukunda pamusoro pezvekufunga kwakanyanya. Kunyangwe iwo mapfumbamwe euros pamugove iri nhanho iri padhuze kubva pazvinzvimbo zvazvino, hazvikurudzirwe kuva netariro yakanyanyisa. Mune zvimwe zvikonzero, nekuti kune mamwe maratidziro akakodzera munzira. Kusvika pakukwanisa kudzivirira kuzadzisa ichi chinangwa munguva pfupi nepakati.
Chimwe chinhu chinofanirwa kuongororwa panguva ino ndiyo mamiriro azvino emari dzekunze. Izvo zvave kubva pakuve yekukwiridzira kuenda kune yakatevera lateral renji, kunyangwe aine zvishoma bias bias. Hazvishamise kuti inogona kukuvadza mutengo wemasheya ayo uye nekudaro hazvingashamise kana paine kumwe kugadziriswa mumwedzi iri kuuya. Kuti iwe unogona kushanda senzvimbo yekupinda kuti kuchengetedza kunobatsira mune ino nguva.
Zvakare kucherechedzwa ndiko kufarira kwakasimba kukosha kuri kuitiswa pakati pemamwe mapoka ekudyara. Vanoona mubhangi iri mukana wekutenga pamusoro pemamwe maitiro akakoshawo kwazvo. Ichi chiito chinogona kutungamira kune akakosha mafambiro mumisika uye ayo atichafanirwa kuve takatarisira zvakanyanya nezve zvinogona kuitika mumazuva anotevera kana mavhiki. Chero zvazvingaitika, ndeimwe yemakambani anonyanya kushanda mumisangano yekupedzisira yekutengesa.