Tekinoroji iri kufambira mberi nekusvetuka uye nemuganhu. Dai mumwe munhu akatiudza, makore makumi maviri apfuura, kuti isu taizoshandisa mbozhanhare dzedu chero chinhu kunze kwekutaura, hapana angadai akazvitenda. Uye zvakadaro, ikozvino inoshandiswa kufamba, kutumira mameseji uye kunyangwe kubhadhara nefoni yako.
Zvisinei, iyo yekupedzisira ichiri kuzivikanwa kune vakawanda. Uye zviteshi zvitsva zvinokwanisa kukurumidza kutenga kwedu. Sei? Kugonesa basa re foni yako inova yako kadhi rechikwereti. Kana iwe uchida kuziva zvese izvo, usazeze kuenderera mberi kuverenga ichi chinyorwa chatakagadzirira.
Kubhadhara kwefoni kunoshanda sei
Anenge munhu wese anotakura nhare mbozha. Izvi hazvingoshandire kufona chete, asi zvakare zvinokwanisa kushandiswa kune chimwe chinhu sezuva nezuva sekubhadhara. Uye zviri nyore kwazvo, pachinzvimbo chekushandisa kiredhiti kadhi, zvaunoita ndizvo svitsa nhare padyo neiyo daphaphone uye kuti izvi zvinozivikanwa kubhadhara, kungave kuburikidza nekunyorera kwako kubhangi, kuburikidza nekushandisa kwakawanda, kana kunyangwe pakati peshamwari.
Kubhadhara nharembozha chinhu chakanyanya nyore kuita kana chikagoneswa pachiri. Sezvo zvese zvaunoda kusvinura nharembozha yako, uuye nayo kuPOS kuitira kuti iverenge iyo NFC chip, uye isa iyo PIN yekadhi yaunobhadhara nayo neako smartphone pane iyo POS keyboard (kana kutenga kwacho kuchisvika pamwero mukuru kudarika 20 euros).
Muchokwadi ichi inounza nemikana yakawanda sezvavari:
- Yakakura kumhanya, kugona uye kunyaradza. Hapanazve kutsvaga kadhi. Kana uchigara uine nharembozha yako padhuze, zvese zvinokurumidza
- Iko kubhadhara kwakachengeteka, nekuti parunhare kadhi rako rinonyorwa, uye zvinonetsa kuti varishandise. Kuva wakanaka kuumbiridza kadhi kana kuti rakabiwa, nekuti hautombofanirwe kuzviratidza.
- Iyo iri nyore kwazvo kudzidza uye kushandisa nzira yekubhadhara.
Izvo zvinodiwa kubhadhara nefoni yako
Paunenge uchipa mubhadharo nenharembozha yako, zvakare yakakodzera piritsi kana kunyange komputa, zvinodikanwa kuti yako terminal ine maviri akakosha iwo:
- Kune rimwe divi, iyo NFC tekinoroji, ndokuti, Pedyo neMunda Kutaurirana, kana padyo nemunda kutaurirana. Icho chip chinokonzeresa kuti yako terminal iite diki remagetsi magineti inokwanisa kudyidzana ne dataphone kana yakafanana. Uye ndizvo izvo zvinodiwa kuti ukwanise kuita muripo nefoni yako.
- Kune rimwe divi, iwe unoda a Kubhadhara sisitimu inoenderana neInfoless tekinoroji. Iri harichisiri dambudziko rakadai nekuti iwo mabhanga pachawo ari kufambisa mukana iwoyo.
Ehezve, iwe unozodawo kunyorera uko iyo bhangi ruzivo (kana kadhi rako) rinounganidzwa kuitira kuti ugone kubhadhara.
Nzira dzekubhadhara nefoni yako
Chaizvoizvo, kuziva kubhadhara nefoni yako kunoreva kuziva mabhadharo aunoda kubhadhara. Uye, izvozvi, pane sarudzo dzakasiyana dzekuzviita, zvimwe zvirinani pane vamwe. Semuyenzaniso:
Kana iwe uchida kubhadhara pakati pevanhu
Fungidzira kuti urikusangana neshamwari, kana munhu waunozivana naye, uye unofanira kumubhadhara. Asi iwe hauna kadhi kana mari. Kana imi mose muine mukana wekubhadhara (uye kugamuchira mari) nenharembozha yenyu, madii kuishandisa? Unogona kugadzirisa maakaunzi neshamwari dzako kana mhuri nharembozha yako, zvese zvaunoda kuti uve nezvakakodzera kunyorera, senge:
bizum
Iyo ndiyo yakanyanya kushandiswa uye inozivikanwa kune nhare mbozha pakati pevanhu. Uye zvakare haufanire kurodha chero chinhu, nekuti mazhinji ekunyorera mabhengi atove neakabatanidzwa saka iwe unongofanirwa kumisikidza iro basa uye kuita muripo (kana kuigamuchira kana vakakwereta iwe mari).
Parizvino, izvi zvinokwanisika chete pakati pevanhu, asi munguva pfupi zvinogona kuve zvinogoneswa kune mamwe mabhizinesi.
twyp
Imwe yeaya anozivikanwa kune vakawanda uye ane hukama nebhanga reING, saka iri kutotinyevera nezvechengetedzo yarinayo. Uye ndezvekuti zvinokutendera iwe kuti ubhadhare kubva kune yako nhare uye pakati pevanhu.
Zvino, pane dambudziko uye nderekuti, Kana iwe uri pamusoro pemakore gumi nemasere, unofanirwa kunge uine akaundi yekubhangi kukwanisa kushandisa application. Kana uine zvishoma (kubva pa14 kusvika pa17, haudi account yebhangi, nekuti inoshanda sekadhi rakabhadharwa kare).
PayPal
Iyi nzira yekubhadhara inozivikanwa zviri nani nekuva imwe yaunotenga online, asi sezvo iwe uchigona kutakura iko kunyorera pane yako nhare inovawo nzira yekubhadhara nefoni yako yaunogona kushandisa. Dambudziko chete nderekuti vanhu vaviri vanofanirwa kuve nePayPal account, kana zvisina kudaro hazvigoneke kuti iwe ugamuchire iyo mari (kana kuitumira kumunhu iyeye).
Kana iwe uchida kubhadhara kuburikidza nebhangi rako
Kana iwe usingavimbi kubhadhara pasina "yepamutemo" kunyorera kana izvo zvinokupa chengetedzo, saka unogona kusarudza kune emabhangi 'maapp. Mapazi emabhangi pachawo akaona kukosha kwekushandisa kwavo kuve nerudzi urwu rwekubhadhara rwakagoneswa, uye ndosaka zviri kuve nyore uye nyore kuzviita.
Semuenzaniso, mabhanga akaita saSandander, La Caixa ... kuburikidza neapp yavo inobvumidza kubhadhara nharembozha yako.
Santander Chikwama
Iwe unofanirwa kuve neiyo Santander Walllet kunyorera sezvo iri iyo inogonesa kubhadhara nhare kuburikidza nemakadhi echinhu icho. Kuti uite izvi, iwe unofanirwa kugonesa iyo kadhi iwe yaunoda uye kubhadhara.
BBVA
Iri bhangi rinewo sarudzo iyi, uye rinotoreruka kupfuura neSantander nekuti haufanire kurodha pasi chimwe chikumbiro kunze kwechinhu chebato (kureva, maBBVA). Kana ukangoshandisa iyo kubhadhara kubva kune yako nhare, haufanire kuita chero chimwe chinhu.
CaixaBank
Kana iwe uine CaixaBank account, ipapo iwe unozoda iyo CaixaBank Bhadhara kunyorera. Asi izvi zvine dambudziko, uye ndezvekuti iwe unogona chete kurishandisa pane yako nhare kana iwe uine NFC account. Zvikasadaro, ivo chete chinhu chavakagonesa kutakura chitambi parunhare icho chinozivikanwa kana chasvika padanho risingabati.
Kana iwe uchida kubhadhara nefoni yako
Kana iwe usiri kuda kushandisa mamwe mafomu pane ayo ako anotakura nhare, wadii kusarudza evagadziri ivo pachavo? Ndokunge, Samsung, Apple ...
Izvo zvinofanirwa kutaurwa kuti havazi vese vane aya maapplication akagoneswa kubhadharwa nhare, asi iwe zvakare une mukana wekushandisa Google Pay mune izvo zviitiko (uye iri chirongwa icho chinoiswa otomatiki pane yako smartphone).
Google Pay
Pakutanga zvaive inozivikanwa se Android Pay, asi ichangobva kuchinja zita rayo. Inogoneswa chero yeApple smartphone, asi inogona zvakare kushandiswa neApple.
Masisitimu ayo anotendera kuti ushande nemabhangi akasiyana siyana uye kiredhiti, akabhadharwa, makadhi ekubhengi… saka unogara uine sarudzo yekushandisa.
Apple Pay
Iyo yakasarudzika nharembozha yekubhadhara system yeApple mobiles, chero bedzi kuva iPhone 6 kana kupfuura. Chinhu chakanaka ndechekuti iwe unogona zvakare kubhadhara nechikumbiro ichi paMac, iPad kana Apple Watch.
Samsung Pay
Chimwe chigadzirwa chakaburitsa chayo chekubhadhara nharembozha ndeye Samsung. Asi kuti uite kudaro, zvinoda izvo dhawunirodha app yakabhadharwa. Chinhu chakanaka ndechekuti nacho unogona kubhadhara munzvimbo dzakaita seCarrefour kana El Corte Inglés.