Pasina kupokana, imwe yemari midziyo ine kuita kwakanyanya gore rino igoridhe. Yakakwira kusvika ku60%, imwe yepamusoro-soro mumisika yese yemari. Kwete pasina, mumwedzi iyi ndizvo kushandisa kukosha kwekupotera kupihwa kusagadzikana kuti misika yemakambani iri kutambura. Iko iko capital yevatengesi iri kufamba ichienda kune imwe sarudzo mukudyara. Nebatsiro rakakwira kupfuura iro rinogadzirwa nekutenga uye kutengeswa kwemasheya pamusika wemasheya.
Mukati meichi chiitiko, goridhe rinogona kunge riine mukana wepamusoro wekuongorora nekuda kwekusahadzika kwakawanda kunosara kugadziriswa mune hupfumi hwenyika nedzimwe chokwadi chezvematongerwo enyika. Semuenzaniso zvinogoneka kurwa kwehondo pakati peUnited States neIran uye izvo zvakakonzera iyo ounce yegoridhe kukwirisa mumisika dzepasi rose uko yakanyorwa. Iyo ndeimwe yemari inobatsira kwazvo yemari panguva ino uye nemashandisirwo ayo anogona kukwidziridzwa nenzira inoshanda kwazvo.
Nepo kune rimwe divi, hazvigone kukanganwika kuti goridhe, seyakaitika nhoroondo, inomira pachena nekuti muganho uripakati pekugovera uye kudiwa wanga wakasimba kubvira 1996. Kunyangwe muna 1996, 1997, 2000 na2001, kupihwa kwanga kusingakwanise uye Stock kushomeka kwakagadzirwa. Saka kuti kana makore mazhinji apfuura, ichave zvakare imwe yemafashoni ekudyara pakati pevanochengetedza munzvimbo zhinji dzenyika. Kupi, mabhangi ane akakomberedza 20% yechitoro ndarama inozivikanwa pasi rose. Iyo yakakosha vhoriyamu iyo, mune iyo nyaya yekutanga kudzosera chikamu chendarama yakakweretwa, inogona kusimbisa zvakanyanya kukwira kwemitengo yeiyo ounce.
Ndarama iri kutengesa pamazana chiuru nemazana mana
Ndarama yakanyorwa pa mazinga e $ 1.400 paunzi, imwe yepamusoro-soro mumakore achangopfuura uye iri kukonzera makambani mazhinji madiki nepakati kuti vatarise pazvinzvimbo zvavo kuti vatenge. Nechinhu chisina kutsarukana chehunyanzvi sezvo ichiratidzwa mune inosimudzira chiteshi iyo inovavarira kune ese mazwi ekugara: mapfupi, epakati nepakati. Kucherekedza kusimba kwenzvimbo dzayo mumisika yemari yesimbi yakakosha. Iine chiratidzo chekutenga chakajeka kunyangwe kukoshesa kwayo kwakasimba muhafu yekutanga yegore.
Chimwe chinhu chinofanirwa kutarisirwa kana uchiongorora simbi yero ndechekuti chishandiso chine simba kurwisa inflation. Chaizvoi munguva dzakadai nhasi panokosha ichi paramende yezvehupfumi iri kutanga kubuda. Kupa kudzoka pane kusevha izvo zvisina kupihwa parizvino nezvigadzirwa zvinobva, zvese zvinowirirana uye zvakagadziriswa mari. Iko iko kushoma purofiti isingatopfuure nhanho dze3% mune akanakisa kesi. Chero zvazvingaitika, dambudziko hombe paunenge uchidyara goridhe riri kutsvaga zvigadzirwa zvinosangana neakasarudzika maitiro.
Zvinangwa zveinotevera
Mushure mekushanduka kwayo mumisika yemari, chinangwa icho vanoongorora vanonongedzera kune iyi simbi yakakosha chiri padyo chaizvo ne $ 1.600 patoyuni imwe. Kunyanya kana kusagadzikana kuchiramba kuri mumisika yepasirese yemari. Zvakajairika kuti kana izvi zvikawa zvine counterpoint mumutengo wesimbi yeyero. Beyond imwe nhevedzano yehunyanzvi kufunga uye pamwe zvakare kubva pakuona kwezvakakosha. Chero nzira, imari yemari kuve neyako mari yekudyara kwemakore mashoma anotevera.
Ndarama, kune rumwe rutivi, ndeyekudyara iyo vakawanda uye varimari vakawanda vari kusarudza. Nekuda kwekudzoka kwakakwira kwavanopa izvozvi uye izvo zvinoita kuti ive inokurudzirwa kwazvo gonesa kuchengetedza nenzira yakachengeteka uye inoshanda. Kunyangwe paine kugadziriswa kune musoro kwainogona kuburitsa mumisika yemari. Kuti ivo vangave sekupinda poindi munzvimbo dzako pane kutengesa. Kwete chete goridhe, asi mamwe ese akakosha esimbi, senge platinamu, sirivheri kana palladium pachayo. Ivo vese vari pachena uptrend kumashure iyo inobatsira kuendesa kwavo kutenga pamusika mutengo.
Ndekupi kwekutenga goridhe?
London ndiyo nzvimbo yepakati yemusika wegoridhe wepasirese. Zuva rega rega, mabhanga akakosha esimbi (mabhuroni emabhangi) anobvumirana pamutengo wekuita mirairo yavo yakamirira. Mutengo unoburitswa pawebhusaiti yeLondon Bullion Market Association. Mutengo weiyi yakakosha mari yemari inoendeswa kuburikidza nemaokisheni ezuva nezuva. Mupfungwa iyi, zvinofanirwa kuyeukwa kuti mutengo okisheni inoitika zuva rega rega rekushanda na12: 00 yegoridhe, na14: 00 yeplatinum uye na15: 00 yegoridhe.
Mukupesana, hapana mutengo wezuva nezuva pakupera kwevhiki uye mamwe mazororo eUK. Kubva nemaonero aya, kutenga goridhe kwakanyanya kuomarara pane kutenga nekutengesa zvikamu pamusika wemari. Izvo zvinodawo mashandiro anoitwa mune imwe mari isiri iyo euro uye inosanganisira zvimwe komisheni yemari yekutsinhana iyo iri pakati pe0,15% uye 0,30% pamari yakaiswa mune iyi imwe nzira yekudyara. Hazvishamise kuti goridhe haina kunyorwa pamisika yemari yenyika yedu. Naizvozvo, hapazovi nesarudzo kunze kwekusiya miganho yedu kuti igutse ichi chinoshamisa chishuwo mukudyara.
Munguva yekumirira
Mutengo wegoridhe mumusika weLondon wakabata shanduko shoma pamberi pechisarudzo cheFed pamitero yemitero. Nesimba rakaparadzaniswa pamisika yezvemari senge apo misika yehuwandu hwepasi rose yakadonha, goho kubva zvisungo zvakakwanisa kupora kubva kune ese-nguva lows. Mupfungwa iyi, mutengo wesimbi yeyero uri kufungidzira kukwira kwazvino kuitira kuti mukana wese utange musangano mutsva wekusimudzira. Izvo zvinogona kuzvitora kumatanho akakwirira kupfuura zvazviri kutengeswa parizvino. Kunyangwe pamwe izvi kukoshesa zvatova zvishoma zvekusimba.
Kune rimwe divi, zvinofanirwa kucherechedzwa kuti imwe mari yekudyara yakabatana zvakanyanya neiyi yemari nhumbi. Asi nemukana wakakura waanogona kusiyanisa mari yako pamwe nezvimwe zvinhu zvemari. Zvese kubva kumari uye yakamisirwa mari, pamwezve nemari, zvivakwa kana kunyange mamwe mamodheru. Sesarudzo kune isina kusimba yekumira micheto yakapihwa gore rino nemari yekudyara, chero yavo chimiro uye mamiriro.
Ndarama kuburikidza nemari yekuchinjana-yakatengeswa
Imwe sosi yekuti vashoma uye vepakati varimari vanofanirwa kuzviisa ivo yeyero simbi ndeyokutsinhana-inotengeswa mari kana inozivikanwa zviri nani se ETFs Nekuti zvirizvo, ndicho chimwe chezvishandiso zvinonyanya kubatsira kubatsirwa kubva pane zvaunonyora pamisika yemari. Mupfungwa iyi, iyo SPRD Gold Trust ndiyo imwe yeiyo yakatsiga mari pamusika Uye haina kuona shanduko yakawanda mumavhiki apfuura. Nemakomisheni anokwikwidza kupfuura mukutenga nekutengesa masheya pamusika wemasheya. Uye izvo muzviitiko zvese, zvinobvumidza kuzviisa pachazvo muiyi kukosha kwekupotera par kugona padanho repasi rose.
ETFs, kune rimwe divi, chigadzirwa chakakurudzirwa kwazvo che mapfupi uye epakati epakati mashandiro. Kusiyana nemari yekudyara inoitirwa mazwi akareba maererano nekusingaperi. Nepo kune rimwe divi, mune dzimwe nguva vanogona kusanganiswa pamwe nemari yemari yakakosha kukosha. Nechinangwa chekutanga chekuchengetedza nzvimbo dzedu mumisika yezvemari pamusoro pezvimwe zvinhu. Kuchengetedza mari yakaiswa mari kubva pakutanga.
Mhangura dzeGoridhe Dzakaumbwa
Imwe yedzakanakisa uye epakutanga marongero ekudyara mune ino yakakosha simbi iri kuburikidza nendarama mabara. Icho chigadzirwa chakakandirwa uye chakaumbwa neicho chinonyanya kunyatsoita uye hunyanzvi. Maumbirwo ayo akaumbana uye kuchena kwegoridhe kunovimbiswa uye inzvimbo yakanakisa yekudyara uye inofadza njere. Imomo, zviyero zvemakoto akanyungudika anopiwa mumisika zvinosiyana kubva pa100 gramu kusvika ku1000 gramu. Nemhando dzakasiyana siyana dzezvikumbiro zvinokwana zvese zvinyorwa zvevanonyorera. Seimwe yesarudzo dzakajeka kutora mukana wekukwira kwemitengo mune ino yehupfumi mari.
Nepo kune rimwe divi, chishandiso icho isu chatinogona kuzvibatsira isu tisina kuenda kumisika yemari kwachakanyorwa. Semhedzisiro yechiito ichi, tinogona ponesa mari yakawanda mumakomisheni uye zvimwe zvinoshandiswa mukutarisira kana kuchengetedza. Uye nemukana wakakura watinogona kuutengesa panguva iyo oparesheni iyi inoita senge yakakodzera. Kuziva nguva dzese kuti iyi imari yemari iyo ingangogara ichikwira mukukosha, zviripakati nepakati nepakati.