Ehezve, imwe yenzira dzaunofanirwa kuisa mari yako kuchengetedza iri kuburikidza Investment funds. Uye mukati meichi chigadzirwa chemari, mune bhenji rekutarisa re kuenzana kwekondinendi yakare, sezvazviri mune chaiyo kesi yeEurostoxx 50. Saka kuti nenzira iyi, iwe unogona kuita kuti mari ichengetwe kubva ikozvino. Uye zvakare, inoshanda senzira inoshanda kwazvo yekuvadzivirira kunyangwe mumamiriro akashata kwazvo emusika wekutengesa. Inoenderana, mune chero mamiriro ezvinhu, seimwe yedzimwe nzira dzaunofanirwa kuenderana nenyika inogara yakaoma yemari.
Iyo Eurostoxx inogadzira sarudzo dzakasiyana kuti ugone kutsvaga dzimwe nzira dzakanaka dzekudyara. Nekuti zvirizvo, inofungisisa mari dzakasiyana dzinochinjaniswa kune yega yega ma profiles aunounza semudyari mudiki nepakati: ane hukasha, anozvidzivirira kana epakati. Kune yega yega yavo pane mhinduro yakasarudzika nekuti tsigira akasiyana zvachose manejimendi mamodheru. Iine dhinomineta rakajairika senge rinobva pane kuti vese vanobva kune ino inonyanya kukoshesa stock index.
Pamusoro pazvose, ivo vanokutendera iwe kuve unomiririra muEuropean equities, asi pasina kuburitswa zvakananga pamusika wemasheya. Kunyangwe paine kusagadzikana kwekuti mari yekudyara iyi isingatore mari inowanikwa inogona kubva kumusika weEuropean stock. Zvakare iwe haukwanise kukanganwa kuti izvi zvinosanganisira mutengo wezvemari wakakwira kupfuura uya wekutenga nekutengesa mashandiro pamusika wemasheya. Iwo ari margins anogona kusvika kumusoro nhanho dziri padhuze ne2% pamari yakadyarwa. Asi uchave iwo mutero wauchazofanira kubhadhara kukupa iwe kuchengetedzeka kukuru mukuita kwako mumisika yemari.
Nei maEurostoxx mari?
Kana iwe ukafunga kusarudza kuvhura mashandiro mune ino stock index kuburikidza nemari yekudyara, iwe unofanirwa kuziva kuti imwe yemabhenefiti anopiwa neiyi zano haibatanidzi njodzi dzemari Mune mamwe mazwi, kufamba kwese kunoitwa kuburikidza neyuro. Pasina chero mhando yemakomisheni ekutsinhana kwemari. Chimwe chezvinyorwa zvaro zvakakosha ndezvekuti iwe unogona kuzvinyorera ivo nemari inodhura kwazvo kudzimba dzese. Kubva ku1.000 euros kumberi, kuburikidza nemodhidhi yaunopedzisira wasarudza zvichienderana neprofile yako seyakarerekera inverse.
Iwe zvakare unofanirwa kukoshesa kuti iwe isa mari yako mumakambani akasimbiswa zvakanyanya. Kusvika padanho rekuti vazhinji vacho ndivo vanomiririra zvakanyanya nzvimbo yebhizinesi yekondinendi yekare. Kuburikidza ne kusiyaniswa kwemari inowanikwa nguva dzese. Saka kuti nenzira iyi, haufanire kutarisa pane imwechete kukosha, asi padengu rezvakasiyana zvakasiyana zvakasikwa. Izvo zvinogona kutosanganiswa nemamwe mafaera emari. Kunyangwe kubva pamari yakatarwa kuti upe kugadzikana kune yako portfolio.
Hunhu hweiyi stock index
Iyo Eurostoxx 50 index inoumbwa ne 50 anonyanya kukoshesa masheya munzvimbo ye euro. Iwo makambani anogona kuverengerwa mune ino index anouya kubva kunotevera nyika: Austria, Belgium, Finland, France, Germany, Italy, Luxembourg, Netherlands neSpain. Kubva padanho rinopa ichi chakasarudzika chigadzirwa chemari, haugone kukanganwa kuti machipisi ebhuruu emusika wemusika wenyika akabatanidzwawo: Santander, BBVA, Repsol, Endesa, Iberdrola neTelefonica. Izvo zvakakoshawo kuti uzive kuti iyi index index yekondinendi yakare inoongororwa gore rega rega ichifunga huwandu hwezvikamu uye padanho remahombekombe emari eizvi zvine chekuita neiyo yakazara. Sezvazviri muIbex 35, nekubatanidzwa uye kusiyiwa kwezvakanyanya kujeka zvirevo nguva dzese. Kunyangwe ichingobata imwechete kana maviri kukosha pakupera kwetemu yega yega kana gore.
Imwe yemabhenefiti ayo makuru ndeyekuti iwe unogona kuisa mari yako mumari yeEuropean nekuratidzwa kwakananga mumisika yemari. Nekuti zvirikuitika, iri portfolio yekuchengetedzwa iyo inokutendera iwe kuchengetedza zvinzvimbo zvakanyanya. Nenzira iyi, apo misika yemasheya inoparara, mari idzi dzinochengetedza kudzikira kwakanyanya. Kunyangwe nekuda kwechikonzero chimwe chete icho, hachiratidze zvakanyanya kukoshesa kuongororwa kwemisika yemari. Kuenzana kwaro uye kugadzikana kwakakura kupfuura kuburikidza nekutenga nekutengesa masheya zvakananga pamusika wemasheya.
Mitemo yekugara
Chimwe chikamu chekukosha kwakakosha icho chine chekuita nezwi rekugara kwemari yekudyara yakabatana neEurostoxx 50. Kazhinji. inokurudzirwa kwenguva yakareba, pakati pemakore matatu negumi gumi. Zvichienderana nehunhu hwavanopa semudyari mudiki nepakati. Kunge nhoroondo yaunokoshesa kubva pakutanga. Kunyangwe zvichiri musimboti, ivo vanogara vachinakidza zvigadzirwa zvemari kune vanochengetedza zvakanyanya. Iko kwakakosha kugadzira bhegi rekuchengetedza kwenguva refu. Kunyangwe mune dzimwe nguva nekutarisa pamudyandigere. Zvisinei nekuti une makore mangani, uye kunyangwe iwe uri mudiki kwazvo.
Nekudaro, iwe urikutarisa pachigadzirwa chekudyara, kana chisiri chakasiyana, zvirinani zvine hunhu hwakatsanangurwa chaizvo Kupi unotora njodzi shoma kupfuura mune mamwe mamodheru. Kunyangwe mukutsinhana kwekusangana nhevedzano yezvinotarisirwa neiyi index. Ndokureva, kuti zvikamu zvavo zvinokosheswa mumisika yemari. Uye iyo yakakwira kukwirira kwayo, zvirinani zvichazove zvako zvaunofarira. Nekuti chichava chiratidzo chekuti wawana mari yakawanda kuburikidza nekutora chikamu mune aya mari ekudyara.
Zvichida chimwe chekukanganisa kwayo kukuru ndechekuti iwe uchafanirwa kubata nawo makomisheni anodikanwa zvakanyanya kupfuura mune zvimwe zvigadzirwa zvemari: misika yemasheya, mvumo kana mari yekutsinhana-kutengesa, pakati pezvakanyanya kukosha. Nekuti zvirizvo, kuvhurwa kwenzvimbo kunosanganisira akateedzana emari. Iwe haugone kukanganwa kuti kune akawanda makomisheni uye ane akasiyana masikirwo: kunyorera, dhipoziti, kudzoreredza uye manejimendi. Dzese dzinowanzo oscillate pakati pe0,5% uye 2% pane iyo mari yakachengetwa. Sezvauri kuona, pane mari yakawanda iyo ichabuda muaccount yako yekutarisa idzi pfungwa. Naizvozvo, zvakakosha kuti iwe uzvitore mushe usati wasarudza iyi imwe nzira yekudyara.
Huru maficha
Mari yekudyara yakavakirwa paEurostoxx 50 ine mapoinzi akajeka kwazvo emusiyano. Zvichava nyore kwauri kuti uvazive kuti vagadzirise mashandiro kubva zvino zvichienda mberi. Zvese kuchengetedza mari yako uye kushandisa zvakanyanya kufamba kwako mune izvi zvemari zvinhu. Chero chipi chinhu chakadzama chinogona kukuunza padyo kana kure neiyi mari yekudyara. Tichifunga izvi, ivo vanonyanya kuoneka pasi peanotevera peculiarities.
- Makambani ane yakakura chaiyo huremu hweEuropean equities. Iwo ndiwo makambani akakosha kwazvo munzvimbo ino yehupfumi uye anozivikanwa nechikamu chakanaka chevashambadzi vadiki nepakati.
- Haufanire kupa mari yakawandisa, asi mashandiro ako zvinoda mari shoma. Kunyangwe zvishoma pane mune mamwe akaomesesa manejimendi mamodheru. Iwo mukana unokwanisa kuita kuti utenderedze kune iyi mhinduro kunatsiridza kudzoka pane kuchengetedza.
- Kazhinji iri kungotarisa manejimendi, uko iwe kwaunogara uchiisa mari mune imwechete yemari midziyo. Nediki kana kushomeka kwakasiyana pane iyo portfolio yekudyara yakagadzirwa nevatariri.
- Iyi mari yekudyara inokutendera iwe chengetedza mari yakachengetedzwa ne saver. Zvirinani pasina kuwana kurasikirwa kwekukosha kwakakosha. Sezvo kune rimwe divi, zvinoitika nekushanda kwemusika wemasheya uye nezvimwe zvine hukasha zvigadzirwa zvemari.
- Pakupera kwezuva iwo musika uyo iwe usingazivikanwe kwauri. Pane zvinopesana, uine chokwadi chese icho iwe uchave unoziva nezvakawanda zvirevo zvinopihwa neiyo Eurostoxx 50 panguva ino.
- Mazwi ekugara zvachose muchikamu chikuru chechikumbiro chakapihwa chakanyanya kukwirira kune zvido zvevashambadzi vane hukasha, vakagadzirirwa iyo yepakati kana yakareba. Zvinonakidza chaizvo izvo tsanangura zvinangwa iyo iwe yaunoda kuwana kubva zvino zvichienda mberi.
Pasi pemafambiro emari akavimbiswa
Zvisinei, iwe unayo imwe nzira yekudyara zvinhu zvako muEuropean equities. Kuburikidza nemari yakavimbiswa. Sezvinoratidzwa neshoko rayo, vanovimbisa iwe a yakamisikidzwa purofiti pakukura zvimwechetezvo. Asi kunze kwekunge mamwe mamiriro ezvinhu akasangana mumusika uyu wezvemari. Kutanga nekudzokorora kwaro sekiyi kuvimbisa kushanda. Nekudaro, iwe hautore zvinokwanisika kumuka kweiyi equity index nekukasira kwakadaro. Kunyanya, kana iwe ukachienzanisa, ndiwo mafambiro akajairwa aunoita muhombodo. Kuburikidza nekutenga nekutengesa masheya.
Misiyano yavo mikuru iri mumabhasikiti ekuchengetedzwa akasarudzwa nemaneja. Izvo zvinotarisirwa kune yakasarudzika rakasiyana mutengi chimiro. Nenjodzi yepamusoro kana yepasi, zvinoenderana nemisiyano iyi. Chero zvazvingaitika, vashandisi, senge iwe pachako, vanogona kunge vari mukutenga zvinzvimbo mumakambani anomiririra zvakanyanya eupfumi hweEurope: Allianz, Bayer, Daimlerchrysler, Deutsche Bank, L'Oreal, Nokia, Nokia, Unilever ...
Iwe unongofanirwa kusarudza homwe yekudyara inonyatsoenderana nemamiriro ako sevatengesi vevatengesi. Iwe une mafomati mazhinji aunosarudza kubva uye nemhando dzakasiyana siyana mukutungamira kwayo. Kunyangwe nesarudzo yekusimbisa homwe nekukura zvine chekuita nekudzimwa kukosha. Kubva pamipiro midiki yezvehupfumi, kunyangwe pamwe iine makomisheni akawandisa kubvira pakagadzwa.