Chikwereti chakanaka, chikwereti chakaipa uye chikwereti kuti uwane mari

Dzidza kusiyanisa chikwereti chakanaka nechikwereti chakaipa

Tose tinoziva kuti munhu mumwe nomumwe ane unhu hwake. Zvakare, ivo vanobatana nenyika neimwe nzira, chimwe chinhu chinopfuudzwa muhukama hwavo nemari. Kusateerera zvakanyanya kwavari kunoita kuti uwedzere kukukurwa, zvakapesana nekuti ndiani anoedza kuvadzora uye kutonga zvirinani mamiriro avo ehupfumi. Kune mari shoma shoma uye mari yakawanda, kungofanana nezvikwereti zvidiki uye zvikwereti zvikuru. Asi mubvunzo ndewokuti, unoziva sei kana chikwereti chakaipa kana chikwereti chakanaka?

Muchinyorwa chinotinetsa tichadzidza kusiyanisa rudzi rwechikwereti chatinofanira kutiza, uye ndeupi unogamuchirika kana kuti wakanaka kwatiri. Nzira yokushandisa nayo mukana wechikwereti, kana kuti nzira yokuziva nayo, kana zvichidikanwa, kusvika kutambanukoi yatinogona kushivirira mwero wakati wokuva nechikwereti.

Chikwereti chine chepfu

chikwereti chakaipa chinowanzokonzerwa nekutenga pasina kufunga

Zvikwereti zvinobva pazvishuwo zvatiri kuda kugutsa zvino ndezveboka iri. Kazhinji kunokonzerwa nokusashivirira. Ndiyo imwe yemhando dzakajairika dzechikwereti chiriko, nekuda kweiyo kazhinji yakaderera mari. Zvakare, izvi zvinoita kuti zvive nengozi zvakanyanya, sezvo zvisingawanzo kuunza chero rubatsiro.

Ngatimbofungidzira kuti pane Smartphone itsva yatinoda kutenga. Hatina mari, asi chitoro kana kadhi rechikwereti zvinotibvumira kuitenga. Mumwe muenzaniso, TV itsva. Hatina mari yekuitenga, uye kunze kwekunge tiine terevhizheni yakapwanyika, kune vanogona kupinda muchikwereti kuti vawane itsva zvisinei nekuti ine inoshanda, kunyangwe yakakura. Iyi mienzaniso yechikwereti chakaipa, uye kana zvinosanganiswa nemari yakawanda zvakatoipisisa.

Mumamiriro ezvinhu akaipisisa, dzimwe nguva chikwereti chinodarika hupenyu hunobatsira hwechigadzirwa kana basa kune icho chabvumiranwa. Somuenzaniso, zororo. Zvine musoro here kubhadhara tsamba iyo, kunyangwe iri diki, ndeyezororo rakararama makore matatu apfuura, izvo zvishoma zvinoyeukwa?

Maitiro ekudzivisa kuwira muzvikwereti zvine chepfu

  • Kuranga. Iva netsika yekuchengeta mari. Hazvifanirwe kuve zvakanyanya pakutanga kana iwe usingakwanise. Chinokosha hakusi kurasikirwa netsika.
  • Usawira mukunyura. Usapinze chikwereti pazvinhu zvauinazvo. Paunenge uine imwe mari uye uchikwanisa kuitenga, ichava nguva.
  • Kufarira kwakakwirira. Usawira muchikwereti chine mubereko mukuru, zvisinei nekuti chidiki sei. Boka guru razvo rinogona kukanganisa hupfumi hwako.

Chikwereti Chakanaka

chikwereti chakanaka ndicho chese chinoshuma mabhenefiti emangwana

Kunyange zvazvo shoko rokuti “chikwereti” richiwanzobatanidzwa nechinhu chakaipa kana chisingadiwi, chokwadi ndechokuti zvichienderana nokuti chikwereti chinoshandiswa sei, chinogona kuva chakanaka. Tevere, tichaona maitiro anomira pachena mazhinji erudzi urwu rwechikwereti.

  • Anoshandiswa kutenga midziyo. Chikwereti chakagadzirirwa kutengwa kwenzvimbo, mota yemhando yepamusoro, kana kunyange basa rehunyanzvi rinogona kunzi chikwereti chakanaka. Aya marudzi emidziyo anowanzo koshesa nekufamba kwenguva, uye kunze kwekunge mutengo wakawandisa wabhadharwa, zvine pundutso pane kuwana chikwereti chekuenda kuzororo.
  • Vanoita mari. Zvikwereti zvakanaka zvinogona kushuma mari. Muenzaniso wakajairika ndewekutenga imba yekuirenda. Asi iwe unogona zvakare kusanganisira pano iwo edzidzo makosi kana masters ayo achakubatsira iwe zvirinani kutarisana nebasa rako rehunyanzvi. Kwete izvozvo chete, chikwereti chekuwana bhizinesi rinopa mari zvakare chikwereti chakanaka.
  • Mari yakawanda inogadzirwa yekudyara kwako. Uye ichi ndicho chikamu chinonakidza chezvikwereti zvakanaka, zvinokubvumira kupfuma nekukurumidza. Izvi zvinogona kunge zvisingaite uye zvisina musoro zvakanyanya, asi kana ukakwanisa kuwana purofiti yakawanda kupfuura mubhadharo wepamwedzi waunoita kuti uve nazvo, zvinobva zvaenda negwara chairo. Tichazviona zvinotevera.
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Nyaya inoenderana:
9 Mazano ekuti usapinda mune chikwereti mumusika wemasheya

Ita mari nechikwereti

Iwe zvechokwadi wakanzwa izwi rekuti "kusimudza". Ndezvekukwanisa kufambisa mari yakawanda kupfuura yaunayo. Inoshandiswa zvakanyanya mumisika yemari, semuenzaniso nezvigadzirwa zvakaita seCFD uye ramangwana. Dambudziko nderekuti kurasikirwa, kana takanganisa, kunogona kudarika capital yedu mune idzi kesi. Mune mamwe mazwi, izvi zvingave kuwandisa. Chinhu chekudzivisa.

Nzira iri nyore uye ine hutano yekusimudzira iri mukukumbira chikwereti mari yakafanana neyatinayo. Ichi chikwereti chiri mubvunzo, kunze kwekutsvaga kuchibhadhara, chine chinangwa chekuwana kudzoka pachiri. Inogona kushandiswa seimba, bhizinesi, rezinesi rebhizinesi, kana chero chinhu chatinoda kuwana mari yekungoita. Ngationei zviri nani nemuenzaniso.

maitiro ekuita mari uchitora mukana wechikwereti chakanaka

Shandisa imba yekuroja

Kuti ndinzwisise zano uye rirerutse, ini ndiri kuzoregeredza mari inotorwa kubva mukutenga uye kugadzirwa kwemortgage.

Ngatimbofungidzira kuti nekuda kwenhaka, lottery, savings, kana chero chikonzero, isu tine 140.000 euros muaccount. Isu tine sarudzo yekutenga furati inokosheswa 140.000 euros, yakaenzana mari. Pane nzira mbiri dzekuzviwana. Imwe ndeyekuibhadhara nemari, uye imwe nekubhadhara chikwereti ichipa 20% pamberi iyo iyo bhangi inoda. Misiyano ipi iripo?

  1. Yakabhadharwa nemari. Takatenga imba yacho ne140.000 euros uye tikaiisa kuti tibhadhare pamwe 650 euros. Izvi zvingatipa 7.800 euros gross pagore, kureva, 5,57% yegore rekudzoka. Chikamu chakanaka, hatina chikwereti. Chikamu chakashata, iyo bank account inoramba isina chinhu pakutanga
  2. Tinokumbira chikwereti. Isu tinopa 28.000 euros yekubhadhara pasi, uye isu tine tsamba yemakore makumi matatu pa30% ye2 euros pamwedzi (mutero unobva pakutenga watosanganisirwa). Kupfuura chokwadi chekuti chikamu chefurati chinobhadharwa nerendi, isu tine purofiti yakakura ye450 euros pamwedzi, kureva, 200 pagore. Pane iyo 2.400 euros yakatanga kubhadharwa, kudzoka kwe28.000%. Zvakare zvinoonekwa neimwe nzira, iyo mortgage inotibvumira kuwana mari yakakura kupfuura capital yatakatama. Mukuwedzera, kana tine matambudziko panguva yekosi, isu nguva dzose tichava nemari muakaundi yebhangi.
Musiyano uripo pakati peyakagadziriswa kana inoshanduka regeji kufarira
Nyaya inoenderana:
Yakagadziriswa kana inoshanduka mogeji?

Uyu muenzaniso, unova mufananidzo wakanyanya pane unoshanda, ndewekuratidza mafambisirwo angaite mari negwara rakanaka kana uine kutonga kwakanaka kwemari. Hazvina musoro kuti tikumbire chikwereti uye pamari yatisina kukumbira kushandisa pane zvimwe zvinoda, zvingava nengozi pamberi pezvichaitika mune ramangwana. Nekudaro, kusashandisa capital kunotibvumidzawo kubata chero kurasika kana kana paine chasara, isa mari yacho mune chimwe chinhu zvechido chedu. Nenzira iyi, zvinogumiswa kuti chikwereti chinoshandiswa zvakanaka chinogona kuunza mari uye kuita kuti mari ikure nekukurumidza.


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  1. Inotarisira iyo data: Miguel Ángel Gatón
  2. Chinangwa cheiyo data: Kudzora SPAM, manejimendi manejimendi.
  3. Legitimation: Kubvuma kwako
  4. Kutaurirana kwedata
  5. Dhata yekuchengetedza: Dhatabhesi inobatwa neOccentus Networks (EU)
  6. Kodzero: Panguva ipi neipi iwe unogona kudzora, kupora uye kudzima ruzivo rwako

  1.   OSCAR LONDON akadaro

    IDZI NYAYA DZEZVINYAYA ZVINOSHAMISA, MUNHU DZIDZA UYE KURURAMISA UYE KUWEDZERA NZIRA YEKUONA NYIKA YEMARI. Ini ndinokurudzira kuti utijekesere nezve cryptocurrencies uye kuti zvine pundutso sei kuita mari mune ramangwana, kunyangwe chero mari ine njodzi.