Chii chinonzi mutero subrogation

Unotaura rini nezvekugadzira subrogation yechikwereti, Tiri kutaura nezvekushandurwa kunoitwa pane mamwe mapoinzi kana zvinhu zvekubata imba nekuti tinoda kutora chimwe chikamu mavanotibhadharisa chimbadzo chidiki kana kutipa mukana wekuchiripa munguva shoma. Izvi zvinogona kuve subrogation kubva kumunhu ane chikwereti chemari kana kubva kune waakweretesa.

Chii chinoitika kana subrogation ichibva kune ane chikwereti bato

Kana iko kuzviisa pasi kukaitika mune ane chikwereti kana pakati pevanhu, zvinoitwa ndezvipi chinja iye anobata mogeji. Izvi zvakajairika kana uchitenga imba iyo parizvino yakachengetwa.

Bhengi harisungirwe kubvuma mukwereti mutsva kana rikaona zvisina kukodzera

Iyo bhangi uko iyo mogeji iri kutamisirwa inogona kana kusatambira iye mutsva ane chikwereti. Asati apa mhinduro, bhangi rinofanira kugadzira kuongorora njodzi nemunhu mutsva uyu kuti agone kuongorora kana ichigona kuwanikwa kana kwete. Kana mukwereti mutsva ari njodzi mutengi wesangano, pane mukana wepamusoro wekuti chinzvimbo hachikugamuchire iwe semutengi, saka uchafanirwa kutsvaga chinzvimbo chinokupa iwe mamiriro akafanana.

Izvi zvinobvumira tora chikwereti pasina kuita chero imwe muripo wechinangwa ichi. Nekudaro, kana iwe uchizofanira kubhadhara iyo surrogacy mari. Iyi mari inoenderana neye notary, iyo agency, marekodhi uye zvakare subrogation komisheni iyo inopihwa panguva iyo mogeji ichatanga.

Ipapo isu tine iyo mukweretesi subrogation izvo zvinogona zvakare kuitika pakati pezvinhu. Mune ino kesi, izvo zvinoitwa ndizvo chinja mogeji kubva kubhangi kuenda kune rimwe.

Nekuda kweizvi, yega yevatengi vanoda kugadzira mogeji subrogation Vachakwanisa kugadzirisa mamiriro echikwereti chakataurwa pasina izvi zvinoreva kuti kiredhiti inofanirwa kudzimwa kana kunyangwe pasina kuita chibvumirano chitsva. Kuberekera mumwe ndeimwe yeiyo sarudzo dziri nani dzevanhu kuti ivo vari kuenda kuburikidza nematambudziko ezvehupfumi, zvisinei, zvinoenderana zvakanyanya nenguva yavanobhadhara uye yavo yegore yemari yemari.

Matipi eanobudirira kutora mogeji subrogation

Kana mutengi asingagutsikane nemamiriro ezvinhu aanopihwa mogeji, anowanzotanga kukwidza iyo mukana wekugadzira mogeji subrogation. Izvo zvinoenderana nekuisa chikwereti chemogeji kune rimwe bhangi, izvo zvatatoona izvo zvinotipa mamiriro ari nani.

Nekudaro, kutsvaga bhangi rinotipa iyo yakanakisa mamiriro hazvisi nyore. Aya ndiwo matipi ausingafanire kukanganwa kana iwe uchida kuti zvinhu zvese zvifambe zvakanaka mukuzvarwa kwako.

Iwe haufanire kutaura kubhangi rako kukwanisa kuita surrogacy

Kugona kuita surrogacy, haufanire kukumbira kubhengi mvumo iyo yaunenge uine iyo mogeji; Sezvo muchibvumirano chatinosaina navo, hapana chirevo chinotitaurira kuti tinofanirwa kugara nacho X nguva kana kuvaudza kuti tinoda kuchinja mabhangi. Chatinofanira kurangarira mundangariro ndechekuti kana isu tichida kuenda kune rimwe bhangi isu tinofanirwa kuve neanenge makore matatu ekubhadhara chikwereti. Sangano idzva richange richiona nezvekufambidzana nesangano rapfuura kuti rivaudze kuti iwe unoda kuchinja uye kudzima chikwereti chako navo mumazuva asingasviki manomwe.

Bhengi rinogona kutiitira renda kupira

Zviri pachena kuti chii bank haina kufarira kurasikirwa nevatengi. Izvi zvinogona kuita bhangi rako, kana rikaona kuti iwe unoda kuchinja masisitimu uye uine chitsva chechikwereti neimwe bhangi, chitsva chipiro chekuti iwe ugare navo. Iyi yekupa inopihwa inogona kuenzana nezvatichava nazvo mune chimwe chinhu, asi mamwe mabhangi anotomboivandudza. Iyo inonzwisisika nguva iyo iyo sangano inofanirwa kukupa iwe yakanaka kupihwa ndeye gumi nemashanu mazuva mushure mekutaurirana zvirongwa zvako zvekuenda kune chimwe chinhu. Icho chinangwa chekuvandudza kupihwa chinofanira kugara chichiitwa pasi peye notary.

Zvese subrogations zvine mari yekuwedzera

Kana tisingazive kuti maitirwo anoitwa sei, isu tinofungidzira kuti une Kuzvidzivirira kunotakura mari yaunofanirwa kunge wakaronga kuitira kuti pakupedzisira zvisazodhura kupfuura zvaunotarisira.

Pakati pe surrogacy mari ndiyo mari ye gweta, kunyoresa uye manejimendi mari. Zvakare, iwe ungatofanira kubhadhara diki komisheni.

Iwe unofanirwa zvakare kugara uchifunga kuti nekubhadhara zvishoma yega yega ms, iyo nguva yegeji inogona kuwedzera.

Kana iwe usiri kuda kuchinja mabhangi, iwe zvakare une sarudzo

Kana iwe usiri kuda kuchinja mabhanga, iwe unogona kuita ruzha Kubudikidza nayo iwe une mukana wekuve nemamiriro ari nani asi usingachinje mabhanga, izvo zvinochengetedza imwe mari.

Iko kune zvakare imwe sarudzo iri kushomeka kwechikwereti. Pano, isu taigona chete kubhadhara mubereko pasina kupa mari yeimwe nguva yenguva.

Sarudza huwandu uye mhando nguva dzese

Iwe haudi kungodzikisa huwandu. Vazhinji vevanhu vanotsvaga rudzi urwu rwe subrogation vanoita kudaro vachitsvaga kubhadhara zvishoma mwedzi wega, vasingazive kuti akawanda masangano anopa kubhadhara zvakafanana asi kureba. Hatifanire kungotsvaga mukana wekubhadhara zvishoma, asi wekubhadhara iyo yakazara mari mumakore mashoma. Izvi zvakapusa, izvo zvatinofanirwa kuita kutsvaga chinzvimbo chinotibhadharisa chimbadzo chidiki.

Izvo zvaunofanirwa kuziva kana iwe uchida kuchinja yako mogeji kana kana zviri nyore kwauri kuti uchinje yako mogeji

Kana iwe uine mortgage credit iyo inopfuura makore mashanu ekuberekwa, saka inguva yakanaka yekuchinjira kune chimwe chinhu, kunyanya kana chimbadzo chiri pamusoro pe5%

Kana iwe uchangobva kukumbira chikwereti kana uine chiwero chemubereko chiri pasi pegumi muzana, izvo zvinokurudzirwa hazvisi zvekuita subrogation kunyangwe iwe uine anopfuura makore mana.

Usati wasarudza chero chinhu, nyatsoongorora inishuwarenzi yainokupa uye ndeapi mavharo ako mortgage credit.
Kana iwe wanga uchinge uchinge uchinge uchiripa yako mogeji kweanopfuura makore gumi, nyanzvi dzinokurudzira kuti iwe usachinje chero shanduko kubvira panguva ino warega kubhadhara mubereko uye wotanga kubhadhara chikuru.

Ndeapi mamiriro ezvinhu mune iyo mogeji chikwereti inogona kuiswa pasi

Rangarira kuti kuve ne chikwereti nechinhu Kana zvasvika kune mogeji, hazvikumanikidze kugara imomo kudzamara chikwereti chapera. Kana iwe ukawana chinzvimbo chinokupa iwe zvirinani mazwi kana yakanyanya kuderera chimbadzo, usarasikirwe nemukana wekuchinja kunze kwezviitiko zvakati mogeji yabhadharwa kweanopfuura makore gumi, nekuti mune iyi mhando kesi mhindu inenge yabhadharwa uye ichichinja isu tinogona kufananidzira kubhadhara zvakare.

Ndeapi matanho asati aberekerwa

Kana iwe semutengi, une chikwereti chemba asi chinhu chinokupa mamiriro ari naniIzvi zvinofanirwa kuitwa nekunyora pamwe nezvose zvayakakupa pakutanga.ichi chiito chinonzi "chisungo chinopa". Ndicho chinzvimbo chinoita kuti iwe uve chipo chitsva, icho chinotarisira kutaurirana kune chakapfuura chikamu, chako chishuwo chekuita shanduko uye ivo vanoudza chinzvimbo kuti mukati memazuva manomwe, isa mari yakweretwa pamubhadharo. Panguva ino uye kuitira kuchengetedza mutengi, sangano rako rinogona kukupa iwe chitsva chipo.

Kana iwe ukafunga kufunga kugara nesangano rako

Kana uchikwanisa funga kupa simba pakuberekera kwako, ndiko kuti unogamuchira mamiriro matsva esangano rako, iwe unobva wagaremo uye chinopihwa chinonyangarika. Kune dzimwewo nyaya dzatinofarira kubhengi asi mushure mekuongorora nyaya yedu, bhanga idzva ratiri kuda kuenda rinotiramba nekuti tiri vatengi vane njodzi.

Iwe unofanirwa kuve wakangwarira zvakanyanya nehukama

Kana isu tikachinja mabhangi, chimwe chinhu chatinofanira kufunga nezvacho ndechekuti ivo vanogara vachitipa mamwe marudzi ezvigadzirwa senge inishuwarenzi inouya nepakeji uye kuti nekufamba kwenguva inogona kutibatanidza zvakanyanya kupfuura zvatisinga farire nesangano. . Mabhangi mazhinji haakupe mukana wekuti uite surrogacy navo kana ukasasarudza zvigadzirwa izvi uye vamwe vazvivanza sechipo, asi izvo zvakatove zvakabatanidzwa mumutengo.

Kuzvitorera kana kuvhura, ndeipi sarudzo yakakunakira iwe?

Zvese zvinoita kurira kunoyedza vanhu vazhinji uye zvinonetsa kuziva kuti ndeipi iyo sarudzo yakanakisa yenyaya imwe neimwe. Kuti uwane kuti ndeupi anotikodzera zvakanyanya, isu tinofanirwa kugara pasi toita accounting yezvose. Iwe unofanirwa kukumbira zvese zvine chekuita neruzha uye shanyira mamwe akawanda masisitimu e surrogacy.