Kupihwa kwekiredhiti ndeimwe yeaya mazwi ekuti zvinhu zvemutemo zvinosanganiswa neayo accounting uye nekuda kwemamiriro ezvinhu aya kunzwisisa kwayo kwakanyanya kuoma. Zvakanaka, pamwero mukuru zvinoreva bhizinesi remutemo iro munhu kana kambani (mukweretesi) anoendesa kune mumwe (assignee) kodzero dzinomiririrwa nevekutanga kune wechitatu bato.
Asi nehunyanzvi hwakasarudzika ndizvo zvinoratidzira iyi nhamba uye ndizvozvo hapana nguva iyo hukama hwekutanga hunopera.
Kuti kuvhiyiwa uku kutange, chinhu chakakosha zvikuru chinodiwa chinofanira kuzadzikiswa. Hapana chimwe kunze kwechisungo chinofanira kuitwa pasi pekubvumirana kwemapato maviri. Kureva, chido chakafanana chevaviri kusvika a chibvumirano pamamiriro ezvinhu aya mukupihwa kwechikwereti. Chimwe chinhu chisingaiti mumamiriro ese ezvinhu uye chinoita kuti kuvhiyiwa kumiswe.
Chimwe chezvikonzero zvekuzviita imhaka yekuti inogona kubatsira mapato ese ari maviri muhurongwa hwemutemo hwakaoma. Zvikuru nokuti zvinhu zvazvino hazvina kuoma yemakambani madiki uye epakati nepakati uye nekudaro vanogona kuenderera mberi nekuvandudza mutsara wavo webhizinesi semazuva ese.
Maitiro ekupihwa kwechikwereti
Kuvhiya uku, zvese accounting uye zviri pamutemo, hazvina homogeneous zvachose. Asi, pane zvinopesana, mhando mbiri dzakasiyana dzinogoneswa mukutarisira kwayo. Imwe yacho ndeye kugoverwa kwechikwereti nechiziviso iyo yakavakirwa pachokwadi chekuti mapato ese ari muchirongwa anobvumirana nechiyeuchidzo chakakodzera chekuchinja kwemuridzi. Ndiyo inowanzoitika sezvo ichidzivirira matambudziko angangoitika mukupokana uye inogadzirwa neruzivo rwemapato ese.
Kunyange zvichipesana, kupihwa kwechikwereti pasina chiziviso kunowanikwawo. Imo mafambiro aya anoitika pasina chiziviso chiziviso kune ane chikwereti nezve shanduko mukufambiswa kwekodzero yekuunganidza. Mune zvimwe zviitiko, zvinogona kutungamira kune mamwe matambudziko muhukama hwevashandi vebhizinesi vari chikamu cheichi chiitiko. Kupfuura mamwe mafungidziro ehunyanzvi.
Mashandiro anoita chigadzirwa ichi
Kupihwa kwechikwereti kunobva pakupa mari yekubhadhara nekukurumidza kukuru kwenguva. Ngatimbotii imwe nyaya yekambani ine a risiti kana invoice inotambirwa kutengeswa kwechigadzirwa kana kuvandudzwa kwesevhisi uye kuti zuva rayo rekupedzisira mwedzi mitatu pakuona.
Uye kuti kune chero mamiriro ezvinhu, iwe unoda huwandu hwako hwekushanda kwakanaka kweakaunzi yako. Mumamiriro ezvinhu aya vanogona kusarudza chigadzirwa ichi kuburikidza nehutungamiriri hwavo nebhanga rinovabvumira kuti vagadzirise basa rechikwereti.
Chii chaizoitwa? Zvakanaka, chimwe chinhu chakakosha se tora mari iyoyo mberi maererano nekupera kwayo. Kwauchazofanira kubhadhara mari yawakabvumirana kare uye makomisheni ayo anozotevera.
Aya mashandiro anoitwa kana kambani ichida iyi poindi yemari nekukasira uye iko kunonoka nenguva. Zvisinei, kuti kushanda kubatsire, zvinenge zvichidikanwa kuti mari yerisiti kana invoice ive yakakwirira uye kwete zvishoma.
Kune rimwe divi, zviri nyore kuziva kuti chibvumirano chekupihwa kwechikwereti igwaro rinotungamirwa kuburikidza nemunyori uye mune iyo data yemapato maviri anoumba iyi nzira inooneka.
Kufanana nehuwandu hweiyo accounting movement uye iyo inofanirwa kusainwa kuti iko kutendeka kwayo kuve kwakazara uye kuri pamutemo. Kuve imwe yezvigadzirwa zvakajairika nemakambani madiki uye epakati nepakati anoenda kuburikidza nekuoma kusinganzwisisike mubhokisi ravo.
Muenzaniso wekugoverwa kwechikwereti
Hapana chinhu chiri nani pane kutarisa chigadzirwa ichi mukuita. Isu tichafungidzira kuti kambani diki uye yepakati-kati muchikamu chebasa ine chikwereti kune imwe kambani inoita kuti ive mukwereti. Zvakanaka, nekushandiswa kwekupihwa kwechikwereti, wekutanga wavo aizoendesa iyi mutsara wechikwereti kukambani yechitatu. Saka kubva panguva ino wekupedzisira aizova mukwereti wemari. Mukuita, izvi zvinoreva kuti iyo yekupedzisira ingave iyo iyo gara pachinzvimbo chemukweretesi kune ane chikwereti. Kunenge kuri kudzokororwa kwemabasa munguva pfupi pfupi.
Chikwereti chekupa kontrakiti modhi
Chinangwa chikuru chekondirakiti iyi kudzora zvirevo nemamiriro ayo sangano rinopa rinopa muchiitiko chimwe chete ichi kune vanopihwa makiredhiti anobva kune zvinyorwa zvevimbiso kuzivikanwa. Nekune rimwe divi, sangano rinogovera rinopa uye kutamisa maruramiro ese anoumba makiredhiti anobva kune akacherechedzwa manotsi evimbiso uye uko anopihwa anoagamuchira nekuatora nenzira yekutenga nekutengesa. Icho chigadzirwa chakanyanya kuoma chinoda ruzivo rwemari kune chikamu chemakambani kana vanhu vari chikamu cheichi chiitiko chakakosha.
Unogona dhawunirodha muenzaniso wechibvumirano chechikwereti mune link yatichangobva kukusiya.
Kugoverwa kwechikwereti chemortgage
Nezvekusiyana uku, chimwe chinhu chakajairika kupfuura mune vamwe, zvinofanirwa kucherechedzwa kuti kugoverwa kwechikwereti ndiko chibvumirano chezvido izvo mukwereti anopa chikwereti chake kune wechitatu bato. Kunyange zvazvo kuitira kunzwisisa zviri nani zvinofanira kuonekwa kuti munyaya iyi nhamba nhatu dzinokanganiswa mukuita uku, kwete maviri. Kutanga, mukweretesi anopa chikwereti (anogona kuva munhu wepanyama kana wepamutemo). Zvadaro mukwereti anoramba ari munzvimbo dzavo uye pakupedzisira mukwereti mutsva.
Mukati meiyi mamiriro akajairwa, iyo yekupihwa kwemortgage kiredhiti parizvino inodzorwa ne Mutemo weMortgage muSpain. Iko zvinofarirwa nevashandisi vanobatanidzwa mune iyi nzira yezvemari zvinodzivirirwa. Nekune rimwe divi, mutemo unoita kuti zvipimo zvawo zvive pachena nekutaura kuti "kodzero dzese dzinowanikwa nekuda kwechisungo dzinochinjirwa pasi pemitemo, kunze kwekunge zvabvumiranwa neimwe nzira, inotaura kuti chikwereti chemba chinogona kutengeswa kana kupihwa kune wechitatu bato. yose kana kuti muchidimbu, maererano nezvinodiwa nomutemo”. Nekune rimwe divi, kuti mamiriro ezvinhu aya aitike, zvinonyatso fanirwa kuti iyi modhi mumugove inoda chibvumirano cheruzhinji uye inofanirwa kugadziridzwa sezvainoitwa kana uchinyorerana chikwereti chemba.
Kugoverwa kwechikwereti mukuita kwekutonga
Imwe yemibvunzo mikuru inomuka ndeiyi inotevera: ko kupihwa kwechikwereti kungaitwe here pasina humwe hunhu muhurongwa hwekutonga? Zvakanaka, pane mikaha yakasiyana munyaya iyi iyo mitongo yematare iri kuedza kujekesa. Semuenzaniso, kurongeka kweProvincial Court yeBarcelona kubva gore rapfuura, umo zvinoburitswa kuti "nenzira yekuraira yaGunyana 18, 2015, PL Salvador Sárl aifanirwa, mukati memazuva gumi, kupa notary certification. ichitaura zuva rebasa, kuzivikanwa kweavo vakaurayiwa pamwe chete nemari iyo yakanzi chikwereti chakapihwa.
Chero zvazvingaitika, pane yakafanana dhinominator mune idzi nyaya uye inoreva chokwadi chekuti hurongwa hwedu hwemutemo hauratidze pachena kuti kubvumidzwa kwekupihwa kwezvikwereti ndiyo notarial certification. Vachicherekedza chishuwo chavo chemapato maererano nechimiro chekubvumidzwa ikoko nechinodiwa chete chekuti kubvumidzwa kuve kwakavimbika. Zvisinei nekusawirirana kungavepo pakati pemamwe mapato ari chikamu chechirongwa ichi.
Kupikisa kugoverwa kwechikwereti
Kune rimwe divi, zviri nyore kuziva kuti chibvumirano chekupihwa kwechikwereti igwaro rinotungamirwa kuburikidza nemunyori uye mune iyo data yemapato maviri anoumba iyi nzira inooneka. Kuburikidza nehurongwa hwakaoma mune mamwe mamodheru uye ndiko kutsigirwa kunoratidzwa nevadzivisi veichi chigadzirwa chemari. Kufanana nehuwandu hweiyo accounting movement uye iyo inofanirwa kusainwa kuti iko kutendeka kwayo kuve kwakazara uye kuri pamutemo.
Nepo kune rumwe rutivi, zvinodikanwa kutevedzera zvinodiwa zvakakosha: chisungo chinofanira kuitwa pasi pekubvumirana nemapato ese ari maviri. Kureva kuti, chido chakafanana chemapoka maviri kusvika a chibvumirano pamamiriro ezvinhu aya mukupihwa kwechikwereti. Chimwe chinhu chisingaiti mumamiriro ese ezvinhu uye chinoita kuti kuvhiyiwa kumiswe. Kuve zvimwe zvezvinokanganisa zvakanyanya mukuitwa kwayo.