Nekusvika kwegore idzva, misoro yenyaya dzakanakisisa dzemubhadharo wegore dzinoratidzwa zvakare uye, sezvakatoonekwa mumakore apfuura, zvakare zvakare inotungamirwa chinzvimbo ne Bankinter mubhadharo account.
Nhoroondo dzakanakisisa dzemabhadharo e2017
Iyi account inopa, segore rega rega, yakanyanya kunaka sarudzo pamwe nechipo kuma0 makomisheni uye iine chete 5% yekufarira, inoitika mukati megore rekutanga.
Vanocheka kuitira kukwikwidza kuri nani
Zvisinei, mukati memazuva mashoma apfuura, akawanda kubhadhara maakaundi Vakatanga kucheka mubereko uyo wavakapa kune vatengi vavo pane huwandu hwemasevha aive nevatengi maakaundi avo. Dzimwe dzeakaundi idzo dzakatanga kucheka kufarira ndeyeiyo imwechete account uye yerusununguko account (ese maakaunzi eiyo Bank mediolanum) and the La Caixa yakawanda account account.
Pa account ye fungai Iwe unogona kuona kudzoka shure sezvo ivo vakabvisa zvipo zvavakapa kune vatengi vavo, senge yehutano bhandi; zvisinei ivo vanochengeta kunyorera iwe kwaunopa kune vashandisi vemwedzi mitatu yenetflix mahara.
Makomisheni uye mashoma mubairo
Mukati me makomisheni uye mashoma mubairo izvo zvinodikanwa kune iyo account kana kunyangwe kugara zvachose neakaundi, zvinhu zvakakosha kuti uverenge mumaakaunzi ese, sezvo zvachinja neinosvika makumi mashanu muzana muaccount ese emubhadharo.
Sarudzo dzakanakisa
Mukati me sarudzo dzakanakisakuwedzera kune Bankinter, El banco anozivikanwa uye Cajamar Idzo sarudzo huru, dzichipa zvakanakira maakaunzi emabhadharo anowanikwa mumusika. Uye zvakare, kusanganiswa kwevatatu kunogona kupa muhoro wakanyanya uye kusavapo kwemakomisheni.
Dzimba muhoro, zvinopihwa zvakafanana
Kunyangwe ichichinja gore rega rega, gore rino masangano mazhinji akwanisa kuchengetedza zvavanopa kune vese vatengi avo vanga vatove nemubairo wekutonga.
Nhau mumazuva achangopfuura
Kunyangwe kushoma kushandurwa kwakaitwa mazuva ano, chinonyanya kuzivikanwa chave chiri mhando mbiri dzeakaunzi: avo vanopa% chimbadzo mukutsinhana nemari yavakachengeterwa nemakasitoma avo uye avo vanopa zvipo kune vatengi vavo pakuisa mari dzataurwa.
Yekutanga yeaya maakaunzi atanga kudzikisa muripo wavanopa. Iyo imwechete account uye yerusununguko account vadzikisa% kusvika 1,75%, rinova donhwe rakakosha kana tikarifananidza neyakare, yaive 2,5%. Kune rimwe divi, iyo yakawanda-account iyo inogona kuwanikwa mu la Caixa haichabhadhara vatengi vayo, saka icho chigadzirwa ne 0% TIN.
ari zvipo zvekubhadhara maakaunzi, semuenzaniso iyo imaginabank account yakachinja chikumbiro chayo uye yakabvisa zvipo kune vatengi vayo. Nekudaro, inoramba ichipa mumwe wavo: 3 mwedzi yekuwana kuNetflix.
Kana iwe uri kufunga kusarudza account yemubhadharo yeiyi 2017 asi uchiri kusaziva kuti ndeipi, tiri kuzokupa iwe runyorwa rwe akanyanya kubhadhara maakaundi kuitira, kuti ugone kusarudza iyo inonyatsoenderana nezvido zvako.
Payroll maakaundi
Bankinter
Iyo yakanakisa pasina kupokana, uye sezvazvakaitika mumakore apfuura, iri Bankinter. Iyi account yekubhadhara ine 0% mumakomisheni, izvo zvinoita kuti zvive zvinokwezva kune vashandisi. Iyo zvakare ine 5% APR yegore rekutanga, ichidonhera ku2% yechipiri.
Kuti uwane iyi account, shoma pachiyero iyo iwe yaunofanirwa kubhadhara ndeye 5.000 euros uye inokwanisa kuwana a kiredhiti kadhi. Vatengi vane kadhi iri vanokwanisa kuwana maATM anodarika zviuru zvisere pasi rese.
Verenga iwe neni. Iwe neni maakaundi maakaundi akakodzera kune vanhu vanoda kubhadhara hafu yezvavanoshandisa. Uye zvakare, iyo inopa mapato ese ari maviri kadhi kuti vakwanise kubata chero mhando rekufamba pasina dambudziko.
Yakakurumbira Bhangi
La yakakurumbira kubhengi payroll account inopa vatengi vayo 24-inch Samsung HD TV.
Cajamar bhangi rekubhadhara account
In the Cajamar bhangi rekubhadhara account pane yakatarwa-temu dhipoziti yauchazowana yakazara kuzara.
Rudzi rweakaunzi urwu runogona kubvumidzwa kubva pamwedzi mitanhatu kusvika pamakumi maviri nemana uye runogona kuitwa mukubhadharwa kwemubereko pamatemu akasiyana, kubva pamwedzi kusvika panopera account.
Izvo zvishoma zvinodiwa paiyi account ndeye 3.000 euros uye mwero wekufarira wakagadziriswa. Mune iyi mhando yeakaunzi, kukanzura kana kusarudzira kukanzura account kunotenderwa.
Ndicho account pasina njodzi yekudyara uye neakanakira kushomeka.
Payroll account mediolanum
Kutenda kune izvi payroll account iwe unogona kunge uine zero makomisheni, mukuwedzera kune yekuwana emahara makadhi uye kuwana kune akasiyana zvigadzirwa zvechisimba kungova mutengi.
Vanhu vanosarudza kuve neakaundi iyi vanokwanisa kuzere kutungamira uye kugadziriswa kweakaundi account, nenzira yakasarudzika. Deposit yemacheki mumaeuro uye kuburitswa kwemabheki macheki.
Akaundi yebhadharo yeOverbank
Iyo imwe yeakaundi iyo inopa 0% pane zvese. Ndokunge, 0 euros ekuvhura iyo account, 0 euros yekuchengetedza iyo account uye 0 euros yekuvhara iyo. Uye zvakare, vanhu vane izvi payroll account, Ipa kusvika ku1% kudzoreredza pane ese makuru mabhiri epamba.
Uye zvakare, izvi payroll account Inokupa iwe mukana wekufambisira mberi muhoro wako neiyo Pre-kupihwa pre-kiredhiti. Izvi zvinoenderana nemvumo yebhangi.
Self Bank
Este mhando yeakaundi bank account Ivo havana mari yekuvhura uye havazopa kudzima kana kugara zvachose. Uye zvakare, kiredhiti kana goridhe kiredhiti kadhi inogona kukumbirwa, zvisinei, iro kadhi rinofanirwa kubvumidzwa nesangano.
Maakaundi ane anopfuura ma9.500 maATM maunogona kubata nekadhi rako uye nekugadzirisa mari yako.
Uye zvakare, kana iwe usina mubhadharo kana usingakwanise kuchinja, iwe unongofanirwa kuita mari yemwedzi kune ino account semubhadharo uye ramba uchibatsirwa kubva kune ese mabhenefiti.
Payroll account mediolanum imwechete account
Akaundi iyo inokupa iwe kufarira kwakanyanya, nekomisheni, pamwe nekuchengetedza kunogona kusununguka, zvinoenderana nezvino sarudzwa nebhangi. Yakatumidzwa zita imwe nhoroondo, nekuti iri 0 mutengo account ine inoshanduka-shanduka mitemo inoenderana kune wega mutengi.
Uye zvakare, inopa mukana wekuvhura yechipiri account pasina makomisheni, kuwedzera kune makadhi emahara.
Rusununguko mediolanum account
Iyo account iyo inokupa iwe yakakwira makomisheni pamutengo wakaderera. Iyo inyaya kune vanhu vanoda kunzwa vakasununguka mune yavo account manejimendi.
Uye zvakare, iyo inokutendera iwe kuvhura yechipiri account mahara zvachose uye uve nayo akasiyana makadhi. Izvo zvinewo bizum, sevhisi inobvumidza iwe kuti uite chero rudzi rwekubhadhara kuburikidza nefoni yako. Uye zvakare, kuve chikamu chenyika yemedolanum, iwe une mabhenefiti ayo vatengi vese vanowana.
Payroll account Cajamar Akaunti 360
Akaunti ine zvakanakira zvayakanakira, sezvo ichipa 3% TIN ine zviyero zve3.000 kusvika ku12.000 euros. Iwe zvakare une kiredhiti kadhi pasina chero mutengo kana chengetedzo.
Yakakurumbira payroll account ine bhonasi account
La bhonasi yakakurumbira account, inopa yakawanda purofiti yemari yako ne0.75% APR. Uye zvakare, iko kugadziriswa kweakaundi kunoitwa panopera account. Izwi reiyo account ndeye gumi nematanhatu mwedzi uye kukanzurwa kwekutanga kunogona kuitwa kana mutengi akachikumbira.
Inopawo vatengi vayo makadhi ese isu tine chirongwa. Aya makadhi haasi kuzomiririra komisheni mari kana manejimendi mari. Iyi sisitimu inodaidzwa kunzi chirongwa 0. Iri zano rinopa vatengi zvakakosha zvikuru zvidzikiso uye sarudzo dzakasiyana dzekuzorora dzinoenderana nemutengi mumwe nemumwe.
Akaundi yeMediterranean BMN
Kunyangwe iyo Nhoroondo yeBMN Iine runyorwa rurefu rwezvinodiwa kuti uve mutengi, ichokwadi kuti mabhenefiti akanyanyawo kwazvo.
Zvinotarisirwa ndeizvi: iva nezvikwereti zviviri zvakanangana, uye shandisa mari inosvika mazana mapfumbamwe emamiriyoni pakutenga kana kuvhiya kota yega yega. Iwe unofanirwa zvakare kutora inishuwarenzi nemutengo we900 euros pagore uye kuti iyo quarterly bhalansi inodarika 150 euros pagore.
Sezvauri kuona, iyo rondedzero ye akanyanya kubhadhara maakaundi Iyo haina kureba kwazvo, asi inopa akati wandei sarudzo, dzinoenderana nemhando dzakasiyana dzevatengi.
Rangarira kuti kunyangwe vachiita kunge zvigadzirwa zviri nyore zvebhengi, iwe unofanirwa kutarisa mamwe mapoinzi mumaakaundi ese emubhadharo kuti usazoshamisira.
Pakati pemapoinzi aunofanira kufunga nezvayo usati wasarudza account yekubhadhara kana imwe ndeiyi: makomisheni avanokupa uye sarudza iwo anowanzo kupa 0 komisheni. Iyo Minimum wage chii chimwe nechimwe che kubhadhara maakaundi. Iko kusingaperi, uko kunogona kusvika pamwedzi makumi mana nemasere mukutsinhana zvipo.
Chekupedzisira, kubatanidza kunofanirwa kutariswa. Mabhangi mazhinji anongokumbira kuti mubhadharo ubatanidzwe iyi account, zvisinei, vamwe vanoedza kuburitsa kutenga kwezvimwe zvigadzirwa zvakaita semakadhi echikwereti kana kunyange inishuwarenzi yemarudzi ese.